IKK Nord
- Company typePrivate
- Founded-
- HeadquartersLübeck, Germany
- Headcount11–50
- GTM typeB2C
- OfferingServices
IKK Nord firmographics
Firmographics- Name
- IKK Nord
- Legal name
- Die Innovationskasse
- Website
- https://ikk-nord.de
- Company type
- Private
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Where IKK Nord is headquartered
LocationHeadquarters
- HQ city
- Lübeck
- HQ country
- Germany
- HQ region
- Europe
Offices1 record
Markets served
IKK Nord business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Statutory Health Insurance Contributions: Die Innovationskasse generates revenue through statutory health insurance contributions (Krankenversicherungsbeiträge) collected from members. The contributions consist of a standard contribution rate plus an additional contribution rate (Zusatzbeitragssatz). Both employees and employers share the contribution burden.
- Supplementary Insurance Products: The company offers supplementary insurance products (Zusatzversicherungen) as add-on coverage options for members seeking additional benefits beyond the standard statutory coverage.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard statutory health insurance contribution rate |
Go-to-market motion2 records
Distribution channels7 records
Marketing channels8 records
IKK Nord product offering
Product offeringCore offering
IKK Nord (operating under the brand name Die Innovationskasse) is a German statutory health insurance fund (gesetzliche Krankenkasse) that provides mandatory health insurance coverage, supplementary insurance products, family-oriented health programs, and digital health services to its members. The fund also operates proprietary digital platforms including the IK App, an online service center, electronic prescription tools, and specialized programs for workplace health, family planning, and preventive care.
Product overview
IKK Nord (Die Innovationskasse) is a German statutory health insurance provider offering a unified platform of digital health services alongside traditional insurance benefits. The core offering consists of the IK App and IK-Account providing member portal access, complemented by specialized mobile applications including E-Rezept-App for electronic prescriptions, BabyCare-App for family health, and various health apps (City Hopper, detoxi Health App). The company integrates DiGA (approved digital health applications), telemedicine via TeleClinic, fitness platforms including Gymondo and DigiMove.Me, and corporate health services through GESUNA@work. Additional services include the electronic patient record (ePA), TI-Messenger for healthcare provider communication, and family programs such as planBaby and BabyCare. The insurance also offers bonus programs (IK Superbonus, Baby Bonus) and optional cost-saving tariffs (IK-Wahltarife). The portfolio operates as a platform-plus-services model, combining traditional health insurance with digital health integration and wellness programs.
Differentiator
Problem solved
Functional benefit
Products and services
- Statutory health insurance (gesetzliche Krankenversicherung) Core statutory health insurance product for employees, families, students, apprentices and pensioners in Germany, providing mandatory healthcare benefits under the German Social Code Book V.
- Supplementary insurance (Zusatzversicherungen) Voluntary supplementary insurance products offered to members to extend coverage beyond statutory benefits (e.g., dental, hospital, travel, naturopathy).
- IK App Proprietary mobile app for IKK Nord members providing digital self-service, document submission, and access to insurance services.
- Online-Servicecenter Web-based portal where members can manage their insurance matters, submit documents, and access services.
- IK-Account Central member account providing single sign-on authentication for accessing IKK Nord digital services.
- E-Rezept-App App enabling members to receive, store and redeem electronic prescriptions (E-Rezept) for medications.
- BabyCare-App Mobile app supporting expectant mothers and families with pregnancy tracking, health tips, and BabyCare program content.
- GESUNA@work
Quantifiable outcome
- Up to 1,440 euros annual savings potential for members switching to IK
- +1 more outcomes
Companies that use IKK Nord
Customer profileSegments6 records
Ideal customer profiles3 records
IKK Nord technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
IKK Nord partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered flagship and core.
- DAVIES MEYERflagshipDAVIES MEYER is a marketing and communications agency that collaborated with Die Innovationskasse on the company's rebranding from IKK Nord to its new identity. The partnership resulted in creative marketing communications and AI-powered brand development, earning recognition through the German Design Award.
- TeleCliniccoreTeleClinic provides telemedicine services integrated into the IK digital platform, allowing members to access teleconsultations and medical advice through the insurance's apps and online services.
- GymondocoreGymondo is a fitness and exercise platform offered as part of Die Innovationskasse's prevention services. Members can access Gymondo through the insurance's digital platforms, including apps and online services, as well as the health guide section under Vorsorgeleistungen (preventive services) and Präventionskurse (prevention courses).
- DiGA (Digitale Gesundheitsanwendungen) ProviderscoreVarious DiGA (Digital Health Applications) providers offer approved digital health applications that are accessible through Die Innovationskasse's digital platform. DiGA apps are listed in the company's apps and online services section.
Scale indicators2 records
Recent moves6 records
Expansion highlights5 records
IKK Nord competitors and assessment
Company assessmentDirect peers
- Barmer: One of the largest German statutory health insurers with nationwide coverage, a comprehensive digital offering (Barmer-App, ePA, telemedicine), and family-oriented programs. Directly comparable in target customer, product mix, and digital-first strategy.
- hkk Krankenkasse: Smaller nationwide statutory health insurer with comparable digital-first positioning, bonus programs, and employer services. Most comparable as a similarly sized IKK-style competitor in the mid-market tier.
- pronova BKK: Open BKK statutory health insurer serving members nationwide with a digital offering, family programs, and prevention services. Comparable as a peer BKK in the open-insured market segment.
- Techniker Krankenkasse (TK): Largest German statutory health insurance fund by membership, also operating nationwide with extensive digital services, bonus programs, and a strong brand. Most direct comparable in terms of scale, product breadth, and digital-first positioning.
- DAK-Gesundheit: Major nationwide German statutory health insurer offering a full range of statutory benefits, digital services (DAK App, ePA), bonus programs, and family services. Closely comparable in customer segments and digital ecosystem.
- Audi BKK: Company-sponsored (BKK) statutory health insurer with nationwide opening, digital services, and bonus programs. Comparable as a statutory Kasse with employer affinity and digital focus.
- BIG direkt gesund: Smaller nationwide statutory health insurer with a digital-first posture, online service center, and bonus programs. Comparable as a digitally-positioned, mid-sized statutory Kasse competing for the same switching demographic.
- AOK (Allgemeine Ortskrankenkasse): Network of 11 regional statutory health insurers collectively forming the largest Kassen group in Germany. Serves the same statutory insurance customer base with comparable benefits, digital tools, and family programs.
- SBK (Siemens-Betriebskrankenkasse): Open BKK statutory health insurer with nationwide coverage, strong digital offerings, and bonus programs. Comparable in operating model (originally company-sponsored, now open to all insured) and digital ecosystem maturity.
- KKH Kaufmännische Krankenkasse: Mid-sized nationwide German statutory health insurer with a similar mix of digital services, bonus programs, and family-oriented offerings. Comparable as a similarly positioned, non-AOK/Big player.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks4 records
Customer concentration
IKK Nord social profiles
Digital presenceIKK Nord financial estimates
Financial estimateRevenue estimate
Valuation estimate
IKK Nord leadership team
Management profileNumber of profiles
IKK Nord funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
IKK Nord M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about IKK Nord
What does IKK Nord do?
IKK Nord (operating under the brand name Die Innovationskasse) is a German statutory health insurance fund (gesetzliche Krankenkasse) that provides mandatory health insurance coverage, supplementary insurance products, family-oriented health programs, and digital health services to its members. The fund also operates proprietary digital platforms including the IK App, an online service center, electronic prescription tools, and specialized programs for workplace health, family planning, and preventive care.
Is IKK Nord a public or private company?
IKK Nord is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was IKK Nord founded?
IKK Nord was founded in -1. It employs 11 to 50 people.
Where is IKK Nord based?
IKK Nord is headquartered in Lübeck, Germany, in the Europe region.
How does IKK Nord make money?
Two revenue lines are on record. Statutory Health Insurance Contributions are the primary driver. The others are supplementary Insurance Products.
Who are IKK Nord's main competitors?
Direct peers on record are Barmer, hkk Krankenkasse, pronova BKK, Techniker Krankenkasse (TK), DAK-Gesundheit, Audi BKK, BIG direkt gesund, AOK (Allgemeine Ortskrankenkasse), SBK (Siemens-Betriebskrankenkasse) and KKH Kaufmännische Krankenkasse.
Does IKK Nord have an API?
No public API is recorded for IKK Nord.