Jason Wilson Ins Llc

What Jason Wilson Ins Llc does

Jason Wilson Ins LLC is a privately held, owner-operated independent insurance agency headquartered at 1480 Woodstone Dr, Suite 109, Saint Charles, Missouri, licensed to sell insurance in Missouri, Illinois, and North Carolina. The agency operates under the trade name Jason Wilson Insurance and is owned and managed by Jason Wilson as a sole-member LLC, with no disclosed additional employees, institutional investors, or parent company. As an independent agent, the firm does not develop proprietary insurance products; instead, it shops and places policies on behalf of customers across a panel of 20+ insurance carriers, including national carriers (Travelers, Progressive, Allstate, GEICO, Chubb, Liberty Mutual, The Hartford) and specialty carriers (Hagerty, PURE, Philadelphia Insurance, Markel, Cincinnati Insurance, Lincoln Financial).

The agency's product portfolio spans personal lines (auto, home, life, renters, umbrella, classic car, motorcycle, boat, off-road vehicle, pet), commercial lines (business, commercial auto, restaurant, workers compensation), and financial products (annuities, health insurance). Customer acquisition is consultative and quote-driven, with customers initiating contact via the agency's website (jwilsonins.com) — built and hosted by Webtricity — through online quote forms or by phone. Distribution is exclusively direct-to-customer, with no intermediaries or third-party resellers; growth is supplemented by organic social presence (LinkedIn, Facebook, X, Instagram), a regularly updated blog covering insurance education topics, and word-of-mouth referrals.

The business model is standard insurance agency economics: Jason Wilson Insurance earns carrier commissions on policies placed and renewed, with no fees charged to customers for quoting or advisory services. Pricing is determined by underlying carriers based on individual risk profiles, with bundling across auto, home, and umbrella lines offered as a discount lever. The value proposition centers on independent agency status — working for the customer rather than any single carrier — combined with carrier breadth, tailored policy recommendations, and ongoing claims advocacy that supports long-tenure customer relationships (documented up to 15+ years in customer testimonials).

Name

Jason Wilson Ins Llc

Legal name

Jason Wilson Ins, LLC

Website

https://jwilsonins.com

Company type

Private

Operating status

Operating

Short description

Jason Wilson Ins LLC is an owner-operated independent insurance agency in Saint Charles, Missouri, licensed in Missouri, Illinois, and North Carolina, that shops 20+ insurance carriers to place personal, commercial, and specialty coverage for individuals, families, and small businesses, earning carrier commissions on policies placed and renewed.

Ownership category

akta.pro rank

Headquarters

HQ city

Saint Charles

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Insurance Agency Commissions: As an independent insurance agency, Jason Wilson Insurance earns commissions from the insurance carriers they represent (Safeco, Travelers, Progressive, State Auto, PURE Insurance, Chubb, ASI, Hagerty, The Hartford, Liberty Mutual, Philadelphia Insurance, CNA, GUARD Insurance Companies, American Modern Insurance Group, National General Insurance, Foremost Signature, GEICO, Lincoln Financial, Cincinnati Insurance, Allstate, Markel). Commissions are paid by carriers for policies placed and renewed. No fee is charged directly to customers for the agency's quoting and advisory services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Jason Wilson Ins LLC operates an independent insurance agency that represents more than 20 insurance carriers and shops coverage options on behalf of customers across personal lines (auto, home, life, umbrella, renters, boat, motorcycle, classic car, off-road vehicle, landlord, pet) and commercial lines (business, commercial auto, workers compensation, restaurant). The agency does not issue policies itself; it earns commissions from the underlying carriers and provides quoting, advisory, and claims support to clients in Missouri, Illinois, and North Carolina.

Product overview

Jason Wilson Insurance is an independent insurance agency offering a comprehensive portfolio of insurance products and financial services. The agency serves as a broker representing multiple insurance carriers, allowing them to shop coverage options for clients. The core personal insurance products include Auto Insurance, Homeowner Insurance, and Life Insurance, supplemented by specialized vehicle coverage (Classic Car Insurance, Motorcycle Insurance, Off-Road Vehicle Insurance, Boat Insurance), property coverage (Landlord Insurance, Renters Insurance), and business coverage (Business Insurance, Commercial Auto Insurance, Restaurant Insurance, Workers Compensation Insurance). Additional offerings include Health Insurance, Pet Insurance, Umbrella Insurance, and Annuities. The agency differentiates through its independent model, comparing multiple carriers to find optimal coverage and pricing for each client's needs.

Differentiator

Problem solved

Functional benefit

Products and services

• Auto Insurance Vehicle insurance covering liability, collision, and comprehensive coverage for personal automobiles, shopped across multiple carriers (Progressive, GEICO, Allstate, Travelers, etc.) on behalf of customers.
• Homeowner Insurance Property insurance protecting homes against damage, theft, and covered events, including dwelling coverage, personal property insurance, and additional living expenses.
• Life Insurance Coverage providing financial protection for families, paying for burial costs, debts, and caring for dependents, sourced through carriers such as Lincoln Financial.
• Boat Insurance Watercraft insurance covering agreed value, personal liability, medical payments, physical damage, and emergency assistance for boats and watercraft.
• Business Insurance Commercial coverage including liability insurance, commercial property insurance, business auto insurance, commercial umbrella, and workers compensation, tailored for small to mid-size businesses.
• Classic Car Insurance Collector vehicle insurance with agreed value coverage, low rates for part-time drivers, and coverage options tailored for classic and antique cars, sourced via carriers such as Hagerty and Markel.
• Commercial Auto Insurance Flexible coverage for multiple vehicle types and motorized equipment used by businesses, including hired/non-owned auto liability for company vehicles.
• Health Insurance Health coverage options including consumer-directed plans, fee-for-service plans, and managed care plans.
• Landlord Insurance Rental property protection covering residential property, other structures, landlord protection liability, and personal umbrella coverage for owners renting out residential real estate.
• Motorcycle Insurance

Quantifiable outcome

• Long-term customer retention — one testimonial cites 15+ years of coverage relationship
• +1 more outcomes

Named customers5 records

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

21 partnerships are on record, tiered core and minor.

• SafecocoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Safeco offers personal and commercial insurance products. Jason Wilson Insurance earns commissions by placing policies with Safeco on behalf of customers seeking coverage.
• TravelerscoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Travelers is a major property and casualty insurer offering personal and business lines. Agency places policies and earns commissions.
• ProgressivecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Known for auto insurance and competitive pricing. Agency places policies and earns commissions.
• State AutominorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Regional carrier offering personal and commercial lines.
• PURE InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. PURE (Privilege Underwriters Reciprocal Exchange) focuses on high-value home and auto coverage.
• ChubbcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Chubb is a multinational insurer known for high-net-worth personal insurance and commercial lines.
• ASIminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. ASI (American Strategic Insurance) offers personal insurance products.
• HagertyminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Hagerty specializes in classic car and collector vehicle insurance.
• The HartfordcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. The Hartford offers business and personal insurance, including small business solutions and employee benefits.
• Liberty MutualcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Major national insurer offering personal and commercial lines through independent agents.
• Philadelphia InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Philadelphia Insurance specializes in niche commercial lines including hospitality and sports/entertainment.
• CNAcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. CNA is a major commercial lines insurer serving businesses of all sizes.
• GUARD Insurance CompaniesminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. GUARD Insurance offers commercial and personal lines with a focus on small to mid-size accounts.
• American Modern Insurance GroupminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. American Modern specializes in niche insurance products including manufactured housing, recreational vehicles, and specialty property.
• National General InsuranceminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. National General offers personal auto, home, and health insurance products.
• Foremost SignatureminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Foremost (part of Farmers Insurance) offers specialty insurance including manufactured homes, motor homes, and boats.
• GEICOcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. GEICO is a major direct-to-consumer auto insurer also offering other personal lines. Agency can place policies for customers who prefer agent-assisted service.
• Lincoln FinancialcoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Lincoln Financial Group offers life insurance, annuities, and retirement products.
• Cincinnati InsurancecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Cincinnati Insurance is known for personalized service and commercial lines expertise.
• AllstatecoreChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Allstate is a major national insurer offering personal and commercial insurance products.
• MarkelminorChannel Partner/ Reseller/ DistributorInsurance carrier represented by Jason Wilson Insurance. Markel offers specialty insurance products including classic cars, motorcycles, and commercial coverages.

Scale indicators2 records

Recent moves1 record

Expansion highlights4 records

Broad incumbents

• Brown & Brown, Inc. Large diversified insurance brokerage serving commercial, personal, and specialty markets through multiple carrier relationships. Comparable in product breadth and carrier-shopping approach, but with national scale and institutional infrastructure.
• Arthur J. Gallagher & Co. One of the largest global insurance brokerages serving commercial, personal, and specialty lines through multi-carrier representation. Overlaps with the agency model but operates at massive scale across risk management, benefits consulting, and specialty.
• Hub International: Large insurance brokerage offering personal, commercial, and benefits products across a broad network. Comparable independent brokerage model but at much greater scale with deeper specialty capabilities and broader geographic reach.

Others

• State Farm: Largest U.S. captive insurance carrier selling through exclusive agent networks. Represents the primary alternative distribution model to the independent agency approach — customers choose between single-carrier captive agents like State Farm versus multi-carrier independents like Jason Wilson Insurance.

Direct peers

• Goosehead Insurance: Public independent insurance agency franchise operating a multi-carrier shopping model across personal and commercial lines. Directly comparable in carrier-shopping value proposition and consultative sales motion, though at significantly larger scale.
• Brightway Insurance: Independent insurance agency franchise representing multiple carriers across home, auto, and commercial lines. Closely aligned with Jason Wilson Insurance's multi-carrier agency model and consultative customer approach.
• Insurance Office of America: Large independent insurance agency offering personal, commercial, and employee benefits across multiple carriers. Comparable multi-carrier agency model with broader geographic reach and deeper specialty lines expertise.
• Leavitt Group: Network of independent insurance agencies offering personal, commercial, and benefits products through multi-carrier representation. Comparable in independent agency structure and product breadth, with a larger regional footprint.

Emerging players

• CoverWallet: Digital insurance platform focused on small and mid-size business insurance, offering multi-carrier quotes online. Directly competitive with the agency's commercial lines / SMB offering but delivered via technology rather than agent-led service.
• Policygenius: Digital insurance marketplace that aggregates multiple carriers for life, home, auto, and disability coverage. Competes with the agency's comparison-shopping value proposition through a technology-first, self-service experience.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat2 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/jwilinsurance
• Facebookfacebook.com/jasonwilsoninsllc
• LinkedInlinkedin.com/company/jason-wilson-ins-llc
• Instagraminstagram.com/jasonwilsoninsurance

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jason Wilson Ins Llc