What Zorgweb does

Zorgweb B.V. is a Zwolle-based, privately-held Dutch healthcare data services company founded in 2000 that collects, enriches, and publishes standardized information on health insurance financing, quality, and access to care across the Netherlands. The platform covers all Dutch health insurance policies (premiums, 750+ cost categories, acceptance criteria), provider networks and contracting, and quality metrics, made available to comparison websites, health insurers, intermediaries, and government bodies via a webservice (API), an XML data dump called Z-select, and an analytical tool called Z-analyse. Additional offerings include the Collectiviteit Lifecycle Management (CLM) suite for managing collective insurance contracts and Zorgzoeker / Vergunningszoeker tools that integrate provider quality scores and client reviews. De VoorzieningenWijzer, launched in 2017 and scaled through partnerships with SchuldenlabNL and NSR from 2022, extends the platform to consumer-facing benefit advice on healthcare, energy, and taxes through municipalities and housing corporations. The 2024 acquisition of Webbridge (berekenhet.nl) added 300+ financial calculation tools, 12 million annual visitors, and 25 million annual calculations.

Zorgweb operates a B2B data and tooling model, serving five primary customer segments (comparison sites, intermediaries, health insurers, government, and healthcare providers) on multi-year, quote-based contracts, with reach to millions of Dutch consumers through its enterprise customers. The company is fully independent and 'adviesvrij' (no insurer ownership or contractual recommendation ties), AFM-registered under license 12041244 to advise and intermediate in health insurance, ISO 27001 certified since 26 July 2021, and affiliated with Kifid under number 300.015166 for dispute resolution. Major enterprise customers include Independer, Nedasco (1,300+ advisors), Aon (15 Dutch offices, ~2,600 employees), Consumentenbond, a.s.r. (Ditzo/De Amersfoortse), and most large Dutch health insurers (Achmea, Menzis, CZ, VGZ, DSW, ONVZ), alongside the Ministry of VWS, NZa, RIVM, and VNG. Revenue is not publicly disclosed and no external funding rounds are on record; the company is described as a 'small, informal, no-nonsense organization' with headquarters at Dokter van Lookeren Campagneweg 3, 8025 BX Zwolle.

Name

Zorgweb

Legal name

Zorgweb B.V.

Website

https://zorgweb.nl

Company type

Private

Founded year

2000

Operating status

Operating

Headcount range

11–50 employees

Short description

Zorgweb is a Zwolle-based Dutch healthcare data services company, founded in 2000, that aggregates, enriches, and publishes standardized information on health insurance, provider networks, and care quality to comparison sites, insurers, intermediaries, and government bodies in the Netherlands.

Ownership category

akta.pro rank

Product category

Healthcare Data Services

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Health and Welfare Funds (525120)

SIC

Accident & Health Insurance (6321), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Price Transparency, Estimates & Patient Financial Clearance (HLACACAK)

akta.pro secondary industries

De-identification, Tokenization & Privacy-Preserving Data Platforms (HLACAIAK), Healthcare Outcomes & Real-World Evidence (RWE) Analytics (BPAHALAN)

Keywords

• Healthcare data analytics
• Insurance comparison tools
• Healthcare data APIs
• Provider network data
• Policy benchmarking tools

Headquarters

HQ city

Zwolle

HQ country

Netherlands

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Data and tooling services to B2B customers: Zorgweb generates revenue by providing healthcare data services, webservices, data selections, and custom applications to comparison sites, insurers, intermediaries, government bodies, and care providers. The company is registered with the AFM (license 12041244) to advise and intermediate in health insurance.

Pricing tiers

Go-to-market motion2 records

Distribution channels6 records

Marketing channels4 records

Core offering

Zorgweb collects, links, enriches and publishes standardized Dutch healthcare data covering insurance financing, care quality, and access to providers, and distributes it to B2B customers (comparison sites, insurers, intermediaries, governments) via real-time webservices, XML data dumps (Z-select), professional analytics (Z-analyse), comparison and advisory applications, and the De VoorzieningenWijzer consumer benefits platform. The company is AFM-registered to advise and intermediate in health insurance and ISO 27001 certified for information security.

Product overview

Zorgweb operates as a healthcare data platform with a modular product architecture. The core offering centers on healthcare insurance data collection, enrichment, and distribution across three dimensions: financing (premiums, coverage), quality (provider ratings, contract information), and access (contracted providers, availability). The main products include Z-select (XML data dumps for independent use), Z-analyse (deep analytical tool), Webservice (real-time API access), and Vergelijk en advies tools (comparison and advisory applications). Additional modules include CLM for collective insurance lifecycle management and De VoorzieningenWijzer, a broader consumer application covering healthcare, energy, and tax advice. The platform integrates with customer systems through webservices and XML data delivery, serving comparison sites, insurers, intermediaries, government bodies, and healthcare providers.

Differentiator

Problem solved

Functional benefit

Brands

• De VoorzieningenWijzer: A consumer service that helps people save money on healthcare, energy, and taxes through personal advice, launched in 2017. Provided through municipalities and housing corporations.
• Z-select
• Z-analyse
• Webservice
• CLM (Collectiviteit Lifecycle Management)
• Vergelijk- en adviestools

Products and services

• Z-select A data dump service delivering healthcare insurance policy data from Zorgweb's database in XML format. Customers download the data, store it in their own database, and use it independently, including policy ratings, premium data and acceptance criteria for all regular health insurance policies. Used by comparison websites such as Independer to power annual premium comparison.
• Z-analyse A powerful analytical tool for professionals to analyze and compare data on healthcare financing, quality and access. Enables deep-dive analyses at various levels for product development, benchmarking and customer service support. Used by insurers (e.g., a.s.r.) and intermediaries (e.g., Aon across 15 Dutch offices with ~2,600 employees).
• Webservice Real-time API-based webservice allowing customers to access healthcare insurance information (premiums, policy conditions, contracted providers, quality of care, medication availability) within their own front-end applications, including the capability to submit insurance applications directly to insurers. Powers tools such as Consumentenbond's Zorgvergelijker and a.s.r.'s Zorgzoeker and Vergoedingenzoeker.
• Vergelijk- en adviestools (Comparison and Advice Tools) Suite of comparison and advisory tools for health insurance, ranging from simple comparison tools with custom branding to complex advisory flows. Includes Prolongatiecheck (renewal check) for collecting customer preferences throughout the year and Z-korting for insurer discount management. Used by intermediaries (e.g., Nedasco) to serve networks of financial advisors.
• De VoorzieningenWijzer Consumer-facing application providing personalized advice on healthcare insurance, energy suppliers, tax filings, minimum income regulations and benefits. Offered free to consumers through their municipality or housing corporation to help vulnerable residents access benefits and prevent rent arrears and debt assistance pressure.
• CLM (Collectiviteit Lifecycle Management) A comprehensive program for insurers and intermediaries to market, acquire and manage collective health insurance contracts. Includes tools for account management analysis, consumer comparison applications and the Prolongatiecheck for participant recruitment and retention throughout the collective contract lifecycle. Used by intermediaries including Aon across their Dutch offices.

Quantifiable outcome

• Millions of consumers make informed healthcare decisions annually using Zorgweb data
• +4 more outcomes

Named customers16 records

Segments7 records

Ideal customer profiles5 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature10 records

Partnerships

Five partnerships are on record, tiered core and minor.

• WebbridgecoreOthers · 1 January 2024Webbridge, the company behind berekenhet.nl with 300+ calculation tools, 12 million annual visitors, and 25 million calculations per year, merged with Zorgweb in 2024. Founder Jeroen Laarhoven remains involved to transfer knowledge. This combines financial calculation tools with healthcare data under one roof.
• SchuldenlabNLcoreStrategic or Co-development Partner · 1 January 2022On 2 June 2022, De VoorzieningenWijzer was officially recognized by SchuldenlabNL as a locally proven and effective instrument to ensure people actually use the provisions they are entitled to. SchuldenlabNL helps scale De VoorzieningenWijzer across more municipalities.
• NSR (Nederlandse Schuldhulproute)coreStrategic or Co-development Partner · 1 January 2022De VoorzieningenWijzer is an important solution within the Dutch Debt Assistance Route (NSR). Zorgweb works together with NSR to identify and help people with financial and debt concerns at an early stage.
• VektisminorStrategic or Co-development PartnerZorgweb collaborated with Vektis on a 2019 study on supplementary health insurance (Onderzoek aanvullende verzekeringen, January 2019), commissioned by the Ministry of VWS. Vektis compiles healthcare data for the Dutch healthcare system.
• Zorgvuldig AdviesminorStrategic or Co-development PartnerZorgweb collaborated with Zorgvuldig Advies on multiple monitoring studies of the health insurance switching season (2015-2017), examining information provision by insurers, Vollmachten (underwriting agencies), collectives, and comparison sites.

Scale indicators6 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Vektis: Vektis is the Dutch healthcare information center that aggregates claims and provider data for the Dutch healthcare system. Like Zorgweb, it serves insurers, government bodies (NZa, Ministry of VWS), and intermediaries with standardized healthcare data — making it the closest direct functional peer in the Dutch market.
• ZorgDomein: ZorgDomein is a Dutch healthcare data and referral platform connecting patients, GPs, and providers. While more focused on clinical referrals than insurance data, it is comparable as a Dutch B2B healthcare data platform with deep workflow integration across the healthcare ecosystem.

Others

• Independer: Independer is one of the largest Dutch comparison sites for insurance and financial products, and is both a customer of Zorgweb (using its annual data selection) and a downstream competitor in delivering comparison experiences to consumers.
• Poliswijzer: Poliswijzer is a Dutch insurance comparison site that uses Zorgweb data to deliver health insurance comparisons to consumers — a customer and adjacent comparator in the Dutch comparison ecosystem.
• Consumentenbond: Consumentenbond (Dutch Consumer Association) operates the Zorgvergelijker powered by Zorgweb's webservice. While not a commercial competitor, it is an adjacent comparator reaching millions of Dutch consumers with health insurance comparisons.
• Zorgkaart Nederland: Zorgkaart Nederland is the Dutch patient review platform operated by Patiëntenfederatie Nederland. Its review data is integrated by Zorgweb into Zorgzoeker, making it an adjacent data provider in the healthcare transparency ecosystem.
• Pricewise: Pricewise is a major Dutch comparison platform for insurance, energy, and financial products. It is both a Zorgweb customer and an adjacent consumer-facing comparator in the Dutch insurance market.
• Mediquest: Mediquest provides objective quality measurements of Dutch healthcare providers. It is a technology/data partner integrated into Zorgweb's Zorgzoeker for a.s.r., making it an adjacent ecosystem player in healthcare transparency.

Broad incumbents

• IQVIA: IQVIA is a global leader in healthcare data, analytics, and life sciences services. It is comparable to Zorgweb as a broad incumbent providing aggregated healthcare and pharmaceutical data to enterprises and governments, though at much greater scale and international scope.
• Nictiz: Nictiz is the Dutch national competence center for healthcare IT standards and information exchange. It overlaps with Zorgweb's role in standardizing and publishing healthcare data for government and providers, but operates more broadly as a standards body rather than a commercial data vendor.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/zorgweb

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Zorgweb