ABC Insurance Trust
ABC Insurance Trust is an independent ERISA Trust, founded in 1957, that provides employee benefits and construction-specific employer services exclusively to members of Associated Builders and Contractors, reinvesting revenue back into the member community.
- Company typePrivate
- Founded1957
- HeadquartersWashington, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What ABC Insurance Trust does
ABC Insurance Trust is an independent ERISA Trust established in 1957 and headquartered in Washington, D.C. It provides employee benefits programs and construction-specific employer services exclusively to members of Associated Builders and Contractors (ABC). The Trust operates as a member-benefit organization rather than a profit-maximizing enterprise, reinvesting its revenue back into the ABC member community. Its product platform is organized into three layers: (1) core Group Benefits covering health, ancillary (dental/vision), voluntary, retirement, benefit administration systems, and supplemental services; (2) Members Only Solutions including the Construction Healthcare Alliance (a healthcare captive), Employee Assistance Program, Small Group Solutions, Composite Rating and Services Plan (CRSP), and the ABC Retirement & Savings Plan; and (3) compliance and prevailing-wage modules — Dollar Bank, Dedicated Payroll Partner (via Payroll4Construction), Dedicated Retirement Partner, and a comprehensive compliance stack spanning 1094/1095 Forms, COBRA, Form 5500, and assorted ACA/ERISA reporting obligations.
The business model is a recurring subscription-style fee structure on administered benefits and services, with quote-based pricing that is not publicly disclosed. The Trust has only 13 employees and does not sell or market to non-ABC audiences; customer acquisition flows through ABC's national chapter and member referral network, supplemented by a recently launched self-service web quote platform. Operational leverage comes from a six-partner Growth Partner ecosystem — Telus Health, Zywave, Trinity Captive Group, Payroll4Construction, The Contractors Plan, and Arcoro — which provides the underlying technology, payroll, captive management, and HR infrastructure that the Trust layers onto for ABC members. The Trust is governed by a Board of Trustees, has no parent company, no disclosed funding history, and reports no acquisitions or leadership changes in the available data.
ABC Insurance Trust firmographics
Firmographics- Name
- ABC Insurance Trust
- Legal name
- ABC Insurance Trust
- Website
- https://insurancetrust.abc.org
- Company type
- Private
- Founded year
- 1957
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- ABC Insurance Trust is an independent ERISA Trust, founded in 1957, that provides employee benefits and construction-specific employer services exclusively to members of Associated Builders and Contractors, reinvesting revenue back into the member community.
- Ownership category
- akta.pro rank
ABC Insurance Trust industry classification
Industry- Product category
- Group Employee Benefits and Construction Industry Insurance Services
- NAICS
- Insurance and Employee Benefit Funds (5251), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Hospital & Medical Service Plans (6324), Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Self-Funded (ERISA) Employer Plans (HLAEAAAC)
- akta.pro secondary industries
- Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB), Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)
Keywords
Where ABC Insurance Trust is headquartered
LocationHeadquarters
- HQ city
- Washington
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
ABC Insurance Trust business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D
Revenue model
- Employee Benefits and Insurance Services: Generates revenue through providing employee benefits programs including health, dental, voluntary benefits, retirement plans, and benefit administration services to ABC members. Revenue is reinvested back into the ABC family rather than distributed as profit.
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
ABC Insurance Trust product offering
Product offeringCore offering
ABC Insurance Trust is an independent ERISA Trust that provides employee benefits programs (health, dental, voluntary, retirement, benefit administration) and construction-specific employer services (Employee Assistance Program, Small Group Solutions, Healthcare Captive, CRSP, ABC Retirement & Savings Plan) exclusively to members of Associated Builders and Contractors. It also offers prevailing wage compliance support (Dollar Bank, payroll and retirement partners) and ACA/ERISA reporting (1094/1095 Forms, COBRA administration, Form 5500).
Product overview
ABC Insurance Trust is an ERISA Trust providing a comprehensive suite of employee benefits and construction-specific employer services exclusively for ABC members. The offering operates as a platform-plus-modules architecture centered around core Group Benefits (Health, Ancillary Benefits, Voluntary Benefits, Retirement, Benefit Administration Systems, and Supplemental Services) combined with Members Only Solutions modules including Employee Assistance Program (EAP), Small Group Solutions, Healthcare Captive, Composite Rating and Services Plan (CRSP), ABC Retirement & Savings Plan, and Dollar Bank. Additional compliance and administrative modules cover Prevailing Wage services (Dollar Bank, Dedicated Payroll Partner, Dedicated Retirement Partner, Compliance Support), and ACA/ERISA reporting (1094 & 1095 Forms, COBRA Administration, Form 5500). The trust has served ABC members since 1957 and reinvests revenue back into the ABC family.
Differentiator
Problem solved
Functional benefit
Products and services
- Health Benefits Comprehensive health insurance coverage offered as part of the group benefits portfolio for ABC (Associated Builders and Contractors) member construction companies.
- Ancillary Benefits (Dental and Vision) Supplemental insurance products including dental and vision coverage that complement primary health benefits for ABC member construction employers.
- Voluntary Benefits Employee-elected benefit options including life insurance, disability coverage, and other voluntary offerings funded through payroll deductions for ABC member companies.
- Retirement Plans Retirement planning and savings solutions designed to help construction industry employers attract and retain talent through employer-sponsored retirement plans.
- Benefit Administration Systems Technology-enabled platform for managing employee benefits administration, enrollment, and ongoing benefit management for ABC member employers.
- Employee Assistance Program (EAP) Confidential counseling and support services provided to employees of ABC member companies to address personal and work-related challenges.
- Small Group Solutions Tailored benefit packages designed specifically for small ABC member construction companies with fewer employees.
- Healthcare Captive (Construction Healthcare Alliance) A group purchasing arrangement allowing ABC members to pool resources for more competitive healthcare coverage rates and better risk management.
- Composite Rating and Services Plan (CRSP) Rating methodology providing composite insurance pricing and associated services for eligible ABC member construction companies.
- ABC Retirement & Savings Plan A retirement savings vehicle designed specifically for ABC members to help employees save for retirement with potential employer matching.
- Dollar Bank Prevailing Wage Compliance Prevailing wage compliance service that helps construction companies manage and track certified payroll and prevailing wage requirements.
- Employer Compliance Support Employer compliance assistance covering ACA reporting (1094/1095 Forms), COBRA administration, Form 5500, gag clause attestations, M-1 MEWA filings, Medicare Part D, MLR rebates, PCORI fees, RxDC reporting, summary annual reports, W-2 cost of coverage, and other regulatory requirements for ABC member employers.
- Web Quote System Online self-service quoting platform enabling ABC members to obtain insurance quotes via get.abcinsurancetrust.org/web-quote/.
Companies that use ABC Insurance Trust
Customer profileNamed customers2 records
Segments1 record
Ideal customer profiles1 record
ABC Insurance Trust technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
ABC Insurance Trust partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered growth partner.
- Telus Healthgrowth partnerTelus Health is listed as a Growth Partner providing technology solutions for employee benefits and health services integration.
- Zywavegrowth partnerZywave is listed as a Growth Partner providing technology solutions for benefits administration and communication.
- Trinity Captive Groupgrowth partnerTrinity Captive Group is listed as a Growth Partner providing captive insurance solutions for healthcare cost management.
- Payroll4Constructiongrowth partnerPayroll4Construction is listed as a Growth Partner providing specialized payroll services for the construction industry.
- The Contractors Plangrowth partnerThe Contractors Plan is listed as a Growth Partner providing retirement and benefits solutions specifically designed for contractors.
- Arcorogrowth partnerArcoro is listed as a Growth Partner providing human resources and benefits technology solutions.
Scale indicators1 record
Recent moves5 records
Expansion highlights4 records
ABC Insurance Trust competitors and assessment
Company assessmentBroad incumbents
- Lockton: Largest independent insurance brokerage with deep affinity and association practice expertise. Lockton serves trade associations and member-based organizations, directly competing with the Trust's member-exclusive model.
- Hub International: Insurance brokerage with strong construction and employee benefits practices. Provides group benefits, voluntary benefits, and compliance support that overlap with the Trust's product set for construction employers.
- Brown & Brown Insurance: National insurance brokerage with an employee benefits division that provides group health, retirement, and compliance services. Competes with the Trust for mid-market construction and trade-association clients across the U.S.
- Marsh McLennan: Global insurance brokerage and risk management firm providing employee benefits, health, and welfare consulting. Competes with the Trust for large multi-state construction and trade-association clients through its Mercer and Marsh businesses.
- NFP Corp: Insurance brokerage and benefits consulting firm with significant mid-market and association segment exposure. Provides group benefits, voluntary benefits, retirement, and benefits administration comparable to the Trust's offerings.
- Arthur J. Gallagher: Large insurance brokerage with significant employee benefits and construction-industry practices. Gallagher's benefits administration and consulting services overlap directly with the Trust's offerings for mid-to-large construction employers.
Direct peers
- The Contractors Plan: A retirement and benefits provider specifically designed for contractors. Listed as a Growth Partner of the Trust and serves the same construction-employer customer base with overlapping retirement, health, and ancillary benefits offerings.
- Payroll4Construction: Construction-industry payroll service provider specializing in prevailing wage compliance. Listed as a Growth Partner of the Trust and competes for the same construction employer customer base in payroll-adjacent services.
- Trinity Captive Group: Captive insurance manager providing healthcare captive solutions to groups and associations. Listed as a Growth Partner of the Trust and operates adjacent captive-insurance services for similar member-based pools.
Others
- Associated Builders and Contractors: National construction trade association that the Trust serves exclusively. While not a competitor, ABC's organizational strategy, membership growth, and partnership decisions directly determine the Trust's customer pipeline.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
ABC Insurance Trust social profiles
Digital presenceABC Insurance Trust financial estimates
Financial estimateRevenue estimate
Valuation estimate
ABC Insurance Trust leadership team
Management profileNumber of profiles
ABC Insurance Trust funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
ABC Insurance Trust M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about ABC Insurance Trust
What does ABC Insurance Trust do?
ABC Insurance Trust is an independent ERISA Trust that provides employee benefits programs (health, dental, voluntary, retirement, benefit administration) and construction-specific employer services (Employee Assistance Program, Small Group Solutions, Healthcare Captive, CRSP, ABC Retirement & Savings Plan) exclusively to members of Associated Builders and Contractors. It also offers prevailing wage compliance support (Dollar Bank, payroll and retirement partners) and ACA/ERISA reporting (1094/1095 Forms, COBRA administration, Form 5500).
Is ABC Insurance Trust a public or private company?
ABC Insurance Trust is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was ABC Insurance Trust founded?
ABC Insurance Trust was founded in 1957. It employs 11 to 50 people.
Where is ABC Insurance Trust based?
ABC Insurance Trust is headquartered in Washington, United States, in the North America region.
How does ABC Insurance Trust make money?
One revenue line is on record: employee Benefits and Insurance Services.
Who are ABC Insurance Trust's main competitors?
Broad incumbents on record are Lockton, Hub International, Brown & Brown Insurance, Marsh McLennan, NFP Corp and Arthur J. Gallagher. Direct peers are The Contractors Plan, Payroll4Construction and Trinity Captive Group. Associated Builders and Contractors is listed as an others.
Does ABC Insurance Trust have an API?
No public API is recorded for ABC Insurance Trust.
What industry is ABC Insurance Trust in?
ABC Insurance Trust's product category is Group Employee Benefits and Construction Industry Insurance Services. Its primary akta.pro industry code is HLAEAAAC, Self-Funded (ERISA) Employer Plans, with a secondary code of FSAIAFAB, Self-Funded (ASO) Group Health Plans & Stop-Loss. Its NAICS code is 5251 and its SIC code is 6324.