Kereis Solutions

Name

Kereis Solutions

Legal name

Kereis Solutions

Website

https://kereis-solutions.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

51–100 employees

Ownership category

akta.pro rank

Product category

Wholesale Insurance Brokerage

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Wholesale Insurance Brokerage (Excess & Surplus Lines) (FSAEADAD)

akta.pro secondary industries

Individual Health Insurance Brokerage & Distribution (FSAIAEAL), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

Keywords

• Wholesale insurance brokerage
• Insurance distribution platform
• Broker partner network
• Digital insurance marketplaces
• Multi-line insurance products

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Wholesale Insurance Distribution Commissions: Kereis Solutions earns commissions and fees from insurance product distribution. As a wholesale broker (courtier grossiste), it negotiates insurance products with leading insurers and distributes them through its network of 5,000 partner brokers. Revenue is derived from commissions on insurance policies underwritten through the platform across health, borrower, provident, mobility, and property lines.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Kereis Solutions is a multi-specialist wholesale insurance broker (courtier grossiste multispécialiste) that aggregates insurance products from 19 leading insurance carriers and distributes them to approximately 5,000 partner brokers across France. The company delivers six core product lines (health, borrower, professional provident, individual provident, mobility, and property & liability) through specialized digital marketplaces, partner portals, e-subscription tools, and proximity support teams. It also provides supporting services including a free borrower insurance substitution service (iChange), a professional training platform (Kereis Formation), and an RSE support program (Cap Courtier engagé).

Product overview

Kereis Solutions is a mult-specialist wholesale insurance broker (courtier grossiste) operating under the Kereis Group. It offers a unified platform aggregating complementary expertise from three legacy brands — Cegema, iAssure, and Novélia — consolidated under the Kereis Solutions brand in August 2024. The portfolio spans six core insurance lines: Complémentaire Santé (individual, professional, and Monaco health), Assurance Emprunteur (11 offerings), Prévoyance des professionnels (4 offerings), Prévoyance des particuliers (funeral and GAV), Assurance Mobilités (7 offerings across auto, moto, camping-car, light mobility, and permit protection), and Assurance Biens et Responsabilités (6 offerings covering home, legal protection, professional multi-risk, and cyber). These are delivered through specialized digital marketplaces, the unified Espace Partenaire portal, the Kereis Solutions API suite for partner integrations, the Facile@ssur Emprunteur digital platform with iChange substitution service, Kereis Formation training, and the Cap Courtier engagé RSE program. The company serves approximately 5,000 broker partners and manages 1.76 million in-force contracts.

Differentiator

Problem solved

Functional benefit

Brands

• Cegema: Health insurance and individual providence subsidiary providing complementary health, funeral, and personal accident coverage solutions.
• iAssure
• Novélia
• Kereis France
• Cap Courtier engagé
• La Kapsule
• Facile@ssur Emprunteur
• Kereis Formation
• iChange

Products and services

• Complémentaire Santé Wholesale brokerage of supplementary health insurance covering individuals, professionals, and expatriates, with modular coverage, eco options, digital subscription paths, a health marketplace, and tiered assistance services. Includes specialized high-end solutions for Monaco residents with coverage formulas up to 350%.
• Assurance Emprunteur Wholesale brokerage of borrower insurance with 11 offerings covering all client profiles including first-time buyers, seniors, smokers, inactive individuals, and aggravated health risks. Features e-medical selection, immediate pricing, the Facile@ssur Emprunteur digital platform, and the free iChange substitution service for Lemoine law transfers.
• Prévoyance des professionnels Professional provident insurance for self-employed individuals and business owners, composed of 4 complementary offerings, deductible under Madelin law. Covers death, incapacity, and invalidity with modular options such as education annuity, spouse annuity, invalidity from 15%, premium exemptions, and dividend coverage. Delivered via the first professional provident insurance marketplace.
• Prévoyance des particuliers Individual provident insurance encompassing funeral expense coverage (capital sum €1,500–€20,000 with immediate accident coverage) and Guaranteed Accident Insurance (GAV) for private-life accidents with coverage up to €1 million and optional work-stoppage and redundancy protections.
• Assurance Mobilités Mobility insurance covering auto (individuals and professionals), motorcycles, camping-cars, light mobility (bikes, electric scooters), permit protection, and professional 2-wheel vehicles, delivered through 7 specialized offerings including a dedicated motorcycle mutual partner (Mutuelle des Motards).
• Assurance Biens et Responsabilités Property and liability insurance including multi-risk home, legal protection (individual and landlord), professional multi-risk, professional legal protection, and cyber insurance across 6 offerings covering both personal and professional clients.
• Marketplaces de comparaison Specialized comparison marketplaces across all insurance lines (health, borrower, provident, mobility, property) enabling brokers to analyze market offers by price, coverage levels, guarantees, and service quality, with 100% regulatory-compliant digital subscription paths.
• Kereis Formation Continuing professional training platform for insurance and credit intermediaries, offering a wide range of programs delivered by dedicated trainer-consultants to develop broker skills and competencies through tailored training courses.
• Cap Courtier engagé Free RSE (Corporate Social Responsibility) support program for partner brokers offering training, self-assessment tools, action plans, resources, and community sharing to help brokers integrate sustainability into their practices.
• iChange Free service fully handling borrower insurance substitution procedures (Lemoine law) on behalf of brokers and clients, ensuring full regulatory compliance without fees, with the iChange team managing all substitution procedures.

Quantifiable outcome

• 1.76 million insurance contracts in stock across all product lines
• +4 more outcomes

Named customers5 records

Segments3 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

15 partnerships are on record, tiered minor and core.

• Marie Gendron (Professional Sailor)minorGTM or Marketing Partner · 28 January 2025Kereis Solutions partners with Marie Gendron, a professional sailor competing in the Figaro class, as brand ambassador. The partnership supports her 2025-2026 sailing season including La Solitaire du Figaro. The sponsorship reinforces Kereis Solutions' brand values of surpassing oneself, adaptability, and resilience.
• Abeille AssurancescoreTechnology or IntegrationInsurance carrier partner providing property and casualty insurance products distributed through the Kereis Solutions wholesale broker network.
• AXAcoreTechnology or IntegrationInsurance carrier partner offering borrower insurance (Assurance Emprunteur) and other insurance products through the Kereis Solutions platform.
• CardifcoreTechnology or IntegrationInsurance carrier partner (BNP Paribas Cardif) providing insurance solutions including borrower insurance distributed via Kereis Solutions.
• CNP AssurancescoreTechnology or IntegrationMajor French insurance group providing life and provident insurance products through the Kereis Solutions wholesale broker network.
• GANcoreTechnology or IntegrationInsurance carrier partner providing coverage across insurance lines distributed through Kereis Solutions.
• GeneralicoreTechnology or IntegrationGlobal insurance group providing insurance products including borrower and provident insurance via Kereis Solutions.
• MNCAPcoreTechnology or IntegrationInsurance carrier partner providing borrower insurance and other coverage via Kereis Solutions wholesale broker network.
• Suravenir AssurancescoreTechnology or IntegrationInsurance carrier partner providing health, auto, and other insurance products including solutions for other vehicles, distributed through Kereis Solutions.
• SwissLifecoreTechnology or IntegrationInsurance carrier partner providing provident and health insurance products including GAV (Guarantee of Life Accidents) via Kereis Solutions. SwissLife offerings are linked to bundled sales with complementary health insurance.
• Mutuelle des MotardscoreTechnology or IntegrationSpecialized mutual insurance provider for motorbikes and two-wheelers, offering products via Kereis Solutions in the mobilities category.
• Malakoff HumaniscoreTechnology or IntegrationMajor French provident insurance group (AG2R La Mondiale group) providing professional provident solutions (Prévoyance professionnelle) developed in partnership with Kereis Solutions for TNS clients.
• L'Équité / GeneralicoreTechnology or IntegrationInsurance company providing health insurance products for Kereis Solutions' health insurance offerings for individuals and professionals, with bundled sales offering 5% reduction or 2 months free on funeral insurance when combined with health coverage.
• Kereis FormationcoreOthersTraining entity within the Kereis Group providing continuous professional development programs for insurance and credit intermediaries. Specialized in developing broker skills and competencies through tailored training courses delivered by a dedicated team of trainer-advisors.
• Groupe KereiscoreStrategic or Co-development PartnerParent company of Kereis Solutions. Kereis Solutions is the wholesale broker subsidiary of the Kereis Group, which unites complementary expertise of three wholesale broker entities: Cegema, iAssure, and Novélia. The group supports 15 million insured individuals and operates across all personal insurance lines.

Scale indicators5 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Henner: Henner is a leading French international insurance broker specializing in health, provident, and retirement for individuals, professionals, and expatriates. Comparable to Kereis Solutions for its specialty health/individual lines and B2B2C distribution model, with international footprint as a differentiator.
• April Group: April is one of the largest insurance broker groups in France, offering wholesale and retail brokerage services across personal and commercial lines. Directly comparable to Kereis Solutions as a multi-line French wholesale/retail broker with similar carrier-aggregation model and broad product portfolio.

Emerging players

• AcommeAssure: AcommeAssure is a French insurance broker aggregator and comparator working with multiple carriers across personal lines (auto, home, health). Comparable to Kereis Solutions as a French broker leveraging multi-carrier aggregation and digital marketplace-style comparison for partner brokers and consumers.
• Santiane: Santiane is a leading French digital health insurance broker focused on individual complementary health coverage via a price-comparison digital experience. Comparable to Kereis Solutions for personal lines (specifically health) distribution and as a digital-first competitor in French brokerage.
• Leocare: Leocare is a French neo-insurer / digital broker offering mobile-first home, auto, and mobility insurance directly to consumers. Comparable to Kereis Solutions for personal insurance lines (mobility, IARD), representing the digital-native competitive threat that could disintermediate traditional wholesale brokers.

Direct peers

• Coverway (Solly Azar): Coverway (formerly Solly Azar) is a major French wholesale insurance broker distributing personal lines (health, borrower, IARD) through a network of retail brokers. Closely comparable to Kereis Solutions in scale, business model (courtier grossiste), and target market of independent French brokers.
• Alptis: Alptis is a French mutual insurance broker group focused on health, provident, and personal protection for individuals, professionals, and TNS. Comparable to Kereis Solutions for its multi-line personal insurance distribution and strong TNS / professional provident presence.
• SPB (Groupe SPB): SPB is a French insurance and services broker providing wholesale brokerage and affinity services across personal lines (health, home, auto, borrower). Comparable to Kereis Solutions as a French B2B2C wholesale broker serving partners/affiliates with multi-carrier product aggregation.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@Kereis
• LinkedInlinkedin.com/company/kereissolutions-assurances

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Subsidiaries3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Kereis Solutions