Schippers Assurantien Makelaardij Hypotheken

Name

Schippers Assurantien Makelaardij Hypotheken

Legal name

Schippers Assurantiën & Hypotheken

Website

https://schippers.nu

Company type

Private

Founded year

2001

Operating status

Operating

Headcount range

1–10 employees

Ownership category

akta.pro rank

Product category

Insurance Brokerage & Financial Advisory

NAICS

Insurance Agencies and Brokerages (52421), Insurance Agencies and Brokerages (524210), Offices of Real Estate Agents and Brokers (53121), Offices of Real Estate Agents and Brokers (5312)

SIC

Insurance Agents, Brokers & Service (6411), Loan Brokers (6163), Real Estate Agents & Managers (For Others) (6531)

akta.pro primary industry

Retail (Personal Lines) Insurance Brokerage (FSAEADAA)

akta.pro secondary industry

Buyer Representation Services (BPAJAAAJ)

Keywords

• Insurance brokerage services
• Mortgage advisory
• Financial planning
• Commercial insurance
• Personal insurance

Headquarters

HQ city

The Hague

HQ country

Netherlands

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Others

Distribution channels1 record

Marketing channels2 records

Core offering

Schippers is an independent Dutch financial advisory and insurance brokerage firm that sells and intermediates personal and commercial insurance products, mortgages, life insurance, lending and savings products, business financing, financial planning, retirement/survivor planning, and residential real estate brokerage services. Advice and product placement are delivered face-to-face across four branch locations in Den Haag and Zoetermeer, with revenue derived from commissions and advisory fees on recommendations.

Product overview

Schippers Assurantien Makelaardij Hypotheken is a multi-branch financial services company operating 4 locations (Valeriusstraat Den Haag, Doornstraat Den Haag, Van Boisotring Zoetermeer, and Schippers Makelaardij Den Haag) under a unified brand. The company provides integrated financial services through nine core product areas: (1) Hypotheken - mortgage products and advisory; (2) Particuliere Schadeverzekeringen - personal insurance; (3) Zakelijke Schadeverzekeringen - commercial insurance; (4) Levensverzekeringen - life insurance; (5) Lenen en Sparen - lending and savings; (6) Bedrijfsfinanciering - business financing; (7) Financiele Planning - financial planning; (8) Makelaardij - real estate brokerage; and (9) Oudedag en Nabestaanden - retirement and survivor planning. The company positions itself as 100% independent financial advisors operating across the Dutch market.

Differentiator

Problem solved

Functional benefit

Products and services

• Hypotheken (Mortgages) Mortgage products and advisory services for individuals, including annuity, interest-only, linear, savings, investment, and hybrid mortgages with fixed, variable, or buffer interest rate forms.
• Particuliere Schadeverzekeringen (Personal Property & Casualty Insurance) Personal property and casualty insurance brokerage for individuals, covering auto, home contents, liability, travel, legal expenses, supplemental health, glass, and pet insurance.
• Zakelijke Schadeverzekeringen (Commercial Property & Casualty Insurance) Commercial business insurance brokerage for Dutch SMBs, covering general liability (AVB), auto, business interruption, construction (CAR), computer/electronics, cyber crime, cargo, machinery breakdown, and environmental liability.
• Levensverzekeringen (Life Insurance) Life insurance products for individuals and businesses, including capital insurance, investment insurance, savings insurance, study insurance, KEW, mixed insurance, death risk insurance (ORV), keyman, partner, and funeral cost insurance.
• Lenen en Sparen (Personal Lending and Savings) Personal lending and savings products for individuals, including personal loans, revolving credit, deposit accounts, savings accounts, internet savings, youth accounts, and various loan types.
• Bedrijfsfinanciering (Business Financing) Business financing advisory and intermediation for SMBs, including property financing, debtor financing, refinancing, machinery/inventory financing, and business acquisition financing.
• Financiele Planning (Financial Planning) Financial planning services covering income planning, wealth planning, and estate planning (nalatenschapsplanning) for personal and business clients.
• Makelaardij (Real Estate Brokerage) Residential real estate brokerage services for buying and selling homes, operated under a separate Schippers Makelaardij entity in Den Haag.
• Oudedag en Nabestaanden (Retirement and Survivor Planning) Retirement and survivor planning products and advisory for employees and entrepreneurs/ZZP'ers, covering AOW, ANW, pension, and annuity solutions.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Recent moves3 records

Expansion highlights3 records

Broad incumbents

• Rabobank: Major Dutch cooperative bank with broad retail and SMB banking, mortgage, and insurance offerings. Overlaps with Schippers' full product set but serves as a tied intermediary within its member-bank structure.
• ING Netherlands: Largest Dutch retail bank with tied mortgage, insurance, and savings distribution. Competes with Schippers across nearly all product lines but uses tied-agent economics and brand scale rather than independent advisory.
• NN Group: Major Dutch life insurer and asset manager with strong brand in life insurance, pensions, and mortgages. Adjacent competitor and product supplier for Schippers' life and mortgage advisory lines.
• Aon Netherlands: Global insurance and risk brokerage with a substantial Dutch presence across commercial insurance, employee benefits, and wealth. Comparable to Schippers for the commercial/Zakelijk segment but at corporate-broker scale.
• ABN AMRO: Large Dutch bank offering retail and commercial banking, mortgages, and insurance through tied and online channels. Comparable broad incumbent competing for the same independent-advisor client base as Schippers.

Direct peers

• Meeùs: Major Dutch independent insurance and financial services broker (part of Aon). Comparable to Schippers as an independent intermediary offering personal and commercial insurance, mortgages, and financial planning to Dutch individuals and SMBs.
• De Hypotheker: Largest Dutch independent mortgage broker chain, offering mortgage advice across hundreds of branches. Directly comparable to Schippers' mortgage advisory and independent positioning, but at vastly greater national scale.
• Hypotheekshop: Dutch independent mortgage and financial advisory franchise with national branch coverage. Closely comparable to Schippers on independent advice model, multi-product financial services, and branch-based local service.

Emerging players

• Pricewise: Dutch comparison site for insurance, mortgages, and financial products. A digital disruptor to traditional independent brokers like Schippers, focused on price transparency rather than full advisory relationships.
• Independer: Leading Dutch financial comparison and advice platform for insurance, mortgages, and energy. Competes with Schippers for retail insurance placement but uses a digital-first model rather than face-to-face advisory.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/Schippers.nu
• LinkedInlinkedin.com/company/schippers-assurantien-makelaardij-hypotheken

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Schippers Assurantien Makelaardij Hypotheken