REPPI.FR

What REPPI.FR does

Reppi Courtage is a privately held French wealth management advisory and insurance brokerage firm serving business owners, executives, and self-employed professionals (TNS) across France. The company operates three interconnected service lines: personal insurance and provident coverage (Assurance de personnes & Prévoyance), financial investment advisory as a registered Conseiller en Investissement Financier (CIF), and social/patrimonial engineering for executives covering compensation optimization, tax planning, and business succession. The firm leverages a centralized digital platform to track client contracts and asset valuations in real time, combining human advisory expertise with digital tooling within the Groupe Sofraco network, which provides access to over 60 partner insurance companies for product placement and comparison.

The business model combines commission-based revenue from insurance placements with professional services fees for financial advisory and patrimonial engineering engagements. Clients are acquired through a sales-led motion centered on a free initial audit as a lead magnet, with personalized consultations delivered by dedicated advisors. The firm holds ORIAS registration as both insurance broker and CIF, with activities supervised by ACPR and AMF, operating from a registered office in Bouée and a contact office in Nantes. The lean team of approximately 5 employees is led by founder/CEO Marc Delorme, who brings roughly 30 years of wealth management experience, alongside advisor Julien Heintz, who is the primary relationship contact referenced across all client testimonials.

Reppi's go-to-market is exclusively domestic within France, relying on direct advisory distribution via website contact forms, phone, and email outreach. Marketing efforts center on the reppi.fr website, Google reviews verified through Trustindex, LinkedIn, and broader social media presence across Facebook, Instagram, YouTube, Twitter/X, and TikTok. Customer segments focus on dirigeants (business owners and executives) and TNS (self-employed workers) facing social protection gaps from SSI/CIPAV/CNBF regimes, heavy fiscal burden, dormant corporate treasury, and inadequate retirement preparation. As a member of Groupe Sofraco, Reppi operates under network backing without external private equity or venture capital involvement.

Name

REPPI.FR

Legal name

Reppi Courtage

Website

https://reppi.fr

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Reppi Courtage is a French wealth management and insurance brokerage firm serving business owners, executives, and self-employed professionals with provident insurance, financial advisory, and patrimonial engineering services via the Groupe Sofraco network.

Ownership category

akta.pro rank

Headquarters

HQ city

Bouée

HQ country

France

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage: Commission-based revenue from placing insurance products (provident insurance, health mutual, retirement savings plans) with partner insurance companies. Reppi queries over 60 insurance companies to find optimal coverage for clients.
2. Financial Advisory (CIF): Fees for financial investment advice as a Conseiller en Investissement Financier (CIF), providing asset allocation strategies and investment recommendations tailored to client risk profiles and time horizons.
3. Patrimonial Engineering Consulting: Advisory services for executive compensation optimization, tax pressure management, and business succession planning.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Reppi Courtage is a wealth management advisory and insurance brokerage firm offering three core services: (1) Assurance de personnes & Prévoyance — personal insurance and provident coverage for business leaders; (2) Conseil en investissement financier — independent financial investment advisory with asset allocation strategies; and (3) Ingénierie sociale et patrimoniale du dirigeant — social and wealth engineering including compensation optimization, tax planning, and business succession. The firm leverages the Groupe Sofraco network to access over 60 insurance company partners.

Product overview

Reppi Courtage is a wealth management and insurance advisory firm offering a unified service platform for business leaders and executives. The portfolio comprises three core interconnected services: Assurance de personnes & Prévoyance (personal insurance and provident coverage), Conseil en investissement financier (financial investment advisory with independent asset allocation), and Ingénierie sociale et patrimoniale du dirigeant (social and wealth engineering for compensation optimization and succession planning). The firm leverages the Sofraco network to access over 60 partner insurance companies, providing a comprehensive 360-degree approach to protecting and growing client assets.

Differentiator

Problem solved

Functional benefit

Products and services

• Assurance de personnes & Prévoyance (Personal Insurance and Provident Coverage) Personal insurance and provident insurance coverage service securing income, health, and family protection against life's uncertainties for business leaders and self-employed professionals. Includes provident insurance, health mutual for executives, and retirement savings plans, sourced from 60+ insurance companies via the Groupe Sofraco network.
• Conseil en investissement financier (Financial Investment Advisory)

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Two partnerships are on record, tiered core.

• Groupe SofracocoreStrategic or Co-development PartnerReppi Courtage is a member of Groupe Sofraco, combining expertise in personal insurance and financial investment to structure global strategies adapted to client needs. The Sofraco network enables access to over 60 insurance companies for optimal product selection. The expert network also supports business restructuring and succession planning.
• 60+ Insurance Companies (Compagnies Partenaires)coreChannel Partner/ Reseller/ DistributorThrough the Sofraco network, Reppi accesses over 60 insurance companies to offer clients the best guarantees on provident insurance, health mutual, and retirement savings contracts. This open architecture ensures a tailored product solution for every client profile.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Alan: French digital health insurance carrier and broker serving businesses and independents. Comparable insurance intermediary positioning for the TNS/executive segment, though operating as a carrier with proprietary tech.
• Primonial: Large French wealth and asset management group serving individuals, professionals and institutions. Overlaps with Reppi's CIF and patrimonial offerings but at national scale and with proprietary product manufacturing.
• Linxo: French personal finance management and aggregation platform (now part of Crédit Agricole). Comparable in digital aggregation of contracts and investments, though operating at bank scale rather than as an independent advisor.
• Boursorama Banque: France's largest online bank with integrated brokerage and life-insurance offerings. Competes for the same retail and self-employed clients on insurance and investment placement, though at very different scale and cost structure.

Emerging players

• Nalo: French robo-advisor offering automated, personalized investment portfolios for individuals. Competes with Reppi's CIF advisory on the investment allocation mandate, particularly for digitally-native self-employed clients.
• Finary: French wealth-tracking and investment dashboard platform expanding into advisory. Overlaps with Reppi's centralized digital platform for contract and investment monitoring, and increasingly with light advisory.

Direct peers

• Andlil: French private wealth advisory and media platform focused on executives and self-employed professionals. Comparable niche target market and content-driven acquisition model for individual investors.
• Cyrus Conseil: Independent French wealth management firm providing CIF advisory, patrimonial engineering and insurance brokerage. Direct competitor across Reppi's three core service pillars for executives and entrepreneurs.
• Meilleurtaux: Major French insurance, mortgage and credit broker offering intermediary access to multiple carriers for individuals and professionals. Closely comparable open-architecture brokerage model to Reppi's Sofraco-driven carrier access.

Others

• Harvest: French software provider for wealth advisors and patrimonial professionals. Comparable in serving the French CIF/wealth-advisory ecosystem, and an enabling technology counterpart to Reppi's in-house digital portal.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/reppi-fr

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about REPPI.FR