All Seasons Mortgage Group

What All Seasons Mortgage Group does

All Seasons Mortgage Services Group is a privately held mortgage brokerage firm founded in 1997 and headquartered at 1420 Esplanade Ave in Klamath Falls, Oregon. Operating under the DBAs "All Seasons Mortgage" and "All Seasons Loans" (NMLS #2587765), the firm is a full-service mortgage broker serving individual homebuyers, real estate professionals, and home builders throughout the state of Oregon. Its core offerings include residential home purchase financing, refinancing (supported by a dedicated "Mortgage Manager" service), and construction lending. As a broker rather than a direct lender, the firm earns transaction-based fees by matching borrowers to loan products sourced from multiple wholesale lenders, giving it broader product breadth than any single-institution competitor of comparable size.

The company's technology layer is a standard third-party loan-origination platform: a web portal at allseasonsmortgage.mymortgage-online.com for online applications and borrower account management, supplemented by a white-label "My Home Loans" mobile application that provides 24/7 access to loan applications and loan status. A suite of eight standard financial calculators (payment amortization, rent-vs-own, APR, debt consolidation, prepayment savings, early payoff, refinance break-even, tax savings) supports borrower self-education and top-of-funnel lead capture. Pricing and rates are not publicly disclosed and vary by loan type, borrower qualification, and prevailing market conditions.

The go-to-market is a hybrid sales-led model: relationship-driven direct origination through the Klamath Falls office, layered with self-serve digital channels and a referral pipeline of Oregon-based real estate professionals. The company emphasizes its nearly three-decade operating history and "Your Lender For Life" positioning as differentiators. The firm is privately held with no disclosed investors, parent entities, leadership team, headcount, or financial statements.

Name

All Seasons Mortgage Group

Legal name

All Seasons Mortgage Services Group

Website

https://allseasonsloans.com

Company type

Private

Founded year

1997

Operating status

Operating

Headcount range

1–10 employees

Short description

All Seasons Mortgage Services Group is a privately held Oregon mortgage brokerage firm, founded in 1997 and headquartered in Klamath Falls, that originates home purchase, refinance, and construction loans through a web and mobile self-serve platform for individual homebuyers, real estate professionals, and builders statewide.

Ownership category

akta.pro rank

Product category

Residential Mortgage Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro industry

PRIMARYFSALABAA

Retail Residential Mortgage Brokers (Purchase & Refinance)

Financial & Insurance/Mortgage & Housing Finance/Mortgage Brokerage & Intermediaries

SECONDARYFSALAAAD

Purchase Mortgage Origination (Homebuyer Focused)

Financial & Insurance/Mortgage & Housing Finance/Residential Mortgage Origination (Retail & Consumer Direct)

SECONDARYFSAEAEAA

Residential Mortgage Brokerage (Purchase & Refinance)

Financial & Insurance/Financial Advisory, Brokerage & Intermediation/Mortgage Brokerage & Loan Intermediation

Keywords

• Residential mortgage lending
• Mortgage brokerage services
• Home refinance loans
• Construction lending
• Mortgage origination

Headquarters

HQ city

Klamath Falls

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales

Revenue model

1. Mortgage Origination and Brokerage Fees: As a mortgage brokerage firm, the company earns fees for originating and brokering residential home loans. Revenue is generated through transaction-based fees on each loan closed, including purchase mortgages, refinances, and construction loans. The company has access to a full range of mortgage products from various lenders.

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

All Seasons Mortgage Group is a residential mortgage brokerage firm that originates and brokers home purchase loans, refinance loans, and construction loans on behalf of individual borrowers throughout Oregon. Operating under NMLS #2587765 since 1997, the firm shops loan products across multiple wholesale lenders to match each borrower with optimal rates, terms, and costs. It complements its advisory service with an online application platform and a dedicated mobile app for ongoing loan management.

Product overview

All Seasons Mortgage Group is a full-service mortgage brokerage firm offering a unified platform of residential lending services. The core offerings consist of Home Purchasing loans, Home Refinancing (including a dedicated Mortgage Manager service), and Construction Lending. The company also provides an online/mobile channel through the 'My Home Loans' App for 24/7 loan applications and management. A suite of financial calculators complements the lending services to help customers evaluate their options. The firm operates as a single-product platform with multiple service lines unified by their brokerage model, providing access to a full range of mortgage products from various lenders to meet individual borrower needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Home Purchase Loans
• Home Refinance Loans
• Construction Lending
• My Home Loans Mobile App

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Scale indicators2 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• Guild Mortgage: Retail-focused residential mortgage lender with a branch network and similar purchase/refi/construction product mix. Comparable business model of originating and brokering residential mortgages with a relationship-led approach.
• CrossCountry Mortgage: National retail mortgage lender offering purchase, refinance, and construction loans through branch offices and loan officers - directly comparable in product mix and relationship-driven origination model.
• PrimeLending: Retail mortgage originator offering purchase, refinance, and construction-permanent financing products with a similar builder and real estate professional referral orientation.
• Fairway Independent Mortgage: Mortgage banker and broker operating through a branch system across the U.S. with similar purchase, refinance, and construction lending products aimed at homebuyers and real estate agent referral partners.

Emerging players

• Better.com: Digital-native mortgage lender offering a streamlined online application and published rates - competing for the same self-serve Oregon homebuyers that All Seasons targets through its online channel.

Broad incumbents

• loanDepot: Major national retail mortgage lender with retail, wholesale, and direct-to-consumer channels. Comparable retail mortgage origination product, though at much larger scale and with proprietary technology investments.
• Caliber Home Loans: Large national mortgage originator and servicer offering purchase, refinance, and homebuilder financing - overlapping product suite with broader scale and capital resources.
• Rocket Mortgage: Largest U.S. direct-to-consumer mortgage lender. Represents the dominant digital incumbent competing for the same Oregon homebuyers and refi customers, with materially greater brand and technology scale.

Regional players

• Umpqua Bank: Oregon-headquartered commercial and retail bank with a residential mortgage origination line. Comparable as an in-state provider of home loans to Oregon consumers, though as a depository lender rather than a pure broker.
• OnPoint Community Credit Union: Oregon-based credit union offering residential mortgage products including purchase, refinance, and construction lending to members across the state - directly comparable Oregon-market competitor.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/AllSeasonsLoans
• LinkedInlinkedin.com/company/all-seasons-mortgage-group-inc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about All Seasons Mortgage Group