Plan Major inc.

What Plan Major inc. does

Plan Major inc. is a privately held Canadian corporation, founded in 2004 and domiciled in Quebec, that operates as a third-party administrator (TPA) of supplementary group health and dental insurance plans for students. The company is mandated by student associations and educational institutions to administer their group insurance programs, handling enrollment, billing, claims processing, and direct reimbursement to eligible members on behalf of insurers and self-insured plan sponsors. Its primary customer segments are individual students (members), the associations/institutions that mandate its services, and the underlying insurers for whom claims are processed.

The company's core technology stack consists of the TELUS SANTÉ claims processing platform, used to adjudicate and pay health and dental claims, and the Major Mobile application available on iOS and Android for member self-service, including claims submission and coverage access. Beyond insurance administration, Plan Major operates the Rabais-Réseau discount network — partnerships with Iris (optical), Centres Dentaires Lapointe (dental), Yoga Fitness and Énergie Cardio (fitness), and Clinique Psychologique Québec (psychological services) — that provides members with preferred rates at healthcare and wellness providers across Quebec. Complementary travel insurance (Assurance Visiteurs) and auto/home insurance (iA Assurance) products are distributed through referral partnerships.

Plan Major's revenue model is built on managed services: administration fees and mandates negotiated with student associations and institutions, plus referral economics on partner products. The company does not publicly disclose pricing, contract terms, revenue, or headcount. Ownership is privately held with no disclosed venture capital, private equity, or parent company involvement. Geographic scope is limited to Quebec, Canada, with no international or other-province operations evident in the source material.

Name

Plan Major inc.

Legal name

Plan Major inc.

Website

https://planmajor.ca

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Plan Major inc. is a Quebec-based, privately held group insurance administrator founded in 2004 that administers supplementary health and dental insurance plans on behalf of student associations and institutions, processing claims and managing reimbursements for their members.

Ownership category

akta.pro rank

Product category

Group Insurance Administration

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Health and Welfare Funds (525120), Direct Health and Medical Insurance Carriers (524114)

SIC

Insurance Agents, Brokers & Service (6411), Accident & Health Insurance (6321)

akta.pro primary industry

Student Health Insurance Plans (University-Sponsored) (FSAIAFAI)

Keywords

• Student group insurance
• Health dental administration
• Insurance claims processing
• Group benefits administration
• Student association plans

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Administration Services: Plan Major administers group health-dental insurance plans for student associations and institutions, handling claims processing, reimbursements, and plan management. The company receives mandates from associations or institutions to manage supplementary student insurance plans.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Plan Major administers supplementary group health and dental insurance plans on behalf of student associations and educational institutions in Quebec, processing claims and reimbursements on behalf of insurers or self-insured associations. The company also operates the Rabais-Réseau discount network that gives members preferred rates from optical, dental, fitness, and psychological wellness providers, and offers a mobile application for member self-service.

Product overview

Plan Major is a group insurance plan administrator that has operated since 2004, providing comprehensive supplementary health and dental insurance administration services tailored for student associations and institutions in Quebec. The core offering consists of the Rabais-Réseau discount network that provides members with preferential rates from various healthcare and wellness service providers. Additional services are delivered through strategic partnerships: travel insurance via Assurance Visiteurs and auto/home insurance via iA Assurance. The company also offers the Major Mobile application for convenient member access to claims processing and coverage management.

Differentiator

Problem solved

Functional benefit

Products and services

• Health and Dental Insurance Administration End-to-end administration of supplementary group health and dental insurance plans for student associations and institutions, including enrollment, claims processing, reimbursements, billing, and member support.
• Rabais-Réseau Discount network that allows insurance plan members to access preferential rates from healthcare and wellness providers including optical (Iris), dental (Centres Dentaires Lapointe), fitness (Yoga Fitness, Énergie Cardio), and psychological services (Clinique Psychologique Québec) across Quebec.
• Major Mobile App Mobile application available on iOS and Android that enables Plan Major members to access their insurance services, submit claims, and view coverage information.
• Travel Insurance (Assurance Voyage) Travel insurance offerings for Canadians and visitors, provided through a referral partnership with Assurance Visiteurs.
• Auto and Home Insurance (iA Assurance) Auto and home insurance quote referral services provided through partnership with iA Assurance, enabling members to obtain quotes and potentially save on insurance renewals.

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Partnerships

Eight partnerships are on record, tiered core and minor.

• IriscoreGTM or Marketing PartnerIris is a national optical partner in the Rabais-Réseau network, providing Plan Major members with preferred rates on optical products and services including eyeglasses and contact lenses.
• Centres Dentaires LapointecoreGTM or Marketing PartnerLapointe dental centers are national dental partners in the Rabais-Réseau network, offering Plan Major members preferred rates on dental services.
• Yoga FitnesscoreGTM or Marketing PartnerYoga Fitness is a fitness partner in the Rabais-Réseau network, providing Plan Major members with preferred rates on gym and fitness services.
• Énergie CardiocoreGTM or Marketing PartnerÉnergie Cardio is a fitness partner in the Rabais-Réseau network, offering Plan Major members preferred rates on fitness center memberships and services.
• Clinique Psychologique QuébeccoreGTM or Marketing PartnerClinique Psychologique Québec is a wellness partner in the Rabais-Réseau network, providing Plan Major members with preferred rates on psychological and mental health services.
• Assurance VisiteurscoreChannel Partner/ Reseller/ DistributorAssurance Visiteurs specializes in providing medical insurance plans for Canadians and visitors. Plan Major offers their travel insurance services as a complementary product to members seeking additional coverage.
• iA AssuranceminorChannel Partner/ Reseller/ DistributoriA Assurance auto and home insurance partner. Plan Major refers members seeking auto or home insurance quotes through their platform at auto.ia.ca, earning referral benefits.
• TELUS SANTÉcoreTechnology or IntegrationTELUS SANTÉ is the claims processing platform used by Plan Major. They are one of Canada's largest healthcare management providers meeting the strictest standards for information management. Plan Major uses their platform for processing health-dental claims.

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• Beneva: Quebec mutual insurer formed by the merger of La Capitale and SSQ Insurance, offering group benefits, individual insurance, and P&C products. Comparable as a Quebec-headquartered group benefits carrier/administrator, though it serves a much broader customer base than Plan Major.
• Manulife Financial: Major Canadian insurer with a large Group Benefits business that includes health and dental coverage for employer groups and associations. Comparable as a provider and administrator of group insurance products in the same broad category as Plan Major's offering.
• Canada Life: Part of Great-West Lifeco, Canada Life provides group health, dental, and disability benefits to employer-sponsored plans across Canada. Comparable because it administers group health/dental insurance plans, though it serves much larger employer and institutional clients.
• GreenShield Canada: Canadian not-for-profit benefits carrier offering health, dental, and travel insurance for employer-sponsored and association plans. Comparable as an alternative administrator of supplementary health and dental coverage, including for group and association customers.
• Cowan Insurance Group: Canadian insurance brokerage providing group benefits, personal insurance, and commercial coverage through partner carriers. Comparable as a Canadian group benefits intermediary serving employer and association clients, though it operates more as a brokerage than a dedicated plan administrator.
• Sun Life Financial: One of Canada's largest insurers with a substantial Group Benefits division covering health, dental, and disability for employer and association-sponsored plans. Comparable in that it underwrites and administers group health and dental plans similar to those Plan Major administers for student associations.
• Desjardins Group: Quebec-based financial cooperative with a large insurance arm offering group and individual health, dental, and P&C products. Comparable because it operates in the same Quebec market and administers group insurance benefits, though it is far broader in scope than Plan Major's student focus.

Regional players

• Pacific Blue Cross: British Columbia-based benefits provider administering health, dental, and travel plans for employer and association groups. Comparable in function (group benefits administrator) but operates in a different Canadian region than Plan Major's Quebec footprint.

Direct peers

• Studentcare: Canadian organization that designs and administers student health and dental plans for university and college student associations. Closest comparable to Plan Major in target customer (students), product (group health/dental administration), and go-to-market (institutional mandates).

Emerging players

• People Corporation: Canadian provider of group benefits, retirement, and insurance solutions for employers and associations, with growing national reach. Comparable as a Canadian group benefits intermediary/administrator serving association and employer clients, though with a broader and more diversified portfolio.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/plan-major

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Plan Major inc.