Unified Wealth

What Unified Wealth does

Unified Wealth, LLC is a privately held wealth services firm operating as a non-bank fiduciary and administrator for self-directed retirement accounts, with its principal office at 701 Market Street, Suite 110 #1466, St. Louis, Missouri, and governing law seated in Nevada. The firm serves high-income self-employed professionals — physicians, attorneys, executives, freelancers, independent contractors, and small business owners — who want to deploy retirement capital into alternative assets such as real estate, private equity, private lending, precious metals, cryptocurrency, and tax lien certificates. Core offerings are the Self-Directed IRA and Solo 401(k) administration, complemented by Asset Protection, Entity Formation (LLC, S-Corp, C-Corp), Tax Preparation, and Estate Planning, delivered as a coordinated suite rather than a fragmented set of vendor relationships.

The underlying technology is service-led rather than platform-led: Unified Wealth does not operate a proprietary AI or algorithmic system, but maintains a secure Client Portal (members.unifiedwealthsystems.com) for account management, a public Retirement Calculator for top-of-funnel engagement, and an extensive educational content ecosystem (Learning Library, Glossary, dated blog) that supports organic search acquisition. The firm coordinates account administration with third-party custodians per its Terms of Use and uses a free-consultation-led sales motion routed through a dedicated landing domain and phone line, supplemented by a 5-star Trustpilot reputation.

Revenue is generated through a hybrid model: recurring fees for SDIRA and Solo 401(k) account establishment, annual maintenance, transaction processing, and asset-specific administration (flat annual fees, asset-based fees, and transaction fees by account size and asset class), combined with episodic professional service fees for entity formation, tax return preparation across entity types and multi-state 1040s, and estate planning documentation. Pricing is quote-based and not publicly disclosed, with the free consultation serving as the primary conversion touchpoint for prospects sourced through organic content and inbound channels.

Name

Unified Wealth

Legal name

Unified Wealth, LLC

Website

https://unifiedwealthsystems.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Unified Wealth is a private St. Louis-based firm that administers self-directed IRAs, Solo 401(k)s, and coordinated entity formation, tax preparation, and estate planning services for high-income self-employed professionals seeking alternative asset investments.

Ownership category

akta.pro rank

Product category

Self-Directed Retirement Account Administration

NAICS

Funds, Trusts, and Other Financial Vehicles (525), Trusts, Estates, and Agency Accounts (52592)

akta.pro primary industry

Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)

akta.pro secondary industries

Specialized/Niche-Vertical RIAs (e.g., Medical, Tech, Executives, Athletes) (FSAAACAL), Tax-Focused Wealth Management RIAs (FSAAACAD), Tax-Aware Retirement & Estate Coordination (FSAEABAJ)

Keywords

• Self-directed IRA
• Solo 401(k)
• Alternative investments
• Retirement planning
• Wealth management

Headquarters

HQ city

St Louis

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Self-Directed IRA Account Administration: Unified Wealth earns revenue by serving as a non-bank fiduciary and SDIRA custodian, administering self-directed retirement accounts. Clients pay fees for account establishment, annual maintenance, transaction processing, and asset-specific administration for alternative investments such as real estate, private equity, private lending, precious metals, and cryptocurrency held within the SDIRA structure. Fee structures include flat annual fees, asset-based fees, and transaction fees, with larger accounts generally benefiting from flat-fee structures.
2. Entity Formation Services: The company charges fees for establishing LLCs, corporations, and other business entities on behalf of clients. Entity formation is often paired with self-directed retirement account strategies (e.g., checkbook control IRA- or 401(k)-owned LLCs) and asset protection structures.
3. Tax Preparation Services: Unified Wealth provides tax preparation services for individuals and businesses, including C & S corporations, LLCs, partnerships, sole proprietors, and multi-state 1040s with e-filing. Revenue is generated through professional service fees for tax return preparation.
4. Estate Planning Services: The company offers estate planning services, including the preparation of wills, trusts, and beneficiary designations, coordinated with self-directed retirement account strategies for wealth transfer planning.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Unified Wealth administers self-directed retirement accounts (SDIRAs and Solo 401(k)s) and provides integrated entity formation, tax preparation, and estate planning services. The firm acts as a non-bank fiduciary and SDIRA custodian, enabling high-income self-employed clients to hold alternative assets such as real estate, private equity, private lending, precious metals, cryptocurrency, and tax lien certificates within tax-advantaged retirement structures. Services are coordinated under a single team rather than delivered through fragmented third-party providers.

Product overview

Unified Wealth offers a platform of integrated wealth management services centered on self-directed retirement accounts and alternative investing. The core product is the Self-Directed IRA, which enables investments in real estate, cryptocurrency, private equity, precious metals, and private lending. This is complemented by the Solo 401(k) for self-employed professionals with higher contribution limits, along with supporting services including Asset Protection, Entity Formation (LLC/C-Corp/S-Corp), Tax Preparation, and Estate Planning. The platform also includes a Client Portal for account management, a Retirement Calculator for projections, and an educational Learning Library with glossary resources. The services are designed to work together as a coordinated wealth strategy, allowing clients to manage accounts, entities, taxes, and estate planning through one team.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Solo 401(k) contributions up to $70,000 annually in 2026 (or $77,500 with catch-up for ages 50+), providing up to ~$25,900 in federal tax savings at the 37% marginal rate for a physician netting $400,000 in self-employment income.
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves6 records

Expansion highlights4 records

Direct peers

• Equity Trust Company: One of the largest independent SDIRA custodians in the U.S., serving self-directed retirement investors seeking alternative assets. Directly comparable to Unified Wealth in its core SDIRA administration offering, though it does not bundle tax, entity, and estate services.
• IRA Financial Group: Specializes in checkbook-control SDIRA and Solo 401(k) structures, including LLC-owned retirement accounts for real estate and private equity. Closely comparable offering to Unified Wealth's Solo 401(k) + entity formation bundle.
• STRATA Trust Company: Specialized SDIRA custodian for alternative investments including real estate, private lending, and private equity. Competes directly for the same alternative-asset retirement account customer as Unified Wealth.
• Domain Money: Integrated financial platform combining tax preparation and wealth management for high-income professionals. Comparable to Unified Wealth's bundled tax + retirement + entity service model for affluent self-employed clients.
• Advanta IRA: Self-directed IRA custodian focused on real estate and alternative asset investing, similar to Unified Wealth's SDIRA service for non-traditional assets.
• Rocket Dollar: A venture-backed fintech offering self-directed Solo 401(k) and IRA accounts with checkbook-control LLC structures for alternative investments. Directly competes for the same high-income self-employed customer with a more technology-led onboarding experience.
• The Entrust Group: Long-standing SDIRA custodian administering self-directed retirement accounts holding real estate, private equity, notes, and precious metals. Overlaps with Unified Wealth's core SDIRA administration service for alternative assets.
• Alto (formerly AltoIRA): SDIRA platform that enables alternative asset investing (including crypto, private equity, and real estate) inside retirement accounts with a digital-first experience. Direct competitor targeting the same alternative-asset, self-directed retirement use case.

Broad incumbents

• Empower (formerly Personal Capital): Large-scale digital wealth manager with integrated retirement, tax, and estate planning tools. Operates in adjacent wealth management territory with a broader retail-affluent focus rather than a niche self-directed alternative-asset offering.

Emerging players

• MainStreet Tax & Wealth: Provides integrated tax planning and Solo 401(k) administration for self-employed individuals and small business owners. Comparable in combining Solo 401(k) administration with tax-focused advisory for a similar persona.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/profile.php
• LinkedInlinkedin.com/company/unified-wealth-llc

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Unified Wealth