Fonds Solidarité Logement

What Fonds Solidarité Logement does

Fonds Solidarité Logement de Gironde (FSL 33) is a Groupement d'Intérêt Public (GIP) created in 2001 and formalized by the Convention Constitutive signed on 21 April 2017 by the Conseil Départemental de la Gironde, Bordeaux Métropole, and CAF de la Gironde. Operating exclusively on Gironde's territory under the PDALHPD framework, FSL delivers a portfolio of housing solidarity instruments to disadvantaged households: Pack Accès Logement (deposits, first rent, agency fees), Garantie FSL (3-year cautionnement covering up to 18 months of unpaid rent and 4 months of restoration costs), Aide au Maintien dans le Logement, energy/water/telecom bill assistance, ASLL social accompaniment by a team of 10 social workers, Pack AJIL for 18-25 year-olds, and Aid for homeowners (capped at €1,000). The 4th Schéma Départemental de Médiation et de Gestion Locative Adaptée (2023-2029) extends its role into sub-letting, adapted rental management (SOLIHA AIS, AIVS AL PRADO), and Housing First, financing 25 dedicated measures and 790+ management mandates, and supporting 600+ families in sub-letting and 280 households in temporary housing annually.

Eligibility is determined by family quotient (QF) thresholds: ≤€700 for housing access, housing maintenance, and energy aid; ≤€650 for water and telecommunications (Orange). Applications are processed through social workers (MDSI, CCAS, MSA, CARSAT), weekly/monthly commissions (Département, CAF, municipalities, social landlords, utility providers), or a direct-request channel for energy and water. Distribution runs through FSL's Lormont headquarters, the social-worker network, an online contact form, and 15 associations and 8 CCAS financed across Gironde.

FSL is funded entirely by public subsidies — no commercial revenue. Technology is limited to a standard office IT stack and website (fsl33.org); no APIs, mobile apps, or AI systems are documented. Governance sits with President Sophie Piquemal (vice-présidente of the Conseil Départemental de la Gironde) and Director Florence Etourneaud, with a small core staff. The organization competes against no one in Gironde — its mandate is statutory — and is institutionally embedded in partnerships with EDF, Engie, Gaz de Bordeaux, Veolia, Suez, Sogedo, Saur, and Orange, whose debt write-offs (e.g., Orange abandons de créances up to €300) extend FSL's effective toolkit.

Name

Fonds Solidarité Logement

Legal name

Fonds Solidarité Logement Gironde

Website

https://fsl33.org

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Short description

The Fonds Solidarité Logement de Gironde (FSL 33) is a public-interest grouping that delivers housing access and maintenance aids, rent guarantees, energy/water/telecom bill support, and social accompaniment to disadvantaged households in Gironde, France, financed by the Departmental Council, Bordeaux Métropole, and CAF.

Ownership category

akta.pro rank

Product category

Social Housing Assistance

NAICS

Funds, Trusts, and Other Financial Vehicles (525), Insurance and Employee Benefit Funds (5251)

SIC

Services-Social Services (8300)

akta.pro primary industry

Government Mortgage Insurance & Guarantees (FHA/VA/USDA and equivalents) (FSALAJAC)

akta.pro secondary industry

Guardianship, Conservatorship & Special Needs Trust Services (FSAEAKAG)

Keywords

• Housing solidarity fund
• Social housing assistance
• Rental guarantee services
• Energy poverty aid
• Housing mediation

Headquarters

HQ city

Lormont

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Others, Infrastructure

Revenue model

1. Public Funding: FSL is a Groupement d'Intérêt Public (GIP) funded by the Conseil Départemental de la Gironde, Bordeaux Métropole, and CAF de la Gironde. Additional contributions come from municipalities and CCAS throughout Gironde. The organization provides grants and interest-free loans to eligible households, not commercial products or services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Fonds Solidarité Logement de Gironde (FSL 33) is a Groupement d'Intérêt Public (GIP) that provides financial aids (grants and interest-free loans) and rental guarantees to disadvantaged households in the Gironde department to help them access and maintain housing. Its portfolio includes housing access aids (deposits, first rent, moving costs, agency fees), housing maintenance assistance (rent arrears, rental insurance), energy/water/telecommunications bill support, owner aid up to €1,000 for co-ownership charges, and a 3-year rental guarantee covering up to 18 months of unpaid rent and 4 months of property restoration costs. Services are delivered through 10 social workers and a network of partner associations and CCAS, with eligibility determined by family quotient (QF) thresholds.

Product overview

Fonds Solidarité Logement de Gironde (FSL 33) is a Groupement d'Intérêt Public (GIP) providing a unified portfolio of housing assistance services across Gironde, France. The core offerings include financial aids for housing access (Pack Accès, Garantie/cautionnement), housing maintenance assistance, and energy/water/telecommunications bill support. These services are delivered through a network of partner operators, social workers, and institutional stakeholders (CAF, MSA, Conseil Départemental, Bordeaux Métropole). Supplementary programs include the Schéma de Médiation et Gestion Locative Adaptée (supporting subletting, adapted rental management, and Housing First approaches), social housing accompaniment (ASLL), and the Pack AJIL for young people aged 18-25. Aid eligibility is primarily determined by family quotient (QF) thresholds, with direct-request pathways available for energy and water assistance.

Differentiator

Problem solved

Functional benefit

Products and services

• Pack Accès Logement Bundled package of financial aids for housing access — covering deposit guarantee, first month's rent, insurance, moving costs, and agency fees — for qualifying households in Gironde with family quotient (QF) below €700. Targeted at disadvantaged households under the PDALHPD public.
• Garantie FSL (Cautionnement) A 3-year rental guarantee covering up to 18 months of unpaid rent and up to 4 months of property restoration costs for vulnerable households in Gironde unable to secure private guarantees. Serves both private landlords (parc privé) and social landlords (SA HLM / parc social).
• Aide au Maintien dans le Logement Financial assistance for tenants in Gironde unable to pay rent or rental charges, including help with unpaid rent debts and rental insurance, structured as grants or interest-free loans. Targeted at households facing housing instability.
• Aide Énergie, Eau et Communications Électroniques Direct financial assistance for energy, water, and telecommunications (Orange only) bills for households in Gironde facing payment difficulties. QF ceilings: €700 for energy, €650 for water and communications. Includes Orange abandoned receivables up to €300.
• Demande Directe en Énergie Streamlined aid request process allowing eligible households to apply directly for energy bill assistance without requiring social worker evaluation, subject to QF and frequency criteria.
• Schéma de Médiation et Gestion Locative Adaptée Departmental scheme supporting subletting, adapted rental management, and temporary housing (ALT) through 10 partner operators, including the 'Logement d'abord' (Housing First) approach. Manages 790+ rental mandates via SOLIHA AIS and AIVS AL PRADO.
• Aide aux Propriétaires Financial assistance capped at €1,000 for co-ownership charges, available to homeowners in Gironde in difficulty meeting specific criteria including permanent residence and property decency standards.
• Accompagnement Social Lié au Logement (ASLL) Social support services provided by 10 social workers to help households in Gironde in difficulty access or maintain housing, with intervention periods of 3 to 12 months.
• Pack AJIL (Accès Jeunes Insertion Logement) Specialized housing access package for young people aged 18-25 in Gironde facing difficulties, implemented in partnership with Bordeaux Métropole to provide tailored support, including those leaving ASE (Aide Sociale à l'Enfance).

Quantifiable outcome

• 600+ families assisted annually in sub-letting arrangements
• +3 more outcomes

Named customers9 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

19 partnerships are on record, tiered core and minor.

• MSA Gironde (Mutualité Sociale Agricole)coreStrategic or Co-development PartnerSigning partner of collaboration protocol for housing. Provides social evaluation services for rural populations. Their family quotient (QF) system is used for eligibility alongside CAF.
• CARSAT Aquitaine (Caisse d'Assurance Retraite et de la Santé au Travail)coreStrategic or Co-development PartnerSignatory of the collaboration protocol in housing matters. Provides retirement and health insurance services that may relate to housing vulnerability situations.
• EDF (Électricité de France)coreStrategic or Co-development PartnerPartnership convention renewed May 28 with EDF Solidarity Pole. Provides financial aid for energy debt. EDF recognizes FSL's social expertise through targeted field actions on energy poverty. Joint activities include eco-gesture information, renovation support for modest homeowners.
• EngieminorStrategic or Co-development PartnerEnergy supplier partner. Historic partnership with FSL for information, prevention, and accompaniment of people in energy precarity. Provides financial support for energy bill assistance.
• Gaz de BordeauxminorStrategic or Co-development PartnerLocal energy supplier partner providing gas bill assistance to FSL beneficiaries in the Bordeaux area.
• Veolia EauminorStrategic or Co-development PartnerWater utility partner. Supplies water bill assistance through departmental solidarity water convention. Helps households facing water debt.
• Suez / Tout sur mon eauminorStrategic or Co-development PartnerWater utility partner providing assistance for water bill payments for vulnerable households.
• SogedominorStrategic or Co-development PartnerWater utility partner serving several municipalities in Gironde. Provides water bill assistance.
• SaurminorStrategic or Co-development PartnerWater utility partner providing assistance for water service payments.
• OrangeminorStrategic or Co-development PartnerTelecommunications partner. Provides abandoned receivables (abandons de créances) up to 300€ for communications services (fixed line and/or internet) for households with QF ≤ 650€.
• SOLIHA AIS (Agence Immobilière Sociale)coreImplementation/ SI/ Consulting PartnerSocial Real Estate Agency operating under the 4th Mediation Schema. Manages 790+ social rental mandates. Provides tenant search, lease management, rent collection, and social support. Agréé par la préfecture.
• AIVS AL PRADOcoreImplementation/ SI/ Consulting PartnerSocial Real Estate Agency with Social Vocation. Part of Association Laïque du Prado. Manages social rental properties under mandate. Licensed for social rental management with guarantee and social accompaniment.
• CLLAJ Bordeaux (Comité Local pour le Logement Autonome des Jeunes)coreImplementation/ SI/ Consulting PartnerPart of Association Laïque du Prado. Operator under the 4th Mediation Schema for young public. Helps young people access and maintain autonomous housing.
• Habitat Jeune du Bassin d'ArcachoncoreImplementation/ SI/ Consulting PartnerAssociation managing youth housing (FJT). Operator for young public under the 4th Mediation Schema. Provides specific measures for under-30s in professional insertion.
• Diaconat de BordeauxcoreImplementation/ SI/ Consulting PartnerReligious social organization. All-public operator under the 4th Mediation Schema. Provides sub-letting and adapted rental management services.
• Habitat et Humanisme GirondecoreImplementation/ SI/ Consulting PartnerSocial housing association. All-public operator. Also managing the innovative Château du Breuil intergenerational residence in Talence. Provides housing access support.
• Le LiencoreImplementation/ SI/ Consulting PartnerSocial association in Libourne. All-public operator for mediation and adapted rental management. Also provides ALT (temporary housing) services.
• Les Toits du CœurcoreImplementation/ SI/ Consulting PartnerSocial housing association. Operator for ALT (temporary housing) under the 4th Schema. Provides housing solutions for vulnerable households.
• CCAS d'Arcachon, Bordeaux, La Teste, Bruges, Mérignac, Pessac, Saint Médard en Jalles, TalencecoreImplementation/ SI/ Consulting Partner8 Communal Centers for Social Action financed by FSL for social housing accompaniment and mediation management costs. Key partners in the territory network.

Scale indicators6 records

Recent moves7 records

Expansion highlights4 records

Broad incumbents

• Action Logement: National French organization funded by the 'participation employeur' that finances employee housing services, guarantees, and aids at scale. Operates a broader portfolio than FSL but overlaps substantially on rental guarantees and housing access assistance.
• Croix-Rouge française: Large French humanitarian organization providing emergency housing, social accompaniment, and welfare support. Comparable on social mission targeting vulnerable populations and operating nationwide; FSL-funded 15 associations include humanitarian actors.

Direct peers

• SOLIHA (Fédération SOLIHA): National federation of associations improving and managing social housing, including SOLIHA AIS, which is already FSL's partner social real estate agency managing 790+ mandates. Direct operational peer in adapted rental management and tenant accompaniment.
• Fonds de Solidarité pour le Logement de Paris (FSL 75): Direct departmental counterpart in Paris, providing the same statutory housing solidarity fund services (grants, guarantees, energy/water aid) to disadvantaged households under identical French legal framework. Most structurally comparable entity to FSL 33.
• Emmaüs France: National federation of Emmaüs organizations providing social inclusion, housing, and emergency accommodation services across France. Comparable in target population (disadvantaged/homeless households) and service bundle, though organized as a federation of autonomous local associations.
• Habitat et Humanisme: Federation of associations providing social and very-social housing across France, including Gironde. Already an FSL implementation partner managing the Château du Breuil intergenerational residence in Talence, and operates similar accompaniment and subletting services.
• CAF de la Gironde (Caisse d'Allocations Familiales): FSL's co-founding member and primary funding partner; uses the same family quotient (QF) framework as FSL for benefit eligibility. Direct governance peer with overlapping beneficiary base and co-financed commission reviews of housing aid applications.

Regional players

• ADIL de la Gironde (Agence Départementale d'Information sur le Logement): Departmental housing information agency operating alongside FSL in Gironde, providing free legal/financial housing advice to households. Comparable mission and territory; complements FSL's financial aid with advisory services.
• UNCCAS (Union Nationale des Centres Communaux d'Action Sociale): National federation representing France's CCAS (Communal Centers for Social Action), 8 of which are FSL-financed implementation partners in Gironde. Peer in the social action ecosystem with comparable mission (vulnerable household support) and local delivery model.

Emerging players

• Fondation Abbé Pierre: Major French nonprofit addressing housing exclusion and homelessness through advocacy, direct services, and financial aid. Mission-aligned with FSL on homelessness prevention and disadvantaged household support, though operating at national scale and with different funding model (donations).

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/fonds-solidarit%C3%A9-logement

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

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M&A

Investments

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Frequently asked questions about Fonds Solidarité Logement