Oneill Financial Services Inc
- Company typePrivate
- Founded1984
- HeadquartersBethel Park, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
Oneill Financial Services Inc firmographics
Firmographics- Name
- Oneill Financial Services Inc
- Legal name
- ONEILL FINANCIAL SERVICES INC.
- Website
- https://oneillfinancial.com
- Company type
- Private
- Founded year
- 1984
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Oneill Financial Services Inc industry classification
Industry- Product category
- Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)
- akta.pro primary industry
- Wholesale Lock Desk, Pricing & TPO Support Services (FSALACAJ)
Keywords
Where Oneill Financial Services Inc is headquartered
LocationHeadquarters
- HQ city
- Bethel Park
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Oneill Financial Services Inc business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D
Revenue model
- Mortgage Brokerage Commissions: Revenue generated from originating residential and commercial mortgage loans. As a mortgage broker, the company earns commissions from lenders for placing loans with borrowers. Offers both full income verification and stated income loan products.
Go-to-market motion2 records
Distribution channels2 records
Marketing channels2 records
Oneill Financial Services Inc product offering
Product offeringCore offering
Oneill Financial Services Inc is a mortgage brokerage firm that places residential mortgage loans for individual borrowers in Pennsylvania and commercial mortgage loans for businesses and investors nationwide. The brokerage distinguishes itself by offering both Full Income Verification and Stated Income commercial loan products and supports customers with an online mortgage calculator for payment estimation.
Product overview
Oneill Financial Services Inc operates as a residential and commercial mortgage brokerage platform. Their primary offerings include a web-based mortgage calculator tool accessible through their Zip-powered online portal, residential mortgage brokerage services in Pennsylvania, and commercial loans available nationwide. The company distinguishes itself by offering both Full Income Verification and Stated Income Loan products to accommodate different borrower documentation situations. The Mortgage Calculator serves as the customer-facing digital tool for initial engagement, while the mortgage and commercial loan products constitute the core brokerage services.
Differentiator
Problem solved
Functional benefit
Products and services
- Residential Mortgages Residential mortgage brokerage services for individual borrowers seeking to purchase homes or refinance in Pennsylvania, helping borrowers find appropriate mortgage products for their financial situations.
- Commercial Loans Commercial mortgage lending products offered nationwide for businesses, investors, and self-employed borrowers, including Full Income Verification loans and Stated Income Loans for borrowers with varying documentation capabilities.
- Mortgage Calculator Interactive online mortgage calculator available on the company's Zip-powered portal that helps buyers estimate monthly mortgage costs, including principal, interest, property tax, homeowners insurance, HOA dues, and mortgage insurance, with adjustable loan terms from 5 to 40 years, interest-only payment options, and amortization schedule display.
Companies that use Oneill Financial Services Inc
Customer profileSegments2 records
Ideal customer profiles3 records
Oneill Financial Services Inc technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Oneill Financial Services Inc partnerships and signals
Strategic signalScale indicators2 records
Recent moves3 records
Expansion highlights3 records
Oneill Financial Services Inc competitors and assessment
Company assessmentEmerging players
- LendingTree: Online loan marketplace that connects borrowers to multiple lenders and brokers across mortgage and consumer credit products. Closest peer to Oneill's broker/intermediary model at scale, though operates as a multi-lender platform rather than originating through a single brokerage.
- SoFi Mortgage: Online lender offering residential mortgages as part of a broader consumer-finance platform. Competes for digitally-engaged residential borrowers in a similar segment to Oneill, though operating as a direct lender rather than a broker.
Broad incumbents
- Wells Fargo Home Mortgage: Major bank-affiliated residential mortgage originator with retail, wholesale, and correspondent channels. Operates in the same residential mortgage origination market as Oneill but as a broad incumbent with bank deposit funding, full platform, and national scale.
- loanDepot: Large national retail and wholesale mortgage lender operating both consumer-direct and broker channels (LDWholesale). Overlaps with Oneill on residential origination and broker-based wholesale distribution, though at substantially greater scale.
- PennyMac Loan Services: National mortgage lender with direct-to-consumer and broker direct channels, plus a large servicing portfolio. Comparable to Oneill on residential origination through the broker channel, with much broader scale and servicing diversification.
- Caliber Home Loans: Large national residential mortgage lender and servicer with retail and wholesale origination channels. Overlaps with Oneill on residential mortgage origination and broker partnerships; substantially larger scale with diversified product mix.
- UWM (United Wholesale Mortgage): Largest U.S. wholesale mortgage lender serving independent brokers like Oneill. Functions as a key upstream lender partner and competes indirectly for broker-originated volume; comparable in the wholesale/correspondent channel but at the lender side rather than the broker side.
- Better.com: Digital-first mortgage lender offering direct-to-consumer home loans with streamlined online application. Competes for the same residential borrower segment as Oneill, especially digitally savvy consumers, though operating as a direct lender rather than a broker.
- Rocket Mortgage: Largest U.S. retail mortgage lender, offering direct-to-consumer residential mortgage origination with a fully digital platform. Same product category (residential mortgage origination) as Oneill, but vastly larger scale, proprietary technology, and broad-incumbent positioning rather than a broker/intermediary model.
- NewRez (formerly New Penn Financial): National mortgage lender and servicer offering retail, wholesale, and correspondent channels with both residential and commercial exposure. Comparable to Oneill across residential and commercial origination, though operates across multiple channels and at significantly larger scale.
Market position
Strengths4 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights5 records
Customer concentration
Oneill Financial Services Inc social profiles
Digital presenceOneill Financial Services Inc compliance and trust
Trust signalCompliance1 record
Oneill Financial Services Inc financial estimates
Financial estimateRevenue estimate
Valuation estimate
Oneill Financial Services Inc leadership team
Management profileNumber of profiles
Profiles1 record
Oneill Financial Services Inc funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Oneill Financial Services Inc M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Oneill Financial Services Inc
What does Oneill Financial Services Inc do?
Oneill Financial Services Inc is a mortgage brokerage firm that places residential mortgage loans for individual borrowers in Pennsylvania and commercial mortgage loans for businesses and investors nationwide. The brokerage distinguishes itself by offering both Full Income Verification and Stated Income commercial loan products and supports customers with an online mortgage calculator for payment estimation.
Is Oneill Financial Services Inc a public or private company?
Oneill Financial Services Inc is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Oneill Financial Services Inc founded?
Oneill Financial Services Inc was founded in 1984. It employs 1 to 10 people.
Where is Oneill Financial Services Inc based?
Oneill Financial Services Inc is headquartered in Bethel Park, United States, in the North America region.
How does Oneill Financial Services Inc make money?
One revenue line is on record: mortgage Brokerage Commissions.
Who are Oneill Financial Services Inc's main competitors?
Emerging players on record are LendingTree and SoFi Mortgage. Broad incumbents are Wells Fargo Home Mortgage, loanDepot, PennyMac Loan Services, Caliber Home Loans, UWM (United Wholesale Mortgage), Better.com, Rocket Mortgage and NewRez (formerly New Penn Financial).
Does Oneill Financial Services Inc have an API?
No public API is recorded for Oneill Financial Services Inc.
What industry is Oneill Financial Services Inc in?
Oneill Financial Services Inc's product category is Mortgage Brokerage. Its primary akta.pro industry code is FSALACAJ, Wholesale Lock Desk, Pricing & TPO Support Services. Its NAICS code is 522310 and its SIC code is 6162.