EPCGF
- Company typePrivate
- Founded2005
- HeadquartersAl Bireh, Palestinian Territories
- Headcount1–10
- GTM typeB2B
- OfferingServices
EPCGF firmographics
Firmographics- Name
- EPCGF
- Legal name
- Stichting European Palestinian Credit Guarantee Foundation
- Website
- https://epcgf.org
- Company type
- Private
- Founded year
- 2005
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
EPCGF industry classification
Industry- Product category
- Credit Guarantee Services
- NAICS
- Credit Intermediation and Related Activities (522)
- SIC
- Federal & Federally-Sponsored Credit Agencies (6111), Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Development Finance, Guarantees & Blended Finance Programs (BPADABAM)
- akta.pro secondary industries
- Private Sector & Blended Finance Arms (IFC-type) (BPADACAJ), Climate Finance Funds & Green Investment Facilities (BPADACAH), SME, Microfinance & Financial Inclusion Facilities (BPADACAI)
Keywords
Where EPCGF is headquartered
LocationHeadquarters
- HQ city
- Al Bireh
- HQ country
- Palestinian Territories
- HQ region
- Middle East
Offices2 records
Markets served
EPCGF business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Others
Revenue model
- Loan Guarantee Fees: EPCGF generates revenue through fees charged on loan guarantees provided to partner banks and MFIs. The foundation shares risk with lending institutions, providing them with comfort to lend to higher-risk SME segments.
- Technical Assistance Funding: The foundation receives funding from development partners (EU, KfW) for technical assistance programs including capacity building, training diplomas, and support services.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels4 records
EPCGF product offering
Product offeringCore offering
EPCGF provides loan guarantees to partner banks and microfinance institutions in Palestine, sharing credit risk so they can extend financing to micro, small, and medium enterprises (MSMEs) that traditional lenders consider too risky. The foundation also delivers technical assistance, capacity building, and professional training programs (including the PMA-accredited Success and Excellence Diploma) to strengthen partner financial institutions. Funding for these programs comes from development partners including KfW Development Bank and the European Union.
Product overview
EPCGF operates as a credit guarantee foundation offering multiple loan guarantee programs designed for Palestinian MSMEs. The core product portfolio includes the Regular Scheme (covering diverse sectors and regions), Energy Loans Product (supporting green transition), Start-ups Program (for businesses trading 24+ months), Estidama/Sustainability Program (joint initiative with PMA for COVID-19 recovery), and EU Mandate (for marginalized areas). The organization also provides complementary services including the Success and Excellence Diploma (professional training for financial sector workers) and Capacity Building Programs (technical assistance for partner financial institutions). A new EUR 10 million program was launched in February 2025 to further expand MSME support.
Differentiator
Problem solved
Functional benefit
Brands
- Regular Scheme: Ongoing loan guarantee program covering diverse sectors and geographical areas in the West Bank, including East Jerusalem, and the Gaza Strip.
- Energy Loans Product
- Start-ups
- Estidama
- EU Mandate
Products and services
- Regular Scheme
Quantifiable outcome
- Over 17,000 employment opportunities created since foundation inception
- +2 more outcomes
Companies that use EPCGF
Customer profileNamed customers5 records
Segments7 records
Ideal customer profiles2 records
EPCGF technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
EPCGF partnerships and signals
Strategic signalPartnerships
19 partnerships are on record, tiered core and major.
- Palestinian Ministry of FinancecoreFounding institution partner and co-signatory on guarantee agreements. Ministry representative on Supervisory Committee overseeing fund management.
- Palestine Monetary Authority (PMA)coreJoint development of Estidama (Sustainability) program and accreditation partner for professional diploma program. Governor serves as key stakeholder in foundation activities.
- Palestinian Ministry of Planning and International Cooperation (MOPIC)majorSignatory on EUR 10 million KfW program launched February 2025. Key government partner for development programs.
- Birzeit University - Center for Continuing EducationmajorAcademic partner developing and delivering the 'Success and Excellence Diploma' program for 600 financial sector professionals across three years starting 2023. Program accredited by Palestine Monetary Authority.
- Arab BankmajorOne of 15 partner financial institutions providing loans under EPCGF guarantee scheme to MSMEs in Palestine.
- Bank of PalestinemajorOne of 15 partner financial institutions providing loans under EPCGF guarantee scheme to MSMEs in Palestine.
- Cairo Amman BankmajorOne of 15 partner financial institutions providing loans under EPCGF guarantee scheme to MSMEs in Palestine.
- Bank of JordanmajorPartner bank in EPCGF network providing guaranteed loans to Palestinian MSMEs.
- Arab Islamic BankmajorPartner bank in EPCGF network providing guaranteed loans to Palestinian MSMEs.
- Housing Bank for Trade & FinancemajorPartner bank in EPCGF network providing guaranteed loans to Palestinian MSMEs.
- Jordan Ahli BankmajorPartner bank in EPCGF network. Staff training conducted by EPCGF to expand knowledge of loan guarantee programs.
- The National BankmajorPartner bank in EPCGF network providing guaranteed loans to Palestinian MSMEs.
- Palestine Investment BankmajorPartner bank in EPCGF network providing guaranteed loans to Palestinian MSMEs.
- Safa BankmajorPartner bank in EPCGF network providing guaranteed loans to Palestinian MSMEs.
- FatenmajorPartner microfinance institution providing microloans under EPCGF guarantee scheme.
- Reef FinancemajorPartner microfinance institution. EPCGF assisted in developing Reef's Strategic Plan 2024-2026 as technical assistance.
- ACAD FinancemajorPartner microfinance institution. EPCGF provided IT Management Guide technical assistance.
- ASALAmajorPartner microfinance institution. EPCGF developed Risk Management Guide for ASALA under EU fund technical assistance.
- VITASmajorPartner microfinance institution in EPCGF network providing micro and small business financing.
Scale indicators10 records
Recent moves7 records
Expansion highlights5 records
EPCGF competitors and assessment
Company assessmentDirect peers
- Jordan Loan Guarantee Corporation (JLGC): JLGC is a Jordan-based credit guarantee corporation providing partial credit guarantees to banks lending to SMEs — a near-identical business model to EPCGF in a neighboring MENA economy with similar MSME financing gaps. JLGC's donor base and partner-bank distribution structure closely mirror EPCGF's, making it the most directly comparable peer.
- Tamweelcom: Tamweelcom is a Jordanian microfinance institution serving MSMEs via partner-bank and direct-lending channels. While not a guarantee fund itself, it operates within EPCGF's broader MFI partner ecosystem and competes for the same Palestinian MSME credit demand through cross-border relationships.
- African Guarantee Fund (AGF): AGF is a pan-African guarantee fund providing partial credit guarantees to financial institutions serving SMEs across Africa. Its product mix (individual guarantees, portfolio guarantees, capacity building) is highly comparable to EPCGF's, and both serve donor-driven MSME inclusion mandates through partner-bank distribution.
- Sanad Fund for MSME: Sanad is a Luxembourg-incorporated guarantee facility providing credit guarantees to financial institutions serving MSMEs across the MENA region. It targets similar SME segments via similar risk-sharing mechanisms with partner FIs, making it a direct regional peer to EPCGF.
- Caisse Centrale de Garantie (CCG) - Morocco: CCG is Morocco's state-backed credit guarantee institution providing partial guarantees to banks for SME lending. It operates in the same MENA region, with a comparable public-mandate business model, partner-bank distribution, and donor co-funding structure.
Broad incumbents
- European Investment Fund (EIF): EIF is the EU's specialized vehicle for SME financing, deploying credit guarantees and securitization across Europe and partner countries. As a major backer of guarantee schemes in EU-neighborhood regions, EIF is a structural incumbent peer whose EU Mandate-style programs directly overlap with EPCGF's EU-funded initiatives.
- FMO (Dutch Entrepreneurial Development Bank): FMO is the Netherlands' development finance institution, focused on private sector growth in developing countries. EPCGF's Dutch Foundation registration and KfW/EU shareholder structure mirror FMO's institutional setup, and both institutions deploy concessional capital through partner FIs in emerging markets.
- KfW Development Bank: KfW is both EPCGF's largest founding capital provider and a peer institution running comparable guarantee and development finance programs globally. The relationship is mutually supportive, but KfW's broader guarantee operations across developing markets represent a structural peer activity.
- IFC (International Finance Corporation): IFC is the World Bank Group's private sector development arm, providing credit guarantees, loans, and equity across emerging markets. Its SME-focused guarantee facilities (e.g., the Global SME Finance Facility) are direct upstream peers to EPCGF's model and share similar donor-funded, partner-bank-distributed guarantee structures.
- EBRD (European Bank for Reconstruction and Development): EBRD runs SME credit guarantee and direct lending programs across Eastern Europe, the Mediterranean, and Central Asia — overlapping EPCGF's mandate in the EU-neighborhood policy framework. Both institutions blend donor capital, partner-bank distribution, and SME guarantee products.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
EPCGF social profiles
Digital presenceEPCGF financial estimates
Financial estimateRevenue estimate
Valuation estimate
EPCGF leadership team
Management profileNumber of profiles
Profiles1 record
EPCGF funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
EPCGF M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about EPCGF
What does EPCGF do?
EPCGF provides loan guarantees to partner banks and microfinance institutions in Palestine, sharing credit risk so they can extend financing to micro, small, and medium enterprises (MSMEs) that traditional lenders consider too risky. The foundation also delivers technical assistance, capacity building, and professional training programs (including the PMA-accredited Success and Excellence Diploma) to strengthen partner financial institutions. Funding for these programs comes from development partners including KfW Development Bank and the European Union.
Is EPCGF a public or private company?
EPCGF is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was EPCGF founded?
EPCGF was founded in 2005. It employs 1 to 10 people.
Where is EPCGF based?
EPCGF is headquartered in Al Bireh, Palestinian Territories, in the Middle East region.
How does EPCGF make money?
Two revenue lines are on record. Loan Guarantee Fees are the primary driver. The others are technical Assistance Funding.
Who are EPCGF's main competitors?
Direct peers on record are Jordan Loan Guarantee Corporation (JLGC), Tamweelcom, African Guarantee Fund (AGF), Sanad Fund for MSME and Caisse Centrale de Garantie (CCG) - Morocco. Broad incumbents are European Investment Fund (EIF), FMO (Dutch Entrepreneurial Development Bank), KfW Development Bank, IFC (International Finance Corporation) and EBRD (European Bank for Reconstruction and Development).
Does EPCGF have an API?
No public API is recorded for EPCGF.
What industry is EPCGF in?
EPCGF's product category is Credit Guarantee Services. Its primary akta.pro industry code is BPADABAM, Development Finance, Guarantees & Blended Finance Programs, with a secondary code of BPADACAJ, Private Sector & Blended Finance Arms (IFC-type). Its NAICS code is 522 and its SIC code is 6111.