Orbian
- Company typePrivate
- Founded1999
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2B
- OfferingServices
Orbian firmographics
Firmographics- Name
- Orbian
- Legal name
- Orbian Management Limited
- Website
- https://orbian.com
- Company type
- Private
- Founded year
- 1999
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Orbian industry classification
Industry- Product category
- Supply Chain Finance
- NAICS
- Sales Financing (52222)
- SIC
- Miscellaneous Business Credit Institution (6159)
- akta.pro primary industry
- Supply Chain Finance (Approved Payables / Reverse Factoring) (FSABAHAC)
- akta.pro secondary industries
- Supply Chain Finance (Trade Credit, PO/Inventory Financing) (FSAKAGAE), Merchant Cash Advance & Payment-linked Lending (CRAFALAK)
Keywords
Where Orbian is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices5 records
Markets served
Orbian business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- Supply Chain Finance Transaction Fees: Orbian pays suppliers early on approved invoices, then collects repayment from buyers at agreed terms. Suppliers receive accelerated payment (potentially at a discount) while buyers extend payment terms. Transaction costs are borne by buyers or shared depending on program structure. No setup costs, transaction fees or account fees for buyers under standard programs.
- Payment with Terms Financing: Buyers pay transaction costs to Orbian for the extended payment terms benefit. Orbian pays supplier on due date and provides repayment term to buyer, charging financing fees for the extended payment period.
- Acquired Business (Roger): Roger, acquired in 2025, provides receivables financing products for SMEs and white-label supply chain financing programs for large companies. Roger financed invoices worth over €1.6 billion through its peer-to-peer platform. Orbian revenues in 2024 exceeded $300 million.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Multi-year contract | No setup costs, transaction fees or account fees for buyers in standard SCF programs |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels6 records
Orbian product offering
Product offeringCore offering
Orbian provides Supply Chain Finance (SCF) and Payment with Terms (PwT) programs for working capital optimization, running on a proprietary Bank Pool funding structure backed by leading global banks. SCF pays suppliers early on approved invoices while enabling buyers to extend payment terms; PwT pays suppliers on the agreed due date and grants buyers extended repayment terms to Orbian. Both products run on the same platform with identical technical requirements and combine through a single buyer ERP configuration.
Product overview
Orbian is a financial services company offering a unified payables solutions platform with two core products: Supply Chain Finance (SCF) and Payment with Terms (PwT). Both products run on Orbian's proprietary Bank Pool funding structure, which combines multiple funding partners into a single pool, providing the most scalable and resilient financing solution with global reach. SCF pays suppliers early to improve their working capital while enabling buyers to negotiate longer payment terms. PwT pays suppliers on the due date while offering buyers extended repayment terms. The platform also offers Express SCF using e-money for smallest suppliers and Flex Pay© for extended payment flexibility. Following the January 2025 acquisition of Roger (a Czech FinTech), Orbian expanded to include receivables financing for SMEs alongside its payables solutions.
Differentiator
Problem solved
Functional benefit
Brands
- Flex Pay: Solution enabling suppliers to receive payment on their agreed due date while buyers access additional payment terms through Orbian, without requiring supplier onboarding or contract renegotiation.
Products and services
- Supply Chain Finance (SCF) Core product for Orbian's enterprise buyer clients: pays suppliers early on approved invoices, improving suppliers' working capital and DSO, while allowing buyer procurement teams to negotiate longer payment terms to improve the buyer's DPO and working capital. Designed for multinational buyers and their supplier networks; no setup, transaction, or account fees for buyers in standard programs, no requirement for suppliers to sign agreements or assign receivables, and no requirement for buyers or suppliers to open new bank accounts.
- Payment with Terms (PwT) Payables solution that pays suppliers on the agreed invoice due date and offers the buyer an extended repayment term to Orbian, protecting buyer liquidity and improving working capital without any interaction with, or contract from, the supplier. Runs on the same Orbian platform with identical technical requirements as SCF and can be combined with SCF under one program to achieve the highest working capital optimization within 3 months. Buyer pays transaction costs to Orbian.
- Roger Receivables Financing (acquired business) Receivables financing products for SMEs and white-label supply chain financing programs for large companies, delivered through Roger's peer-to-peer platform. Roger has financed over €1.6 billion in invoices since inception, holds 60%+ market share in e-commerce receivables financing in its core Czech market, and provided over €500 million of funding to clients in 2024. Operations continue from Brno under the Roger brand with its founders leading the business.
Quantifiable outcome
- 70 billion in trade flows financed to-date
- +4 more outcomes
Companies that use Orbian
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles4 records
Orbian technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Orbian partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core and minor.
- RogercoreOrbian acquired Payment Institution Roger, the largest Czech FinTech offering receivables and supply chain financing solutions. Founded in 2013 and profitable since inception, Roger provided over €500 million of funding to clients in 2024 with strong presence in e-commerce (60%+ market share). Roger's founders will continue leading the business with CEO Adam Šoukal joining Orbian's senior management team.
- AccentureminorJoint webinar hosting partnership with Accenture and Calculum on 'The Role of Innovative Technologies and the Importance of Data in SCF' to explore AI and scientific approaches in supply chain finance.
- CalculumcoreStrategic alliance with Calculum, an AI-powered supply chain analytics platform, to provide optimal payment terms optimization using market-level data and real-time analysis of Orbian's supplier data set. The partnership enables Orbian to recommend optimal composition of SCF and Payment with Terms for each supplier in buyer programs.
- SAPcoreFounding joint venture partner along with Citibank. SAP's involvement provided the technology foundation and ERP integration capabilities that remain central to Orbian's platform.
- TransactPaycoreStrategic partnership with TransactPay, a fully licensed, highly regulated e-money provider, enabling Orbian's Express SCF solution that makes use of e-money to offer SCF to all suppliers including the smallest community-based businesses.
- Technical University of MunichminorEnduring research partnership for nearly 15 years, exploring topics such as cognitive bias within SCF and gathering industry insights to shape solutions, innovations and investments.
Scale indicators12 records
Recent moves6 records
Expansion highlights6 records
Orbian competitors and assessment
Company assessmentDirect peers
- PrimeRevenue: PrimeRevenue is a pure-play supply chain finance platform managing multi-bank funding programs for global enterprises, closely comparable to Orbian's Bank Pool model and Global 500 customer base.
- Taulia: Taulia is a direct supply chain finance and dynamic discounting platform provider serving mid-market and enterprise buyers and suppliers. It competes head-to-head with Orbian in payables solutions and SCF program management.
- C2FO: C2FO operates the world's largest working capital marketplace, providing early-payment and dynamic-discounting solutions connecting corporates and suppliers — overlapping with Orbian's supplier early-payment offering.
- Demica: Demica is a supply chain finance and receivables financing technology provider serving banks and corporates, with comparable multi-bank receivables platform functionality to Orbian's Bank Pool.
Emerging players
- Tradeshift: Tradeshift operates a B2B marketplace and trade finance platform with embedded financing features for buyers and suppliers, overlapping with Orbian's e-commerce and supply chain digitization focus.
- KredX: KredX provides receivables financing and invoice discounting for SMEs in India and emerging markets, comparable in business model to Orbian's Roger acquisition and SME receivables financing products.
- Resolve (Bill.com): Resolve provides B2B payments and embedded working-capital financing, an emerging fintech whose supplier financing and payment automation features overlap with Orbian's Express SCF and Flex Pay offerings.
Broad incumbents
- Citi Treasury and Trade Solutions: Citi, Orbian's co-founder, operates a major global SCF and receivables financing franchise for multinational corporates — a direct incumbent competitor with deep balance-sheet funding capacity.
- J.P. Morgan (SCF / Payments): J.P. Morgan offers global SCF, receivables financing, and embedded payables solutions as part of its wholesale payments franchise, competing with Orbian from a bank balance-sheet-funded incumbent position.
- HSBC Supply Chain Finance: HSBC runs an in-house global supply chain finance program as part of its trade and receivables finance business, a bank incumbent that competes directly with Orbian for Global 500 treasury mandates.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Orbian social profiles
Digital presenceOrbian compliance and trust
Trust signalCompliance2 records
Orbian financial estimates
Financial estimateRevenue estimate
Valuation estimate
Orbian leadership team
Management profileNumber of profiles
Profiles6 records
Orbian subsidiaries and ownership
Company hierarchySubsidiaries1 record
Orbian funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Orbian M&A and investment
M&A and investmentM&A1 record
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Orbian
What does Orbian do?
Orbian provides Supply Chain Finance (SCF) and Payment with Terms (PwT) programs for working capital optimization, running on a proprietary Bank Pool funding structure backed by leading global banks. SCF pays suppliers early on approved invoices while enabling buyers to extend payment terms; PwT pays suppliers on the agreed due date and grants buyers extended repayment terms to Orbian. Both products run on the same platform with identical technical requirements and combine through a single buyer ERP configuration.
Is Orbian a public or private company?
Orbian is a private company. It is classified as corporate owned and is currently operating.
When was Orbian founded?
Orbian was founded in 1999. It employs 11 to 50 people.
Where is Orbian based?
Orbian is headquartered in London, United Kingdom, in the Europe region.
How does Orbian make money?
Three revenue lines are on record. Supply Chain Finance Transaction Fees are the primary driver. The others are payment with Terms Financing and acquired Business (Roger).
Who are Orbian's main competitors?
Direct peers on record are PrimeRevenue, Taulia, C2FO and Demica. Emerging players are Tradeshift, KredX and Resolve (Bill.com). Broad incumbents are Citi Treasury and Trade Solutions, J.P. Morgan (SCF / Payments) and HSBC Supply Chain Finance.
Does Orbian have an API?
No public API is recorded for Orbian.
What industry is Orbian in?
Orbian's product category is Supply Chain Finance. Its primary akta.pro industry code is FSABAHAC, Supply Chain Finance (Approved Payables / Reverse Factoring), with a secondary code of FSAKAGAE, Supply Chain Finance (Trade Credit, PO/Inventory Financing). Its NAICS code is 52222 and its SIC code is 6159.