fassio funding group

What fassio funding group does

Fassio Funding Group is a privately-held residential mortgage lending and brokerage business headquartered at 2110 West Everest Lane, Suite 100, Meridian, Idaho (NMLS #2617555). The company is operated by Jarrod Fassio, a licensed mortgage loan officer (NMLS #208233), and serves individual consumers across the Treasure Valley region and Ada County, Idaho. Its core offering is access to home loan financing through four programs—Conventional, FHA, USDA, and VA mortgages—designed to address distinct borrower profiles ranging from first-time buyers with limited down payment funds to veterans and rural-area purchasers eligible for zero-down financing.

The company's technology consists of a website (teamfassio.com) with an online loan application portal and a suite of four interactive financial calculators (Mortgage, Affordability, Refinance, and Rent vs. Own) that estimate payments and let prospective borrowers evaluate purchase or refinance scenarios. These tools are conventional fintech utilities rather than differentiated technology. The business model is a wholesale-brokerage origination model in which Fassio Funding Group shops rates across multiple lenders to source competitive products for each borrower, earning revenue through origination fees and interest rate spreads on closed loans. The go-to-market approach is sales-led and relationship-driven, combining local SEO, organic social media presence on Facebook, Instagram, YouTube, and LinkedIn, and direct borrower engagement via phone, email, SMS, and in-person consultation at the Meridian office.

Operationally, the firm is a single-office, single-loan-officer independent brokerage with no disclosed external investors, no parent company, no partnerships or alliances, and no documented M&A, funding, or leadership activity. Marketing emphasizes personalized service and community connection within a tightly defined local geography, and no quantitative scaling signals (headcount, funding, revenue, or geographic expansion) are available in the source data.

Name

fassio funding group

Legal name

Fassio Funding Group

Website

https://jarrodfassio.com

Company type

Private

Operating status

Operating

Short description

Fassio Funding Group is a privately-held residential mortgage brokerage in Meridian, Idaho, operated by Jarrod Fassio. It shops multiple wholesale lenders to offer conventional, FHA, USDA, and VA home loans to individual borrowers across the Treasure Valley region.

Ownership category

akta.pro rank

Headquarters

HQ city

Meridian

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D

Revenue model

1. Mortgage Origination: Revenue generated from originating mortgage loans through origination fees and interest rate spreads. The company shops multiple lenders to find optimal products for borrowers, earning commissions and fees from the lending process.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Fassio Funding Group is a residential mortgage lending and brokerage business operating out of Meridian, Idaho. It provides home purchase and refinance loans through a licensed mortgage loan officer (Jarrod Fassio) who shops multiple wholesale lenders to find competitive rates and loan products for individual borrowers. The firm offers Conventional, FHA, USDA, and VA home loan programs, supported by online application tools and mortgage calculators.

Product overview

Fassio Funding Group operates as a mortgage lending business offering multiple loan programs and financial tools. The core product consists of four government-insured and conventional mortgage loan programs (Conventional, FHA, USDA, and VA Loans) designed for different borrower profiles. These are supplemented by a suite of online calculators including Mortgage Calculator, Affordability Calculator, Refinance Calculator, and Rent vs. Own Calculator that help prospective homebuyers evaluate their financial options. The company functions as a loan officer brokerage, shopping multiple lenders to find optimal rates and products for clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Conventional Home Loans Mortgage loans not insured by the government that meet Fannie Mae or Freddie Mac lending guidelines, offered to borrowers with good-to-excellent credit, 5-20% down payment, and reliable income.
• FHA Home Loans Federal Housing Administration-insured loans designed to help first-time homebuyers and borrowers with less-than-perfect credit qualify for mortgages more easily, with down payments as low as 3.5%.
• USDA Home Loans Mortgage loans insured by the US Department of Agriculture available to qualified individuals purchasing or refinancing homes in designated non-metropolitan/rural areas, with zero down payment.
• VA Home Loans Mortgage loans guaranteed by the U.S. Department of Veteran Affairs available to eligible US service members, veterans, and surviving spouses, offering zero down payment and favorable terms.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature2 records

Scale indicators1 record

Recent moves1 record

Expansion highlights2 records

Emerging players

• Better.com: Digital-first mortgage lender leveraging proprietary technology to compress origination cost and timeline. Represents the fintech disruption pressure on traditional broker models like Fassio's in the retail mortgage channel.

Direct peers

• Fairway Independent Mortgage Corporation: Large US retail mortgage lender operating a branch-based loan officer model similar to Fassio. Both rely on licensed originators providing personalized mortgage services with multi-channel lender access and a full suite of loan programs.
• NewRez: Top-15 US mortgage lender offering Conventional, FHA, VA, and USDA loans through retail and wholesale channels. Comparable multi-program retail model serving diverse borrower profiles through licensed loan officers.
• CrossCountry Mortgage: National retail mortgage lender with a distributed branch network of loan officers, mirroring the relationship-driven, multi-program origination approach used by Fassio across conventional and government loan products.
• Movement Mortgage: Retail mortgage lender with branch-based loan officers and a multi-program offering (Conventional, FHA, VA, USDA). Direct overlap in product mix and loan-officer-driven distribution strategy.

Broad incumbents

• United Wholesale Mortgage (UWM): Largest US wholesale mortgage lender, supplying brokers and correspondents with loan products. While not a retail competitor, UWM underpins the wholesale channels Fassio accesses to find competitive rates.
• Rocket Mortgage: Largest US mortgage originator and dominant digital lender. Competes for the same borrower pool as Fassio with a much heavier marketing budget and technology investment, setting the bar for digital mortgage experience.
• loanDepot: Major national mortgage lender with retail, wholesale, and consumer direct channels offering Conventional, FHA, VA, and USDA products. Overlaps with Fassio's full-suite loan program offering and competes for the same borrowers.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat1 record

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@teamfassio
• Facebookfacebook.com/teamfassio
• LinkedInlinkedin.com/in/jarrodfassio
• Instagraminstagram.com/teamfassio

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about fassio funding group