What DENTOPLAN INC. does

Dentoplan Inc. is a Quebec-based financial intermediary, founded in 1999 and headquartered at 434 rue Nantel, Pointe-Fortune, that connects partner dental clinics with lending institutions — primarily National Bank of Canada and IF X Press — to facilitate unsecured "Prêt Santé" (Health Loan) financing for patients who need to fund dental care. The company serves dental practice owners and their patients through a B2B2C model: clinics initiate financing requests via an online partner portal, and Dentoplan personnel complete the credit application by phone with the patient before referring the file to the lender.

The technology stack is built on common SaaS components — Zoho Forms for intake, StoreRocket for content, and ZCRM Portals for the partner clinic and patient portals — supplemented by integrations with Rotessa (payment collection) and Groupe ESP/GO Transacto (lender processing). Beyond the loan intermediation product, Dentoplan markets a Health Loan Calculator for patients, a Clinic Locator, and a clinical finance training program for dental staff, and has expanded into adjacent services such as a Partner Benefits Program (discounts on payroll, IT, marketing, and loyalty services) and business coaching delivered via partner CoachingB.

The revenue model rests on annual membership fees paid by partner dental clinics, with no disclosed transaction fees charged by the underlying lenders. The company is privately held, operates with a team of 1-10 employees (key personnel include business coach and privacy officer Brigitte Ouimet and long-tenured dental hygienist Louise Bélisle), and reports 27 years of operational history with a 24-hour response commitment, though the website's public scale counters currently display zero values, indicating either broken telemetry or limited publicly disclosed scale.

Name

DENTOPLAN INC.

Legal name

Dentoplan inc.

Website

https://dentoplan.ca

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

Dentoplan is a Quebec-based dental financing intermediary, founded in 1999, that connects partner dental clinics with financial institutions offering unsecured health loans to patients. It also provides clinical finance training, business coaching, and a partner benefits ecosystem to dental practices.

Ownership category

akta.pro rank

Product category

Dental Healthcare Financing Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Dental Insurance (FSAIAHAA)

akta.pro secondary industry

Dental Assisting (EDAOAJAJ)

Keywords

• Dental financing services
• Health loan programs
• Patient lending platform
• Dental practice training
• Healthcare credit services

Headquarters

HQ city

Montréal

HQ country

Canada

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Annual Clinic Membership Fees: Partner dental clinics pay annual subscription fees to access the Dentoplan financing program. There are no transaction fees charged by lenders. The annual membership fee covers training, support, marketing materials, and ongoing service delivery to clinics and their patients.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels4 records

Core offering

Dentoplan operates a dental financing intermediary platform that connects accredited partner dental clinics in Quebec with financial institutions (National Bank of Canada and IF Xpress) to offer unsecured health loans for dental care. Partner clinics initiate the financing process by submitting applications through a dedicated portal; Dentoplan advisors then contact patients by phone to complete credit processing, with credit decisions typically delivered within 24 hours. Loans range from $500 with no maximum, with fixed-rate terms of 12 to 120 months.

Product overview

Dentoplan is a dental financing platform connecting partner dental clinics with financial institutions to offer unsecured health loans for dental care. The core offering consists of the Prêt Santé (Health Loan) Program, supported by a Patient Portal for financing requests, a Partner Clinic Portal for dental professionals, and a Health Loan Calculator for payment estimation. Additional modules include a Clinic Locator for patient referral, Team Training Programs for clinic staff onboarding, and Business Coaching Services for dental practice management. The platform operates as intermediary between clinics, patients, and lenders including National Bank and IF Xpress, with an annual membership model for partner clinics.

Differentiator

Problem solved

Functional benefit

Products and services

• Prêt Santé (Health Loan) Program Unsecured health loan program exclusively for dental care, enabling patients to spread treatment costs over 12 to 120 months at fixed rates, starting from $500 with no maximum. Patients apply through partner dental clinics and receive credit decisions within approximately 24 hours.
• Patient Portal Online platform for patients to submit financing requests, track loan applications, and access credit decisions, with phone-based support from Dentoplan advisors. Bilingual (French/English) interface.
• Health Loan Calculator Web-based calculator allowing patients to estimate monthly payments based on loan amount and term (in months), with payment frequency options.
• Partner Clinic Portal CRM-based portal for dental clinics to submit financing requests on behalf of patients, upload consent forms, track request status, and access contract details and disbursement dates.
• Clinic Locator Store locator feature powered by StoreRocket, enabling patients to find Dentoplan partner dental clinics by entering their postal code.
• Team Training Program Training program for partner clinic staff covering platform usage, credit application processes, and patient communication; includes 30-minute onboarding sessions and ongoing coaching support.
• Business Coaching Services Business coaching sessions led by PCC-certified coach Brigitte Ouimet, covering employee hiring, retention, and team management, with a focus on dental clinic environments.
• Partner Benefits Program Discount program offering reduced pricing on various business services including payment processing, payroll software, IT support, marketing, and employee loyalty tools for partner clinics.

Quantifiable outcome

• Credit decision in approximately 24 hours
• +3 more outcomes

Named customers3 records

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature3 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• CoachingBcoreStrategic or Co-development PartnerBusiness coaching company specializing in coaching for professionals. Dentoplan joined CoachingB to offer coaching solutions for communication between staff and patients. Brigitte Ouimet serves as certified business coach (PCC). Provides financial wellness programs including 'Reset Financier' that complements dental financing.
• TedyminorGTM or Marketing PartnerEmployee loyalty program provider. Flexible and accessible platform. Dentoplan members receive 10% discount on subscription.
• MED NumériqueminorGTM or Marketing PartnerMarketing agency specialized in medical and dental field. Offers Google My Business profile optimization and tools to help clinics get more Google reviews from clients using Dentoplan.
• NethrisminorGTM or Marketing PartnerPayroll software provider recognized by Canadian companies. Dentoplan members receive substantial discounts on payroll software services.
• SwiftcareminorGTM or Marketing PartnerHealthcare services provider offering 10% discount on monthly packages for partner dental clinics.
• Dubuc et AssociésminorStrategic or Co-development PartnerFinancial analysis firm providing customized corporate financial analysis for incorporated dentists, integrating insurance, taxation, and wealth accumulation strategies.
• ParoconseilminorStrategic or Co-development PartnerConsulting partner offering 30% discount on 3-hour training or free membership to member section. Available with Select program only.
• Institut Dentaire International (IDI)minorStrategic or Co-development PartnerDental practice management expertise provided by Isabelle Lavallée. Offers free 1-hour virtual consultation for Dentoplan members to discuss practice optimization and quality of life improvement.
• La Brigade DentaireminorStrategic or Co-development PartnerDental training organization redefining the role of dental assistants. Offers discovery call to design customized health plans for clinic needs.
• Carrière DentaireminorChannel Partner/ Reseller/ DistributorDental job posting and recruitment platform serving Canada. Simplifies dental staff recruitment for partner clinics.

Scale indicators4 records

Recent moves6 records

Expansion highlights3 records

Broad incumbents

• LendingPoint: Online consumer lender offering personal loans used for healthcare and other needs. Comparable to Dentoplan at the credit-product level, though with broader use cases and direct-to-consumer origination rather than clinic-led.
• CareCredit (Synchrony Financial): Dominant North American healthcare financing brand owned by Synchrony Financial. Directly comparable to Dentoplan because it finances dental and other healthcare procedures via partner providers, though at vastly greater scale and broader category scope.
• Affirm Healthcare (Affirm, Inc.): Public BNPL provider expanding into healthcare and elective procedure financing including dental. Comparable to Dentoplan's consumer credit product for dental affordability, though at vastly greater scale and as part of a broader BNPL portfolio.

Emerging players

• PrimaHealth Credit: Specialized healthcare financing platform offering patient loan products through provider networks including dental clinics. Comparable to Dentoplan in clinic-embedded patient financing, with a broader national US footprint.
• MedLoan Finance: Patient financing provider for medical and dental procedures. Comparable to Dentoplan's patient loan product and clinic-based origination model, though operating at smaller scale.

Direct peers

• Alphaeon Credit: Healthcare-focused consumer financing provider serving dental, ophthalmology, and other elective care providers. Closely comparable to Dentoplan's model of partnering with clinics to offer patients monthly payment financing.
• Sunbit: Tech-driven point-of-sale lender serving dental, medical, and automotive merchants. Comparable to Dentoplan in providing in-clinic patient financing with quick decisions and partner-clinic distribution.
• PatientFi: Point-of-sale patient financing platform focused on elective medical and dental procedures. Closely comparable to Dentoplan in product (monthly-payment healthcare loans), target customer (patients seeking affordability), and GTM (embedded in provider clinics).
• Proceed Finance: Patient financing company targeting elective healthcare including dental procedures. Comparable to Dentoplan's unsecured loan product, partner-clinic distribution, and patient affordability positioning.

Regional players

• Dental Direct Credit / DenCap (US dental membership plans): US-focused dental patient financing and membership program operator. Comparable to Dentoplan's clinic-partner financing and subscription model, though primarily serving US practices.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/programme-dentoplan

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about DENTOPLAN INC.