ShipAndInsure.com (Ship and Insure)

What ShipAndInsure.com (Ship and Insure) does

ShipAndInsure.com is a membership-gated shipping insurance platform that provides parcel, freight, and armored-car coverage to shippers of high-value items at rates materially below carrier-provided declared value coverage. The service is accessible exclusively through the North American Collectibles Association (NACA) and approximately 16 affiliated trade associations spanning numismatics, watch and jewelry dealers, artists (oil painters, impressionists, women artists, western/cowgirl art, handweavers), grading companies (NGC, PMG, CGC), and retail shipping store operators. Coverage limits reach $75,000 per package for parcel, $50,000 for freight, and $150,000 for armored car, with claims generally settled within ten business days and premiums not having been raised in over a decade.

The platform itself is a self-serve web portal — including a rates calculator, member enrollment, high-value override requests, and online claims filing with document upload — built and maintained by Quarter Note Systems. No proprietary technology stack is disclosed beyond the FedEx Advantage program integration that delivers bundled shipping discounts (up to 80% freight, 50% express, 25% ground) as part of membership. The insurance is underwritten through PMA Insurance Group, a subsidiary of Old Republic International rated A by A.M. Best, A+ by Fitch, and A3 by Moody's, with the product administered under Roundtop Insurance Group, LLC (Blue Bell, PA), which functions as the operating partner alongside NACA. Recommended resource partnerships with Masterpak (fine art crating), HexcelPack (paper-based cushioning), and Trünk Moves (personal item boxes) extend the value chain around shipping risk mitigation.

The revenue model is usage-based premium billing per $100 of declared shipment value with a $1.50 per-shipment minimum, plus an indirect economic share of FedEx Advantage enrollment driven through NACA. Customer acquisition is entirely community/association-driven: members join one of the listed associations to unlock ShipAndInsure.com, distribution is fully self-serve online, and international coverage extends to roughly 14 countries. The company is privately held, headquartered in Lancaster, PA, and shows no venture, private equity, or public-company ownership footprint.

Name

ShipAndInsure.com (Ship and Insure)

Legal name

ShipandInsure.com

Website

https://shipandinsure.com

Company type

Private

Founded year

2005

Operating status

Operating

Headcount range

1–10 employees

Short description

ShipAndInsure.com is a membership-gated shipping insurance platform that provides parcel, freight, and armored-car coverage to high-value shippers — primarily collectibles dealers, artists, and grading-company customers — at rates up to 60% below carrier-declared coverage, distributed exclusively through NACA and ~16 affiliated trade associations and bundled with FedEx Advantage shipping discounts.

Ownership category

akta.pro rank

Product category

Shipping Insurance Services

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412)

akta.pro primary industry

Cargo Insurance Placement & Policy Administration (All-Risk, ICC A/B/C) (TLACAHAG)

Keywords

• Shipping insurance services
• Parcel insurance coverage
• Freight insurance products
• FedEx shipping discounts
• Collectibles shipping protection

Headquarters

HQ city

Lancaster

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Shipping Insurance Premiums: Revenue is generated from insurance premiums charged per $100 of declared shipment value, with rates varying by carrier. A $1.50 minimum charge applies to each insured shipment. Rates range from $0.11 per $100 (USPS Registered) to $1.35 per $100 (Domestic Freight). This is a usage-based model where revenue scales with the value and volume of shipments insured.
2. FedEx Advantage Discounts (Ancillary Revenue): The company drives enrollment in the FedEx Advantage discount program for its members, earning through the relationship with NACA. FedEx discounts are provided free to members (up to 50% off express, 25% off ground, 80% off freight), acting as a membership benefit that sustains association enrollment.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

ShipAndInsure.com sells per-shipment parcel and freight shipping insurance at rates up to 60% below carrier-provided declared value coverage, available exclusively to members of NACA or its 16+ affiliated associations (coins, bullion, art, watches, jewelry, collectibles). Coverage spans FedEx, UPS, USPS, DHL, and freight carriers with maximums up to $75,000 per parcel and $150,000 for armored car, and is bundled with FedEx Advantage shipping discounts of up to 80% off freight and 50% off express. The platform is delivered through an online member portal with self-service purchasing, claims filing, and override requests.

Product overview

ShipandInsure.com is a membership-based shipping insurance platform offered through Roundtop Insurance Group, LLC and the North American Collectibles Association (NACA). The core offering is the Parcel Shipper Program, which provides parcel and freight shipping insurance at rates up to 60% below carrier-provided coverage, available exclusively to members of NACA or its affiliated associations. The platform integrates with multiple carriers (FedEx, UPS, USPS, DHL, and numerous freight carriers) and offers supplementary cost-saving tools including a Rates Calculator and the FedEx Advantage Discounts Program. Recommended resource partners for packaging — Masterpak Titan StrongBox, HexcelPack, and Trünk Moves — are featured to support members in proper shipment preparation.

Differentiator

Problem solved

Functional benefit

Products and services

• Parcel Shipper Program (Shipping Insurance) Core shipping insurance product providing parcel and freight insurance at discounted rates (up to 60% less than carrier-provided declared value coverage) for approved NACA or affiliated association members, covering direct physical loss or damage to shipments through FedEx, UPS, USPS, DHL, and freight carriers, with maximums up to $75,000 per parcel and $150,000 for armored car.
• Rates Calculator

Quantifiable outcome

• Up to 60% savings on shipping insurance compared to carrier-provided declared value coverage
• +4 more outcomes

Named customers5 records

Segments5 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

15 partnerships are on record, tiered core and minor.

• North American Collectibles Association (NACA)coreStrategic or Co-development PartnerShipandInsure.com is made available through a partnership with NACA and Roundtop Insurance Group. NACA has been a leading provider of services to the collectible community for over twenty years. ShipandInsure.com is a core member benefit of NACA, and the insurance product is available exclusively to NACA members and members of affiliated associations. NACA also drives enrollment in the FedEx Advantage discount program.
• Roundtop Insurance Group, LLCcoreStrategic or Co-development PartnerRoundtop Insurance Group, LLC is the insurance entity through which ShipandInsure.com is made available to NACA members. Founded in 1915 and headquartered in Blue Bell, PA, it is part of Old Republic International's family of companies. The company provides the admitted carrier relationship (PMA Insurance Group) and underwriting for the shipping insurance program.
• PMA Insurance GroupcoreOthersPMA Insurance Group, part of Old Republic International, serves as the admitted carrier for ShipandInsure.com's shipping insurance. Key financial ratings: A (Excellent) with stable outlook by A.M. Best Company, A+ (Strong) by Fitch, and A3 (Good) by Moody's.
• FedExcoreGTM or Marketing PartnerFedEx Advantage Discounts Program provides NACA members exclusive savings: up to 80% off FedEx Freight, up to 50% off FedEx Express, up to 25% off FedEx Ground, and up to 20% off FedEx Office services. Also includes FedEx One Rate flat-rate boxes with up to 42% discounts and FedEx Rewards program for gift cards.
• AMBC (Association of Mail and Business Centers)minorChannel Partner/ Reseller/ DistributorAssociation of Mail and Business Centers offers ShipandInsure.com as a member benefit to its members who are retail shipping and business center operators.
• APMM (Professional Numismatists and Mail Bidders)minorChannel Partner/ Reseller/ DistributorProfessional Numismatists and Mail Bidders association provides ShipandInsure.com access to its members as a member benefit.
• ANA (American Numismatic Association)minorChannel Partner/ Reseller/ DistributorAmerican Numismatic Association offers ShipandInsure.com as a member benefit to its coin collecting and numismatic community members.
• NGC (Numismatic Guaranty Corporation)minorChannel Partner/ Reseller/ DistributorNGC customers can access ShipandInsure.com for insurance when shipping coins to and from NGC for grading. NGC, PMG, and CGC members are directed to ShipandInsure.com through a dedicated enrollment pathway.
• HGA (Handweavers Guild of America)minorChannel Partner/ Reseller/ DistributorHandweavers Guild of America provides its members access to ShipandInsure.com's shipping insurance as a member benefit.
• AWA (American Women Artists)minorChannel Partner/ Reseller/ DistributorAmerican Women Artists association offers ShipandInsure.com as a member benefit to its artist members.
• OPA (Oil Painters of America)minorChannel Partner/ Reseller/ DistributorOil Painters of America provides ShipandInsure.com access to its members as a member benefit.
• MasterpakminorOthersRecommended resource partner for fine art packaging. Titan StrongBox products (double-wall corrugate-based with puncture resistant shields and three layers of foam cushioning) protect framed and unframed fine art in transit. Products are reusable and designed for shipping with storage capability up to 30 days.
• HexcelPackminorOthersRecommended resource partner for sustainable paper-based cushioning and packaging materials. HexcelPack's products reportedly reduce breakage up to 50% vs. traditional packing materials. All products are curbside recyclable and 100% paper-based from sustainable Canadian forests.
• Trünk MovesminorOthersRecommended resource partner for personal item shipping. Trünk Moves boxes hold up to 110 lbs (50 kg) of personal items, equivalent to 2.5 large suitcases, and can be insured through ShipandInsure.com.
• AYM High ConsultantsminorGTM or Marketing PartnerAYM High Consultants is a coaching enterprise for retail shipping, print, and business center operators. The firm, led by Yusuf Mojawalla, Fahim Mojawalla, Marty Johnson, Seema Mojawalla, and Steve Merrick, consistently recommends ShipandInsure.com to its clients and has saved significant amounts through the program.

Scale indicators6 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Shipsurance: Direct competitor providing shipping insurance integrated with major carriers (USPS, UPS, FedEx) for e-commerce shippers and auction sellers. Closely comparable in product scope and target customer (high-value parcel shippers).
• InsureShip: Direct competitor offering shipping insurance for e-commerce and marketplace sellers (eBay, Amazon, Etsy) with carrier-integrated coverage. Comparable in product, business model, and target SMB/individual shipper segment.
• ParcelInsurance.com (TransGuardian): Direct competitor offering parcel shipping insurance to e-commerce and mail-order shippers with multi-carrier support. Compares on core product (parcel insurance) and the same target use case (high-value, multi-carrier shipments).
• Cabrella: Direct competitor providing shipping insurance and parcel protection plans, with focus on e-commerce platforms and API-based integrations. Closely aligned on goods-in-transit coverage but with a more technology-forward, API-first delivery model.
• U-PIC Shipping Insurance: Direct competitor offering parcel shipping insurance to individuals and small businesses at rates below carrier declared value. Competes in the same core category (goods-in-transit insurance) and shares a similar self-serve online model.

Broad incumbents

• UPS Capital: Carrier-affiliated insurance and financial services arm of UPS offering cargo, parcel, and supply-chain insurance. A larger incumbent that competes at the broad-declared-value and goods-in-transit level, but does not specialize in the niche collectibles vertical.
• Pitney Bowes: Established shipping, mailing, and ecommerce solutions provider with parcel insurance offerings. A broad incumbent serving SMB shippers — adjacent rather than direct overlap with ShipAndInsure's collectibles-specialist positioning.
• Stamps.com (Auctane): Multi-carrier shipping platform serving SMB and individual shippers with built-in insurance and postage capabilities. Comparable target customer (SMB/individual shippers) and bundled shipping-and-insurance model, but at vastly broader scale.
• Berkley Specialty Insurance (W.R. Berkley): Specialty insurance carrier within W.R. Berkley that underwrites niche cargo, fine art, and collectibles coverage. Comparable in serving high-value specialty cargo/collectibles risk, but operating as a wholesale carrier/MGA rather than a member-gated consumer platform.
• EasyPost: Shipping API platform that aggregates rates across carriers and offers an integrated shipping insurance add-on. Adjacent incumbent that bundles insurance into a broader shipping orchestration stack rather than selling it as a standalone niche product.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ShipAndInsure.com (Ship and Insure)