1sinsurance.com

What 1sinsurance.com does

1STOP Insurance Agency is a privately held independent insurance brokerage headquartered in Herculaneum, Missouri. Founded in 2013 and operating as a subsidiary of FAS Quote LLC, the firm serves individual consumers and small businesses across four U.S. states — Missouri, Illinois, Arkansas, and South Carolina — by brokering policies through a network of more than 100 insurance carriers. The agency describes itself as a full-service insurance agency targeting customers who want a one-stop shop for multiple lines of coverage.

The product portfolio spans personal lines (auto, home, life, health) and commercial lines (business insurance, group benefits, dental plans), supplemented by payroll services delivered through a partnership with Handy Payroll and a business start-up advisory offering provided via Payroll360 and Business Contractors partnerships. Its technology stack is intentionally minimal: the firm relies on JotForm for intake forms, Square for payment collection, and a standard informational website. The agency does not develop or own proprietary insurance technology, AI/ML systems, or underwriting platforms, positioning itself as a relationship-led broker rather than a tech-led insurtech.

The revenue model is built on insurance carrier commissions earned on each placed policy, augmented by recurring fees from partnered payroll services. Distribution is sales-led and consultative, with the agency led by Managing Partner Kevin P. Weaver, and policy intake handled primarily via phone, the agency website, and email-referenced JotForm submissions. The agency markets 24/7 agent availability as a customer service differentiator in its regional market, and operates from a single physical office in Herculaneum, Missouri with no disclosed headcount.

Name

1sinsurance.com

Legal name

1STOP Insurance Agency

Website

https://1sinsurance.com

Company type

Private

Founded year

2013

Operating status

Operating

Short description

1STOP Insurance Agency is a privately held independent insurance brokerage based in Herculaneum, Missouri, and a subsidiary of FAS Quote LLC founded in 2013. It brokers auto, home, life, health, and business insurance for individual consumers and small businesses across four U.S. states.

Ownership category

akta.pro rank

Product category

Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

Keywords

• Insurance brokerage services
• Auto insurance agency
• Commercial insurance broker
• Life insurance agent
• Group benefits agency

Headquarters

HQ city

Herculaneum

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Insurance Agency Commissions: The company operates as an independent insurance agency/broker earning commissions from insurance carriers when policies are sold. The agency has access to over 100 insurance companies and partners to provide quotes to customers seeking auto, home, life, business, and health insurance coverage.
2. Payroll Services: The company offers payroll services through partnership with Handy Payroll, earning referral or service fees. Handy Payroll is advertised at rates as low as $35 per week.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

1STOP Insurance Agency is an independent insurance brokerage that places personal and commercial insurance policies on behalf of customers by aggregating quotes from 100+ insurance carriers. Core lines include auto, home, life, health, and business insurance, with complementary services such as group benefits planning, payroll processing referrals, and business start-up assistance. The agency is licensed to operate across Missouri, Illinois, Arkansas, and South Carolina.

Product overview

1STOP Insurance Agency operates as a full-service insurance brokerage offering a portfolio of insurance products and complementary business services. The core product lineup includes Auto, Health, Life, Home, Business Insurance, and Group Benefits, all facilitated through partnerships with over 100 insurance carriers. The agency differentiates itself through its multi-carrier quote aggregation model, allowing customers to compare options from multiple providers. Add-on services include Payroll Services (via Handy Payroll) and Business Start-Up Help, which extend the agency's value beyond pure insurance brokering. The company functions as an insurance intermediary connecting consumers with insurance carriers, rather than as a technology product company.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered core and minor.

• ProgressivecoreChannel Partner/ Reseller/ DistributorTop carrier partner for auto insurance offerings. 1STOP Insurance Agency serves as an independent agent selling Progressive auto insurance policies.
• National GeneralcoreChannel Partner/ Reseller/ DistributorTop carrier partner for auto and home insurance. 1STOP Insurance Agency sells National General policies as an independent agent.
• SafecocoreChannel Partner/ Reseller/ DistributorTop carrier partner for auto and home insurance offerings through 1STOP Insurance Agency.
• United HealthcarecoreChannel Partner/ Reseller/ DistributorTop carrier partner for health insurance products sold through the agency.
• Anthem / Blue Cross Blue ShieldcoreChannel Partner/ Reseller/ DistributorTop carrier partner for health insurance offerings in the Missouri service area.
• Mutual of OmahacoreChannel Partner/ Reseller/ DistributorTop carrier partner for life insurance products offered by the agency.
• Banner Life InsurancecoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner available through 1STOP Insurance Agency.
• SagicorcoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner available through the agency.
• American ModerncoreChannel Partner/ Reseller/ DistributorTop carrier partner for home insurance products sold through 1STOP Insurance Agency.
• Simply BusinesscoreChannel Partner/ Reseller/ DistributorTop carrier partner for business insurance offerings.
• HiscoxcoreChannel Partner/ Reseller/ DistributorBusiness insurance carrier partner available through the agency.
• biBerkcoreChannel Partner/ Reseller/ DistributorBusiness insurance carrier partner for commercial coverage offerings.
• Handy PayrollminorChannel Partner/ Reseller/ DistributorPayroll services partner offering payroll processing starting at $35 per week. 1STOP Insurance Agency refers customers to Handy Payroll for payroll service needs.
• Payroll360minorChannel Partner/ Reseller/ DistributorBusiness start-up assistance partner for entrepreneurs starting new businesses.
• Business ContractorsminorChannel Partner/ Reseller/ DistributorBusiness start-up help partner available through 1STOP Insurance Agency referrals.
• FAS Quote LLCcoreOthers100% owned subsidiary of FAS Quote LLC, both companies are located in Herculaneum, Missouri.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Broad incumbents

• Acrisure: Large global insurance brokerage formed via aggressive roll-up of independent agencies. A potential acquirer of agencies like 1STOP, and a benchmark for what scaled aggregation of independent agencies can become.
• GEICO: Major direct-to-consumer auto insurer (Berkshire Hathaway subsidiary). Represents the carrier-disintermediation competitive threat to 1STOP, as consumers increasingly bind auto coverage without an independent agent.
• State Farm: Largest U.S. personal lines insurer operating through a captive agent model. Competes with 1STOP for the same individual consumer and small business auto/home/life insurance customers, albeit through an exclusive-carrier channel.
• Hub International: Large North American insurance brokerage operating across personal and commercial lines via acquired regional agencies. Comparable to 1STOP in product mix; relevant as a potential acquirer and as a benchmark for scaled multi-state independent brokerage operations.

Emerging players

• Policygenius: Online insurance marketplace specializing in life, disability, and home/renters insurance comparison. Competes with 1STOP's life insurance brokerage segment and increasingly in adjacent personal lines through digital channels.
• The Zebra: Digital insurance comparison platform enabling consumers to compare auto, home, and life rates from multiple carriers online. Directly competes with 1STOP's core 'shop multiple carriers' value proposition through a self-serve digital experience.
• CoverWallet: Digital commercial insurance brokerage (Aon subsidiary) providing small business quotes online across multiple carriers. Directly comparable to 1STOP's business insurance brokerage offering, but delivered through a digital experience.
• Lemonade: Digital-first insurance carrier using AI-driven underwriting and a mobile-first UX. Competes with 1STOP in renters, home, and auto insurance through a fully digital experience that bypasses traditional agents.

Direct peers

• Goosehead Insurance: Publicly traded independent insurance agency distributing personal lines across multiple carriers via a distributed agent/franchise model. Highly comparable business model to 1STOP, though Goosehead operates at substantially greater scale and geographic breadth.
• Brightway Insurance: Franchise-based independent insurance agency offering personal and commercial lines from multiple carriers. Comparable to 1STOP in product breadth and multi-carrier distribution, differing primarily in its franchise system versus independent agent model.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/tweet
• Facebookfacebook.com/sharer.php
• LinkedInlinkedin.com/company/shareArticle

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 1sinsurance.com