Halvorson Mortgage Llc

What Halvorson Mortgage Llc does

Halvorson Mortgage LLC is a Washington state-licensed residential mortgage brokerage founded in 2020 and headquartered in Fall City, Washington. The firm operates under NMLS license #1956709 and serves individual homebuyers and homeowners exclusively within Washington state, facilitating mortgage origination through a team of three licensed loan officers led by principal Ryan Halvorson. The customer base is composed of residential borrowers across multiple segments including first-time buyers, veterans, rural USDA-eligible buyers, seniors seeking reverse mortgages, and refinancing customers.

The company's product portfolio spans the full residential mortgage spectrum: 30-year and 15-year fixed-rate mortgages, adjustable rate mortgages, FHA loans, VA loans, USDA loans, jumbo loans up to $2.5M, 203K renovation loans, and HECM reverse mortgages. Technology infrastructure is built on third-party loan origination platforms—primarily my1003app.com and blink.mortgage—for application intake and processing. The firm's own website, halvorsonmortgage.com, functions as the principal digital front door, featuring free online qualification tools (a 60-second pre-qualifier, refinance rate checker, and payment calculator) optimized for organic search across each loan type. No proprietary technology, patents, trademarks, or AI capabilities are documented.

Halvorson Mortgage generates revenue through transaction-based origination fees earned on closed mortgage loans, with pricing determined by loan type, borrower creditworthiness, and prevailing market conditions rather than publicly disclosed rates. Distribution combines direct loan-officer-led sales with self-serve digital tools, supported by real estate agent referral partnerships and a LinkedIn presence maintained by the principal. Geographic scope is constrained to Washington state, with no evidence of multi-state licensing, external capital, institutional partnerships, or M&A activity. Compliance posture consists of standard NMLS sector licensing and self-attested PCI DSS vulnerability standards; the firm operates as a privately held, owner-operated independent brokerage.

Name

Halvorson Mortgage Llc

Legal name

Halvorson Mortgage LLC

Website

https://halvorsonmortgage.com

Company type

Private

Founded year

2020

Operating status

Operating

Headcount range

1–10 employees

Short description

Halvorson Mortgage LLC is a Washington state-licensed mortgage brokerage founded in 2020 and headquartered in Fall City, Washington. The firm originates residential mortgages including conventional, FHA, VA, USDA, jumbo, and reverse loans through three licensed loan officers serving Washington homebuyers and homeowners.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Reverse Mortgage Brokerage (FSAEAEAE)

akta.pro secondary industry

Reverse Mortgage Brokers (FSALABAD)

Keywords

• Mortgage brokerage
• Home loan services
• Residential lending
• Mortgage refinancing
• Home purchase financing

Headquarters

HQ city

Fall City

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Mortgage Origination Fees: The company earns revenue through origination fees charged on mortgage loans they originate, including purchase mortgages and refinances. Revenue is generated on a per-transaction basis when loans close.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Halvorson Mortgage LLC is a Washington state-licensed mortgage broker that originates and arranges residential mortgage loans for individual borrowers. The company offers a broad product lineup including conventional fixed-rate and adjustable-rate mortgages, FHA, VA, USDA, jumbo, 203K renovation, and HECM reverse mortgages, supported by online pre-qualification tools and direct loan officer guidance through closing.

Product overview

Halvorson Mortgage LLC is a Washington State mortgage broker offering a portfolio of mortgage products centered around home purchase and refinancing services. The core product lineup includes traditional fixed-rate mortgages (30-year and 15-year terms) and adjustable rate mortgages, alongside government-backed loan programs including FHA Loans, VA Loans, USDA Loans, and specialized products such as 203K renovation loans and reverse mortgages. Jumbo loans are available for high-value properties exceeding conforming limits. Supporting these products are digital tools including a home purchase qualifier, refinance rate checker, and payment calculator. All loan products are facilitated through integrated online application platforms (my1003app.com and blink.mortgage) for customer submissions.

Differentiator

Problem solved

Functional benefit

Products and services

• 30-Year Fixed Rate Mortgage

Quantifiable outcome

• Process completion in under 60 seconds for initial pre-qualification
• +2 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Scale indicators1 record

Recent moves5 records

Expansion highlights4 records

Broad incumbents

• United Wholesale Mortgage (UWM): Largest wholesale mortgage lender in the U.S., serving independent mortgage brokers like Halvorson as a funding partner. Highly relevant both as a likely upstream counterparty for Halvorson's wholesale brokered volume and as a competitive broker-channel benchmark.
• Rocket Mortgage: Largest direct-to-consumer mortgage lender in the U.S. (NYSE: RKT), defining the digital-first origination experience against which all brokers compete. Represents the dominant industry incumbent whose consumer brand and technology investment set the competitive benchmark for small brokers.
• loanDepot: Large national mortgage lender (NYSE: LDI) combining retail, wholesale, and consumer-direct channels across the full spectrum of residential loan products. Operates as both a direct lender and through broker partnerships, competing for the same borrower demand as Halvorson at far greater scale.
• NewRez: Top-10 U.S. mortgage lender (under Rithm Capital) operating retail, wholesale, and correspondent channels across conventional, government-backed, and specialty products. Comparable as a multi-channel mortgage competitor with deep broker relationships that competes for the same borrower pipeline as Halvorson.

Emerging players

• Better.com: Digital-native mortgage lender offering a fully online origination experience with competitive pricing on conventional and government-backed loans. Represents the emerging digital-first origination model that competes most aggressively with traditional broker-led businesses like Halvorson.

Direct peers

• PrimeLending: National, PlainsCapital-owned retail mortgage lender offering conventional, FHA, VA, USDA, Jumbo, and renovation products through a branch-driven retail model. Operates a similar full-spectrum residential mortgage business to Halvorson at national scale.
• CrossCountry Mortgage: Top U.S. retail mortgage lender built on a high-touch, originator-led branch model across multiple loan products including purchase, refi, government-backed, and renovation. Comparable to Halvorson in retail-broker culture and broad program offering, though at significantly greater scale.
• Guild Mortgage: Large independent mortgage lender with significant presence in Washington and the Pacific Northwest, offering a comparable product mix including FHA, VA, USDA, Jumbo, renovation, and reverse mortgages. Particularly relevant given regional overlap with Halvorson's WA footprint.
• Fairway Independent Mortgage Corporation: Independent, retail-branch-driven mortgage lender with an originator-centric culture and broad product mix (conventional, FHA, VA, USDA, Jumbo, reverse). Operates as both lender and through broker relationships, mirroring Halvorson's full-spectrum residential mortgage model scaled nationally.
• Movement Mortgage: Independent, retail-heavy mortgage lender with a strong originator culture and broad conventional, FHA, VA, and specialty product offering. Its branch-driven retail mortgage model directly parallels Halvorson's local-broker business model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/halvorson-mortgage-llc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Halvorson Mortgage Llc