Pe Systems
- Company typePrivate
- Founded2001
- HeadquartersSeattle, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Pe Systems does
PE Systems 2.0 LLC is a US-based payment processing cost-reduction consultancy founded in 2001 and headquartered in the Spokane, Washington area. The company analyzes merchant credit card processing costs using proprietary software that examines the prior year of client statements and existing contracts to identify overcharges, suboptimal fee categories, and disputable transactions. PE Systems operates on a pure performance-based compensation model: clients pay nothing upfront and the company earns a share only of verified savings, with no fee owed if no savings are found. Clients retain their existing payment processor throughout the engagement, removing the principal barrier to onboarding.
The core product is the PES Savings Program, structured as Analyze, Identify, Customize, and Optimize, and the company supplements it with the PE Partner Program (B2B referral commissions) and a Refer A Friend Program (gift card rewards up to $1,000). The customer base spans at least six verticals — professional sports (MLB and NFL teams), higher education (300+ institutions including USC, University of Washington, and University of Texas), retail, construction, government, and non-profits — and the company has served 3,000 clients cumulatively, supported by seven US Patents covering its cost-reduction methodology.
Operationally the firm is lean, with 1-10 employees, no outside funding, and US-only operations. Leadership is split between Co-CEOs Tom Parrish and Alan McElroy and Head of Product Thanh Huynh. The 2023 rebrand to PE Systems 2.0 introduced a refreshed website and a more structured client-facing process, but the underlying delivery model remains a high-touch, domain-expert services business rather than a software-as-a-service product.
Pe Systems firmographics
Firmographics- Name
- Pe Systems
- Legal name
- PE Systems 2.0 LLC
- Website
- https://savewithpes.com
- Company type
- Private
- Founded year
- 2001
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Pe Systems industry classification
Industry- Product category
- Payment Processing Cost Optimization
- akta.pro primary industry
- EMV Chip, Magstripe & PIN Debit Acceptance (FSAMADAG)
Keywords
Where Pe Systems is headquartered
LocationHeadquarters
- HQ city
- Seattle
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Pe Systems business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales
Revenue model
- Performance-Based Shared Savings: PE Systems operates on a pure performance-based compensation model. The company profits only from the tangible savings it secures and validates for issues the client elects to address. If no savings are found, the client owes nothing. This aligns company incentives directly with client outcomes.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Outcome Based/ Performance | Pay-as-you-go | Performance-based shared savings model |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels3 records
Pe Systems product offering
Product offeringCore offering
PE Systems 2.0 (legal entity PE Systems 2.0 LLC) reduces merchant credit card processing costs through a performance-based savings program. The company uses proprietary software to analyze client merchant statements and current contracts, identifies savings opportunities and past overcharges, and implements fee-reduction strategies. Compensation is tied exclusively to shared savings, so clients pay nothing upfront and owe nothing if no savings are found.
Product overview
PE Systems 2.0 offers a single unified service platform centered on the PES Savings Program, which is a performance-based payment processing optimization solution. The core offering analyzes credit card processing costs using proprietary software to identify savings opportunities and overcharges. The platform operates through a four-phase methodology: Analyze, Identify, Customize, and Optimize. Two supplementary programs extend the offering: the PE Partner Program for business referral partners, and the Refer A Friend Program for individual clients—both providing commission or gift card rewards for successful referrals that enroll in the savings program.
Differentiator
Problem solved
Functional benefit
Products and services
- PES Savings Program Performance-based payment processing optimization service that analyzes merchant credit card processing costs, identifies overcharges and savings opportunities, and implements fee-reduction strategies with compensation tied exclusively to shared savings. Intended for merchants including professional sports teams, higher education institutions, and businesses across retail, government, non-profit, and construction sectors.
Quantifiable outcome
- Refunds for past overcharges and excess fees can be secured retroactively
Companies that use Pe Systems
Customer profileNamed customers5 records
Segments6 records
Ideal customer profiles3 records
Pe Systems technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature1 record
Pe Systems partnerships and signals
Strategic signalScale indicators4 records
Recent moves4 records
Expansion highlights4 records
Pe Systems competitors and assessment
Company assessmentBroad incumbents
- Stripe: Stripe is a major payment processor with transparent interchange-plus pricing and increasingly sophisticated cost-optimization dashboards. While Stripe's pricing is already low for many merchants, its scale and product investment represent a long-term competitive threat to independent cost optimizers like PE Systems.
- Global Payments: Global Payments is a large incumbent merchant acquirer with enterprise software, processing, and statement analysis capabilities. It serves many of the same verticals as PE Systems (higher education, sports venues, government) and represents both a partner channel and a competitive threat.
- Block (Square): Block (parent of Square, Cash App, and Tidal) is a major merchant payment processor serving SMB and mid-market merchants. Its bundled payment and software offerings compete with PE Systems' value proposition for cost-conscious merchants.
- FIS: FIS is a global financial technology and merchant processing incumbent serving banks, merchants, and enterprises. Its Worldpay merchant services division directly competes for large enterprise processing relationships that PE Systems targets.
- Heartland Payment Systems: Heartland (a Global Payments company) is a large merchant acquirer serving education, sports, and enterprise verticals that overlap heavily with PE Systems' target customers. Heartland's bundled pricing and statement analysis tools compete with PE Systems' independent optimization.
- Stax: Stax (formerly Fattmerchant) is a subscription-based payment processor offering interchange-plus pricing and integrated cost-management tools. While broader in scope than PE Systems' consulting service, Stax competes for the same cost-conscious merchant wallet share.
- North American Bancard: North American Bancard is a large independent sales organization (ISO) offering merchant processing services across verticals including retail, restaurants, and education. Its scale and partner program provide an alternative distribution channel that competes with PE Systems' referral model.
Emerging players
- Chargeback Gurus: Chargeback Gurus specializes in chargeback management and recovery — a key adjacent pain point PE Systems also addresses. Both firms help merchants recover funds lost to disputed transactions and excess processing fees, serving similar enterprise merchant clients.
Direct peers
- Swipesum: Swipesum is a payment processing consultancy that audits merchant statements and negotiates better rates on a performance basis, directly competing with PE Systems' core service. Both firms operate on a shared-savings model targeting enterprise merchants with high credit card volume.
- CardX by Stax: CardX provides interchange-plus pricing and cost reduction services for credit card acceptance, similar to PE Systems' optimization focus. CardX targets enterprises and institutions seeking to reduce processing fees, overlapping directly with PE Systems' value proposition.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights7 records
Customer concentration
Pe Systems social profiles
Digital presencePe Systems financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pe Systems leadership team
Management profileNumber of profiles
Profiles3 records
Pe Systems funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pe Systems M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pe Systems
What does Pe Systems do?
PE Systems 2.0 (legal entity PE Systems 2.0 LLC) reduces merchant credit card processing costs through a performance-based savings program. The company uses proprietary software to analyze client merchant statements and current contracts, identifies savings opportunities and past overcharges, and implements fee-reduction strategies. Compensation is tied exclusively to shared savings, so clients pay nothing upfront and owe nothing if no savings are found.
Is Pe Systems a public or private company?
Pe Systems is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Pe Systems founded?
Pe Systems was founded in 2001. It employs 1 to 10 people.
Where is Pe Systems based?
Pe Systems is headquartered in Seattle, United States, in the North America region.
How does Pe Systems make money?
One revenue line is on record: performance-Based Shared Savings.
Who are Pe Systems's main competitors?
Broad incumbents on record are Stripe, Global Payments, Block (Square), FIS, Heartland Payment Systems, Stax and North American Bancard. Chargeback Gurus is listed as an emerging player. Direct peers are Swipesum and CardX by Stax.
Does Pe Systems have an API?
No public API is recorded for Pe Systems.
What industry is Pe Systems in?
Pe Systems's product category is Payment Processing Cost Optimization. Its primary akta.pro industry code is FSAMADAG, EMV Chip, Magstripe & PIN Debit Acceptance.