CULPEPPER INSURANCE AGENCY, INC.
- Company typePrivate
- Founded-
- HeadquartersColumbus, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
CULPEPPER INSURANCE AGENCY, INC. firmographics
Firmographics- Name
- CULPEPPER INSURANCE AGENCY, INC.
- Legal name
- Culpepper Insurance Agency Inc
- Website
- https://culpepperinsurance.net
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Where CULPEPPER INSURANCE AGENCY, INC. is headquartered
LocationHeadquarters
- HQ city
- Columbus
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
CULPEPPER INSURANCE AGENCY, INC. business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
Revenue model
- Insurance Policy Commissions: As an independent insurance agency, the company earns commissions from multiple insurance carriers for placing personal and commercial insurance policies including auto, home, life, and business lines.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Personal Auto Insurance |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
CULPEPPER INSURANCE AGENCY, INC. product offering
Product offeringCore offering
Culpepper Insurance Agency, Inc. is an independent insurance agency that sells personal and commercial insurance lines on behalf of multiple insurance carriers. The agency operates from Columbus, Georgia with 8 employees, is licensed in 11 states, and serves as a licensed intermediary placing coverage for individuals and businesses.
Product overview
Culpepper Insurance Agency Inc is an independent insurance agency offering a comprehensive portfolio of insurance products through multiple carrier partnerships. The agency provides Personal Insurance lines including auto, homeowners, condo, boat & watercraft, motorcycle, motor home/RV, renters, life insurance, annuities, personal umbrella, and retirement products. For business clients, the agency offers commercial coverages including Business Owners Policy (BOP), commercial auto, commercial property, general liability, cyber liability, professional liability, Directors & Officers, EPLI, errors and omissions, commercial umbrella, restaurant, contractors, security professionals, hotel/motel, retail store, apartment building owners, condo association, auto body shop, and specialty lines. As an independent agency, they represent multiple insurance companies to match customers with appropriate coverage at competitive pricing.
Differentiator
Problem solved
Functional benefit
Products and services
- Personal Lines Insurance Personal insurance products (such as auto, home, and life) sourced from multiple carriers and placed by licensed agents for individual consumers and households.
- Commercial Lines Insurance Commercial insurance products (such as property, liability, commercial auto, and workers' compensation) sourced from multiple carriers and placed by licensed agents for small and mid-sized businesses.
Companies that use CULPEPPER INSURANCE AGENCY, INC.
Customer profileSegments2 records
Ideal customer profiles2 records
CULPEPPER INSURANCE AGENCY, INC. technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
CULPEPPER INSURANCE AGENCY, INC. partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Multiple Insurance CarrierscoreAs an independent insurance agency, Culpepper Insurance Agency represents multiple top-rated insurance companies. The agency states they have 'made available some of our best companies for your online quick quotes.' This carrier network enables the agency to compare rates and find optimal coverage fits for customers across personal and commercial insurance lines.
Scale indicators1 record
Recent moves1 record
Expansion highlights4 records
CULPEPPER INSURANCE AGENCY, INC. competitors and assessment
Company assessmentBroad incumbents
- Auto-Owners Insurance: Mutual insurance company distributing exclusively through independent agents across personal and commercial lines. Operates in the same independent-agent channel with overlapping product set, particularly in the Southeast where Culpepper operates.
- Erie Insurance: Regional P&C carrier with an exclusive independent-agent distribution model offering auto, home, life, and commercial coverage. Comparable channel alignment and product scope; operates as a carrier upstream of agents like Culpepper.
- Frankenmuth Insurance: Regional property & casualty carrier that distributes exclusively through independent agents across personal and commercial lines. Comparable in that it operates in the same independent-agent channel serving similar personal/SMB customers, though as a carrier rather than an agency.
- Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm with extensive commercial-lines capabilities. Comparable in serving commercial insurance customers but at enterprise scale and with proprietary analytics/risk-engineering offerings well beyond an 8-person local agency.
- Brown & Brown: Large national insurance broker and consolidator of independent agencies offering personal and commercial lines. Serves the same SMB and personal-lines customers as Culpepper but at vastly greater scale and with proprietary technology and carrier-direct capabilities.
- Acrisure: Tech-enabled global insurance brokerage built through acquisition of independent agencies. Serves the same SMB and personal/commercial customers as Culpepper but pairs the agency channel with proprietary digital infrastructure — illustrates both the consolidation trend and the technology gap Culpepper faces.
- Hub International: Large North American insurance brokerage aggregating independent agencies with personal and commercial product offerings. Same independent-agency customer base and product breadth; meaningfully larger scale and broader geographic reach than Culpepper.
Direct peers
- Goosehead Insurance: Independent personal-lines agency distributing through multiple carriers via a distributed agent model. Closely mirrors Culpepper's independent, multi-carrier, agent-led distribution motion, though at much greater scale and with proprietary technology.
- Hilb Group: Mid-market insurance brokerage aggregating local independent agencies across personal and commercial lines. Directly comparable in product mix and customer segment; Hilb operates at a much larger scale via acquisition-driven roll-up.
- Brightway Insurance: Franchise-model independent insurance agency offering personal and commercial lines through multiple carrier partners. Comparable to Culpepper in product breadth (home, auto, commercial) and independent-agency distribution, with a retail-store footprint similar in concept to Culpepper's local office.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat2 records
Key risks6 records
Key highlights6 records
Customer concentration
CULPEPPER INSURANCE AGENCY, INC. social profiles
Digital presenceCULPEPPER INSURANCE AGENCY, INC. financial estimates
Financial estimateRevenue estimate
Valuation estimate
CULPEPPER INSURANCE AGENCY, INC. leadership team
Management profileNumber of profiles
CULPEPPER INSURANCE AGENCY, INC. funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
CULPEPPER INSURANCE AGENCY, INC. M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about CULPEPPER INSURANCE AGENCY, INC.
What does CULPEPPER INSURANCE AGENCY, INC. do?
Culpepper Insurance Agency, Inc. is an independent insurance agency that sells personal and commercial insurance lines on behalf of multiple insurance carriers. The agency operates from Columbus, Georgia with 8 employees, is licensed in 11 states, and serves as a licensed intermediary placing coverage for individuals and businesses.
Is CULPEPPER INSURANCE AGENCY, INC. a public or private company?
CULPEPPER INSURANCE AGENCY, INC. is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was CULPEPPER INSURANCE AGENCY, INC. founded?
CULPEPPER INSURANCE AGENCY, INC. was founded in -1. It employs 1 to 10 people.
Where is CULPEPPER INSURANCE AGENCY, INC. based?
CULPEPPER INSURANCE AGENCY, INC. is headquartered in Columbus, United States, in the North America region.
How does CULPEPPER INSURANCE AGENCY, INC. make money?
One revenue line is on record: insurance Policy Commissions.
Who are CULPEPPER INSURANCE AGENCY, INC.'s main competitors?
Broad incumbents on record are Auto-Owners Insurance, Erie Insurance, Frankenmuth Insurance, Arthur J. Gallagher & Co., Brown & Brown, Acrisure and Hub International. Direct peers are Goosehead Insurance, Hilb Group and Brightway Insurance.
Does CULPEPPER INSURANCE AGENCY, INC. have an API?
No public API is recorded for CULPEPPER INSURANCE AGENCY, INC..