What Fibasigorta does

Fiba Sigorta A.Ş., operating as Fibasigorta, is a privately-held Turkish non-life (and selectively life) insurance carrier focused on retail consumers. The company distributes a broad portfolio of insurance products through a digital-first model: comprehensive motor (Kasko), home (Konut), compulsory earthquake (DASK), mobile phone, technology device, travel health, personal accident, business premises, and pet (Fi-Pati) insurance, with individual pension and life insurance offered through a partnership with HDI Fiba Emeklilik. Its core technology is an insurance platform supporting online quoting, policy purchase, and claims processing, accessible via website, mobile applications on iOS/Android/Huawei AppGallery, an online portal (onlinesube.fibasigorta.com.tr), WhatsApp, and a 24/7 call center (444 52 02). The company also relies on a contracted network of auto service providers for vehicle claims servicing.

Fibasigorta generates revenue through premiums collected on its product portfolio, with pricing customized per individual risk profile and installment payment options available on all policies via credit card. The go-to-market is direct-to-consumer, supplemented by co-branded distribution partnerships — notably a Mastercard World Legend cardholder benefit program and integration with the SBM (Sigorta Bilgi ve Gözetim Merkezi) Mobile Accident Report application for accident documentation. The company is KVKK-compliant for personal data protection and has received multiple industry recognitions, including PSM Awards Bronze, the 7th CX Awards Turkey Special Award, 'Best Insurtech Insurance Company,' and a Smart-i award for its mobile application. The company appears to be part of or affiliated with the Fiba Group (Turkish financial services group), with a potential reference to Talanx (German insurance group) noted in its Code of Conduct, though no explicit ownership structure is disclosed in the available data. Fibasigorta operates exclusively in Turkey with a headcount of approximately 75 employees and no public listing.

Name

Fibasigorta

Legal name

Fiba Sigorta A.Ş.

Website

https://fibasigorta.com.tr

Company type

Private

Operating status

Operating

Headcount range

51–100 employees

Short description

Fiba Sigorta A.Ş. (Fibasigorta) is a privately-held Turkish insurance carrier offering retail non-life products — Kasko, Konut, DASK, device, pet, travel, and accident coverage — distributed through digital-first channels including mobile app, website, WhatsApp, and a contracted auto service network.

Ownership category

akta.pro rank

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Premiums: Fibasigorta generates revenue through collecting insurance premiums from various insurance products including motor vehicle (Kasko), homeowners (Konut), earthquake (DASK), mobile phone, technology protection, travel health, personal accident, business insurance, and pet insurance.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels5 records

Core offering

Fiba Sigorta A.Ş. (Fibasigorta) is a Turkish insurance company that sells and underwrites a multi-line portfolio of personal and small-business insurance products, including comprehensive vehicle (Kasko), home (Konut), compulsory earthquake (DASK), mobile phone and technology device, travel health, personal accident, business premises, and pet insurance, as well as individual pension and life products offered in partnership with HDI Fiba Emeklilik. Products are quoted, purchased, and serviced through digital channels including the company website, an online portal, a mobile app, a 24/7 call center, and WhatsApp, with a partnered network of contracted auto service providers for vehicle claims.

Product overview

Fibasigorta is an innovative Turkish insurance company offering a comprehensive portfolio of insurance products across multiple categories. The product portfolio includes vehicle insurance (Kasko), home insurance (Konut), compulsory earthquake insurance (DASK), device insurance (Cep Telefonu and Tekno Güvence), travel health insurance, personal accident insurance, business insurance, pet insurance (Fi-Pati), and individual pension/life insurance (BES). The company positions itself with the tagline 'bi kolayı var' (there's an easy way) emphasizing quick and simple insurance processes. Fibasigorta also provides a mobile application for policy management and claims processing, and integrates with third-party platforms including WhatsApp for customer support and the Sigorta Bilgi ve Gözetim Merkezi (SBM) for accident reporting.

Differentiator

Problem solved

Functional benefit

Products and services

• Kasko Sigortası (Comprehensive Vehicle Insurance) Comprehensive vehicle insurance covering accidents, theft, and natural disasters. Includes optional İhtiyari Mali Mesuliyet (IMM) coverage for third-party damages exceeding traffic insurance limits. Targeted at car and motorcycle owners in Turkey.
• Konut Sigortası (Home Insurance) Home insurance protecting residential properties against fire, theft, water damage, and other risks. Available for both homeowners and renters in Turkey.
• DASK (Compulsory Earthquake Insurance) Compulsory earthquake insurance (Zorunlu Deprem Sigortası) required for residential buildings in Turkey. Covers earthquake damage to residential properties.
• Cep Telefonu Sigortası (Mobile Phone Insurance) Mobile phone insurance covering drops, breakage, theft, and liquid damage for smartphones and electronic devices. Targeted at consumers who own smartphones.
• Tekno Güvence Sigortası (Technology Protection Insurance) Technology device protection insurance covering electronic devices beyond mobile phones, including laptops and tablets. Targeted at owners of electronic devices.
• Seyahat Sağlık Sigortası (Travel Health Insurance) Travel health insurance covering medical expenses during domestic and international travel, including emergency medical treatment abroad. Targeted at Turkish citizens and residents traveling domestically or internationally.
• Ferdi Kaza Sigortası (Personal Accident Insurance) Personal accident insurance providing coverage for death, disability, and medical expenses resulting from unexpected accidents. Targeted at individuals seeking accident protection.
• İş Yeri Sigortası (Business Premises Insurance) Business insurance protecting commercial properties against fire, theft, water damage, and unexpected business risks. Targeted at Turkish small and medium businesses seeking to protect their premises, inventory, and operations.
• Fi-Pati Evcil Hayvan Sigortası (Pet Insurance) Pet insurance (Fi-Pati) covering veterinary expenses, illness, and accidents for cats and dogs. Targeted at Turkish pet owners.
• BES ve Hayat Sigortaları (Individual Pension and Life Insurance) Individual pension (Bireysel Emeklilik Sistemi) and life insurance products provided in partnership with HDI Fiba Emeklilik. Targeted at Turkish consumers seeking retirement and life protection.
• Fibasigorta Mobil Uygulaması (Mobile Application) Mobile application for managing insurance policies, filing claims, and obtaining quotations on the go. Available on iOS, Android, and Huawei AppGallery. Targeted at Turkish consumers and small business policyholders.

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Partnerships

One partnership is on record.

• Anlaşmalı Oto Servisleri (Contracted Auto Service Providers)supportingChannel Partner/ Reseller/ DistributorFibasigorta has established a network of contracted auto service providers across Turkey to support vehicle insurance claims, repairs, and related services. These partners provide maintenance and repair services for policyholders.

Recent moves6 records

Expansion highlights4 records

Direct peers

• Magdeburger Sigorta: Mid-sized Turkish insurer with a strong Kasko and personal lines franchise; directly comparable operating model and product mix to Fibasigorta.
• Sompo Sigorta (Turkey): Japanese-owned Turkish P&C insurer offering motor, home, health and SME business insurance; competes head-on with Fibasigorta across consumer and SMB lines.
• Groupama Sigorta (Turkey): Turkish subsidiary of Groupama offering motor, home, health, and SME insurance; comparable product set and target customer base to Fibasigorta.
• Allianz Sigorta (Turkey): Subsidiary of Allianz operating in Turkey with full personal lines (motor, home, health) and digital capabilities; a globally-backed direct competitor in Fibasigorta's product categories.
• Mapfre Sigorta (Turkey): Spanish-owned Turkish P&C insurer serving individuals and SMEs with motor, home, and commercial coverage; competes in the same segments as Fibasigorta.
• Aksigorta: Major Turkish P&C insurer offering Kasko, Konut, DASK and personal lines through agency and digital channels; directly overlaps Fibasigorta's core product set and Turkish consumer/SMB target.
• Anadolu Sigorta: One of Turkey's largest P&C insurers with broad retail and commercial coverage; directly competes with Fibasigorta in Kasko, Konut, DASK and has overlapping customer segments.
• HDI Sigorta: Turkish P&C insurer within the Talanx/HDI group; directly competes with Fibasigorta and has explicit ecosystem overlap given the HDI Fiba Emeklilik partnership referenced by Fibasigorta.
• Generali Sigorta (Turkey): Turkey arm of Generali providing personal and commercial P&C insurance; overlapping motor, home and SME risk appetite with Fibasigorta.

Emerging players

• Ethica Sigorta: Smaller Turkish direct/digital insurer focused on Kasko and personal lines through online channels; overlap with Fibasigorta in digital-first GTM rather than full product breadth.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/Fiba_sigorta
• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/fibasigorta
• Instagraminstagram.com/fibasigorta

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Fibasigorta