Drieklomp Financieel Adviseurs

What Drieklomp Financieel Adviseurs does

Drieklomp Financieel Adviseurs is a Dutch financial advisory firm founded in 1998 and headquartered in Voorthuizen, Gelderland. The firm provides independent insurance advice to individual consumers, families, and small-to-medium businesses across the Netherlands, offering a broad product catalogue spanning personal liability, home contents and building, motor, travel, accident, legal expenses, cyber, and equipment insurance, alongside business liability, professional indemnity, commercial property, personnel insurance, and event coverage. Underlying service is human-advisor-led rather than technology-driven; the firm also offers a Life Events calendar, a health insurance comparison tool, and a self-service KlantenPortal (uw.yousure.nl) for policy management.

In 2025, Drieklomp joined the You Sure brand within the Yellow Hive network, with client administration migrating to You Sure and full brand transition scheduled for January 2026. As part of this restructuring, existing mortgage dossiers were transferred to sister brand Financieel Fit, and pension and HR-related advisory was referred to Felixx Werk & Inkomen, leaving Drieklomp focused on insurance advisory under the You Sure banner while the Voorthuizen office and named advisors (Marc Holleman, Johan Kuijt) remain in place.

The firm operates with 6 employees and an undisclosed revenue base. Its revenue model is traditional, relying on commissions from multiple Dutch insurance providers and advisory fees, supported by inside-sales phone/email contact and in-person consultations. Pricing is quote-based and not publicly disclosed, and the customer base spans Dutch individuals/families and SMBs with no disclosed named logos or segment-level revenue split.

Name

Drieklomp Financieel Adviseurs

Legal name

Drieklomp Financieel Adviseurs

Website

https://drieklompfinancieel.nl

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Drieklomp Financieel Adviseurs is a 6-employee Dutch independent insurance advisory firm based in Voorthuizen, serving individuals, families, and SMBs with personal and business insurance products. As of 2025 it has joined the You Sure brand within the Yellow Hive network, with mortgage and pension advisory referred to sister brands.

Ownership category

akta.pro rank

Product category

Insurance and Financial Advisory Services

NAICS

Insurance Agencies and Brokerages (52421), Portfolio Management and Investment Advice (523940)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance-Integrated Wealth Managers (RIA + Insurance Solutions) (FSAAACAI)

akta.pro secondary industry

Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE)

Keywords

• Insurance advisory services
• Mortgage advisory
• Pension advisory
• Financial planning
• Personal insurance brokerage

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Distribution channels3 records

Marketing channels3 records

Core offering

Drieklomp Financieel Adviseurs is an independent Dutch financial advisory firm that brokers and advises on personal and business insurance products, mortgages, pensions, and tax filing services. As part of the You Sure network under Yellow Hive, it distributes policies from multiple Dutch insurance providers through named human advisors and an online KlantenPortal. The firm also refers clients to sister brands Felixx (pension advisory) and Financieel Fit (mortgage advisory) within the same network.

Product overview

Drieklomp Financieel Adviseurs, now integrated into You Sure (part of Yellow Hive), offers a comprehensive portfolio of insurance and financial advisory services. The product portfolio spans three main categories: (1) Personal Insurance covering home, vehicle, travel, and liability needs including Aansprakelijkheidsverzekering, Inboedelverzekering, Opstalverzekering, Autoverzekering, and Reisverzekering; (2) Business Insurance including Bedrijfsaansprakelijkheidsverzekering, Beroepsaansprakelijkheidsverzekering, Cyberverzekering, Zakelijke autoverzekering, and Personeelsverzekeringen; and (3) Financial Services encompassing Hypotheek advisory, Pensioen products (for individuals, employees, DGA's, and zzp'ers), Belastingservice, and Salarisadministratie. The firm provides a self-service KlantenPortal for policy management and uses a Life Events Kalender to guide customers through financial decisions at major life milestones. Mortgage dossiers are handled by the Financieel Fit sub-brand.

Differentiator

Problem solved

Functional benefit

Products and services

• Aansprakelijkheidsverzekering (Particulier) Personal liability insurance covering damages the policyholder may cause to third parties in private life.
• Arbeidsongeschiktheidsverzekering (Particulier) Personal disability insurance providing income protection if the insured becomes unable to work due to illness or accident.
• Ongevallenverzekering Accident insurance offering lump-sum or daily benefits in case of accidental injury or death.
• Rechtsbijstandverzekering Legal expenses insurance covering legal costs and providing access to legal advice and representation.
• Zorgverzekeringsvergelijker Health insurance comparison tool that helps find the most suitable health insurance based on individual needs.
• Inboedelverzekering Home contents insurance covering personal belongings inside the home against damage, theft, or loss.
• Opstalverzekering Building insurance covering structural damage to the house and attached structures.
• Autoverzekering Car insurance covering liability, damage, theft, and other risks related to vehicle ownership and use.
• Reisverzekering Travel insurance covering medical expenses, trip cancellation, and baggage loss during trips abroad.
• Hypotheek advisory Mortgage advisory services helping customers find suitable home financing solutions.
• Persoonlijke lening advisory Personal loan advisory services for various financing needs including debt consolidation and major purchases.
• Belastingservice Tax filing and advisory service assisting customers with annual tax returns and tax planning.
• Pensioen aanvullen Supplementary pension advisory service to help individuals top up their retirement savings.
• Pensioen via werkgever Employer pension scheme advisory helping employees understand and optimize their workplace pension.
• KlantenPortal Online customer portal allowing policyholders to view insurance policies, documents, and manage their coverage.
• Bedrijfsaansprakelijkheidsverzekering General business liability insurance covering third-party bodily injury and property damage claims.
• Beroepsaansprakelijkheidsverzekering Professional liability insurance protecting professionals against claims of negligence or errors in their services.
• Cyberverzekering (Zakelijk) Business cyber insurance covering data breaches, hacking, and cyber attack losses including liability and recovery costs.
• Arbeidsongeschiktheidsverzekering (Zakelijk) Business disability insurance protecting business owners and employees against loss of income due to illness or disability.
• Zakelijke autoverzekering Commercial vehicle insurance covering company cars, vans, and trucks used for business purposes.
• Verzuimverzekering Absenteeism insurance covering employer costs related to employee sick leave and disability claims.
• Pensioen voor DGA's Pension advisory for directors and major shareholders (DGA) covering private pension arrangements and company pension structures.
• Pensioen voor medewerkers Employee pension scheme advisory helping companies set up and manage group pension plans for their staff.
• Pensioen voor zzp'ers Pension advisory for freelancers and self-employed professionals (zzp'ers) helping them build retirement savings.
• Personeelsverzekeringen Employee insurance packages including group life, disability, and health coverage for business employees.
• Salarisadministratie Payroll administration service managing employee salary processing, tax withholdings, and social security contributions.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• You SurecoreChannel Partner/ Reseller/ Distributor · 1 January 2025Drieklomp Financieel Adviseurs has joined the You Sure network. You Sure is a Dutch insurance advisor brand that has acquired Drieklomp to expand its presence. Existing Drieklomp clients are transitioned to You Sure's administration system while maintaining the same service quality and contact persons. The acquisition took effect in 2025 with full transition by January 2026.
• Yellow HivecoreOthers · 1 January 2025
• Felixx Werk & InkomencoreStrategic or Co-development Partner · 1 January 2025Felixx Werk & Inkomen is a sister company under Yellow Hive that specializes in pension advisory, personnel insurance, occupational health services, payroll administration, and HR services. Drieklomp/You Sure refers clients needing pension advice to Felixx, creating a coordinated financial services ecosystem within the Yellow Hive network.
• Financieel Fit | Drieklomp Financieel AdviseurscoreStrategic or Co-development Partner · 1 January 2025Existing mortgage dossiers from Drieklomp Financieel Adviseurs are being transferred to Financieel Fit, another Yellow Hive brand specializing in mortgage advisory. This ensures continuity of mortgage services for existing clients while allowing Drieklomp to focus on insurance advisory under the You Sure brand.

Recent moves4 records

Expansion highlights3 records

Direct peers

• Turien & Co. Assuradeuren: Independent Dutch insurance broker focused on personal and SME lines with a service-oriented advisory approach, very similar in size, geography, and intermediation model to Drieklomp.
• Alpina Group: Dutch multi-brand insurance broker network (e.g., Alpina, Aon-owned) offering personal, business, and employee-benefit products through a federated model — directly analogous to how Drieklomp operates under Yellow Hive.
• Voogd & Voogd Verzekeringen: Independent Dutch insurance broker and risk advisor serving both personal and business clients with a multi-carrier offering, structurally the closest comparable to Drieklomp/You Sure in product breadth and intermediary model.
• Aevitae: Dutch insurance intermediary and benefits administrator combining personal and business insurance with pension and income protection, comparable to Drieklomp's mix across particulieren and zakelijk segments.
• Klap Verzekeringsmakelaar: Mid-sized Dutch insurance broker providing personal and commercial coverage through a network of local advisors — a directly comparable multi-product, multi-segment intermediary.
• Raetsheren van Orden: Dutch specialty insurance broker with strong presence in personal and SME lines, comparable to Drieklomp in being an independent intermediary rather than a tied agent.

Emerging players

• Pricewise: Dutch price-comparison site for insurance, energy, and financial products; competes for the same consumer wallet and is a meaningful headwind to Drieklomp's personal-lines acquisition economics.
• Independer: Leading Dutch insurance comparison platform that intermediates directly between consumers and carriers — represents the structural threat to traditional brokers like Drieklomp on commoditised personal lines.

Broad incumbents

• ASR Nederland: One of the largest Dutch insurance groups offering life, non-life, and pension products through intermediary channels; represents the broad-incumbent competitive ceiling Drieklomp and Yellow Hive are positioned beneath.
• De Goudse Verzekeringen: Mid-sized Dutch insurance carrier with a strong broker-distribution arm; broad incumbent in the same personal/business lines Drieklomp distributes, illustrating the scale advantage of a carrier-distributor hybrid.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/drieklomp-financieel-adviseurs

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Drieklomp Financieel Adviseurs