Trucking and Transportation Insurance

What Trucking and Transportation Insurance does

Trucking and Transportation Insurance is a Phoenix, Arizona-based independent commercial truck insurance brokerage operated as Truck and Transportation, LLC. The firm acts as an intermediary between commercial trucking businesses, ranging from individual owner-operators to fleet managers and long-haul carriers, and a network of 30+ insurance carriers. It distributes policies through expert insurance advisors via phone-based sales (contact line (602) 609-8982) and self-serve website quote forms, with marketing driven by an educational blog covering commercial truck insurance topics and direct website engagement through Get a Quote and Full Quote forms.

The brokerage's core technology is a brokerage platform that aggregates quotes from multiple carriers, allowing agents to present side-by-side comparisons and customized coverage packages. It offers eight core coverage products spanning the regulatory and operational requirements of commercial trucking: Commercial Auto Liability, Trucker's General Liability, Non-Trucking Liability, Physical Damage, Cargo Coverage, Truckers' Primary Auto Liability (FMCSA-mandated, minimum $750,000), Motor Truck Cargo Coverage, and Trailer Interchange. The firm positions its value proposition around carrier breadth, competitive rates, customized coverage, and a specialized claims team with trucking expertise.

The business model is commission-based: the brokerage earns commissions from insurance carriers for policies sold, with multi-year contract billing and quote-based pricing that varies by vehicle type, usage, driver history, and coverage requirements. The company maintains a strategic referral partnership with Safety Compliance Plus, a DOT/FMCSA transportation consultancy serving 4,000+ carriers, to bundle compliance support with insurance distribution. The firm is privately held with no disclosed investors, parent company, or institutional funding.

Name

Trucking and Transportation Insurance

Legal name

Truck and Transportation, LLC

Website

https://truckandtrans.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Trucking and Transportation Insurance is a Phoenix, Arizona-based independent insurance brokerage that represents 30+ carriers to provide quote-based commercial truck coverage (liability, cargo, physical damage) for owner-operators and fleet managers.

Ownership category

akta.pro rank

Product category

Commercial Truck Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Fleet & Commercial Auto Liability (FSAJABAA)

akta.pro secondary industries

Commercial Lines Insurance Brokerage (FSAEADAB), Motor Truck Cargo (FSAJABAC), Commercial Auto & Fleet Liability Insurance (Primary) (TLABANAA)

Keywords

• Commercial trucking insurance
• Trucking insurance brokerage
• Cargo coverage
• Fleet liability insurance
• Motor carrier insurance

Headquarters

HQ city

Phoenix

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Insurance Brokerage Commissions: As an insurance brokerage, the company earns commissions from insurance carriers by representing and selling their commercial truck insurance policies. They aggregate quotes from multiple carriers to provide competitive rates to customers.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

The company is an insurance brokerage that places commercial trucking insurance policies by shopping coverage across thirty-plus insurance carriers on behalf of trucking businesses. It packages coverages such as commercial auto liability, trucker's general liability, non-trucking liability, physical damage, cargo, and trailer interchange for owner-operators and fleet operators.

Product overview

Trucking and Transportation Insurance operates as a commercial trucking insurance agency that offers multiple coverage types through partnerships with 30+ insurance carriers. The company provides five core insurance products: Commercial Auto Liability (covering bodily injury, property damage, uninsured/underinsured motorist, and workers' compensation), Trucker's General Liability (for off-truck incidents), Non-Trucking Liability (for personal use), Physical Damage (for vehicle protection including roadside assistance), and Cargo Coverage (for cargo in transit). Additional offerings include Truckers' Primary Auto Liability Coverage (FMCSA-mandated), Motor Truck Cargo Coverage, and Trailer Interchange coverage. These products are distributed through independent insurance agents who help customers select appropriate coverage based on their business needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Auto Liability (Truckers' Primary Auto Liability) Primary liability coverage for trucking operations meeting FMCSA minimum coverage requirements; for commercial trucking businesses and owner-operators.
• Trucker's General Liability General liability coverage for trucking businesses covering third-party bodily injury and property damage not arising from vehicle operation; for owner-operators and fleets.
• Non-Trucking Liability (Bobtail) Coverage for owner-operators when driving the tractor without a trailer for non-business purposes; for leased owner-operators.
• Physical Damage Coverage Collision and comprehensive coverage for tractors and trailers against physical damage; for commercial trucking businesses financing or owning equipment.
• Motor Truck Cargo Coverage Coverage for cargo transported for hire against loss or damage; for-hire motor carriers and trucking businesses transporting customer goods.
• Trailer Interchange Coverage Coverage for physical damage to non-owned trailers used under a trailer interchange agreement; for trucking businesses operating under interchange contracts.

Quantifiable outcome

• Save hundreds of dollars annually on insurance premiums
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Two partnerships are on record, tiered core and minor.

• Insurance Carriers (30+)coreOthersThe company represents 30+ trusted insurance carriers, partnering with more than 20 specialized insurance providers to offer competitive rates in the commercial truck insurance market. These partnerships enable the company to provide multiple quotes to customers.
• Safety Compliance PlusminorStrategic or Co-development PartnerDOT/FMCSA transportation consultants helping over 4000 carriers with onsite or online audits for compliance review. Provides trucking safety and compliance expertise to support customers.

Scale indicators1 record

Recent moves3 records

Expansion highlights2 records

Direct peers

• CoverWallet: CoverWallet is a digital commercial insurance brokerage that delivers multi-carrier quotes to small and mid-sized businesses, including trucking. It competes with small trucking-focused brokerages on quote speed and multi-carrier access.
• Founder Shield: Founder Shield is a commercial insurance brokerage that aggregates quotes from multiple carriers for SMBs across niche verticals. Its multi-carrier brokerage model and vertical specialization closely mirror Trucking and Transportation Insurance's approach.
• Owner-Operator Independent Drivers Association (OOIDA): OOIDA is a trucker advocacy organization that also operates an insurance program providing commercial truck coverage to owner-operators. It directly competes for the same owner-operator and small-fleet customer segment.
• Reliance Partners: Reliance Partners is a specialty commercial trucking insurance brokerage and risk management firm that aggregates quotes from multiple carriers for motor carriers and owner-operators. It is the closest direct comparison to Trucking and Transportation Insurance in product/customer focus.

Emerging players

• Next Insurance: Next Insurance is a digital-native insurance carrier targeting small businesses and owner-operators with online commercial coverage. Its trucking-adjacent products and instant-quote UX directly threaten traditional phone-and-form brokerages like Trucking and Transportation Insurance.
• Simply Business: Simply Business is an online commercial insurance marketplace that compares quotes from multiple carriers for small businesses, including trucking operators. It competes for the same multi-carrier quote-and-bind experience that the subject brokerage offers.
• Insurify: Insurify is an insurance comparison platform that aggregates commercial and personal coverage quotes from multiple carriers. While broader than trucking, it competes for the same digitally-empowered small-fleet and owner-operator customers seeking fast multi-carrier comparisons.

Broad incumbents

• Hiscox: Hiscox is a specialty commercial insurer and broker serving small businesses across multiple verticals, including transportation. Its small-business commercial insurance portfolio overlaps with the broader trucking and general liability products offered by the subject company.
• Progressive Commercial: Progressive Commercial is the commercial trucking arm of Progressive, one of the largest U.S. truck insurers. It sells the same core commercial auto liability and physical damage products through both direct and agent channels, competing for the same trucking customers at national scale.
• Berkshire Hathaway Homestate Companies: Berkshire Hathaway Homestate Companies is a major commercial trucking insurance carrier, particularly strong in workers' compensation and commercial auto. It competes in the same product categories as Trucking and Transportation Insurance but writes coverage directly as a carrier.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/trucking-and-transportation-insurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Trucking and Transportation Insurance