What Factorwise does

Factorwise is a private, India-headquartered (Noida, Uttar Pradesh) B2B SaaS company that provides a cloud-based Supply Chain Finance (SCF) infrastructure platform, marketed as the "SCF Stack." The platform enables large enterprises and anchor companies to operate supply chain finance programs in-house, becoming their own Lending Service Providers (LSPs) rather than relying on third-party fintech intermediaries. Core capabilities include support for nine distinct SCF program types, smart program bidding to connect enterprises with regulated financial institutions, AI-powered entity onboarding and financial health analysis, and deployment across enterprise-controlled cloud environments (Docker, Kubernetes, Linux, AWS ECS/EKS).

The platform integrates with major enterprise systems including Salesforce, Oracle, SAP, NetSuite, Zoho, and Quickbooks, and is positioned around three value pillars: data ownership (enterprises retain full control of supply chain and counterparty data), operational control (centralized program management), and AI-driven intelligence (vendor/buyer analysis and SCF optimization). Its distribution model is direct enterprise field sales, with demo requests captured via the corporate website and Calendly, and a standard sales/support/tech contact infrastructure. Revenue is generated through a subscription/SaaS model, though no pricing tiers or contract structures are publicly disclosed. No named customers, revenue figures, funding rounds, headcount, or management team information are available in the input data, indicating limited public market visibility despite an active product and operating status.

Name

Factorwise

Legal name

Factorwise

Website

https://factorwise.in

Company type

Private

Operating status

Operating

Short description

Factorwise is a Noida, India-based B2B SaaS provider of a cloud-based Supply Chain Finance (SCF) infrastructure platform that enables large enterprises to run in-house SCF programs and act as their own Lending Service Providers, with AI-powered entity onboarding and integrations to major ERP/CRM systems.

Ownership category

akta.pro rank

Product category

Supply Chain Finance Software

NAICS

Activities Related to Credit Intermediation (5223), Mortgage and Nonmortgage Loan Brokers (522310), Credit Intermediation and Related Activities (522)

SIC

Miscellaneous Business Credit Institution (6159), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Trade Finance & Supply Chain Finance Platforms (FSAGAJAL)

akta.pro secondary industries

Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE), Supply Chain Finance (Approved Payables / Reverse Factoring) (FSABAHAC)

Keywords

• Supply chain finance
• SCF infrastructure platform
• Enterprise lending services
• Cloud-based fintech
• Working capital management

Headquarters

HQ city

Noida

HQ country

India

HQ region

Asia

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Marketing or Sales, Infrastructure, Operations

Revenue model

1. SCF Infrastructure Platform: SaaS platform providing infrastructure for enterprises to run in-house supply chain finance programs. Enterprises pay for access to the platform infrastructure that enables them to create and manage SCF programs, onboard financial institutions, and analyze supply chain data.

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Core offering

Factorwise provides a cloud-based Supply Chain Finance (SCF) Stack platform that enables enterprises to run in-house SCF programs and operate as their own Lending Service Providers (LSPs). The platform supports nine different types of SCF programs on a single cloud infrastructure, with AI-powered vendor and buyer onboarding, financial health analysis, and a smart program bidding system that pairs enterprises with regulated financial institutions. The product is sold as a SaaS subscription to large enterprises and anchor companies.

Product overview

Factorwise offers a unified SCF (Supply Chain Finance) Stack platform for enterprises. The core product is a comprehensive platform that enables enterprises to create and manage nine different types of supply chain finance programs on their own cloud infrastructure. Key features include full data ownership and control, enterprise-centric design for managing supply chain processes, AI-powered intelligence for analyzing supply chain and financial health, seamless integration with financial institutions for enhanced liquidity, and managed infrastructure enabling autonomy and customization. The platform positions enterprises at the center of the ecosystem, allowing them to become their own Lending Service Providers (LSPs) with control over credit product pricing.

Differentiator

Problem solved

Functional benefit

Products and services

• SCF Stack A cloud-based Supply Chain Finance (SCF) infrastructure platform built for enterprises, enabling them to run in-house SCF programs and become their own Lending Service Providers (LSPs). The platform supports nine different types of SCF programs on enterprise cloud infrastructure, with AI-powered vendor/buyer onboarding, financial health analysis, smart program bidding with regulated financial institutions, and integrations with Salesforce, Oracle, SAP, NetSuite, Zoho, and Quickbooks.

Quantifiable outcome

• 2.7X better return on SCF program
• +1 more outcomes

Segments1 record

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability4 records

Feature8 records

Partnerships

Five partnerships are on record, tiered core.

• SalesforcecoreTechnology or IntegrationIntegration with Salesforce CRM platform for enterprise customer relationship management and data synchronization within the SCF ecosystem
• OraclecoreTechnology or IntegrationIntegration with Oracle enterprise systems for database and business applications connectivity
• SAPcoreTechnology or IntegrationIntegration with SAP enterprise resource planning systems for supply chain and financial data integration
• NetSuitecoreTechnology or IntegrationIntegration with NetSuite ERP platform for financial management and operational data synchronization
• AWScoreTechnology or IntegrationPlatform deployment support via AWS ECS and AWS EKS cloud infrastructure services

Scale indicators2 records

Recent moves5 records

Expansion highlights3 records

Direct peers

• Orbian: Supply chain finance and dynamic discounting platform enabling large enterprises to fund suppliers directly. Comparable in serving enterprise anchors running multi-bank SCF programs.
• Demica: Supply chain finance platform providing receivables, payables, and inventory finance programs for corporates, with bank funding integration. Comparable as enterprise-grade SCF infrastructure provider.
• Taulia: Direct competitor offering supply chain finance / working capital solutions to large enterprises and their suppliers, with deep ERP integrations. Directly comparable to Factorwise in target buyer and use case.
• PrimeRevenue: Supply chain finance platform serving large global buyers and their supplier networks with multi-bank funding. Comparable in targeting enterprise anchors and offering multi-program SCF infrastructure.
• C2FO: Operating platform for working capital and supply chain finance connecting corporates with a network of funding partners. Closely comparable in serving anchors and suppliers with on-demand early payment.

Broad incumbents

• Kyriba: Broader treasury management platform with embedded supply chain finance / working capital capabilities. Comparable as incumbent enterprise fintech infrastructure, though broader in scope than Factorwise.
• SAP: ERP incumbent that Factorwise integrates with and that offers its own embedded supply chain finance / financing solutions. Comparable as a broad incumbent whose footprint Factorwise must complement or compete against.

Emerging players

• KredX: India-based invoice discounting and supply chain financing platform serving businesses and their suppliers. Comparable in financing-program infrastructure for Indian enterprises.
• Cashflo: India-based working capital and supply chain finance platform serving enterprises and mid-market corporates. Comparable as a regional emerging SCF fintech with a similar enterprise focus.

Regional players

• Vayana Network: India-focused trade and supply chain finance platform connecting businesses with banks and financiers. Comparable as a SCF infrastructure player targeting the same regional enterprise segment.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Factorwise