CREATIVE MOBILE TECHNOLOGIES (EUROPE) LIMITED

What CREATIVE MOBILE TECHNOLOGIES (EUROPE) LIMITED does

Creative Mobile Technologies (Europe) Limited, trading as CMT UK, is a London-based private limited company (Company No. 08281080) that provides integrated in-vehicle payment, taximeter, and dispatch technology exclusively to London's licensed taxi (black cab) industry. Founded circa 2011, the company has grown to install over 9,500 payment systems serving approximately 13,000 drivers — representing a leading share of London's black cab fleet. CMT is authorised by the UK Financial Conduct Authority under Payment Service Regulations 2017 (Register No. 798771) and holds PCI DSS certification through 2032.

The company's core product is the CMT V2 Payment System, an Android-based in-vehicle terminal with integrated taximeter, large touchscreen PIN pad, store-and-forward offline transaction capture, dynamic tipping prompts, and seamless fare transfer from the taximeter to the payment device. This is complemented by the CMT Meter (a TfL-approved taximeter offered at £96 per annum), the ARRO e-Hail and Concierge dispatch platform that routes jobs directly to the driver touchscreen, and the Arcus Driver Portal for account management.

CMT monetises through multiple streams: a per-transaction processing fee of 3.75% plus £0.20 on every card payment (with CMT as merchant of record), annual taximeter rental, a monthly Service & Maintenance subscription, exclusive in-vehicle digital advertising rights, minimum usage fees (£25/month when below 44 transactions), and early termination / de-installation fees. Distribution is direct-to-driver via CMT's two London workshops (Acton and Canning Town) and a network of CMT Authorised Service Centres, with no e-commerce or self-serve digital sales channel.

Name

CREATIVE MOBILE TECHNOLOGIES (EUROPE) LIMITED

Legal name

Creative Mobile Technologies (UK) Limited

Website

https://cmt.london

Company type

Private

Founded year

2011

Operating status

Operating

Headcount range

1–10 employees

Short description

Creative Mobile Technologies (Europe) Limited (CMT UK) provides Android-based in-vehicle payment terminals, taximeters, and ARRO e-Hail dispatch technology exclusively to London's licensed black cab drivers, with 9,500+ installed systems serving approximately 13,000 drivers.

Ownership category

akta.pro rank

NAICS

Taxi and Ridesharing Services (48531)

SIC

Computer Terminals (3575)

akta.pro primary industry

Payment Gateways & Orchestration (BPAMAFAA)

akta.pro secondary industries

Smart Card & Closed-Loop Fare Media Systems (THAIAMAC), Alternative Payment Methods (APMs) Enablement (BNPL, wallets, local methods) (FSAMACAE)

Keywords

• Taxi payment systems
• In-vehicle payment terminals
• Taximeter technology
• Payment processing services
• Ride dispatch platforms

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Revenue model

1. Payment Card Processing Fees: CMT processes electronic Payment Card transactions (Visa, MasterCard, Amex, Discover, NFC/Apple Pay) via its CMT Processing Services. A Processing Fee of 3.75% plus £0.20 per card transaction is applied to all fares. CMT acts as merchant of record and nets fees against driver fare proceeds. Supported through First Data Merchant Solutions and Bank of America Merchant Services.
2. Taximeter Sales and Rental: CMT offers TfL-approved taximeters for sale and rental at £96 per annum for CMT owner drivers, with reduced or no discount for non-CMT card system drivers. Meters are installed and serviced at CMT's two London workshop locations.
3. Service & Maintenance Plan: Monthly recurring subscription for ongoing maintenance and damage repair of the CMT Payment System hardware, covering defects, accidental damage, and vandalism (excluding tablet devices). Users who opt out must place a £250 refundable deposit.
4. In-Vehicle Digital Advertising: CMT holds exclusive rights to sell digital interior advertising in vehicles equipped with the CMT Payment System. Users cannot share revenue from interior advertising; CMT can sponsor hardware and device support, retaining all associated revenue.
5. Minimum Usage Fees and Early Termination Fees: Users failing to process at least 44 transactions per month are charged a minimum usage fee of £25 per vehicle per month. Early termination triggers fees of up to £700 (Full Replacement Cost) plus £250-500, and de-installation fees of £100.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Creative Mobile Technologies (Europe) Limited provides integrated in-vehicle payment terminals, TfL-approved taximeters, and electronic payment processing services for licensed London black cab drivers and fleet owners. Its CMT V2 Payment System combines an Android-based touchscreen PIN pad with store-and-forward offline capture, taximeter fare integration, and the ARRO job dispatch platform, while CMT Processing Services handle card transaction settlement and daily driver payouts seven days a week.

Product overview

CMT operates as a single unified product ecosystem for London's licensed taxi industry, combining the CMT V2 Payment System as the core platform with integrated taximeter hardware (CMT Meter), e-Hail dispatch services (ARRO), payment processing (CMT Processing Services), and driver/passenger support services. The platform is Android-based and provides end-to-end transaction management from fare calculation through payment processing to driver payouts, with Business Intelligence analytics for operational optimization.

Differentiator

Problem solved

Functional benefit

Brands

• ARRO: CMT's e-Hail platform that dispatches jobs to drivers via the in-vehicle touchscreen. ARRO Concierge offers additional jobs from locations such as hotels and hospitals.

Quantifiable outcome

• CMT has installed over 9,500 payment systems serving approximately 13,000 London drivers
• +3 more outcomes

Named customers2 records

Segments3 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration9 records

AI capability5 records

Feature6 records

Partnerships

Five partnerships are on record, tiered core and secondary.

• First Data Merchant SolutionscoreTechnology or IntegrationFirst Data Merchant Solutions is CMT's primary approved payment acquirer/processor for processing electronic Payment Card transactions via the CMT Payment System. CMT routes all Payment Card transactions through its approved agent processor, with First Data as the named primary processor.
• Bank of America Merchant ServicescoreTechnology or IntegrationBank of America Merchant Services is one of CMT's approved acquirer/processors for payment card transactions. CMT uses multiple approved processors to ensure continuity of payment processing services.
• ARRO Inc.coreTechnology or IntegrationARRO Inc. provides certain trip management services for CMT, including the ARRO e-Hail platform. CMT's card system uniquely dispatches jobs to the driver touchscreen via ARRO, and ARRO Concierge provides additional jobs from locations such as hotels and hospitals. ARRO Inc. is also referenced as a related entity (a company in the same group).
• ElavonsecondaryTechnology or IntegrationElavon is identified as a third-party payment services provider used by CMT alongside Bank of America and First Data for payment card transaction processing.
• CMT Authorised Service CentressecondaryChannel Partner/ Reseller/ DistributorVehicle service centres, taximeter shops, and fleet garages designated by CMT as qualified to perform installation services, maintenance, updates, and related support for the CMT Payment System across London.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Broad incumbents

• PayPoint: PayPoint is a UK-listed payments and fintech services provider operating across bill pay, parcels, and card acceptance, providing a comparable regulated-payments platform model with multi-vertical SMB customer base.
• SumUp: SumUp provides mobile payment terminals and merchant acquiring to SMBs across categories, similar in hardware + processing + subscription monetisation logic, though not specialised to regulated taxi.
• Cubic Transportation Systems: Cubic provides contactless open-loop and closed-loop fare payment systems to transit authorities globally, making it a broader mobility-payments incumbent adjacent to CMT's London taxi payment footprint.
• Conduent Transportation: Conduent operates transit fare-collection and payment platforms across public transport and mobility operators, broadly comparable to CMT's regulated transit/taxi payment infrastructure play.
• Worldline (Ingenico): Worldline, including the former Ingenico terminal business, supplies payment terminals and processing broadly across retail, hospitality, and mobility — overlapping with CMT's in-vehicle payment terminal business at a wider portfolio level.

Direct peers

• Gett: Gett operates a corporate-ground-transport platform with licensed-taxi dispatch and integrated payment, directly comparable to CMT's ARRO dispatch and CMT Processing Services for professional drivers.
• Curb: Curb is a North American taxi-hailing app with integrated in-cab payment processing for licensed taxi drivers, mirroring CMT's combined payment + dispatch model for the regulated taxi vertical.
• Free Now: Free Now (formerly myTaxi/Hailo) operates the leading European taxi e-hail platform with embedded payment and dispatch flows, the closest international analogue to CMT's ARRO-plus-payment offering.
• VeriFone Transportation: VeriFone historically supplied in-vehicle payment terminals and taxi-specific payment solutions; their taxi/fleet products are a direct substitute to CMT's V2 terminal within regulated taxi fleets.
• Hailo (historical): Hailo was a London-based taxi e-hail app that competed head-to-head with CMT/ARRO for the same black cab driver supply before its merger into Free Now; remains a relevant historical reference for the competitive set.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xtwitter.com/cmtUKtaxi
• Facebookfacebook.com/cmtuktaxi
• LinkedInlinkedin.com/company/creative-mobile-technologies

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CREATIVE MOBILE TECHNOLOGIES (EUROPE) LIMITED