Jacobs Family Advisors LLC

What Jacobs Family Advisors LLC does

Jacobs Family Advisors LLC is a private, Florida-domiciled commercial finance advisory firm that operates as a business funding referral service. Founded in 2024 and headquartered in Boca Raton, the company connects SMBs seeking capital with a network of third-party funding partners across the United States, Canada, Alaska, Hawaii, and Puerto Rico. The firm accepts borrowers with credit scores as low as 500 and as little as six months in business, positioning itself as an alternative to traditional banks for businesses that are either declined by banks or unwilling to wait through 2–6 week underwriting cycles.

The company's product surface spans 12+ funding categories — term loans, lines of credit, SBA loans, equipment financing, working capital, cash advances, invoice factoring, bridge loans, construction loans, real estate loans, purchase order financing, and M&A financing — with ticket sizes from $5,000 up to $500 million. There is no proprietary technology platform; intake is handled through a web-based 2-minute inquiry form (Cognito Forms) and a dedicated phone line, after which human advisors match applicants to funding partners and refer them onward. The firm self-reports having facilitated $1B+ in funding to 20,000+ businesses, though these figures are unverified and are inconsistent with the company's 2024 founding date and 11–50 employee headcount.

Revenue is generated through referral fees or commissions paid by funding partners on successfully funded deals — an affiliate/referral monetization model with no recurring SaaS, interest, or balance-sheet exposure. Distribution is direct-to-business via the website, phone, and a B2B partner program for CPAs, brokers, attorneys, and consultants, supplemented by a Boca Raton Chamber of Commerce membership for local credibility. The business is sales-led, with same-business-day advisor follow-up as the central differentiator versus bank timelines.

Name

Jacobs Family Advisors LLC

Legal name

Jacobs Family Advisors LLC

Website

https://jacobsfamilyadvisors.com

Company type

Private

Founded year

2024

Operating status

Operating

Headcount range

11–50 employees

Short description

Jacobs Family Advisors LLC is a Florida-based commercial finance referral firm that matches SMBs across North America with third-party lenders across 12+ funding products ranging from $5K to $500M, earning referral fees on funded deals.

Ownership category

akta.pro rank

Product category

Commercial Lending Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231), Mortgage and Nonmortgage Loan Brokers (522310), Credit Intermediation and Related Activities (522)

SIC

Loan Brokers (6163)

akta.pro primary industry

Corporate Finance & Capital Advisory (BPAHADAB)

akta.pro secondary industry

Corporate Finance Advisory (Strategic Finance, Capital Structure & Recaps) (FSAEAGAE)

Keywords

• Business funding referral
• Commercial loan brokerage
• SBA loan matching
• Working capital financing
• Merchant cash advance

Headquarters

HQ city

Boca Raton

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Funding Referral/Finder Fees: The company operates as a business-funding referral service, connecting businesses seeking capital with a network of third-party capital providers (Funding Partners). Revenue is generated through referral fees or commissions paid by funding partners when deals are funded.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Jacobs Family Advisors LLC is a commercial finance advisory and funding referral intermediary that connects U.S. small and mid-size businesses with third-party capital providers for loans ranging from $15,000 to $500 million. The firm matches borrowers with SBA loans, working capital loans, lines of credit, merchant cash advances, equipment financing, invoice factoring, and other commercial financing products through a network of partner lenders, earning referral fees on funded deals rather than deploying its own capital.

Product overview

Jacobs Family Advisors LLC is a business funding referral service that connects businesses with a network of third-party capital providers (Funding Partners). The company offers a comprehensive portfolio of 12 distinct funding products including Term Loans, Lines of Credit, SBA Loans, Equipment Financing, Working Capital, Cash Advances, Invoice Factoring, Bridge Loans, Construction Loans, Real Estate Loans, Purchase Order Financing, and M&A Financing. The platform serves as an intermediary, matching businesses seeking capital with appropriate funding sources based on their financial needs, credit profile, and business type.

Differentiator

Problem solved

Functional benefit

Products and services

• Working Capital Loans Short-term financing solutions designed to help businesses cover day-to-day operational expenses such as payroll, inventory, and cash-flow gaps; routed to third-party capital partners via the firm's referral network.
• SBA Loans Small Business Administration-backed loan programs (such as SBA 7(a) and SBA 504) matched with SBA-approved lenders through the firm's partner network for small businesses seeking lower-down-payment or longer-term financing.
• Business Line of Credit Revolving credit facility that allows businesses to draw funds as needed up to a set limit, matched through partner lenders for flexible, ongoing access to working capital.
• Merchant Cash Advance Sales-based financing in which a business receives an upfront sum in exchange for a percentage of future credit-card or daily sales, suitable for businesses with strong card receipts but limited collateral.
• Term Loans Fixed-amount, fixed-repayment-schedule business loans used for defined purposes such as expansion or major purchases, sourced through partner lenders.
• Equipment Financing Loans or leases used to purchase or refinance business equipment and machinery, where the equipment itself typically serves as collateral, arranged through partner lenders.
• Commercial Real Estate Loans Loans for acquiring, refinancing, or developing commercial property such as office buildings, retail centers, warehouses, or multi-family rentals, sourced through CRE-lender partners.
• Invoice Factoring Working-capital solution in which a business sells its accounts receivable to a factor at a discount for immediate cash, useful for B2B businesses with outstanding invoices.
• Startup Business Loans Capital programs tailored to early-stage and newer businesses that may not yet qualify for traditional bank financing, matched with partner lenders willing to underwrite limited operating histories.
• Franchise Financing Specialized financing for opening or expanding franchised businesses, including franchise fees, buildout costs, and working capital, routed to partner lenders experienced with franchise underwriting.
• Business Credit Cards Small-dollar revolving credit products for routine business purchases and short-term cash needs, matched with issuing banks via partner relationships.
• Debt Consolidation Refinancing solutions that combine multiple higher-cost business debts into a single loan with potentially better terms, sourced through partner lenders.

Quantifiable outcome

• Same business day funding options for qualified applicants (vs. 2-6 week industry average)
• +3 more outcomes

Named customers7 records

Segments2 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• BlueVine: BlueVine is a fintech offering lines of credit, invoice factoring, and business banking to SMBs directly. While primarily a direct lender, it competes for the same SMB capital-seeking customers and represents the disintermediation threat to broker models like JFA.
• OnDeck: OnDeck is an established online SMB lender providing term loans and lines of credit directly, often bypassing brokers. A broader incumbent in the SMB digital lending space that competes with JFA's customer base for similar funding products.

Direct peers

• Lendio: Lendio is the largest SMB loan broker in the US, connecting small businesses with 75+ lenders across multiple product types (term loans, SBA, equipment financing, lines of credit). Direct competitor to JFA with a similar referral-fee model, broader partner network, and established brand.
• National Funding: National Funding is a direct SMB lender offering working capital, equipment financing, and merchant cash advances, but also operates as a referral source for products it doesn't underwrite. Competes with JFA for similar SMB customers and funding use cases.
• Fundera: Fundera (an American Express company) is an SMB loan marketplace connecting businesses with banks and online lenders across multiple product types including SBA loans, lines of credit, and merchant cash advances. Direct competitor with similar referral fee economics.
• SmartBiz: SmartBiz specializes in SBA loan origination through a digital marketplace, partnering with banks to fund small businesses. Comparable to JFA in serving the SMB capital access gap, though more narrowly focused on SBA loans.
• Biz2Credit: Biz2Credit is a leading online SMB funding marketplace matching businesses to banks and alternative lenders for term loans, SBA loans, working capital, and lines of credit. Operates the same broker/intermediary model as JFA with a large partner network.
• CAN Capital: CAN Capital is a long-standing SMB working capital and merchant cash advance provider, both directly originating and brokering capital products. Overlaps directly with JFA's working capital and cash advance product offerings.
• Funding Circle US: Funding Circle is an online SMB lending marketplace that matches businesses with institutional capital through term loans and lines of credit. Comparable marketplace model connecting SMBs to diverse funding sources.

Emerging players

• Accion Opportunity Fund: Accion Opportunity Fund is a nonprofit small business lender focused on underserved SMBs with low credit scores and limited operating history — directly mirroring JFA's accessibility positioning for underbanked borrowers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/jacobs-family-advisors-llc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jacobs Family Advisors LLC