What Unimed Três Corações does

Unimed Três Corações is a Brazilian health insurance cooperative headquartered in Três Corações, Minas Gerais, and a member of the Unimed Sistema Nacional, Brazil's largest health cooperative network. Founded in 2001 and operating under ANS registration 359033, it sells individual, family, and corporate (Pessoa Jurídica) health insurance plans on a monthly subscription basis and, through its wholly-owned subsidiary Hospital Unimed Três Corações (CNPJ 42.855.999/0003-62, inaugurated in 2013), delivers integrated inpatient care including 24/7 emergency services, 5 surgical rooms, 10 ICU beds, a maternity program (Maternidade Feliz), and 30+ medical specialties. The hospital has served as a regional reference for the Sul de Minas region for over three decades of medical cooperativism and received Diamond-level certification in Patient Safety Best Practices from Unimed do Brasil and Faculdade Unimed in 2024.

The technology stack is administrative rather than AI-driven. Core platforms include the Hilum web-based authorization system, the Vivace portal for electronic exam results, a digital TCLE consent form system, an LGPD-compliant patient data management infrastructure with a designated DPO, and the Unimed mobile app distributed on Google Play and the App Store. Supporting assets include a Beneficiary Portal (Canal do Beneficiário), a physician directory (Guia Médico), a TISS regulatory information portal, and an Ouvidomia (Ombudsman) channel with anonymous reporting and a 7-business-day response commitment. Marketing and distribution run through the corporate website, Facebook and Instagram presence, WhatsApp atendimento, and direct phone sales at (35) 3239-6028/6029.

The revenue model combines recurring subscription premiums from insured beneficiaries with hospital service revenue generated via insurance authorizations and direct patient care. Pricing is quote-based rather than publicly disclosed. The customer base spans individual/family plan holders, corporate clients purchasing employee health benefits, and the ~56 physicians operating inside the Unimed cooperative clinical staff. Operations are concentrated within Três Corações and the broader Sul de Minas region, with an employee base of 41 direct staff. Ownership follows the Brazilian medical cooperative model where physicians collectively own and operate the entity, with Unimed do Brasil serving as the federated national coordinating body.

Name

Unimed Três Corações

Legal name

Unimed Três Corações

Website

https://unimedtc.coop.br

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

11–50 employees

Short description

Unimed Três Corações is a Brazilian health insurance cooperative and hospital operator in Três Corações, Minas Gerais, selling individual, family, and corporate (Pessoa Jurídica) health plans and running a 30+ specialty hospital serving the Sul de Minas region as part of the Unimed national cooperative network.

Ownership category

akta.pro rank

Headquarters

HQ city

Três Corações

HQ country

Brazil

HQ region

Latin America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Health Insurance Plans: Monthly subscription-based health insurance plans for individuals, families, and corporate clients. Operates as a cooperative health plan provider under the Unimed system.
2. Hospital Services: Hospital care services including emergency care, surgeries, maternity, and medical specialties. Revenue generated through insurance authorizations and direct patient services.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels4 records

Core offering

Unimed Três Corações is a Brazilian medical cooperative operating within the Unimed national system that sells health insurance plans to individuals, families, and corporate clients (Pessoa Jurídica) and runs Hospital Unimed Três Corações, providing 24/7 emergency care, surgical services, maternity care, and more than 30 medical specialties in the Sul de Minas region. Revenue is generated through monthly subscription-based health plan premiums and fees for hospital services delivered through the cooperative physician network.

Product overview

Unimed Três Corações is a Brazilian health insurance cooperative operating as a unified platform combining health insurance plan administration and hospital services. The core offering consists of Unimed Health Insurance Plans for individuals and corporate clients, complemented by the Hospital Unimed Três Corações facility providing 30+ medical specialties, 24/7 emergency care, surgical services, and maternity care. Additional services include the Beneficiary Portal for plan management, the Hilum authorization system, Medical Guide for provider search, Portal TISS for regulatory compliance, Vivace exam results portal, and a Patient Safety Center with Diamond certification. The mobile app enables beneficiaries to access services via Google Play and App Store.

Differentiator

Problem solved

Functional benefit

Brands

• Canal do Beneficiário: Online portal for beneficiaries to access plan information, authorizations, and services
• Hilum
• Maternidade Feliz
• Núcleo de Segurança do Paciente
• Centro Cirúrgico

Products and services

• Unimed Health Insurance Plans Monthly subscription health insurance plans for individuals, families, and corporate clients providing coverage through the Unimed cooperative physician and hospital network in Três Corações and the Sul de Minas region.
• Hospital Unimed Três Corações Hospital facility providing 24/7 emergency care, surgical services with 5 operating rooms and 10 ICU beds, maternity care, and more than 30 medical specialties under Diamond Certification in Patient Safety Best Practices.
• Maternidade Feliz (Happy Maternity) Humanized childbirth and birth care service program offered through Hospital Unimed Três Corações for mothers and families throughout the maternity journey.
• Núcleo de Segurança do Paciente (Patient Safety Center) Patient safety initiative operating at the Diamond certification level of the Unimed System's Provider Network Evaluation Program, covering hospital patient safety practices and clinical governance.

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Three partnerships are on record, tiered core.

• Unimed do BrasilcoreStrategic or Co-development PartnerParent organization of the Unimed cooperative health system - Brazil's largest health cooperative network. Provides system-wide certifications, quality programs, and institutional support to regional Unimed operators including Hospital Unimed Três Corações.
• Faculdade UnimedcoreStrategic or Co-development PartnerEducational institution of the Unimed system that participates in quality certification programs including the Diamond certification in Patient Safety Best Practices awarded to Hospital Unimed Três Corações.
• ANS - Agência Nacional de Saúde SuplementarcoreOthersBrazil's National Supplementary Health Agency - regulatory body that oversees health insurance operators. Unimed Três Corações is registered as ANS Número 359033, operating under regulatory oversight.

Scale indicators7 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Unimed Curitiba: Direct peer Unimed cooperative operating health insurance and hospital services in Paraná. Same cooperative governance model, similar integrated care delivery approach, and parallel reliance on Unimed national infrastructure.
• Unimed Ribeirão Preto: Direct peer regional Unimed cooperative with health insurance plans and hospital operations in interior São Paulo. Similar scale and integrated payer-provider model to Unimed Três Corações.
• Unimed Campinas: Direct peer Unimed cooperative in São Paulo state offering health insurance plans and operating its own hospital network. Closely comparable cooperative structure, integrated service model, and reliance on Unimed national brand.
• Unimed Belo Horizonte: Direct peer operating the same Unimed cooperative model in Minas Gerais, with integrated health insurance plans and hospital services serving a larger regional market. Same ANS regulatory framework, same Unimed do Brasil affiliation, same combined payer-provider structure.

Broad incumbents

• Hapvida NotreDame Intermédica: Brazil's largest integrated health plan and hospital operator with national footprint. Comparable vertically integrated payer-provider model but at vastly larger scale, representing the dominant private-sector benchmark for the integrated care thesis Unimed Três Corações executes at regional level.
• Amil: Major Brazilian health insurance operator (UnitedHealth Group subsidiary) with health plan products and provider network across Brazil. Broad incumbent competing in the same supplementary health insurance market regulated by ANS.
• Hospital Sírio-Libanês: Large Brazilian hospital system with high-complexity care, strong quality reputation, and ANS-affiliated operations. Represents a high-end incumbent competing for premium patient flows and complex case referrals in Brazil.
• SulAmérica Saúde: Major Brazilian health insurance operator with broad corporate and individual plan portfolio. Direct competitor in the Pessoa Jurídica corporate health benefits segment where Unimed Três Corações also competes.
• Hospital Israelita Albert Einstein: Large Brazilian hospital system with high-complexity services and quality certifications. Represents the premium hospital benchmark in Brazil and competes for complex procedures that may originate from Unimed Três Corações' catchment area.

Regional players

• Unimed Federação Minas Gerais: State-level Unimed federation coordinating multiple Minas Gerais cooperatives including Unimed Três Corações. Provides system-level support, risk pooling, and back-office functions across the regional cooperative network.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/unimedtc
• Instagraminstagram.com/unimed.tc
• LinkedInlinkedin.com/company/unimed-tr%C3%AAs-cora%C3%A7%C3%B5es

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unimed Três Corações