Figlo
Vitec Figlo is a Netherlands-based SaaS provider of cloud financial planning and mortgage advisory software, serving Dutch financial advisors, accountants, banks, insurers, and pension funds via modular products and an API calculation engine. It is a subsidiary of Vitec Software Group AB.
- Company typePrivate
- Founded1994
- HeadquartersCapelle aan den IJssel, Netherlands
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Figlo does
Vitec Figlo B.V. is a Netherlands-based SaaS provider of financial planning and advisory software, operating for over 30 years (founded 1994/1996) from Capelle aan den IJssel and Zwolle. The company serves Dutch financial advisors, accountants, and corporate clients — including banks, insurers, and pension funds — with a modular cloud platform centered on Figlo Hypotheken (mortgage advisory) and Figlo Planning (financial planning), supplemented by Figlo Alerts (notification engine), Figlo MijnKluis (customer document vault), and Figlo Start (entry-level module).
The underlying technology is a cloud-based SaaS platform with a core calculation engine that handles mortgage, pension, and insurance calculations, with real-time compliance updates for Dutch fiscal and social legislation included in license costs. The product is differentiated by embedded integrations with Dutch data providers — MoneyView (rates and conditions, AeQuote module), NIBUD (cost-of-living figures), HDN (mortgage data exchange), and Ockto (customer source data) — plus SOC 2 Type 2, ISO/IEC 27001, FSQS-NL, and EcoVadis 2026 certifications. Figlo Calculations extends the engine as an API for enterprise customers to embed into their own customer-facing platforms.
The business operates on annual SaaS subscription licensing with modular pricing (Figlo Start as entry tier, plus add-on modules), distributed through direct enterprise field sales and inside sales supported by website-based demo requests, email newsletters, webinars, and social media. Vitec Figlo is a privately held subsidiary of Swedish Nasdaq Stockholm-listed Vitec Software Group AB, with ~48 employees and no disclosed revenue or external funding.
Figlo firmographics
Firmographics- Name
- Figlo
- Legal name
- Vitec Figlo B.V.
- Website
- https://vitec-figlo.com
- Company type
- Private
- Founded year
- 1994
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Vitec Figlo is a Netherlands-based SaaS provider of cloud financial planning and mortgage advisory software, serving Dutch financial advisors, accountants, banks, insurers, and pension funds via modular products and an API calculation engine. It is a subsidiary of Vitec Software Group AB.
- Ownership category
- akta.pro rank
Figlo industry classification
Industry- Product category
- Financial Planning Software
- NAICS
- Portfolio Management and Investment Advice (523940)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- ESG/Sustainable Investment Advisory (FSAEAAAJ)
Keywords
Where Figlo is headquartered
LocationHeadquarters
- HQ city
- Capelle aan den IJssel
- HQ country
- Netherlands
- HQ region
- Europe
Offices2 records
Markets served
Figlo business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations
Revenue model
- SaaS Subscription Licensing: SaaS subscription model with modular pricing. Base starts with Figlo Start, with add-on modules for Planning, Hypotheken, Alerts, and Calculations. License costs include automatic updates for tax and social legislation changes.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | Figlo Start base module with modular add-ons |
| Subscription | Annual | Enterprise API solutions |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Figlo product offering
Product offeringCore offering
Vitec Figlo develops modular, cloud-based SaaS financial planning and advisory software for the Dutch financial sector. Its portfolio covers the full advisory workflow — from orientation through insight, overview and complete financial planning — for mortgage, pension and general financial planning, complemented by an API-based calculation engine (Figlo Calculations) that banks, insurers and pension funds can embed in their own customer-facing platforms. All offerings include automatic updates for changes in Dutch fiscal and social legislation.
Product overview
Vitec Figlo develops generic SaaS technology solutions for the financial sector. The offering is a modular platform-plus-modules architecture centered on Figlo Hypotheken (mortgage advisory) and Figlo Planning (financial planning), supplemented by Figlo Alerts (notification system) and Figlo MijnKluis (secure document storage). The core calculation engine is delivered via Figlo Calculations API for enterprise customers. All applications are cloud-based, multilingual, and include integrated reference data from NIBUD and MoneyView. The modular structure allows customers to pay only for modules used, starting with Figlo Start as the entry level.
Differentiator
Problem solved
Functional benefit
Brands
- Figlo Hypotheken: SaaS mortgage advisory software covering the full advisory process from orientation to aftercare.
- Figlo Planning
- Figlo Alerts
- Figlo Calculations
Quantifiable outcome
- Approximately 60 different alerts for monitoring client financial positions
- +2 more outcomes
Companies that use Figlo
Customer profileNamed customers5 records
Segments3 records
Ideal customer profiles3 records
Figlo technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability3 records
Feature9 records
Figlo partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core.
- MoneyViewcoreMoneyView provides product comparison data integrated into Figlo Hypotheken and Figlo Planning. Includes current rates and conditions from lenders, companies and products, plus the AeQuote module for premium calculation and comparison of financial products (ORV, WLV, AOV, mortgages, pension, DIL, DIP, Box 3 accounts, savings insurance).
- NIBUDcoreNIBUD (Nationaal Instituut voor Budgetvoorlichting) reference figures for determining cost of living fully integrated within Figlo Hypotheken for accurate financial assessments.
- HDN (Hypotheek Data Netwerk)coreHDN connection for sending and receiving various message types (AX, SX, OX, IA, IX, DA, DX, WX, LX) for product applications and document exchange in mortgage advisory processes.
- OcktocoreOckto provides source data import functionality allowing customers to securely share financial data with advisors. One-click integration in Figlo Start environment. Requires additional license.
Scale indicators3 records
Recent moves6 records
Expansion highlights5 records
Figlo competitors and assessment
Company assessmentBroad incumbents
- Visma: Norwegian/pan-Nordic vertical-SaaS group operating in accounting, financial services, and SMB software. Comparable to Vitec Software Group (Figlo's parent) in business model, geographic footprint, and vertical-SaaS roll-up strategy.
- Envestnet: US wealth-management technology platform offering portfolio management, reporting, and advisor tools. Comparable as a broad incumbent in financial-advisor technology with API and embedded capabilities analogous to Figlo Calculations.
- TietoEVRY: Nordic IT software and services group operating across banking, financial services, and public sector. Comparable as a broad incumbent serving Nordic and Northern European customers with regulated-industry software solutions.
Direct peers
- Nitrogen (formerly Riskalyze): US SaaS risk tolerance and financial planning platform for advisors. Comparable as a vertically-focused tool serving advisors with regulated planning workflows and quantitative client-engagement features.
- MoneyGuide Pro: US-based SaaS financial planning software for financial advisors. Directly comparable to Figlo Planning in modular planning functionality and target customer (financial advisors offering comprehensive plans). Both serve regulated advice workflows with calculations and scenarios.
- Orion Advisor Technology: US advisor technology platform offering portfolio accounting, performance reporting, and financial planning. Comparable as a technology stack serving financial advisors with modular tools and an enterprise-anchor model.
- Hypoport: German fintech platform serving mortgage and financial services intermediaries. Comparable in addressing the European mortgage advisory software niche with similar integration complexity to bank/insurer back-end systems.
- eMoney Advisor: US-based SaaS financial planning platform for advisors, owned by Fidelity. Comparable to Figlo's full advisory suite with client portal, advisor dashboard, and modular planning/mortgage/insurance workflows. Closest large-scale analogue to Figlo's integrated offering.
- CREALOGIX: Swiss digital banking and wealth-management software provider serving European banks and financial institutions. Comparable as a European fintech offering embedded calculation, advisory, and digital-banking capabilities for institutional clients.
- RightCapital: US SaaS financial planning platform for financial advisors with a modular architecture and integration-driven approach. Comparable to Figlo Planning's modular SaaS structure and integration with third-party data providers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Figlo social profiles
Digital presenceFiglo compliance and trust
Trust signalCompliance4 records
Figlo financial estimates
Financial estimateRevenue estimate
Valuation estimate
Figlo leadership team
Management profileNumber of profiles
Profiles1 record
Figlo funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Figlo M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Figlo
What does Figlo do?
Vitec Figlo develops modular, cloud-based SaaS financial planning and advisory software for the Dutch financial sector. Its portfolio covers the full advisory workflow — from orientation through insight, overview and complete financial planning — for mortgage, pension and general financial planning, complemented by an API-based calculation engine (Figlo Calculations) that banks, insurers and pension funds can embed in their own customer-facing platforms. All offerings include automatic updates for changes in Dutch fiscal and social legislation.
Is Figlo a public or private company?
Figlo is a private company. It is classified as corporate owned and is currently operating.
When was Figlo founded?
Figlo was founded in 1994. It employs 11 to 50 people.
Where is Figlo based?
Figlo is headquartered in Capelle aan den IJssel, Netherlands, in the Europe region.
How does Figlo make money?
One revenue line is on record: saaS Subscription Licensing.
Who are Figlo's main competitors?
Broad incumbents on record are Visma, Envestnet and TietoEVRY. Direct peers are Nitrogen (formerly Riskalyze), MoneyGuide Pro, Orion Advisor Technology, Hypoport, eMoney Advisor, CREALOGIX and RightCapital.
Does Figlo have an API?
Yes. Figlo Calculations API provides access to the calculation engine and advisory capabilities of Figlo. Allows users to build custom online environments for customer orientation, input, management, aftercare, or client contact. Enables combining customer data (optionally obtained via source data) with Figlo's calculation capabilities for mortgage calculations, interest rate feeds from providers, pension optimization, and retirement calculations. Designed for agile working with short time-to-market and scalable project implementation.
What industry is Figlo in?
Figlo's product category is Financial Planning Software. Its primary akta.pro industry code is FSAEAAAJ, ESG/Sustainable Investment Advisory. Its NAICS code is 523940 and its SIC code is 6282.