activitis
- Company typePrivate
- Founded2013
- HeadquartersKyiv, Ukraine
- Headcount—
- GTM typeB2B
- OfferingServices
activitis firmographics
Firmographics- Name
- activitis
- Legal name
- TOV "FK AKTIVITIS"
- Website
- https://ukactivitis.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Ownership category
- akta.pro rank
activitis industry classification
Industry- Product category
- Embedded B2B Lending
- NAICS
- Sales Financing (522220), Credit Intermediation and Related Activities (522), Activities Related to Credit Intermediation (5223)
- SIC
- Short-Term Business Credit Institutions (6153)
- akta.pro primary industry
- B2B / Invoice-Based BNPL (Trade Credit at Checkout) (FSAGAIAC)
- akta.pro secondary industries
- Invoicing, Billing & Accounts Receivable Automation (FSAGAJAC), Accounts Payable Automation & Supplier Payments (FSAGAJAD), SME Credit Risk, Underwriting & Financial Data (B2B Fintech Data/Decisioning) (FSAGAJAM), B2B BNPL (Invoice Split/Net Terms for SMB Procurement) (FSAKACAJ)
Keywords
Where activitis is headquartered
LocationHeadquarters
- HQ city
- Kyiv
- HQ country
- Ukraine
- HQ region
- Europe
Offices1 record
Markets served
activitis business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Factoring and BNPL Services: Activitis provides B2B Buy Now Pay Later (BNPL) through eDilo and WEAGRO platforms, earning transaction fees and interest income from installment financing of micro, small, and medium enterprises. The company also provides factoring financing.
- Corporate Bond Issuance: Activitis issues corporate bonds to raise capital for lending operations. Series B bonds issued at 300 million UAH with 20% annual yield and quarterly interest payments. Underwriter: UNIVER Capital.
- Business Financing Services: Provides direct financing to MSMEs, including individualized financing solutions over 5 million UAH, franchise financing, and Rebail Assets Management financial engineering.
- Activitis Education: Educational programs including online lectures, webinars, and mentorship in audit, finance, financial monitoring, and business topics, serving 329 students with 30% returning for repeat sessions.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Quarterly | Corporate Bonds Series B: 300 million UAH issuance, 20% annual yield, quarterly interest payments |
Go-to-market motion2 records
Distribution channels8 records
Marketing channels6 records
activitis product offering
Product offeringCore offering
Activitis operates fintech infrastructure that delivers embedded B2B Buy Now Pay Later (BNPL) and factoring solutions through proprietary digital platforms WEAGRO (for agribusiness) and eDilo (universal B2B). The company provides fast, collateral-free installment financing to micro, small, and medium enterprises (MSMEs) in Ukraine, leveraging open banking APIs for rapid credit assessment (approval in up to 30 minutes).
Product overview
Activitis is a fintech infrastructure company founded in 2013 that develops embedded financial solutions for micro, small, and medium-sized enterprises (MSMEs) in Ukraine. The company operates a platform-plus-products architecture centered around two core BNPL installment services: eDilo (general B2B installments) and WEAGRO (agricultural installments), both launched in 2023 with USAID support. Supporting modules include small business financing, individual business solutions (funding over 5 million UAH), financial engineering, franchise financing, and e-invoicing. Activitis Education provides online educational content for business professionals. The company also operates the WEAGRO ecosystem (seven agricultural solutions) and WEAGROBANK (Piraeus Bank partnership). Activitis is the first company in Ukraine to create B2B installment services and holds over 20% of the private MSME financing market.
Differentiator
Problem solved
Functional benefit
Brands
- WEAGRO: Agricultural installment plan (Buy Now Pay Later) service for agribusiness. Provides quick and transparent purchase of equipment, seeds, fertilizers, and services without collateral or lengthy documentation for small agricultural enterprises.
- eDilo
- Activitis Education
- WEAGROBANK
Products and services
- eDilo Online BNPL (Buy Now Pay Later) installment service for businesses, enabling B2B transactions where companies can buy and sell goods and services in installments without upfront deposit, collateral, or paperwork. Sellers receive immediate payment upon contract conclusion.
- WEAGRO Agricultural BNPL installment service for agribusiness, allowing small agricultural enterprises to purchase equipment, seeds, fertilizers, and services in installments without collateral or lengthy documentation.
- Activitis Education Educational platform offering online lectures, webinars, and mentorship programs for business professionals in finance, audit, and financial monitoring topics, with networking opportunities and inclusive sign language translation.
- Small Business Financing Financing solutions for micro, small, and medium enterprises (MSMEs) in Ukraine across various sectors.
- Individual Business Solutions Customized financing solutions for businesses requiring funding over 5 million UAH, serving larger bespoke financing needs.
- Financial Engineering (Rebail Assets Management) Financial engineering services for large enterprises through Rebail Assets Management, providing complex asset management and financial structuring solutions.
- Franchise Financing (eFranchise) Financing platform for franchise businesses and entrepreneurs seeking to launch or scale franchise units based on pre-analyzed and verified franchise models.
- e-Invoicing Electronic invoicing service for business transactions and invoice-based financing.
- WEAGROBANK Digital financial service for farmers launched jointly with Piraeus Bank, providing digital access to financing for micro, small, and medium-sized agricultural enterprises.
- Corporate Bonds Corporate bond offerings for investors with 20% annual yield and quarterly interest payments. Series B issued February 2025 with 300 million UAH volume, underwritten by UNIVER Capital.
Quantifiable outcome
- 1 hour 57 minutes from application to funds disbursement — record approval and funding speed
- +4 more outcomes
Companies that use activitis
Customer profileNamed customers12 records
Segments5 records
Ideal customer profiles4 records
activitis technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration1 record
Feature4 records
activitis partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and minor.
- Piraeus BankcoreActivitis and Piraeus Bank jointly launched WEAGROBANK — a digital financial service for micro, small, and medium-sized agricultural businesses, combining banking distribution with fintech BNPL capabilities.
- JDE ProfessionalminorActivitis and JDE Professional (professional coffee solutions division) announced partnership aimed at helping Ukrainian businesses access professional coffee solutions with embedded financing.
- UKRSIBANK BNP Paribas GroupcoreActivitis fintech infrastructure and UKRSIBANK BNP Paribas Group signed a memorandum of strategic partnership to develop accessible financial solutions for Ukrainian businesses. Working on new digital formats for access to financing with personalized limits closer to daily operational needs.
- EpicentercoreeDilo integrated as online payment option for Epicenter's business customers, allowing purchase of goods online with installment payments during order checkout.
- GlovocoreActivitis integrated eDilo BNPL service for Glovo's business partners in Ukraine, providing digital installment payment option to Glovo's network of business customers.
- Embassy of GermanyminorMeeting with Economic Attaché Alexander Ernst to discuss vectors for economic growth and financial innovation.
- Canadian Embassy / Ambassador Natalka CmocminorMeeting to discuss international support for MSMEs, innovative financial instruments, and cooperation prospects between Activitis and Canadian diplomatic representation.
- Women in Business PlatformminorUkrainian Platform Women in Business partnered with Activitis to hold roundtable IMPACT. PARTNERSHIPS. FINANCE, uniting Ukrainian women entrepreneurs with international financial institutions.
- Embassy of Uzbekistan / Ambassador Alisher KurmanovminorMeeting with Uzbekistan Ambassador to discuss potential cooperation and financial instrument partnerships.
- KMEF Academy / Ukraine Global FacultyminorActivitis participated in creation of permanent online lecture series on Ukraine Global Faculty platform, implemented by KMEF Academy with support from Government of the Netherlands and Ministry.
- President of Ukraine FundcorePresident of Ukraine Fund and Activitis Education partnership to digitize interaction with talented youth and develop programs for attracting foreign professors. Presented at Fifth Summit of First Ladies and Gentlemen.
- 89Global / Agri Vision ProgramcoreAgri Vision program unites Activitis (WEAGRO), international financial organizations (IFIs), major agricultural holdings (Kernel, MHP, Astarta-Kyiv, Epicenter Agro), and WEAGRO to create effective financial digital solutions for small farms. EY provides legal support; PwC provides financial, auditing, and ESG consulting.
- VisionFund UkrainecoreActivitis and VisionFund Ukraine jointly implement franchise financing allowing aspiring and existing entrepreneurs to obtain financing for launching new franchise units based on pre-analyzed and verified franchise models. Aims to create new jobs and develop regional economy.
Scale indicators12 records
Recent moves8 records
Expansion highlights5 records
activitis competitors and assessment
Company assessmentEmerging players
- Kriya: Kriya provides B2B payments and embedded-credit infrastructure, including supplier- and invoice-linked finance for SMEs. It is a relevant emerging European fintech peer for Activitis's platform-plus-finance model.
Direct peers
- Capchase: Capchase provides B2B buy-now-pay-later financing, advancing cash against recurring business revenue. It competes in the same broader B2B financing category, with a more SaaS and recurring-revenue concentration.
- Behalf: Behalf combines B2B payments with credit and extended payment terms for SMBs. Its point-of-purchase financing is comparable to Activitis's no-collateral installment model.
- Divido: Divido operates a B2B BNPL platform that enables retailers and banks to offer installment finance. Its embedded checkout financing and partner distribution closely parallel eDilo and WEAGRO.
- FundThrough: FundThrough provides invoice factoring and cash-flow financing to small and midsize businesses. It directly matches Activitis's short-term business-credit and factoring model for B2B customers.
- Fundbox: Fundbox offers SMBs invoice factoring, revolving credit, and business banking products. Its focus on working capital and online credit makes it a close product and business-model peer.
- Hokodo: Hokodo provides B2B buy-now-pay-later and trade-credit solutions that let businesses purchase from suppliers on terms. Its embedded financing and invoice-led underwriting closely resemble Activitis's eDilo and WEAGRO proposition, although Hokodo's footprint is broader European.
- Liberis: Liberis offers embedded business finance and flexible funding to SMBs through partners. Its partner-distributed credit model and focus on small businesses are comparable to Activitis's embedded B2B approach.
Broad incumbents
- BlueVine: BlueVine is a larger SMB financial platform offering business credit, payments, checking, and invoice factoring. It is a broad incumbent with overlapping financing and working-capital products.
- C2FO: C2FO is a global working-capital marketplace connecting businesses with capital providers and early-payment programs. It is a broad incumbent comparable to Activitis's factoring and supplier-finance infrastructure.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks5 records
Key highlights6 records
Customer concentration
activitis social profiles
Digital presenceactivitis financial estimates
Financial estimateRevenue estimate
Valuation estimate
activitis leadership team
Management profileNumber of profiles
Profiles13 records
activitis funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
activitis M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about activitis
What does activitis do?
Activitis operates fintech infrastructure that delivers embedded B2B Buy Now Pay Later (BNPL) and factoring solutions through proprietary digital platforms WEAGRO (for agribusiness) and eDilo (universal B2B). The company provides fast, collateral-free installment financing to micro, small, and medium enterprises (MSMEs) in Ukraine, leveraging open banking APIs for rapid credit assessment (approval in up to 30 minutes).
Is activitis a public or private company?
activitis is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was activitis founded?
activitis was founded in 2013.
Where is activitis based?
activitis is headquartered in Kyiv, Ukraine, in the Europe region.
How does activitis make money?
Four revenue lines are on record. Factoring and BNPL Services are the primary driver. The others are corporate Bond Issuance, business Financing Services and activitis Education.
Who are activitis's main competitors?
Kriya is listed as an emerging player. Direct peers are Capchase, Behalf, Divido, FundThrough, Fundbox, Hokodo and Liberis. Broad incumbents are BlueVine and C2FO.
Does activitis have an API?
No public API is recorded for activitis.
What industry is activitis in?
activitis's product category is Embedded B2B Lending. Its primary akta.pro industry code is FSAGAIAC, B2B / Invoice-Based BNPL (Trade Credit at Checkout), with a secondary code of FSAGAJAC, Invoicing, Billing & Accounts Receivable Automation. Its NAICS code is 522220 and its SIC code is 6153.