What Credion Finance does

Credion Finance, a DBA of Global Financial Management Group LLC, is a U.S. equipment financing brokerage founded in 2023 and headquartered in Sheridan, Wyoming. The company connects small and mid-sized business owners seeking equipment financing with third-party lending partners, rather than extending credit directly. Its core products include Equipment Financing (3–7 year fixed terms), a Bankability Program that prepares borrower profiles for bank readiness, Short-Term Capital for debt consolidation, and an Equipment Financing Calculator that supports self-service pre-qualification through a 60-second online form.

The business operates a brokerage model: revenue is generated through commissions or transaction fees from third-party lending partners when loans are funded. Go-to-market combines a direct website channel with self-service pre-qualification, an inside sales team for conversion, and a referral network of equipment dealers who introduce applicants. Target customers are SMBs across construction, agriculture, medical/healthcare, and restaurant/food service verticals who need financing for equipment purchases.

The company is at an early stage, with 1–10 employees and management describing "hundreds of successful files." No funding rounds, revenue figures, or proprietary technology platforms are disclosed. The technology stack is operational rather than differentiated — a website, pre-qualification form, and calculator — and underwriting is performed by the third-party lending partners rather than by Credion itself.

Name

Credion Finance

Legal name

Global Financial Management Group LLC

Website

https://getcredion.com

Company type

Private

Founded year

2023

Operating status

Operating

Headcount range

1–10 employees

Short description

Credion Finance is a U.S. equipment financing brokerage that connects small and mid-sized business owners with third-party lending partners across construction, agriculture, medical, and restaurant verticals, earning transaction fees on funded loans via a direct-to-borrower website and dealer referral network.

Ownership category

akta.pro rank

Product category

Small Business Financing Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Debt & Capital Advisory (Debt Raising, Refinancing, Private Credit) (BPAHAOAD)

Keywords

• Small business financing
• Equipment financing
• Financing brokerage
• Debt consolidation
• Business credit building

Headquarters

HQ city

Pearl River

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations, Technology or R&D, Others

Revenue model

1. Financing Brokerage Fees: Credion acts as a financing brokerage connecting business owners with third-party lending partners. They earn referral fees or commissions from lending partners when loans are funded. The company does not lend directly but facilitates the connection and application process.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Credion Finance is a U.S. financing brokerage and advisory service that matches small business owners with third-party lending partners. Its core offerings include Equipment Financing (fixed 3–7 year terms for new or used equipment with credit-building monthly payments), the Bankability Program (a structured pathway to prepare business financial profiles for traditional bank approvals), and Short-Term Capital for consolidating high-cost daily-pay debt or MCA obligations into structured monthly terms. Credion does not lend directly and instead earns referral fees when partner lenders fund the loans it originates.

Product overview

Credion Finance operates as a financing marketplace connecting small business owners with third-party lending partners. The core offerings consist of Equipment Financing (fixed 3-7 year terms for new or used equipment with credit-building monthly payments), the Bankability Program (a structured pathway to prepare financial profiles for traditional bank approvals), and Short-Term Capital (debt consolidation replacing daily-pay obligations with manageable structured terms). An Equipment Financing Calculator tool supports pre-qualification and payment estimation. The company functions as a brokerage/advisory service, not a direct lender, matching businesses with appropriate financing solutions based on their qualification profiles.

Differentiator

Problem solved

Functional benefit

Products and services

• Equipment Financing Fixed-term equipment financing (3–7 years) for new or used equipment purchased from vendors or private parties, with monthly payments reported to credit bureaus to build credit profiles and move businesses toward bank-readiness. Available to U.S. small business owners, with financing amounts from $1 to $10,000,000.
• Bankability Program Structured program that prepares business financial profiles for independence from high-cost lenders by leveraging Credion's nationwide network of banking relationships, packaging applications, negotiating terms, and strategically restructuring existing debt. Target outcome: qualifying for traditional bank term loans, lines of credit, and high-limit credit cards.
• Short-Term Capital (Debt Consolidation) Debt consolidation service that replaces high-cost daily-pay debt or MCA arrangements with structured monthly terms, stopping financial bleeding and rebuilding the business's credit profile through on-time payments. Designed for small businesses trapped in expensive short-term-pay lending cycles.
• Equipment Financing Calculator Online payment estimation tool using a standard amortization formula at an illustrative 8% APR, with optional Section 179 tax deduction calculations for equipment purchases. Supports customers in estimating monthly payments before applying.

Quantifiable outcome

• Pre-qualification in 60 seconds with soft credit pull that doesn't affect credit score
• +2 more outcomes

Named customers4 records

Segments5 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Equipment Dealers and VendorsminorChannel Partner/ Reseller/ DistributorPartner program for equipment dealers and vendors who have customers they cannot finance through their primary lenders. Dealers refer declined buyers to Credion, who attempts to fund the deal. Upon successful funding, dealers close their sales and receive commissions from Credion. This is a referral-based partnership with no upfront cost to dealers.

Scale indicators1 record

Recent moves5 records

Expansion highlights3 records

Direct peers

• Fundera: SMB loan marketplace owned by American Express that matches business owners with multiple lenders for term loans, lines of credit, and equipment financing — overlapping product mix and brokerage model with Credion.
• SmartBiz: SBA loan marketplace and small-business lending platform streamlining bank loan applications for SMBs — comparable in target customer and lender-intermediary model.
• Biz2Credit: Online SMB lending marketplace offering term loans, lines of credit, and SBA loans through a network of lenders — comparable matchmaking/intermediary role for SMBs seeking bankable financing.
• Lendio: Largest U.S. SMB loan marketplace, connecting business owners to a network of lenders across equipment, term loans, lines of credit, and SBA products — directly comparable business model and target customer to Credion.
• National Funding: Direct SMB equipment financing and working capital lender serving sub-bankable SMBs — directly comparable equipment-finance focus and customer segment to Credion.
• Currency: SMB-focused equipment financing and working capital platform serving equipment-intensive businesses — directly comparable equipment-finance brokerage model and vertical focus.

Broad incumbents

• CAN Capital: Long-standing SMB working-capital lender including MCA products — directly comparable in serving SMBs transitioning out of high-cost daily-pay debt, but as a direct funder rather than broker.
• BlueVine: SMB-focused fintech offering lines of credit, term loans, and invoice factoring — comparable SMB customer base with broader product suite than Credion.
• OnDeck: Established online SMB lender offering term loans and lines of credit with proprietary scoring — broader incumbent with overlapping target market and product types as Credion.
• Accion Opportunity Fund: Nonprofit small-business lender providing loans and advisory to underserved SMBs — overlapping 'bankability' mission and target customer with Credion's Bankability Program.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/getcredion

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Credion Finance