Cam Insurance Group
Cam Insurance Group is a small independent insurance agency in Fort Washington, PA, providing personal and business insurance advisory across eight carriers and licensed in 29 states, with a niche specialization in Direct Store Delivery (DSD) and route-operator commercial coverage.
- Company typePrivate
- Founded2016
- HeadquartersFort Washington, United States
- Headcount11–50
- GTM typeB2B and B2C
- OfferingServices
What Cam Insurance Group does
Cam Insurance Group (legal entity: The Christine and Mullen Insurance Group) is a small, privately held independent insurance agency headquartered at 550 Pinetown Road, Suite 234, Fort Washington, Pennsylvania, with approximately 15 team members operating across a 29-state license footprint. The firm functions as an insurance broker and advisor rather than a carrier, representing eight insurance companies — Erie Insurance (its preferred carrier partner), Foremost, Geico, The Hartford, Liberty Mutual, Progressive, Travelers, and Westfield — and earning commission revenue on policies placed and renewed across both personal and commercial lines.
The product portfolio spans core personal lines (auto, home, renters, condo, umbrella, and bundled home-and-auto packages offering 10–25% multi-policy discounts), specialty personal lines (motorcycle, RV, snowmobile, classic car, watercraft, flood, mobile home, sinkhole, rental property, vacant home, valuable possessions, identity theft, secondary home, child life, and individual life), and commercial lines (business owners, general liability, commercial property, business auto, commercial umbrella). The firm has built a defensible niche in Direct Store Delivery (DSD) and route-operator commercial insurance, serving independent distributors serving consumer brands such as Campbell Snacks, Pepperidge Farm, Utz, and Bimbo Bakeries with specialized fleet, COI, and retailer-compliance coverage. The underlying technology stack is conventional for the brokerage vertical: an informative content website with interactive coverage graphics, a 24/7 client portal for self-service policy management, and standard carrier-quoting interfaces, with no proprietary AI, data, or platform assets.
The business model is commission-based, with revenue generated as a percentage of premiums on policies placed and renewed across the carrier panel. Go-to-market is sales-led through licensed insurance advisors reachable by phone, email, and website quote forms, supplemented by a strong customer-referral channel and content marketing. Customer segments split between individuals/families on the personal side and small-to-mid-sized businesses (with a deep specialization in DSD operators) on the commercial side. Ownership is held by principals Mike Mullen (Managing Partner) and Bill Christine, with no external investors, parent company, or disclosed funding events.
Cam Insurance Group firmographics
Firmographics- Name
- Cam Insurance Group
- Legal name
- The Christine and Mullen Insurance Group
- Website
- https://caminsurancegroup.com
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Cam Insurance Group is a small independent insurance agency in Fort Washington, PA, providing personal and business insurance advisory across eight carriers and licensed in 29 states, with a niche specialization in Direct Store Delivery (DSD) and route-operator commercial coverage.
- Ownership category
- akta.pro rank
Cam Insurance Group industry classification
Industry- Product category
- Independent Insurance Agency (Personal and Commercial Lines Brokerage)
- NAICS
- Insurance Agencies and Brokerages (524210)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Captive Insurance Advisory & Management (FSAEADAF)
- akta.pro secondary industries
- Hired & Non-Owned Auto (FSAJABAE), Mid-Market Commercial Package (Package Policies) (FSAJAFAB)
Keywords
Where Cam Insurance Group is headquartered
LocationHeadquarters
- HQ city
- Fort Washington
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Cam Insurance Group business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Commission Revenue: As an independent insurance agency, CAM Insurance Group earns commissions from insurance carriers (Erie Insurance, Foremost, Geico, Hartford, Liberty Mutual, Progressive, Travelers, Westfield) for policies placed and renewed. Revenue is generated through policy premiums paid by customers, with the agency receiving a percentage as commission.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Personal Insurance Policies |
| Subscription | Monthly | Business Insurance Policies |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels5 records
Cam Insurance Group product offering
Product offeringCore offering
CAM Insurance Group is an independent insurance agency that places personal and commercial insurance coverage on behalf of clients through multiple carriers (Erie, Foremost, Geico, The Hartford, Liberty Mutual, Progressive, Travelers, Westfield). The agency sells auto, home, renters, umbrella, bundled home/auto, and specialty personal lines, along with business owners, general liability, commercial property, business auto, and commercial umbrella policies, providing licensed advisory services, claims advocacy, and a 24/7 online client portal. The agency is licensed in Pennsylvania and 28 additional states and operates from Fort Washington, PA.
Product overview
CAM Insurance Group is an independent insurance agency functioning as a broker and advisor, offering personal and commercial insurance products across multiple carriers. The product portfolio includes personal insurance offerings (Auto, Home, Renters, Condo, Watercraft, Umbrella, Individual Life, and bundled Home/Auto), specialty personal lines (Motorcycle, RV, Snowmobile, Classic Car), and additional personal coverages (Flood, Mobile Home, Sinkhole, Rental Property, Vacant Home, Valuable Possessions, Excess Liability, Identity Theft, Secondary Home, Child Life). Commercial insurance includes Business Owners, General Liability, Commercial Property, Business Auto, and Commercial Umbrella policies. The agency serves as an intermediary between clients and insurance carriers, providing advisory services for coverage selection and policy management.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Discounts of 10-25% available for bundled home and auto coverage
Companies that use Cam Insurance Group
Customer profileNamed customers3 records
Segments3 records
Ideal customer profiles3 records
Cam Insurance Group technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature2 records
Cam Insurance Group partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- Erie InsurancecoreErie Insurance is the preferred carrier partner of CAM Insurance Group. The agency upholds Erie's commitment to service and offers ERIE quotes through their website. As a preferred partner, Erie Insurance provides the majority of personal lines coverage including auto and home insurance to CAM's clients.
- Foremost Insurance GroupminorSpecialty insurance carrier offering coverage options including landlord, manufactured home, motor home, travel trailer, and collector vehicle insurance.
- GEICOminorMajor national insurance carrier providing auto and home insurance coverage options.
- The HartfordminorNational insurance carrier offering business and personal insurance products.
- Liberty MutualminorMajor insurance carrier providing auto, home, and business insurance coverage.
- ProgressiveminorNational auto and home insurance carrier with competitive pricing options.
- TravelersminorCommercial and personal lines insurance carrier offering business, auto, home, and umbrella coverage.
- Westfield InsuranceminorRegional insurance carrier offering commercial and personal insurance products.
- Bucks County BenefitsminorLocal benefits services provider recommended to clients for employee benefit needs beyond insurance.
- GoSafetyNetminorSafety services provider recommended to clients for safety compliance needs.
- Giarrocco AssociatesminorLocal tax and accounting services firm providing financial services to business clients.
- Bush Truck LeasingminorTruck dealership and leasing services for commercial vehicle fleet needs.
- DSD Truck Rental LLCminorTruck rental services for temporary commercial vehicle needs.
Scale indicators2 records
Recent moves5 records
Expansion highlights4 records
Cam Insurance Group competitors and assessment
Company assessmentDirect peers
- Higginbotham: Independent insurance broker and employee benefits firm serving businesses and individuals across multiple states through carrier partnerships. Directly comparable multi-carrier brokerage model, with a stronger commercial/business emphasis.
- Insurance Office of America: Large independent insurance brokerage providing commercial and personal lines through multi-carrier representation. Comparable independent model with broader commercial focus and larger scale.
- Leavitt Group: Network of independent insurance agencies offering personal and commercial coverage through multiple carrier partners. Highly comparable independent agency structure serving SMB and individual customers.
- Goosehead Insurance: Independent insurance agency representing multiple carriers with a sales-led, advisor-driven model across personal and commercial lines. Directly comparable business model to CAM with a much larger geographic footprint.
- Brightway Insurance: Franchise-based independent insurance agency model with multi-carrier representation serving personal and commercial lines across many states. Highly comparable operating model to CAM's independent agency structure, but at scaled national footprint.
Broad incumbents
- The Hartford: National carrier for business and personal insurance represented by CAM. Comparable as both a carrier partner and a direct competitor in the small commercial / SMB insurance market.
- Progressive Insurance: Major national auto and home carrier represented by CAM. Comparable as a carrier partner whose direct-to-consumer investments represent both an opportunity and a structural threat to independent agencies.
- Erie Insurance: Regional insurance carrier and CAM's preferred partner providing the majority of personal lines coverage. Comparable because Erie's captive and independent distribution is the dominant force shaping CAM's economics and product set.
- Liberty Mutual Insurance: National insurance carrier represented by CAM for personal and commercial lines. Comparable as a counterparty that shapes product availability, commission rates, and competitive dynamics for the agency.
Emerging players
- Smart Choice Partners: Independent insurance agency network/master agency providing multi-carrier access for smaller agencies. Comparable as an enabling distribution model for independent agents, though more network-oriented than a single agency like CAM.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat3 records
Key risks5 records
Key highlights5 records
Customer concentration
Cam Insurance Group social profiles
Digital presenceCam Insurance Group financial estimates
Financial estimateRevenue estimate
Valuation estimate
Cam Insurance Group leadership team
Management profileNumber of profiles
Profiles10 records
Cam Insurance Group funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Cam Insurance Group M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Cam Insurance Group
What does Cam Insurance Group do?
CAM Insurance Group is an independent insurance agency that places personal and commercial insurance coverage on behalf of clients through multiple carriers (Erie, Foremost, Geico, The Hartford, Liberty Mutual, Progressive, Travelers, Westfield). The agency sells auto, home, renters, umbrella, bundled home/auto, and specialty personal lines, along with business owners, general liability, commercial property, business auto, and commercial umbrella policies, providing licensed advisory services, claims advocacy, and a 24/7 online client portal. The agency is licensed in Pennsylvania and 28 additional states and operates from Fort Washington, PA.
Is Cam Insurance Group a public or private company?
Cam Insurance Group is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Cam Insurance Group founded?
Cam Insurance Group was founded in 2016. It employs 11 to 50 people.
Where is Cam Insurance Group based?
Cam Insurance Group is headquartered in Fort Washington, United States, in the North America region.
How does Cam Insurance Group make money?
One revenue line is on record: insurance Commission Revenue.
Who are Cam Insurance Group's main competitors?
Direct peers on record are Higginbotham, Insurance Office of America, Leavitt Group, Goosehead Insurance and Brightway Insurance. Broad incumbents are The Hartford, Progressive Insurance, Erie Insurance and Liberty Mutual Insurance. Smart Choice Partners is listed as an emerging player.
Does Cam Insurance Group have an API?
No public API is recorded for Cam Insurance Group.
What industry is Cam Insurance Group in?
Cam Insurance Group's product category is Independent Insurance Agency (Personal and Commercial Lines Brokerage). Its primary akta.pro industry code is FSAEADAF, Captive Insurance Advisory & Management, with a secondary code of FSAJABAE, Hired & Non-Owned Auto. Its NAICS code is 524210 and its SIC code is 6411.