Icazati & Asociados - Broker de Seguros

What Icazati & Asociados - Broker de Seguros does

Icazati & Asociados - Broker de Seguros is an independent Argentine insurance brokerage founded by Dr. Roberto D. Icazati, with continuous operation dating to circa 1990 and the current company structure established around 2000. Headquartered in San Juan with a regional office in Mendoza, the firm operates as an intermediary placing policies with 17 partner carriers spanning global and domestic insurers (BBVA, Berkley, Zurich, Sancor, Galeno, Swiss Medical, and others). Its two business lines \u2014 L\u00ednea Empresarial (enterprise) and L\u00ednea Personal (individual) \u2014 collectively cover approximately 20 product categories including ART workers' compensation, surety bonds, civil liability, all-risk operational, transport, agricultural, fire, technical, fleet, group life, home, auto, motorcycle, life, personal accident, health, travel, credit, watercraft, retirement, malpractice, and consumer technology insurance.

The firm is differentiated primarily by technical advisory depth rather than proprietary technology: it positions itself as "l\u00edderes en asesoramiento t\u00e9cnico" and pioneered comprehensive insurance contract review for foreign mining companies operating in San Juan. It maintains a strategic alliance with American Advisor for occupational medicine and offers an online quote/issuance portal, including a BBVA-integrated technology micro-insurance line for notebooks, cell phones, and bicycles. Revenue is generated through commission-based placement across the carrier panel, with distribution delivered via direct advisory in offices, digital channels (website, WhatsApp, Facebook, Instagram), and an affiliated network of recruited insurance producers (Productores Asesores).

Name

Icazati & Asociados - Broker de Seguros

Legal name

Icazati & Asociados - Broker de Seguros

Website

https://icazatiyasociados.com.ar

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

1–10 employees

Short description

Icazati & Asociados is an independent Argentine insurance broker founded by Dr. Roberto D. Icazati, headquartered in San Juan with a Mendoza office. It places enterprise and personal policies across 17 carrier partners and serves clients in the Cuyo region, including mining-sector accounts.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Insurance Program Administration & MGA/MGU Services (FSAEADAK)

Keywords

• Insurance brokerage services
• Commercial insurance coverage
• Personal insurance products
• Insurance advisory services
• Risk management consulting

Headquarters

HQ city

San Juan

HQ country

Argentina

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: As an insurance broker, Icazati & Asociados earns commissions from multiple insurance companies (BBVA, Berkley, Asociart, Afianzadora, Federación, Integrity, Mercantil, Insur, La Segunda, Prevención, San Cristóbal, Swiss, Zurich, Galeno, Sancor, ACG, Experta) for placing insurance policies with individual and business clients. Revenue is generated through commissions on policy placements across enterprise and personal insurance lines.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Icazati & Asociados is an Argentine insurance brokerage that intermediates personal and commercial insurance policies from a panel of 17 partner insurers. It delivers technical advisory, policy comparison, and a policy improvement service (Mejorar Póliza) across enterprise lines (ART, surety, commerce, civil liability, transport, agriculture, fire, technical, fleet, group life, occupational medicine) and personal lines (home, auto, motorcycle, life, accidents, health, travel, credit, boat, retirement, malpractice, technology/bicycle). Revenue is earned via commissions paid by partner carriers on placed policies.

Product overview

Icazati & Asociados is a comprehensive insurance broker offering two main product lines: Línea Empresarial (Business Line) covering ART workers' compensation, surety bonds, commerce insurance, civil liability, all-risk operational, transport, agricultural, fire, technical, vehicle fleet, group life insurance, and occupational medicine; and Línea Personal (Personal Line) covering home, vehicle, motorcycle, life, personal accidents, health insurance, travel, credit, watercraft, retirement, malpractice, and technology/bicycle insurance. The company acts as an intermediary broker offering multiple insurance products from various partner insurance companies, with no proprietary technology platform but providing quote and policy management services through a proprietary management system.

Differentiator

Problem solved

Functional benefit

Products and services

• ART (Aseguradora de Riesgos del Trabajo) Workers' compensation insurance that protects employees against workplace accidents and occupational illnesses, including medical exams, risk prevention, and claims management. Targeted at Argentine employers across industries.
• Seguro de Caución (Surety Bonds) Surety bond insurance guaranteeing compensation if a party fails to meet contractual or legal obligations, with digital policy issuance and broad acceptance in corporate environments.
• Seguro Integral de Comercio Comprehensive commerce insurance combining multiple coverages to protect commercial businesses from unforeseen events, including protected commerce and civil liability.
• Seguro de Responsabilidad Civil Civil liability insurance providing broad coverage for damages to third parties arising from business activities, with specialized legal defense.
• Seguro Todo Riesgo Operativo All-risk operational insurance covering contingencies affecting business assets including buildings, merchandise, machinery, and loss of profits during operational interruptions.
• Seguro de Transporte Transport insurance protecting cargo during transit within Argentina and neighboring countries, covering theft, damage, moisture, and machinery claims.
• Seguro Agrícola Agricultural insurance covering crop yield losses due to climatic risks, hail, fire, replanting, and frost damage, as well as livestock health.
• Seguro contra Incendio Fire insurance protecting assets from fire, lightning, explosions, vandalism, natural disasters, and including coverage for lost profits and cold storage merchandise.
• Seguro Técnico Technical insurance covering accidental damage to machinery and electronic equipment, including all-risk construction and assembly, electronic equipment, contractor equipment, and machinery breakdown.
• Seguro de Flota de Vehículos Fleet vehicle insurance with multiple coverage tiers (Auto Base through Auto Extra) protecting company vehicles from basic third-party liability to comprehensive all-risk coverage.
• Seguro de Vida Colectivo Group life insurance providing employee protection against death, disability, serious illness, transplants, hospitalization, with coverage for accidental death and income loss.
• Medicina Laboral (Occupational Health) Occupational health services through partnership with American Advisor, including pre-employment exams, periodic health checks, absenteeism control, and workplace prevention campaigns.
• Seguro de Hogar Home insurance covering building and contents against fire, theft, glass breakage, water damage, private civil liability, and household accidents including domestic employee coverage.
• Seguro de Vehículo/Auto Vehicle insurance covering theft, accident damage, windshield replacement without limits, hail, locks, and civil liability up to $4,000,000 with flexible deductibles.
• Seguro de Motos Motorcycle insurance with flexible coverage options, various insured sums, and 24/7 assistance for complete protection.
• Seguro de Vida Life insurance with capitalization and savings plans in pesos and dollars, guaranteed returns without risk of loss, and tax-exempt policies.
• Seguro de Accidentes Personales Personal accident insurance for employees, professionals, and entrepreneurs, covering accidental death, total or partial permanent disability, and medical expenses with 24-hour or workplace-only options.
• Medicina Prepaga (Health Plan) Health insurance with customizable medical plans, national and international coverage, 24/7 emergency services, free choice of providers, and dynamic self-management platforms.
• Seguro de Viajero Travel insurance providing 24-hour traveler assistance, trip protection regardless of destination, and quick easy coverage for health, security, and legal needs.
• Seguro de Crédito Credit insurance covering invoices for goods or services between businesses in the short term, including risk prevention, debtor portfolio monitoring, unpaid credit indemnification, and collection management.
• Seguro de Embarcaciones Pleasure boat insurance covering yachts, launches, sailboats, and boats against naufrage, stranding, fire, collision, theft, strike, weather, vandalism, and additional trailer transport and liability coverage.
• Seguro de Retiro Retirement savings insurance with integral, investor, and pension plans to help achieve life projects through systematic saving.
• Seguro de Mala Praxis (Professional Malpractice) Professional malpractice liability insurance covering healthcare professionals, lawyers, architects, engineers, accountants, and notaries against claims from negligent acts during professional practice.
• Seguro de Tecnología (Notebooks, Cell Phones, Bicycles/Scooters) Technology insurance covering notebooks, portable technology, cell phones, and bicycles/scooters against damage, theft, and loss, with online quote and issuance.

Quantifiable outcome

• Policyholders can access Responsabilidad Civil coverage up to $4,000,000 for vehicles.
• +2 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

18 partnerships are on record, tiered core and minor.

• American AdvisorcoreStrategic or Co-development PartnerIcazati & Asociados has a strategic alliance with American Advisor (americanad.com.ar), a leader in occupational prevention and occupational medicine (medicina laboral). Through this partnership, they offer occupational health services to enterprise clients including pre-employment medical examinations, periodic health checkups, absenteeism control, occupational medical consultations, and home medical visits, all in compliance with Argentine labor law resolutions.
• BBVA SegurosminorChannel Partner/ Reseller/ DistributorIcazati & Asociados works with BBVA Seguros as one of its 17 insurance company partners, offering BBVA products alongside other insurers to their client base in Argentina.
• BerkleyminorChannel Partner/ Reseller/ DistributorBerkley is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• AsociartminorChannel Partner/ Reseller/ DistributorAsociart is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• AfianzadoraminorChannel Partner/ Reseller/ DistributorAfianzadora is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• FederaciónminorChannel Partner/ Reseller/ DistributorFederación is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• IntegrityminorChannel Partner/ Reseller/ DistributorIntegrity is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• MercantilminorChannel Partner/ Reseller/ DistributorMercantil is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• InsurminorChannel Partner/ Reseller/ DistributorInsur is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• La SegundaminorChannel Partner/ Reseller/ DistributorLa Segunda is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• PrevenciónminorChannel Partner/ Reseller/ DistributorPrevención is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• San CristóbalminorChannel Partner/ Reseller/ DistributorSan Cristóbal is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• Swiss Medical Group (Swiss)minorChannel Partner/ Reseller/ DistributorSwiss Medical Group (Swiss) is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• ZurichminorChannel Partner/ Reseller/ DistributorZurich is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• GalenominorChannel Partner/ Reseller/ DistributorGaleno is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• SancorminorChannel Partner/ Reseller/ DistributorSancor is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• ACGminorChannel Partner/ Reseller/ DistributorACG is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.
• ExpertaminorChannel Partner/ Reseller/ DistributorExperta is one of the insurance company partners that Icazati & Asociados works with to offer insurance products to their clients.

Scale indicators2 records

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Marsh Argentina: Marsh is one of the world's largest insurance brokers with operations in Argentina providing enterprise risk advisory, surety, and multi-line brokerage to corporate clients. It directly competes with Icazati on enterprise brokerage and advisory services, especially for multinational mining and industrial clients in the Cuyo region.
• Lockton Argentina: Lockton is a privately held global insurance broker with Argentine operations serving mid-market and enterprise clients across commercial lines. Comparable to Icazati in being a private, advisor-led broker with a multi-carrier model, though Lockton operates at a far larger scale and broader geography.
• Willis Towers Watson Argentina: WTW offers insurance brokerage and risk management advisory in Argentina through a global platform, serving enterprise clients with multi-carrier placement and consulting services. Comparable to Icazati as a multi-carrier broker targeting corporate risks, with materially greater scale and product breadth.
• Aon Argentina: Aon operates a global insurance brokerage and risk advisory platform with a local Argentine presence, offering enterprise and personal line intermediation across multiple carriers. It is comparable to Icazati as a multi-line broker but competes from a vastly larger scale, broader geographic footprint, and institutional ownership.

Regional players

• San Cristóbal Seguros: San Cristóbal is a major Argentine mutual insurance carrier providing personal and commercial coverage through broker and agent networks nationwide. It is comparable to Icazati as a partner carrier and as a competitor in regional Argentine broker distribution markets.
• La Caja Seguros: La Caja Seguros is a large Argentine insurance carrier offering auto, home, and life coverages through proprietary agents and brokers, including to Mendoza and Cuyo region clients. Comparable to Icazati's line of business on the consumer side, though as a carrier it competes by direct distribution and partner brokers.
• Galeno Seguros: Galeno is a leading Argentine health and insurance carrier operating across life, health, and personal accident products, and is a named partner carrier of Icazati. Comparable in product scope (health, life, personal accident) and as a broker-distribution counterpart serving Argentine consumers.

Direct peers

• Sancor Seguros: Sancor Seguros is one of Argentina's largest insurance carriers and a named partner carrier of Icazati & Asociados. While Sancor is a carrier and Icazati is its distribution partner, the relationship makes Sancor a direct counterpart for cooperative/mutual insurance distribution and a competitor where Sancor's own captive agents overlap.
• Zurich Argentina: Zurich is a global insurance carrier operating in Argentina across commercial lines, and is a named partner carrier of Icazati. As both a distribution counterpart and a competitor via its own broker/agent channels, Zurich is a closely comparable insurance counterpart in the Argentine market.

Others

• Broker Argentina (Asociación Argentina de Brokers de Seguros): The Argentine Association of Insurance Brokers represents the country's brokerage industry and serves as a peer ecosystem counterpart to Icazati, which as a registered broker operates within this regulatory and trade body framework. Comparable as the industry collective that shapes broker regulation, training, and standards in Argentina.

Market position

Weaknesses1 record

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/icazatiyasociados
• Instagraminstagram.com/icazatiyasociados
• LinkedInlinkedin.com/company/icazatiyasociadosbroker

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Icazati & Asociados - Broker de Seguros