What Unimed Ribeirão Preto does

Unimed Ribeirão Preto is a Brazilian cooperative health insurance operator (operadora de planos de saúde) headquartered in Ribeirão Preto, São Paulo, founded in 1971 and operating with approximately 995 employees. It is a member of the Unimed do Brasil national cooperative system, the largest health cooperative network in Brazil and Latin America, and serves individual (Pessoa Física) and corporate (Pessoa Jurídica) customers across Ribeirão Preto, Sertãozinho, Santa Rosa de Viterbo, and Santa Rita do Passa Quatro under ANS registration 351202. The cooperative offers five health plan tiers — Essencial, Pleno Fixa, Referência, Masterplan Coparticipativo, and Unimed Dinâmico — sold via physical Central de Vendas locations, a digital self-service portal, WhatsApp, and mobile applications.

The company operates an integrated payer-plus-provider model, owning and operating a network of healthcare delivery assets that includes two hospitals (Hospital Unimed and Hospital São Paulo), a maternity unit, a clinical laboratory, a diagnostic imaging center (CDI), adult and pediatric rehabilitation centers, 24-hour emergency services (Unimed 24h), a mobile ICU (UTI Móvel), an on-site pharmacy, an occupational health department (DSO), and regional health centers. The digital layer consists of the APP Unimed beneficiary application, the APP Coopera physician application, the PA Digital online consultation platform, the Guia Médico directory, electronic medical record and exam portals, and the Clube de Vantagens benefits program.

Revenue is generated primarily through recurring monthly health insurance premiums (regulated under Lei 9656/98 and ANS readjustment rules RN 565/22 and RN 488/22) and through services delivered at owned facilities. The cooperative model means physicians are member-owners (cooperados) rather than employees, and the company benefits from intercâmbio reciprocity across the Unimed national network. In 2026 the operator obtained ISO 9001 and ISO/IEC 27001 certifications, expanded physical sales capacity in Ribeirão Preto, and celebrated its 55th anniversary.

Name

Unimed Ribeirão Preto

Legal name

Unimed Ribeirão Preto

Website

https://unimedribeirao.com.br

Company type

Private

Founded year

1971

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Unimed Ribeirão Preto is a 1971-founded Brazilian cooperative health insurance operator serving individuals and businesses in Ribeirão Preto and three surrounding São Paulo state municipalities with five plan tiers and an integrated network of owned hospitals, diagnostic, and emergency facilities.

Ownership category

akta.pro rank

Product category

Health Insurance

NAICS

Direct Life, Health, and Medical Insurance Carriers (52411), General Medical and Surgical Hospitals (6221)

SIC

Hospital & Medical Service Plans (6324), Services-General Medical & Surgical Hospitals, Nec (8062)

akta.pro primary industry

Prior Authorization (ePA), Utilization Management & Coverage Verification (HLACAKAE)

akta.pro secondary industry

Emergency Preparedness Planning & Readiness (HLAJAGAA)

Keywords

• Health insurance plans
• Cooperative healthcare
• Hospital services
• Diagnostic imaging
• Occupational health

Headquarters

HQ city

Ribeirão Preto

HQ country

Brazil

HQ region

Latin America

Offices6 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Supply Chain, Marketing or Sales

Revenue model

1. Health Insurance Premiums: Monthly and annual health insurance premiums collected from individual beneficiaries (Pessoa Física) and corporate clients (Pessoa Jurídica). Plans include different tiers (Essencial, Pleno Fixa, Referência, Masterplan Coparticipativo, Unimed Dinâmico) with varying coverage levels and copayment structures.
2. Healthcare Services: Direct healthcare services provided through owned facilities including Hospital Unimed, Maternidade, Laboratório, Centro de Diagnóstico por Imagem (CDI), rehabilitation centers, emergency care (Unimed 24h), and pharmacy. Services are delivered to plan beneficiaries as well as external patients.

Pricing tiers

Go-to-market motion1 record

Distribution channels5 records

Marketing channels6 records

Core offering

Unimed Ribeirão Preto is a physician-owned health insurance cooperative that sells and administers health insurance plans (individual and corporate) and delivers healthcare services through its own network of owned facilities, including hospitals, maternity, laboratories, diagnostic imaging centers, rehabilitation centers, 24-hour emergency services, pharmacy, and mobile ICU. It also operates digital platforms including mobile apps for beneficiaries and physicians, online consultations via PA Digital, a provider directory, and a customer portal.

Product overview

Unimed Ribeirão Preto is a health insurance cooperative (operadora de planos de saúde) offering a comprehensive ecosystem of healthcare services and digital platforms. The core offering consists of health insurance plans (Plano Unimed Essencial, Plano Unimed Pleno Fixa, Plano Unimed Referência, Plano Unimed Masterplan Coparticipativo Empresarial, Plano Unimed Dinâmico) regulated under Lei 9656/98 for individuals (pessoa física) and corporate clients (pessoa jurídica). Supporting the insurance business, Unimed operates a network of owned healthcare facilities including Hospital Unimed, Hospital São Paulo, Maternidade, Laboratório, CDI (Centro de Diagnóstico por Imagem), Centro de Reabilitação Adulto/Pediátrico, Unimed 24h emergency services, Espaço Viver Bem wellness center, Espaço Bem Te Ver eye care, Farmácia, UTI Móvel mobile ICU, SOS Unimed, DSO occupational health, NAS health attention nucleus, and regional centers (CAS Sertãozinho, CAS Santa Rosa de Viterbo, CEM Santa Rita do Passa Quatro). Digital channels include the APP Unimed mobile app for beneficiaries, APP Coopera for physicians, PA Digital for online consultations, Guia Médico directory, Central de Atendimento portal, and Clube de Vantagens rewards program.

Differentiator

Problem solved

Functional benefit

Brands

• PA Digital: Digital patient service platform for online consultations
• APP Unimed
• Hospital Unimed
• Coopera
• Clube de Vantagens

Products and services

• Health Insurance Plan - Essencial Entry-level health insurance plan for individuals and families with essential healthcare coverage, regulated under Lei 9656/98.
• Health Insurance Plan - Pleno Fixa Mid-tier health insurance plan with comprehensive coverage and fixed copayment amounts for individuals and corporate clients.
• Health Insurance Plan - Referência Premium reference health insurance plan offering extensive coverage and the widest provider network access.
• Health Insurance Plan - Masterplan Coparticipativo Empresarial Corporate health insurance plan with cost-sharing coparticipation mechanism where employees share a portion of healthcare expenses.
• Health Insurance Plan - Unimed Dinâmico Flexible and adaptable health insurance plan option with customizable features, available for individuals and corporate clients.
• Hospital Unimed Ribeirão Preto Main hospital facility providing comprehensive inpatient and outpatient healthcare services for plan beneficiaries and external patients.
• Hospital São Paulo Additional hospital facility operated by Unimed providing inpatient healthcare services.
• Maternidade Maternity services including prenatal care, delivery, and postpartum support for expectant mothers.
• Laboratório Unimed Clinical laboratory services for diagnostic testing including blood work, urinalysis, and other medical examinations.
• CDI - Centro de Diagnóstico por Imagem Diagnostic imaging center providing X-rays, MRI, CT scans, and ultrasound services.
• Centro de Reabilitação Adulto Adult rehabilitation center offering physical therapy and rehabilitation services.
• Centro de Reabilitação Pediátrico Pediatric rehabilitation center providing specialized rehabilitation services for children.
• Unimed 24h 24-hour emergency and urgent care services for plan beneficiaries and external patients.
• UTI Móvel Mobile intensive care unit providing emergency medical transport with advanced life support.
• SOS Unimed Emergency medical services and ambulance dispatch for the Ribeirão Preto region.
• Farmácia Unimed On-site pharmacy providing medications for patients and plan beneficiaries.
• Espaço Viver Bem Health and wellness space offering programs, online courses, and exclusive events promoting self-care across pregnant women, children, adults, and seniors.
• Espaço Bem Te Ver Vision care center focused on eye health services and optical products.
• DSO - Departamento de Saúde Ocupacional Occupational health services for corporate clients including workplace health assessments and occupational health programs.
• PA Digital - Consulta Online Online consultation platform enabling video-based medical appointments for plan beneficiaries.
• APP Unimed Mobile application for beneficiaries to access health plan services, view insurance cards, find providers, schedule appointments, and manage their account.
• APP Coopera Mobile application for cooperating physicians to manage their practice, patient records, and Unimed-related administrative tasks.

Segments2 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature5 records

Partnerships

One partnership is on record.

• Sistema Unimed (Unimed National Cooperative System)coreStrategic or Co-development PartnerAs a local operator (operadora) of the Unimed national cooperative system, Unimed Ribeirão Preto operates within the largest health cooperative network in Brazil and Latin America. This partnership provides access to the national Unimed network of hospitals, clinics, and healthcare providers, enabling beneficiaries to receive care throughout Brazil through the exchange system (intercâmbio). The cooperative model means physicians are cooperative members (cooperados) rather than employees.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Amil: Large Brazilian health insurance operator with multi-state networks and a mix of own and accredited providers. Comparable to Unimed Ribeirão Preto on regulated health plan offerings, corporate sales, and digital member services.
• Unimed do Brasil: National federation of Unimed cooperatives and the parent/brand owner referenced in Unimed Ribeirão Preto's materials. Comparable as the apex organization governing the cooperative network, intercâmbio system, and national brand.
• Hapvida NotreDame Intermédica: Brazil's largest vertically integrated health insurance and provider operator, combining health plans with owned hospitals, clinics, and diagnostics. Comparable as a national-scale payer-provider benchmark for regional integrated cooperatives like Unimed Ribeirão Preto.
• SulAmérica Saúde: Major Brazilian health insurance carrier offering individual and corporate plans. Comparable to Unimed Ribeirão Preto on plan product structure, ANS regulatory exposure, and competition for corporate accounts in São Paulo state.
• Bradesco Saúde: Health insurance arm of Bradesco, one of Brazil's largest insurers. Comparable on ANS-regulated plan tiers, corporate accounts (Pessoa Jurídica), and emphasis on broad provider networks competing against regional cooperatives.

Direct peers

• Unimed Campinas: Another Unimed cooperative operating in São Paulo state with health insurance plans and owned provider assets. Most directly comparable peer because of the same Unimed cooperative model, similar São Paulo state footprint, and parallel mix of insurance plus owned hospital/lab/imaging services.
• Unimed Porto Alegre: Large Unimed cooperative serving the Rio Grande do Sul capital region with insurance plans and owned hospital/diagnostic facilities. Directly comparable on cooperative governance, ANS-regulated plans, and integrated delivery model.
• Unimed Belo Horizonte: One of the largest Unimed cooperatives in Brazil, offering individual and corporate health plans plus an owned hospital and diagnostic network. Comparable to Unimed Ribeirão Preto in cooperative structure, payer-provider integration, and multi-tier plan portfolio.

Regional players

• Golden Cross: Brazilian health insurer with historical strength in specific regions. Comparable to Unimed Ribeirão Preto on individual and corporate health plan offerings under ANS regulation, but with a less vertically integrated provider footprint.
• Santa Casa de Misericórdia de Ribeirão Preto: Major hospital and healthcare provider system in the same Ribeirão Preto region where Unimed Ribeirão Preto operates. Comparable as a regional provider competing for the same patient pool and corporate health contracts in the local market.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@unimedribeirao
• Facebookfacebook.com/unimedribeirao
• LinkedInlinkedin.com/company/unimed-ribeir-o-preto
• Instagraminstagram.com/unimedribeiraopreto

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries19 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed Ribeirão Preto