What FINTREND s.r.o. does

FINTREND s.r.o. is a small, privately-held financial advisory firm headquartered in Brno, Czech Republic, operating under the Czech "společnost s ručením omezeným" (s.r.o.) private limited company designation. Founded in 2012, the company operates from a single office at Kounicova 41, 602 00 Brno, with a lean team of approximately five employees led by Ing. Jiří Němec as the principal contact and visible representative. The firm provides advisory services across six product areas: housing finance (mortgages and building savings), insurance (property, vehicle, liability, and accident), retirement planning, investing, everyday banking decisions, and corporate insurance advisory for businesses. The firm explicitly positions itself as independent of any specific insurance company or financial institution.

The business model is fee-based subscription: clients pay an annual flat fee (paušální poplatek) for ongoing financial management rather than commissions on product placements. Go-to-market is direct and appointment-driven — clients initiate contact through the company's website (fintrend.cz) or by phone and meet with advisors in scheduled consultations at the Brno office. FINTREND publicly differentiates itself against common Czech industry practices, stating it does not engage in door-to-door sales, contact harvesting, contract churning, or multi-level marketing structures. Its customer base splits between individual consumers and small Czech businesses, all served within the domestic market with no disclosed geographic expansion.

The technology footprint is minimal: the firm's primary digital surface is its marketing website with an integrated appointment scheduling form, and a referenced YouTube presence. There is no proprietary technology platform, no AI/ML capabilities, no integrations, no patents or trademarks, and no disclosed partnerships or alliances. The firm's distribution relies entirely on direct consultation and referral channels (notably a reference page on gpf.cz for Ing. Jiří Němec), with no marketplace, resellers, or embedded channel partners.

Name

FINTREND s.r.o.

Legal name

FINTREND s.r.o.

Website

https://fintrend.cz

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

FINTREND s.r.o. is a Brno-based independent financial advisory firm offering fee-based advisory across housing, insurance, retirement, investing, and business insurance. With ~5 employees, it serves Czech individual and SMB clients through annual flat fees rather than commissions.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Fee-Only Advisory (FSAEAAAL)

akta.pro secondary industry

Fee-Based Advisory (FSAEAAAM)

Keywords

• Financial advisory services
• Mortgage consulting
• Insurance advisory
• Retirement planning
• Investment advisory

Headquarters

HQ city

Brno

HQ country

Czechia

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Financial Advisory Services: FINTREND generates revenue through annual flat fee (paušální poplatek) charges for ongoing financial management and advisory services. They are independent advisors not tied to any insurance company, which enables unbiased product recommendations. The firm does not rely on commission-based product sales or contract churning.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

FINTREND s.r.o. is an independent Czech financial advisory firm offering fee-based guidance to individuals and small businesses across six service areas: housing/mortgage advisory, insurance advisory, retirement planning, investing, everyday personal finances, and dedicated business advisory covering commercial insurance (property, liability, receivables, and financial-loss coverage). The firm is not tied to any bank or insurance company and charges clients an annual flat fee (roční paušální poplatek) rather than earning product commissions.

Product overview

FINTREND s.r.o. is a financial advisory firm offering a unified portfolio of six core advisory services: housing finance (Bydlení), insurance (Pojištění), retirement planning (Zajištění na stáří), investing (Investování), everyday finances (Každodenní finance), and business advisory (Poradenství pro firmy). The company positions itself as an independent advisory practice that compares market offerings and recommends optimal solutions for clients, operating on annual fee-for-service model rather than commission-based sales.

Differentiator

Problem solved

Functional benefit

Products and services

• Housing Advisory (Bydlení)
• Insurance Advisory (Pojištění)
• Retirement Planning Advisory (Zajištění na stáří)
• Investment Advisory (Investování)
• Everyday Finances Advisory (Každodenní finance)
• Business Advisory (Poradenství pro firmy)

Segments6 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights4 records

Emerging players

• FYBEO: Czech online financial advisory platform offering mortgage and insurance comparison tools. Comparable customer base but with a more digital/automated delivery model versus FINTREND's appointment-based model.
• Golem Finance: Smaller Czech advisory firm providing mortgage, insurance, and investment consultations. Closely comparable niche, scale, and product breadth to FINTREND, operating in similar local markets.
• Investika: Czech online investment platform offering managed portfolios and ETFs to retail clients. Partial overlap with FINTREND's investment advisory offering but with a pure-digital, low-fee self-service model.

Direct peers

• Fincentrum & FINWIN: One of the largest Czech independent financial advisory networks. Comparable to FINTREND in offering multi-product advisory (mortgages, insurance, investments, pensions) to retail and SME clients, though at much larger scale and with a more developed branch network.
• Partners Financial Services: Czech financial advisory firm providing mortgage, insurance, and investment advice to consumers. Closely comparable service mix and customer base; historically more commission-tied but increasingly hybrid.
• Broker Trust: Czech independent insurance and financial broker serving retail and corporate clients. Directly comparable as an independent intermediary helping clients select from multiple insurers and financial providers.
• Across Private Investments: Czech investment advisory firm offering portfolio management and wealth planning to individuals. Comparable in targeting Czech retail/HNW clients with independent, advice-led engagement models.

Broad incumbents

• OVB Allfinanz: European all-finance advisory group with Czech operations providing cross-product financial advice. Comparable scope but operates through a structured advisor network across multiple countries.
• Swiss Life Select Czechia: Branch of the larger Swiss Life Select European advisory network operating in the Czech market. Offers similar financial planning services but with corporate backing and broader product set.

Others

• Czech National Bank (ČNB) – Consumer Advisory: Not a competitor but a regulator and consumer-protection body whose public guidance and educational content shape the Czech advisory market in which FINTREND competes, particularly around fee transparency and independence.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/fintrend-s-r-o-

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about FINTREND s.r.o.