Save Money Car Insurance

What Save Money Car Insurance does

Save Money Car Insurance (legal entity SMCI GROUP, LLC) is an independent insurance brokerage headquartered in Tulsa, Oklahoma, that distributes auto, non-owner, renters, and SR-22 insurance products to individual consumers across 169 Oklahoma cities, with physical offices in Tulsa and Oklahoma City. The company's central operational asset is a proprietary quote engine marketed as the "World's Fastest Anonymous Quote," which returns carrier-side quotes in under 30 seconds without requiring personal identifying information — a UX differentiator designed to reduce friction in the top-of-funnel comparison phase. Distribution operates through four channels: the website, a mobile application, phone-based agents, and in-person offices, supplemented by a Spanish-language site targeted at Oklahoma's Hispanic population.

Product breadth centers on personal lines. Auto insurance is the core offering, augmented by non-owner policies for drivers without vehicles, SR-22 filings for high-risk or previously uninsured drivers (enabled in part through the UVED Program partnership), and a renters insurance line providing $5,000 in personal property coverage and $100,000 in liability coverage. Post-sale claim support is delivered through a partnership with Titan Claim Services.

The business model is commission-based: Save Money Car Insurance is not a carrier but an aggregator earning standard producer commissions from multiple insurance companies on each bound policy. Revenue is therefore directly tied to bound policy volume rather than premium underwriting margin. The company employs 1–10 people and generates no disclosed revenue, making the financial profile effectively pre-financial-statements. No external funding rounds, M&A activity, leadership disclosures, or AI/ML capabilities are documented in the available data.

Name

Save Money Car Insurance

Legal name

Save Money Car Insurance, Inc.

Website

https://savemoneycarinsurance.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

51–100 employees

Short description

Save Money Car Insurance (SMCI GROUP, LLC) is a Tulsa, Oklahoma-based independent insurance brokerage earning carrier commissions on auto, non-owner, renters, and SR-22 policies sold across 169 Oklahoma cities via a proprietary anonymous quote system, mobile app, and physical offices.

Ownership category

akta.pro rank

Product category

Personal Auto Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (524210), Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro industry

PRIMARYFSAJAMAA

Personal Auto Insurance

Financial & Insurance/Insurance — Motor, Property & Casualty/Motor Vehicle Liability Insurance

Keywords

• Auto insurance brokerage
• Renters insurance
• Non-owner car insurance
• SR-22 filing services
• Insurance quote platform

Headquarters

HQ city

Tulsa

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations, Infrastructure

Revenue model

1. Insurance Brokerage Commissions: Save Money Car Insurance operates as a brokerage, earning commissions from multiple insurance carriers. They do not control pricing - their insurance carriers control pricing, but agents are required to give the cheapest quote offered by all carriers to each customer. Services include quoting, writing, and servicing auto insurance policies.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Save Money Car Insurance operates as an Oklahoma-based insurance brokerage that sells auto insurance, non-owner car insurance, and renters insurance through a proprietary anonymous online quoting platform that delivers quotes in under 30 seconds without requiring personal information. The company places customers with multiple carrier partners, services policies through a customer portal and mobile app, and provides add-on services such as SR-22 filing and lienholder documentation.

Product overview

Save Money Car Insurance is an Oklahoma-based auto and renters insurance brokerage operating a multi-channel platform. The core offering centers on an anonymous online quoting system that delivers instant auto insurance quotes in under 30 seconds without requiring personal information. The company offers auto insurance policies (liability, full coverage, collision, comprehensive, uninsured/underinsured motorist, PIP), non-owner car insurance, and renters insurance. Service delivery occurs through a customer portal for policy management, a dedicated renters insurance portal, and a mobile app for claims and policy changes. SR-22 filing and lienholder services are available as add-on capabilities. The company operates physical locations in Tulsa and Oklahoma City while maintaining Spanish-language support and 169 city-specific pages across Oklahoma.

Differentiator

Problem solved

Functional benefit

Products and services

• Instant Auto Insurance Quote

Quantifiable outcome

• Quote generation time: under 30 seconds (vs industry standard)
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration1 record

Feature1 record

Partnerships

Three partnerships are on record, tiered core and minor.

• Titan Claim ServicescoreImplementation/ SI/ Consulting PartnerTitan Claim Services handles all insurance claims for Save Money Car Insurance customers. Customers are directed to Titan Claim Services for filing claims. Contact: 214-210-0311 or titanclaimservices.com.
• Uninsured Vehicle Enforcement Diversion (UVED) ProgramminorStrategic or Co-development PartnerPartnership with Oklahoma's UVED program allowing customers to resolve Notice of No Insurance issues online. Helps customers who lack insurance coverage to resolve violations through an alternative diversion program rather than facing immediate license suspension.
• Multiple Insurance CarrierscoreChannel Partner/ Reseller/ DistributorAs a brokerage, Save Money Car Insurance works with multiple insurance carriers to provide quotes. Agents are required to give the cheapest quote offered by all carriers to each customer. Pricing is controlled by the carriers, not the brokerage.

Scale indicators1 record

Recent moves6 records

Expansion highlights5 records

Direct peers

• Gabi: Online auto and home insurance comparison and switching service. Directly comparable to Save Money Car Insurance in multi-carrier digital brokerage, consumer-facing UX, and commission-based revenue.
• EverQuote: Online insurance marketplace that connects consumers with multiple auto and home insurance carriers. Directly comparable as a multi-carrier digital insurance intermediary with a similar commission-based revenue model and consumer-facing acquisition funnel.
• Compare.com: Online auto insurance comparison platform offering quotes from multiple carriers. Comparable as a consumer-facing multi-carrier digital insurance brokerage with a similar anonymous quote and commission model.
• QuoteWizard (LendingTree): Online insurance comparison marketplace owned by LendingTree that delivers auto, home, and other insurance quotes from multiple carriers. Comparable multi-carrier digital brokerage model with consumer-facing quote funnels.
• Jerry: AI-powered auto and home insurance comparison and switching app. Directly comparable as a digital-first auto insurance brokerage targeting cost savings and frictionless online quotes/policy management via mobile.
• SmartFinancial: Online insurance comparison platform that delivers auto, home, and other insurance quotes from multiple carriers. Comparable as a digital insurance brokerage with a multi-carrier comparison model and direct-to-consumer acquisition.
• Insurify: Digital insurance comparison platform offering instant auto and home quotes from multiple carriers. Comparable to Save Money Car Insurance in offering no-personal-info quotes, multi-carrier comparison, and direct-to-consumer digital onboarding.
• The Zebra: National online auto insurance comparison marketplace that lets users compare quotes from multiple carriers anonymously. Closely comparable to Save Money Car Insurance in product (auto insurance comparison), target customer (cost-conscious drivers), and digital-first GTM motion.

Broad incumbents

• State Farm: Largest US personal lines insurer with a strong captive-agent footprint in Oklahoma. Broader incumbent that competes for the same auto insurance customers through a multi-channel (digital + agent) model, though it underwrites its own policies rather than brokering.
• Progressive: Major US personal auto insurance carrier with strong direct-to-consumer digital capabilities and a well-known brand in cost-conscious segments. Broader incumbent competing for the same Oklahoma drivers through its own underwriting and online quote funnel.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/SaveMoneyCarInsurance
• LinkedInlinkedin.com/company/save-money-car-insurance

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Save Money Car Insurance