Facila Group
Facila Group, operating as Facila Capital, is a Houston, Texas-based online business lending platform founded in 2020 that connects SMB borrowers with capital providers via a direct-to-consumer digital application, having funded over $75 million in cumulative business loans.
- Company typePrivate
- Founded-
- Headquarters—
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Facila Group does
Facila Group, operating as Facila Capital, is an online business lending platform founded in 2020 and headquartered in Houston, Texas. The company operates a direct-to-consumer digital marketplace that connects small and mid-sized businesses seeking working capital, growth capital, and expansion financing with lenders funding those loans. The company states that more than $75 million in cumulative business loans has been originated through the platform, with a no-obligation online application process positioned as the primary differentiator versus traditional bank lending channels. The product surface is a single web-based application accessible 24/7 via the company website, with no physical branches or intermediary offices in the origination flow.
The technology footprint appears minimal. The company website is hosted on WordPress staging infrastructure, indicating limited proprietary platform investment, and no APIs, embedded integrations, or third-party technology partnerships are disclosed. The company matches SMB borrowers with capital providers but does not disclose institutional lender relationships, warehouse credit facilities, or securitization arrangements, making the capital-supply side of the marketplace operationally opaque. The lean organizational footprint — approximately seven employees — suggests an owner-operated business relying on digital marketing and organic search as primary distribution levers.
Revenue is generated through transaction-based fees on originated loans plus interest income on funded amounts. Pricing is quote-based per application: loan terms, rates, and fees are determined case-by-case rather than through published rate cards. No customer logos, named lender partners, repeat-borrower cohort data, or external equity funding rounds are publicly disclosed, making both customer retention and capital-supply reliability difficult to assess.
Facila Group firmographics
Firmographics- Name
- Facila Group
- Legal name
- Facila Capital
- Website
- https://facilacapital.com
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Facila Group, operating as Facila Capital, is a Houston, Texas-based online business lending platform founded in 2020 that connects SMB borrowers with capital providers via a direct-to-consumer digital application, having funded over $75 million in cumulative business loans.
- Ownership category
- akta.pro rank
Facila Group business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Business Lending Services: Facila Capital generates revenue through facilitating business loans, earning interest and fees on funded amounts. The platform connects borrowers seeking capital with lending partners,收取贷款利息和手续费作为主要收入来源。
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Pay-as-you-go | Quote-based lending rates |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Facila Group product offering
Product offeringCore offering
Facila Group operates the Facila Capital Business Lending Platform, an online platform that connects small and mid-sized businesses seeking capital with lending partners. The company facilitates business loans through a no-obligation digital application process, earning interest and fees on funded amounts. Over $75MM has been funded to businesses through the platform.
Product overview
Facila Capital operates as a single, unified business lending platform rather than a modular or multi-product architecture. The core offering is an online business loan marketplace where prospective borrowers can apply for funding through the platform's online application system. The platform serves both borrowers seeking capital and lenders looking to fund businesses, functioning as an intermediary in the business lending process.
Differentiator
Problem solved
Functional benefit
Products and services
- Facila Capital Business Lending Platform An online business lending platform that facilitates business loans by connecting small and mid-sized businesses seeking capital with lending partners through a no-obligation digital application process. Serves U.S. businesses needing working capital, growth capital, and financial expansion financing.
Quantifiable outcome
- Over $75MM funded to businesses
Companies that use Facila Group
Customer profileSegments1 record
Ideal customer profiles1 record
Facila Group technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Facila Group partnerships and signals
Strategic signalScale indicators1 record
Recent moves2 records
Facila Group competitors and assessment
Company assessmentDirect peers
- BlueVine: Provides SMB working capital, lines of credit, and checking via a digital platform. Directly competes for the same SMB borrower with a similar online experience.
- Lendio: Operates an online SMB loan marketplace connecting small business borrowers with multiple lenders. Closest business model analog to Facila Capital's two-sided platform.
- Biz2Credit: Online SMB lending platform matching borrowers with lenders across multiple loan products. Comparable online origination and dual-sided structure.
- SmartBiz: Online SBA loan marketplace connecting SMB borrowers with bank partners. Directly comparable broker/intermediary model for small business financing.
- OnDeck Capital: Online small business lender providing working capital and term loans. Comparable SMB customer base and digital-first delivery model.
- Funding Circle: Online SMB lending marketplace that matches borrowers with institutional and retail lenders. Directly comparable marketplace model and customer segment.
- CAN Capital: Small business working capital provider with an online application experience. Comparable SMB target segment and product focus.
Broad incumbents
- American Express Business Blueprint: Amex acquired Kabbage to offer SMB working capital and lending products alongside its broader small business suite. Represents the well-capitalized incumbent direction Facila could be pushed toward—or competing against.
Emerging players
- Kiva: Crowdfunded small business loan platform with a digital borrower experience. Comparable mission of expanding SMB access to capital, though funded by individual lenders.
- Accion Opportunity Fund: Nonprofit small business lender offering working capital and microloans to underserved SMBs. Comparable customer segment of SMBs unable to access traditional bank credit.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights5 records
Customer concentration
Facila Group social profiles
Digital presenceFacila Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Facila Group leadership team
Management profileNumber of profiles
Facila Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Facila Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Facila Group
What does Facila Group do?
Facila Group operates the Facila Capital Business Lending Platform, an online platform that connects small and mid-sized businesses seeking capital with lending partners. The company facilitates business loans through a no-obligation digital application process, earning interest and fees on funded amounts. Over $75MM has been funded to businesses through the platform.
Is Facila Group a public or private company?
Facila Group is a private company. It is classified as unknown and is currently operating.
When was Facila Group founded?
Facila Group was founded in -1. It employs 1 to 10 people.
How does Facila Group make money?
One revenue line is on record: business Lending Services.
Who are Facila Group's main competitors?
Direct peers on record are BlueVine, Lendio, Biz2Credit, SmartBiz, OnDeck Capital, Funding Circle and CAN Capital. American Express Business Blueprint is listed as a broad incumbent. Emerging players are Kiva and Accion Opportunity Fund.
Does Facila Group have an API?
No public API is recorded for Facila Group.