Global Risk Broker & Associates

What Global Risk Broker & Associates does

Global Risk Broker & Associates is a privately held, third-generation family-owned insurance brokerage headquartered in Clearwater, Florida, operating under the legal entity eGlobalHealth Insurers Agency, LLC. The firm traces its roots to 1941 in Southwestern Missouri and has operated online since 2002, positioning itself as a specialist broker for hard-to-place international and high-risk insurance coverages. Its product portfolio spans travel medical insurance, long-term expatriate health insurance, high-limit accident and AD&D coverage (including war-zone and terrorism zones), Defense Base Act workers compensation, foreign general liability, kidnap/ransom and crisis risk, and specialty disability income protection — including NFL draft protection and professional athlete income coverage — underwritten through a panel of more than ten carriers anchored by Lloyd's of London access via Petersen International Underwriters.

The firm's distribution model combines a self-serve direct-to-consumer quoting platform (eglobalhealth.com, GlobalRiskBroker.com) with a Producer Hub that contracts independent insurance agents on 15-20% commission economics with co-branded point-of-sale links and no minimum production requirements. It earns revenue primarily through carrier commissions of 15-20% on placed premiums, with no disclosed fees, subscription revenue, or capital deployed of its own. Customers include global travelers, expatriates, missionaries and NGO workers, defense and security contractors operating in 35+ conflict-affected countries, journalists in war zones, professional athletes, yacht and mariner crews, and immigrants and inbound visitors to the United States. With 1-10 employees and no external funding, the firm operates as a focused niche brokerage leveraging deep carrier relationships and regulatory access rather than scale or technology differentiation.

Name

Global Risk Broker & Associates

Legal name

eGlobalHealth Insurers Agency, LLC

Website

https://eglobalhealth.com

Company type

Private

Founded year

2002

Operating status

Operating

Headcount range

1–10 employees

Short description

Global Risk Broker & Associates is a third-generation family-owned insurance brokerage that places specialty international coverage — including travel medical, war-zone, DBA, KRE, and high-risk athlete disability — through a panel anchored by Lloyd's of London for travelers, contractors, missionaries, and athletes worldwide.

Ownership category

akta.pro rank

Product category

Specialty Insurance Brokerage

NAICS

Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ)

akta.pro secondary industries

Travel Insurance & Corporate Risk Transfer (Trip, Medical, Kidnap & Ransom) (THACAEAH), Commercial Lines Insurance Brokerage (FSAEADAB), Travel & Accident (Non-Life) Insurance (FSAJAMAN)

Keywords

• International insurance brokerage
• Travel medical insurance
• War zone coverage
• Specialty risk insurance
• Disability income protection

Headquarters

HQ city

Clearwater

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Insurance Brokerage Commissions: Earns commissions from insurance carriers for placing business. Commission rates range from 15-20% on average depending on carrier and product type. No minimum production requirements with carriers.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Global Risk Broker & Associates is an independent international insurance brokerage that places travel medical, international health, life/AD&D, disability income, and specialty risk insurance coverages on behalf of individuals, families, businesses, and independent contractors worldwide. The firm specializes in hard-to-place risks including war zone and conflict area coverage, Defense Base Act workers compensation, kidnap/ransom crisis management, expatriate medical insurance, and professional athlete disability protection through relationships with Lloyd's of London underwriters and other specialty carriers. Coverage is delivered via online direct quoting and same-day electronic policy fulfillment, supplemented by an independent agent/producer hub.

Product overview

Global Risk Broker & Associates is a worldwide independent international insurance brokerage firm operating as a division of eGlobalHealth Insurers Agency, LLC. They specialize in travel medical, international health, life/AD&D, disability income protection, and specialty risk insurance programs including war zone and kidnap/ransom coverage. Their product portfolio spans travel medical insurance for trips under one year, international health insurance for long-term expatriates, high limit accident/AD&D coverage including war zones, NFL draft protection and professional athlete disability plans, business and personal disability income protection, and specialized coverage for missionaries, mariners, immigrants, and contractors. They offer online quoting, purchasing, and same-day fulfillment through partnerships with multiple insurance carriers including Lloyd's of London underwriters. The company provides an agent/producer hub for insurance professionals to access co-branded links and commission-based sales.

Differentiator

Problem solved

Functional benefit

Brands

• Insuring The Globe: Company motto and branding tagline representing their global insurance coverage philosophy

Products and services

• Travel Medical Insurance

Named customers6 records

Segments6 records

Ideal customer profiles6 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Partnerships

13 partnerships are on record, tiered core and minor.

• Lloyd's of LondoncoreTechnology or IntegrationPrimary underwriting partner for specialty risk products including disability insurance, high-limit accident coverage, and war zone insurance. Certain underwriters at Lloyd's provide the financial strength and binding authority for GRB's most specialized coverage products.
• Petersen International UnderwriterscoreTechnology or IntegrationLloyd's Coverholder administering unique disability and special risk insurance products. Designs proprietary coverage products for professional athletes, entertainers, and high-risk occupations with binding authority through Lloyd's.
• HCC SpecialtycoreChannel Partner/ Reseller/ DistributorSpecialty insurance carrier providing travel medical and evacuation coverage options marketed through GRB's platform.
• WorldTripscoreChannel Partner/ Reseller/ DistributorTravel insurance carrier providing international travel medical, student insurance, and long-term expat coverage options.
• Seven CornerscoreChannel Partner/ Reseller/ DistributorTravel insurance carrier offering inbound visitor insurance, trip cancellation, and international medical plans.
• HTH WorldwideminorChannel Partner/ Reseller/ DistributorTravel medical insurance carrier providing international coverage options for travelers and expats.
• GeoBluecoreChannel Partner/ Reseller/ DistributorBlue Cross Blue Shield association company providing global health insurance, Navigator plans for missionaries, expats, and yacht crew coverage.
• BCBS Global SolutionscoreChannel Partner/ Reseller/ DistributorBlue Cross Blue Shield global health insurance solutions providing travel medical, multi-trip annual coverage, and long-term international health plans.
• Global UnderwriterscoreChannel Partner/ Reseller/ DistributorSpecialty travel medical and high adventure sporting insurance carrier providing coverage for hazardous activities worldwide.
• International Medical Group (IMG)coreChannel Partner/ Reseller/ DistributorInternational health insurance provider offering Global Medical Insurance, maritime crew coverage, missionary plans, and Bronze/Silver/Gold/Platinum tiered products.
• Medjet AssistminorChannel Partner/ Reseller/ DistributorMembership program providing transport services for medical emergencies (not insurance).
• Global RescueminorChannel Partner/ Reseller/ DistributorMembership program providing emergency evacuation and rescue services (not insurance).
• MediShareminorChannel Partner/ Reseller/ DistributorChristian healthcare sharing ministry providing medical cost sharing programs for members (not insurance).

Scale indicators4 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Clements Worldwide: Specialist international insurance broker serving expatriates, missionaries, NGOs, defense contractors, and overseas personnel with travel medical, international health, life, and specialty risk products — directly comparable to GRB's core offering across nearly identical customer segments and carrier panel.
• International Citizens Insurance: Online brokerage specializing in travel medical, international student, and expatriate health insurance with multi-carrier quoting — competes with GRB for the same global traveler and expat buyer through a similar carrier-aggregated model.
• VisitorsCoverage: Digital travel insurance brokerage and comparison marketplace for visitor, immigrant, student, and travel medical plans — overlaps directly with GRB's inbound visitor, Schengen, J1/H1B, and immigrant medical product lines.
• InsureMyTrip: Travel insurance comparison and brokerage platform offering real-time multi-carrier quotes for trip, medical, and evacuation coverage — a scaled direct competitor to GRB's travel medical quoting engine.
• International Student Insurance (ISO): Specialized broker for international student, scholar, and J1 visa health insurance — competes with GRB in the students/scholars and visa-compliant travel medical segments.
• Good Neighbor Insurance: International health and travel insurance broker serving expatriates, missionaries, and global travelers — direct peer for GRB's expat, missionary, and international health book.

Broad incumbents

• Aon: Global professional services firm with a large insurance brokerage practice including specialty and personal risk lines — broad incumbent that touches GRB's space but at vastly greater scale and with a generalist rather than niche focus.
• Marsh McLennan: World's largest insurance broker with specialty and personal lines practices covering K&R, war risk, expatriate benefits, and contractor coverage — competes for the same enterprise and high-net-worth specialty buyers as GRB.
• Arthur J. Gallagher & Co. Global insurance brokerage with a dedicated specialty practice spanning personal lines, K&R, professional athlete coverage, and expatriate benefits — addresses the same niches as GRB but as part of a much broader portfolio.

Others

• Tokio Marine HCC: Specialty insurance carrier (parent of HCC Specialty) that underwrites travel medical and specialty risk products distributed through brokers including GRB — not a competitor but a key supply-side partner whose terms materially shape GRB's economics.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/eglobalhealth-insurers-agency-llc

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Global Risk Broker & Associates