Pincutt
Pincutt Capital Group is a US-based business loan brokerage that connects SMBs across 12 industry verticals with a network of 30+ bank and alternative lenders, earning transaction commissions on placed MCA, SBA, and industry-tailored loans ranging from $25K to $10M.
- Company typePrivate
- Founded2016
- Headquarters—
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Pincutt does
Pincutt Capital Group is a U.S.-based business loan brokerage that connects small and medium-sized businesses with a network of 30+ lending partners — including JPMorgan Chase, Bank of America, Wells Fargo, Citi, Goldman Sachs, American Express, Capital One, and Live Oak Bank — to source financing products such as Merchant Cash Advances (MCA), SBA loans, and industry-tailored credit facilities with ticket sizes ranging from $25K to $10M. The firm does not lend directly; it earns commissions or brokerage fees from lenders on successfully placed loans (transaction-fee revenue model) and routes prospects through a website application portal, a 60-second credit-pull-free instant estimate calculator, and inside-sales advisor consultations.
The company is organized around 12 industry verticals — Construction, Trucking & Fleet, Restaurants, Retail, Healthcare, Auto Dealerships, Manufacturing, Salons & Spas, Professional Services, E-Commerce, Transportation, and Fix & Flip Real Estate — each with a tailored funding range and use-case framing. Pincutt explicitly states it has no proprietary technology platform; its core asset is the curated lender network, the advisor-driven sales motion, and a public-facing A+ broker brand reinforced by earned media across NBC, ABC, CBS, FOX, Forbes, Bloomberg, and The Wall Street Journal. Operationally the firm claims fastest funding within 24 hours, 500+ businesses funded, and $50M+ in capital deployed, with dedicated programs for veteran-owned ($48M since 2021), women-owned (62% YoY funding growth), and LGBTQ+ owned businesses across 38 U.S. states.
Pincutt firmographics
Firmographics- Name
- Pincutt
- Legal name
- Pincutt Capital Group
- Website
- https://Pincutt.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Pincutt Capital Group is a US-based business loan brokerage that connects SMBs across 12 industry verticals with a network of 30+ bank and alternative lenders, earning transaction commissions on placed MCA, SBA, and industry-tailored loans ranging from $25K to $10M.
- Ownership category
- akta.pro rank
Pincutt industry classification
Industry- Product category
- Commercial Lending Brokerage
- NAICS
- Other Nondepository Credit Intermediation (52229)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- SBA/USDA Government-Backed Loan Intermediation (FSAEAEAI)
- akta.pro secondary industries
- Merchant Cash Advance (MCA) & Revenue-Based Financing (FSAKAGAD), Microloans & Working Capital Loans (FSAKAGAA)
Keywords
Pincutt business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D
Revenue model
- Loan Brokerage Commission: Pincutt Capital Group acts as a business loan brokerage firm, connecting businesses with their network of lending partners to secure financing. The company earns commissions or brokerage fees from lenders when loans are successfully placed.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Pincutt product offering
Product offeringCore offering
Pincutt Capital Group is a business loan brokerage firm that connects small and medium-sized businesses with a network of 30+ lending partners (including JPMorgan Chase, Bank of America, Wells Fargo, Citi, Goldman Sachs, and others) to secure financing. The company offers Merchant Cash Advances (MCA), SBA Loans, and industry-specific funding solutions ranging from $25K to $10M, tailored across 12 vertical markets including Construction, Trucking, Restaurants, Retail, Healthcare, Auto Dealerships, and Manufacturing.
Product overview
Pincutt Capital Group operates as a business loan brokerage firm that connects businesses with a network of leading lending partners to secure the best financing options available. The company offers a unified platform combining MCA (Merchant Cash Advances), SBA Loans, and various industry-specific funding solutions ranging from $25K to $10M. Their core offerings include a 60-second funding estimate calculator for quick eligibility assessment, followed by access to their network of banking partners including JPMorgan Chase, Bank of America, Wells Fargo, Citi, Goldman Sachs, and others. The product portfolio spans multiple industry verticals (Construction, Trucking, Restaurants, Retail, Healthcare, Auto Dealerships, Manufacturing, Salons, Professional Services, and E-Commerce) with tailored funding ranges for each sector, supported by business tools and resources.
Differentiator
Problem solved
Functional benefit
Products and services
- MCA (Merchant Cash Advances) Merchant cash advances providing fast business funding with flexible repayment tied to daily sales, arranged through Pincutt's network of lending partners for SMBs needing working capital or growth financing.
- SBA Loans Small Business Administration loans offering government-backed financing options for eligible businesses, sourced through Pincutt's network of SBA-friendly lending partners.
- Business Funding Solutions Comprehensive business financing brokerage including fast approvals and flexible financing options tailored to business needs, with industry-specific funding ranges spanning $25K to $10M across Construction, Trucking, Restaurants, Retail, Healthcare, Auto Dealerships, Manufacturing, Salons & Spas, Professional Services, E-Commerce, Transportation, and Fix & Flip Real Estate.
Quantifiable outcome
- 500+ businesses funded with $50M+ capital deployed
- +4 more outcomes
Companies that use Pincutt
Customer profileNamed customers2 records
Segments12 records
Ideal customer profiles2 records
Pincutt technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Pincutt partnerships and signals
Strategic signalScale indicators11 records
Recent moves6 records
Expansion highlights5 records
Pincutt competitors and assessment
Company assessmentDirect peers
- Rapid Finance: Rapid Finance is an SMB working capital and MCA provider that also partners with brokers and ISO channels, closely comparable to Pincutt's MCA-led product mix and inside-sales motion.
- SmartBiz: SmartBiz specializes in SBA loan origination and broker routing for small businesses, overlapping directly with Pincutt's SBA-loan intermediary focus and SMB customer base.
- Fundera (NerdWallet): Fundera operates an SMB loan marketplace with a lender network and verticalized content-led funnel, structurally analogous to Pincutt's broker-plus-content marketing model.
- Biz2Credit: Biz2Credit operates a SMB lending marketplace and small-business funding platform matching borrowers with bank and alternative lenders — competing head-to-head with Pincutt for broker-routed SMB capital.
- Lendio: Lendio is a leading U.S. SMB loan marketplace connecting applicants with a broad network of bank and non-bank lenders — a near-direct comparator to Pincutt's broker model across multiple verticals.
- CAN Capital: CAN Capital is a long-standing SMB working capital and MCA lender that operates both direct and broker/ISO channels — directly comparable to Pincutt's MCA-led product and multi-vertical positioning.
- Fora Financial: Fora Financial is a direct MCA and working-capital lender to SMBs and also works through broker channels, putting it in direct competition for the same small-business borrower that Pincutt serves.
Broad incumbents
- BlueVine: BlueVine is a well-funded digital SMB lender offering lines of credit and term loans directly to small businesses — competing for the same customer pool Pincutt serves but via a proprietary direct funnel.
- OnDeck (Enova): OnDeck is a major digital SMB term-loan provider operating its own direct acquisition channel; it represents the kind of direct-lender scale that could disintermediate SMB brokers like Pincutt over time.
- Fundbox: Fundbox provides SMB working capital and invoice-based credit through a digital direct channel, representing the kind of embedded fintech experience that erodes the value proposition of traditional brokerages.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Pincutt social profiles
Digital presencePincutt financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pincutt leadership team
Management profileNumber of profiles
Pincutt funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pincutt M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pincutt
What does Pincutt do?
Pincutt Capital Group is a business loan brokerage firm that connects small and medium-sized businesses with a network of 30+ lending partners (including JPMorgan Chase, Bank of America, Wells Fargo, Citi, Goldman Sachs, and others) to secure financing. The company offers Merchant Cash Advances (MCA), SBA Loans, and industry-specific funding solutions ranging from $25K to $10M, tailored across 12 vertical markets including Construction, Trucking, Restaurants, Retail, Healthcare, Auto Dealerships, and Manufacturing.
Is Pincutt a public or private company?
Pincutt is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Pincutt founded?
Pincutt was founded in 2016. It employs 11 to 50 people.
How does Pincutt make money?
One revenue line is on record: loan Brokerage Commission.
Who are Pincutt's main competitors?
Direct peers on record are Rapid Finance, SmartBiz, Fundera (NerdWallet), Biz2Credit, Lendio, CAN Capital and Fora Financial. Broad incumbents are BlueVine, OnDeck (Enova) and Fundbox.
Does Pincutt have an API?
No public API is recorded for Pincutt.
What industry is Pincutt in?
Pincutt's product category is Commercial Lending Brokerage. Its primary akta.pro industry code is FSAEAEAI, SBA/USDA Government-Backed Loan Intermediation, with a secondary code of FSAKAGAD, Merchant Cash Advance (MCA) & Revenue-Based Financing. Its NAICS code is 52229 and its SIC code is 6163.