What Ready2 IT Solution does

Ready2 IT Solution Private Limited is a Jaipur, India-based software company founded in 2020 that builds vertically focused enterprise platforms along two lines of business. Its primary line, sold under the R2S FinCore brand, is an integrated lending suite for Non-Banking Financial Companies (NBFCs), Housing Finance Companies (HFCs), Microfinance Institutions, and fintech lenders, comprising a Loan Origination System (LOS), Loan Management System (LMS), Co-Lending Solution, Loan & General Ledger Accounting, an M-Collection EMI collection platform supporting 500+ field executives, and a CKYC Generation module. The technology stack spans .NET Core, Angular, React, React Native, Node.js, Flutter, MS SQL Server, PostgreSQL, with deployment on Microsoft Azure and AWS, and pre-built integrations with TransUnion CIBIL, DigiLocker, Digio, ICICI Bank, AU Small Finance Bank, HDFC Bank, BBPS, e-NACH, and government PAN/Aadhaar APIs.

The company's secondary line, marketed as an ERP & CRM platform, targets Civil and Infrastructure companies with R2S HROne (a Hire-to-Retire HRMS with publicly tiered subscription pricing), a Project Management module, an Inventory & Billing module, and an Assets & Logistics module. Beyond product licenses, Ready2 monetizes through custom software development, cloud data migration (Azure/AWS with Power BI and Tableau analytics), and offshore dedicated development teams for global clients. Go-to-market is sales-led with direct enterprise outreach, website-driven inbound lead capture, and content marketing, serving a customer base that includes Mentor Home Loans India Ltd., Sustainable Innovations Inc. (USA), and Finnaux Techsolutions. AI/ML features are embedded as point capabilities — face detection for onboarding, OCR for KYC document verification, duplicate-customer anomaly detection, and AI-assisted credit assessment — rather than as a foundational platform layer.

Name

Ready2 IT Solution

Legal name

READY2 IT SOLUTION PRIVATE LIMITED

Website

https://ready2solution.com

Company type

Private

Founded year

2020

Operating status

Operating

Short description

Ready2 IT Solution is a Jaipur-based software firm founded in 2020 that builds R2S FinCore, an integrated lending platform (LOS, LMS, Co-Lending, Accounting, Collections, CKYC) for NBFCs, HFCs, and Microfinance Institutions, and an ERP/CRM suite (HRMS, Project Management, Inventory, Assets & Logistics) for Civil & Infrastructure companies.

Ownership category

akta.pro rank

Product category

Lending Management Software

NAICS

Software Publishers (5132), Custom Computer Programming Services (541511)

SIC

Services-Prepackaged Software (7372), Services-Computer Programming Services (7371)

akta.pro primary industry

SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM)

akta.pro secondary industries

P2P Lending Infrastructure & White-Label Platforms (FSAKAHAO), Record-to-Report (R2R) Operations (End-to-End Accounting Ops, Statutory Pack Support) (BPAAAGAL)

Keywords

• Lending management software
• Loan origination system
• HRMS software
• ERP CRM platform
• Cloud data migration

Headquarters

HQ city

Jaipur

HQ country

India

HQ region

Asia

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Infrastructure, Operations

Revenue model

1. Software Licensing - Core Lending Solutions: Licensing of proprietary lending management software including LOS, LMS, Co-Lending, Accounting, and Collection modules to NBFCs, HFCs, and Microfinance Institutions. Revenue from software licenses with implementation and support services.
2. HRMS Subscription - R2S HROne: Subscription-based HRMS solution with tiered pricing (Pulse at ₹3,250/month, Rhythm at ₹4,500/month, Momentum at ₹7,250/month) for up to 50 users, scaling to enterprise. Recurring monthly/annual revenue from software-as-a-service model.
3. Custom Software Development: Custom software development, web application development, mobile app development, and offshore development services. Dedicated teams of developers for specific client requirements.
4. Cloud Data Migration & Analytics: Enterprise data warehousing, cloud migration to Azure/AWS, and analytics dashboard development using Power BI and Tableau. Project-based and service-based revenue.
5. Offshore Development Services: Dedicated offshore development teams providing software developers, data engineers, and technology experts for custom digital solutions at optimized cost.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels3 records

Core offering

Ready2 IT Solution develops and sells R2S FinCore, an integrated lending management software suite (LOS, LMS, Co-Lending, Loan & GL Accounting, EMI Collection, CKYC) for NBFCs, HFCs, and Microfinance Institutions. It also sells R2S HROne, a complete HRMS solution, along with an ERP & CRM platform (Project Management, Inventory & Billing, Assets & Logistics) tailored for Civil and Infrastructure companies, plus custom software development and offshore development services.

Product overview

Ready2 IT Solution offers a dual-product portfolio combining fintech lending solutions and enterprise software for civil/infra sectors. The fintech offering is built around R2S FinCore, an integrated lending management platform comprising R2S LOS (Loan Origination System), R2S LMS (Loan Management System), Co-Lending Solution, M-Collection (EMI Collection Management), Loan & GL Accounting, and CKYC Generation Solution—designed for NBFCs, HFCs, Microfinance Institutions, and Fintech lenders. The civil/infra offering centers on a unified ERP & CRM Platform with modular components including R2S HROne (HRMS), Project Management, Inventory & Billing, and Assets & Logistics solutions. Additional services include Cloud Data Migration & Analytics and Offshore Development & Technology Support. The platform operates via web and mobile applications with AI-powered features for credit assessment, face detection, and automated KYC processing.

Differentiator

Problem solved

Functional benefit

Brands

• FinCore: Core lending management solution for NBFCs, HFCs, and Microfinance Institutions including LOS, LMS, Co-Lending, Loan Accounting, and EMI Collection.
• R2S HROne
• M-Collection
• R2S LOS
• R2S LMS

Products and services

• R2S FinCore Lending Management System Complete end-to-end lending management platform automating the entire loan lifecycle from lead generation and credit assessment to disbursement, repayment tracking, restructuring, rescheduling, and closure, designed for NBFCs, HFCs, Microfinance Institutions, and Fintech Lenders.
• R2S LOS - Loan Origination System Loan origination system that automates and manages the entire loan lifecycle from lead generation to credit approval and disbursement, including human face detection, eKYC verification, credit bureau integration, and configurable workflows per loan product.
• R2S LMS - Loan Management System End-to-end loan management platform that automates the loan lifecycle from disbursement to closure, supporting Home Loans, LAP, Vehicle Loans, Gold Loans, Business Loans, Personal Loans, and Microfinance with integrated loan accounting.
• R2S FinCore Co-Lending Solution Integrated platform enabling collaboration between lending partners with real-time data sharing, automated fund allocation, and transparent loan tracking, covering partner onboarding, origination, disbursement, repayment tracking, interest sharing, and automated accounting.
• R2S FinCore Loan & GL Accounting Solution Integrated platform combining loan operations with financial accounting, covering GL and Loan Accounting with automated voucher creation, maker-checker workflows, automated GL posting, and detailed financial reporting.
• R2S M-Collection - EMI Collection Management Software Real-time EMI collection platform for financial institutions supporting 500+ collection executives with GPS-based location tracking, PTP alerts, customer selfie capture, digital receipts, and LMS integration via APIs.
• R2S CKYC Generation Solution Secure platform for creation, validation, and management of Central Know Your Customer (CKYC) records, with digital onboarding, automated CKYC generation, PAN/Aadhaar validation, document verification with OCR, and compliance with RBI, FEMA, and PMLA requirements.
• R2S HROne - HRMS Solution Complete Hire-to-Retire HRMS platform streamlining recruitment, onboarding, payroll, performance management, employee engagement, and exit processes, available via web portal and mobile app with biometric attendance, geo-fencing, and 360-degree ticketing support.
• R2S Project Management Solution End-to-end project management platform for civil and infrastructure companies with planning, milestone scheduling, resource management, Gantt charts, work breakdown structures, real-time dashboards, and role-based document management with encryption.
• R2S Inventory & Billing Solution Smart inventory management solution with AI-powered tracking, real-time analytics, multi-warehouse support, automated billing with GST compliance, purchase management, and vendor and client portals.
• R2S Assets & Logistics Solution Comprehensive asset tracking and logistics automation platform featuring real-time GPS tracking, route planning, load management, delivery tracking, vehicle rental management, and warehouse management for civil and infra companies.
• Cloud Data Migration & Analytics Services Enterprise-level data warehousing and data mart building on MS SQL, Synapse, PostgreSQL, ADLS Gen2, and EC2 on Azure and AWS, including data migration, pipeline setup, and analytics dashboard development using Power BI and Tableau.
• Offshore Development & Technology Support Dedicated offshore development teams providing software developers, data engineers, UI/UX designers, and technology specialists for custom web and mobile application development, IT consultancy, and technology partnerships at optimized cost.

Quantifiable outcome

• 99.9% accuracy in inventory management
• +4 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration10 records

AI capability7 records

Feature10 records

Partnerships

Six partnerships are on record, tiered core.

• TransUnion CIBILcoreTechnology or IntegrationCredit bureau integration for real-time validation of credit scores and borrower credit history during loan origination. Enables faster credit decisions and regulatory compliance for NBFC and HFC clients.
• DigiLockercoreTechnology or IntegrationDigital document verification and KYC solution integration for secure customer identity validation and regulatory compliance in loan onboarding processes.
• DigiOcoreTechnology or IntegrationDigital signature and eKYC solution for electronically signing loan documents anytime, anywhere with secure and compliant e-signature capability.
• ICICI BankcoreTechnology or IntegrationPayment gateway integration for digital payments, automated transaction processing, faster settlements, enhanced security, and uninterrupted financial operations for lending institutions.
• AU Small Finance BankcoreTechnology or IntegrationPayment infrastructure integration for digital transactions and E-Nach mandate processing for automated EMI collections and bill payments through BBPS.
• HDFC BankcoreTechnology or IntegrationPayment infrastructure integration supporting BBPS for bill payments and E-Nach mandate for automated EMI collections with improved payment success rates.

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Keka HR: Indian HRMS SaaS platform for SMB and mid-market employers with payroll, attendance, performance, and recruitment modules; competes directly with R2S HROne in the same HRMS subscription tier.
• Finacus Solutions: India-based fintech software vendor specializing in lending, digital onboarding, and financial inclusion solutions for NBFCs, banks, and MFIs; directly competes with Ready2's microfinance and NBFC lending suite.
• greytHR: Cloud HR and payroll software targeting Indian SMBs and mid-market companies, overlapping with R2S HROne's tiered subscription model and HRMS feature set including attendance and payroll.
• Karza Technologies: B2B fintech data and verification provider for Indian lenders, offering CKYC, PAN/Aadhaar, and credit-related API products that overlap Ready2's CKYC Generation and credit-bureau integration capabilities.
• Nucleus Software: Indian listed vendor of lending and transaction banking software (FinnOne, FinnOne Neo), directly competing with Ready2's R2S FinCore LOS/LMS for NBFC and HFC customers across the loan lifecycle.
• Perfios: India-headquartered B2B fintech data and decisioning platform serving lenders with credit bureau aggregation, financial data analysis, and underwriting decisioning; closely overlaps Ready2's credit decisioning and LOS modules.

Broad incumbents

• Intellect Design Arena: Established Indian banking and financial services software vendor with lending, digital core, and risk products targeting banks and large NBFCs; competes in the broader loan-lifecycle software category rather than mid-market specialty.
• Newgen Software: Listed Indian enterprise content and process automation platform with lending-origination and onboarding modules; comparable in offering loan-origination workflows and KYC automation to Ready2's R2S LOS.

Emerging players

• Sarvatra Technologies: Indian banking and NBFC software provider focused on microfinance, cooperative lending, and core banking solutions; comparable to Ready2's microfinance lending and NBFC core-platform offering.
• Saral Credit: India-based lending infrastructure and co-lending platform serving NBFCs and fintech lenders; directly comparable to Ready2's Co-Lending Solution in automating partner workflows and loan syndication.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Ready2 IT Solution