HDI Versicherung AG
- Company typePrivate
- Founded-
- HeadquartersWien, Austria
- Headcount501–1,000
- GTM typeB2B and B2C
- OfferingServices
HDI Versicherung AG firmographics
Firmographics- Name
- HDI Versicherung AG
- Legal name
- HDI Versicherung AG
- Website
- https://hdi.at
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Ownership category
- akta.pro rank
HDI Versicherung AG industry classification
Industry- Product category
- Property & Casualty Insurance
- akta.pro primary industry
- Commercial Auto & Fleet Insurance (FSAJAMAB)
- akta.pro secondary industries
- Accident Management Services (Incident Response, Towing, Repair Coordination) (TLABANAI), Insurance Claims & Direct Repair Programs (DRP) / Estimating Services (TLAKAEAL), General Liability Insurance (FSAJAMAE)
Where HDI Versicherung AG is headquartered
LocationHeadquarters
- HQ city
- Wien
- HQ country
- Austria
- HQ region
- Europe
Offices2 records
Markets served
HDI Versicherung AG business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Others
Revenue model
- Insurance Premiums: HDI generates revenue through insurance premiums from private and business customers across motor vehicle, household, home, legal protection, and accident insurance lines. Premiums are typically paid on annual or monthly basis depending on the product and customer preference.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Kfz-Haftpflichtversicherung - Liability insurance with Bonus-Malus system |
| Unit Pricing | Annual | Motorradversicherung - Motorcycle insurance with engine capacity-based pricing |
| Subscription | Annual | Top-Unfall - Customizable accident insurance with building block solution |
| Subscription | Annual | Europlus - Package-based accident insurance with three tiers |
| Subscription | Annual | Recht§vorteil - Legal protection insurance with 5 packages |
| Subscription | Annual | Haushaltsversicherung - Household insurance with optional packages |
Go-to-market motion2 records
Distribution channels5 records
Marketing channels6 records
HDI Versicherung AG product offering
Product offeringCore offering
HDI Versicherung AG is an Austrian general insurance company that underwrites and distributes personal and commercial insurance products across motor vehicle, motorcycle, watercraft, household, homeowners, legal expenses, and personal accident lines for private customers, alongside commercial fleet, property and business interruption, corporate liability, transport, and cyber insurance for business customers. Distribution combines direct digital sales via the company website and online premium calculators with a national broker/agent partner network (Vertriebspartner), supported by an integrated partner workshop network (HDI Werkstattnetz) of more than 200 locations across Austria.
Product overview
HDI Versicherung AG is an Austrian insurance company offering a portfolio of personal and commercial insurance products. The personal lines include vehicle insurance (Kfz, motorcycle, watercraft), household insurance (Haushaltsversicherung – Basis and Top tiers branded as Heimvorteil), homeowners insurance (Eigenheimversicherung – Basis and Top/Heimvorteil tiers), legal expenses insurance (Rechtsschutz – Recht§vorteil and Top-Recht§vorteil), and accident insurance (Top-Unfall and Europlus). Both Basis and Top tiers of household and homeowners products offer progressively enhanced coverage, with the Top tier providing full gross negligence coverage and higher sublimits. The commercial lines (Unternehmen) include property and business interruption insurance, corporate liability, transport insurance, fleet vehicle insurance, and cyber insurance (Cyber+/Cyber+ Smart). Supporting services include an online workshop network (HDI Werkstattnetz) with over 200 partner workshops, online damage reporting portals, online premium calculators, legal advice hotline, and a network of vehicle inspection (Drive-In) stations.
Differentiator
Problem solved
Functional benefit
Brands
- Recht§vorteil: Legal protection insurance product with multiple packages (Paket 1-5) for private customers covering Kfz, family, traffic, and comprehensive legal protection.
- Heimvorteil
- Europlus
- PUNKT:GENAU
- Top-Heimvorteil
- Basis-Heimvorteil
Products and services
- Kfz-Versicherung (Vehicle Insurance)
Quantifiable outcome
- Market leader with 1 in 3 Austrian motorcyclists insured by HDI
- +2 more outcomes
Companies that use HDI Versicherung AG
Customer profileNamed customers1 record
Segments1 record
Ideal customer profiles2 records
HDI Versicherung AG technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature4 records
HDI Versicherung AG partnerships and signals
Strategic signalPartnerships
Eight partnerships are on record, tiered core and minor.
- HDI Werkstattnetz (Over 200 Partner Workshops)coreNetwork of over 200 partner workshops across Austria providing vehicle repair and maintenance services. HDI Kasko customers receive 50% deductible reduction and 11% discount on repairs without insurance coverage. Haftpflicht customers receive 'Schmerzengeld für's Auto' benefit of 11% of gross invoice (max €111). Services include bodywork, paintwork, glass replacement, and mechanical repairs.
- Autohaus KampercorePartner workshop for vehicle glass damage repair with locations in Neusiedl am See and Bruck an der Leitha. Services VW, Audi, Seat, Skoda, Cupra, and VW commercial vehicles. Offers pick-up and delivery service in Vienna area.
- Carglass®coreLeading vehicle glass specialist with approximately 20 locations across Austria. Provides glass repair and replacement services for all vehicle types and manufacturers, including recalibration of driver assistance systems.
- MVC MotorscoreMulti-brand workshop for Ford, Peugeot, Alfa Romeo, Jeep, Fiat, Abarth, Fiat Professional, Nissan, and Volvo. Offers glass repairs and bodywork/paint services for all brands at four locations in and around Vienna.
- ÖAMTCminorMobility club partner providing vehicle inspection services at multiple locations (Erdberg, Wien West, Graz West, Kärnten, Oberösterreich, Salzburg, Vorarlberg) for HDI damage assessment.
- TopreportminorVehicle inspection partner with locations in Wiener Neustadt and Linz-Leonding providing drive-in damage assessment services.
- SOLUTOcoreSpecialized renovation partner for water damage, leak detection, fire damage, pipe inspection, and trenchless pipe rehabilitation. Provides 11% discount for HDI household or home insurance customers, 24/7 availability, and direct billing with HDI.
- Dax, Wutzelhofer & Partner Rechtsanwälte GmbHcoreLaw firm providing the HDI Anwaltstelefon (lawyer telephone) service for free legal advice to HDI legal protection customers. Located at daxundpartner.at.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
HDI Versicherung AG competitors and assessment
Company assessmentDirect peers
- ERGO Versicherung AG (Austria): Austrian arm of ERGO Group (Munich Re) offering Kfz, household, legal protection, and accident insurance through direct and broker channels.
- Helvetia Versicherungen AG (Austria): Austrian subsidiary of Swiss Helvetia Group offering motor, household, and legal protection products with comparable target customer segments.
- Generali Versicherung AG (Austria): Austrian arm of Generali Group offering comparable motor, household, legal protection, and commercial insurance products. Direct competitor across personal and SME lines.
- Allianz Elementar Versicherungs-AG: Austrian subsidiary of Allianz Group with extensive Kfz, household, and life/health offerings. Competes in similar distribution channels and target segments.
- Uniqa Insurance Group AG: Major Austrian insurer with overlapping product portfolio including Kfz, household, legal protection, and accident lines. Competes in the same direct and broker channels across Austria.
- Wiener Städtische Versicherung (Vienna Insurance Group): Largest Austrian insurance group offering Kfz, household, legal protection, and accident insurance with comparable multi-line personal and commercial products. Most direct head-to-head competitor in the Austrian market.
- Donau Versicherung AG: Austrian mid-market insurer focused on Kfz, household, and SME commercial lines. Similar scale and product breadth to HDI Versicherung AG.
- Zürich Versicherungs-Gesellschaft (Austria): Austrian operations of Zurich Insurance offering motor, household, and commercial lines including fleet. Comparable mid-to-large Austrian competitor.
Broad incumbents
- HDI V.a.G. (HDI Group / Talanx): German parent of the HDI brand group under Talanx. Operates a broad multi-line insurance portfolio across multiple countries; the Austrian entity sits within this wider footprint and benefits from group-level capabilities.
Regional players
- Grawe Versicherung: Austrian regional insurance group with motor, household, and life offerings; smaller scale than HDI but competes in overlapping private customer segments.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
HDI Versicherung AG social profiles
Digital presenceHDI Versicherung AG financial estimates
Financial estimateRevenue estimate
Valuation estimate
HDI Versicherung AG leadership team
Management profileNumber of profiles
HDI Versicherung AG funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
HDI Versicherung AG M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about HDI Versicherung AG
What does HDI Versicherung AG do?
HDI Versicherung AG is an Austrian general insurance company that underwrites and distributes personal and commercial insurance products across motor vehicle, motorcycle, watercraft, household, homeowners, legal expenses, and personal accident lines for private customers, alongside commercial fleet, property and business interruption, corporate liability, transport, and cyber insurance for business customers. Distribution combines direct digital sales via the company website and online premium calculators with a national broker/agent partner network (Vertriebspartner), supported by an integrated partner workshop network (HDI Werkstattnetz) of more than 200 locations across Austria.
Is HDI Versicherung AG a public or private company?
HDI Versicherung AG is a private company. It is classified as corporate owned and is currently operating.
When was HDI Versicherung AG founded?
HDI Versicherung AG was founded in -1. It employs 501 to 1,000 people.
Where is HDI Versicherung AG based?
HDI Versicherung AG is headquartered in Wien, Austria, in the Europe region.
How does HDI Versicherung AG make money?
One revenue line is on record: insurance Premiums.
Who are HDI Versicherung AG's main competitors?
Direct peers on record are ERGO Versicherung AG (Austria), Helvetia Versicherungen AG (Austria), Generali Versicherung AG (Austria), Allianz Elementar Versicherungs-AG, Uniqa Insurance Group AG, Wiener Städtische Versicherung (Vienna Insurance Group), Donau Versicherung AG and Zürich Versicherungs-Gesellschaft (Austria). HDI V.a.G. (HDI Group / Talanx) is listed as a broad incumbent. Grawe Versicherung is listed as a regional player.
Does HDI Versicherung AG have an API?
No public API is recorded for HDI Versicherung AG.
What industry is HDI Versicherung AG in?
HDI Versicherung AG's product category is Property & Casualty Insurance. Its primary akta.pro industry code is FSAJAMAB, Commercial Auto & Fleet Insurance, with a secondary code of TLABANAI, Accident Management Services (Incident Response, Towing, Repair Coordination).