WGKK

What WGKK does

Österreichische Gesundheitskasse (ÖGK), referenced under the firmographic key WGKK, is Austria's largest statutory health insurance provider, established in 2020 through the consolidation of predecessor regional health insurance funds into a single unified statutory carrier (gesetzlicher Krankenversicherungsträger). Operating as a public-law corporation (Körperschaft öffentlichen Rechts) under self-administration (Selbstverwaltung), ÖGK is governed jointly by employee and employer representatives and supervised by federal authorities (BMSGPK, BMF, Court of Audit). The organization administers mandatory health insurance for approximately 7.6 million insured persons — essentially the entire Austrian working population and their dependents — and is the single largest financier of healthcare services in Austria.

The core technology stack centers on the e-card electronic health insurance card system (operated by subsidiary Sozialversicherungs-Chipkarten Betriebs- und Errichtungsgesellschaft m.b.H.), the Meine ÖGK web service portal, and the Meine ÖGK-App mobile application. Authentication in the mobile app leverages the government-backed ID Austria digital identity framework; push notifications are routed via Firebase Cloud Messaging, Apple Push Notification Service, and Expo. Supporting infrastructure is delivered through IT-Services der Sozialversicherung GmbH (ITSV) and the ELDA electronic data processing system, both core technology partners. The platform exposes additional digital modules including online appointment booking (Online-Terminvereinbarung) and a doctor/pharmacy locator (Ärzt*innen- und Apothekensuche).

ÖGK's revenue model is a regulated subscription structure: statutory contributions are deducted from gross salary (approximately 3.87% employee share, plus a comparable employer share) and self-employed rates set by income bracket, all mandated under Austrian social security law (ASVG). The go-to-market motion is direct-to-consumer in the sense that ÖGK serves all eligible insured persons within its jurisdiction without active sales acquisition; distribution occurs through a network of customer service locations (Kundenservicestellen), the Meine ÖGK digital platform, and a contracted network of doctors, pharmacies, hospitals, and rehabilitation centers. Customer segments are tripartite: insured persons (primary), employers (Dienstgeber) handling contribution remittance, and contracted healthcare providers (Vertragspartner).

Name

WGKK

Legal name

Österreichische Gesundheitskasse

Website

https://wgkk.at

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

101–250 employees

Short description

Österreichische Gesundheitskasse (ÖGK) is Austria's largest statutory health insurance provider, serving 7.6 million insured persons through the e-card system and Meine ÖGK digital platform, funded by mandatory contributions under the ASVG framework.

Ownership category

akta.pro rank

Product category

Statutory Health Insurance

NAICS

Direct Health and Medical Insurance Carriers (524114), Health and Welfare Funds (525120), Direct Life, Health, and Medical Insurance Carriers (52411)

SIC

Accident & Health Insurance (6321), Hospital & Medical Service Plans (6324)

akta.pro primary industry

Self-Funded (ASO) Group Health Plans & Stop-Loss (FSAIAFAB)

akta.pro secondary industry

Individual Health Insurance Administration (TPA/ASO) (FSAIAEAK)

Keywords

• Statutory health insurance
• Health insurance coverage
• Social security insurance
• Healthcare benefits administration
• Public health insurance

Headquarters

HQ city

Vienna

HQ country

Austria

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Infrastructure, Marketing or Sales

Revenue model

1. Health Insurance Contributions: Mandatory contributions from employed persons, employers, and self-employed individuals based on income percentages as regulated by Austrian social security law (ASVG). The organization also receives government subsidies for specific functions.
2. Employer Contributions: Employers pay a significant portion of health insurance contributions for their employees as a mandatory payroll deduction.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

ÖGK administers mandatory statutory health insurance for approximately 7.6 million insured persons in Austria under the ASVG framework, collecting income-based contributions from employees, employers, and self-employed persons. The organization contracts with a nationwide network of healthcare providers, manages the e-card system for electronic insurance verification, and delivers member services through physical customer service locations, the Meine ÖGK online portal, and the Meine ÖGK-App. It also funds preventive health programs, rehabilitation, sick pay, dental care, and pharmaceutical benefits.

Product overview

ÖGK (Österreichische Gesundheitskasse) operates as a statutory health insurance provider offering a digital service ecosystem centered on the Meine ÖGK digital service portal and Meine ÖGK-App mobile application. The core product suite includes the e-card electronic health insurance system for accessing medical services, the Meine ÖGK online service portal for insured persons, employers, and contract partners, and the Meine ÖGK-App for mobile access to health services. Additional modules include online appointment booking, doctor and pharmacy search functionality, and various digital health management tools. The offering functions as a platform with multiple access channels (web portal, mobile app, in-person service points) unified through the e-card system as the primary identification mechanism.

Differentiator

Problem solved

Functional benefit

Brands

• Meine ÖGK: Digital service portal for insured persons providing online access to insurance services, appointments, and health information.
• Meine ÖGK-App
• Meine Gesundheit

Products and services

• Meine ÖGK-App
• Meine ÖGK (Digital Service Portal)
• e-card Electronic Health Insurance Card
• Statutory Health Insurance Coverage

Quantifiable outcome

• 7.6 million insured persons served
• +1 more outcomes

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration11 records

Feature2 records

Partnerships

15 partnerships are on record, tiered core and minor.

• E-CARD (Sozialversicherungs-Chipkarten Betriebs- und Errichtungsgesellschaft m.b.H.)coreTechnology or IntegrationThe e-card system is the electronic insurance card used by all Austrian social insurance providers. It serves as the key to accessing healthcare services and is operated by a dedicated company.
• ELDAcoreTechnology or IntegrationELDA is the central IT service provider for the Austrian social insurance system, handling data exchange and administrative processes.
• ITSV (IT-Services der Sozialversicherung GmbH)coreTechnology or IntegrationIT services company providing technology infrastructure and digital services for the Austrian social insurance system.
• Donau-Universität KremsminorStrategic or Co-development PartnerCollaboration on medical transparency initiatives (Medizin transparent) and appropriate care programs (gemeinsam gut entscheiden) with Medizinische Universität Graz.
• Medizinische Universität GrazminorStrategic or Co-development PartnerJoint research on appropriate medical care (gemeinsam gut entscheiden) and diabetes management program (Therapie Aktiv – Diabetes im Griff).
• Medizinische Universität InnsbruckminorStrategic or Co-development PartnerPartnership includes foundation professorship in general medicine, Austrian Digital Heart Program, and PROMS/PREMS research.
• Medizinische Universität WienminorStrategic or Co-development PartnerCollaboration on data-driven modeling of patient flows in outpatient care through the Institute for Complex Systems.
• Institut für Höhere Studien (IHS)minorStrategic or Co-development PartnerResearch on digitization for patient steering and international comparison of medical fee catalogs.
• MCI Innsbruck (Center for Social & Health Innovation)minorStrategic or Co-development PartnerFunding of the Center for Social & Health Innovation for research in health and social services.
• Gesundheit Österreich GmbHminorStrategic or Co-development PartnerAnalysis of patient pathways in public health system and concepts for chronic disease care.
• FH St. PöltenminorStrategic or Co-development PartnerPilot project on preventive medical nursing visits analyzing effects and interfaces from various professional and patient perspectives.
• VasCageminorStrategic or Co-development PartnerResearch on vascular health in Tyrol, personalized polypill development, and telemonitoring app for stroke patients.
• Institut für Gesundheitsförderung und PräventionminorStrategic or Co-development PartnerCollaboration on health promotion and prevention programs including ÖGK quality strategy.
• SV PrimärversorgungminorStrategic or Co-development PartnerGovernment initiative for primary care networks improving access to outpatient healthcare services.
• Therapie Aktiv – Diabetes im GriffminorStrategic or Co-development PartnerDisease management program for diabetes care coordination and patient education.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• DAK-Gesundheit: Major German statutory health insurance fund with several million insureds. Comparable in business model, funding mechanism, and statutory mandate to ÖGK.
• SVS (Sozialversicherungsanstalt der Selbständigen): Austrian statutory social insurance carrier for self-employed persons. A direct peer within the Austrian social insurance system, operating under parallel public-law framework and serving a complementary (self-employed) population segment to ÖGK's employed insureds.
• Barmer: One of Germany's largest statutory health insurers, serving ~8.5M insureds under the same mandatory social insurance model. Comparable to ÖGK in scale, contribution-based funding, and benefit scope.
• AOK Baden-Württemberg: Largest regional AOK sickness fund in Germany with ~4.5M insureds. Highly comparable regional statutory health insurance model with similar contribution structure and benefit design to ÖGK.
• Techniker Krankenkasse (TK): Germany's largest statutory health insurance fund by membership (~11M insureds). Directly comparable as a public-law, contribution-funded sickness fund providing comprehensive health benefits under mandatory enrollment, with extensive digital services.
• KKH Kaufmännische Krankenkasse: German statutory health insurance fund focused on commercial-sector employees. Directly comparable in mandatory enrollment, contribution-based funding, and benefit administration to ÖGK.
• AOK-Bundesverband: Federation of Germany's statutory health insurance funds (Krankenkassen) serving tens of millions of insureds under a mandatory social insurance model. Directly comparable to ÖGK as the largest statutory health insurance system in a German-speaking neighbor with the same Bismarckian social-insurance architecture.

Broad incumbents

• CSS Versicherung: Major Swiss health insurer and a leading digital-health player. Comparable in scale, mandatory health insurance administration, and emphasis on digital service platforms analogous to ÖGK's Meine ÖGK ecosystem.
• Helsana: Switzerland's largest health insurer with ~2M customers in a regulated statutory-private mix system. Comparable in operating scale, digital transformation efforts, and role as a dominant national health payer — though Switzerland's system includes private carriers alongside statutory coverage.
• AUVA (Allgemeine Unfallversicherungsanstalt): Austrian statutory social insurance carrier for occupational accidents. A comparable public-law social insurance entity within the same Austrian system, covering a different line of insurance under analogous legal and governance framework.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat7 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/channel/UC7vE39dqyb7xMqTSmNIU_4g
• Facebookfacebook.com/gesundheitskasse.at
• LinkedInlinkedin.com/company/wgkk
• Instagraminstagram.com/gesundheitskasse_at

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about WGKK