oscar insurance brokers

What oscar insurance brokers does

Oscar Insurance Brokers LTD is a UK-based commercial insurance brokerage founded around 2020 and headquartered in Felixstowe, Suffolk. The firm specialises in three verticals: Transport & Logistics, Motor Trade, and Commercial Risks, arranging coverage for fleet operations, franchise dealerships, accident repair centres, warehousing, manufacturing, and office-based premises. It is owned and led by Managing Director David Anderson and operates as an Appointed Representative of Momentum Broker Solutions Limited, which provides the FCA authorisation and shared staffing resource of 60+ personnel across both entities. The firm's core technology is the third-party Acturis insurance marketplace, used to receive online quote requests; there is no proprietary technology platform.

Oscar generates revenue through commissions received from insurers for placing business on behalf of clients, supplemented by partner-product distribution (notably Lorega Loss Recovery Insurance). Its go-to-market is relationship-led B2B direct sales targeting mid-market customers, with a parallel self-serve online quote channel for smaller prospects. The firm pairs insurance placement with in-house claims management and risk management advisory, and differentiates on sector specialisation, flat management structure, and stated access to 200+ insurers for renewal negotiation leverage. Marketing is primarily content-driven, with an extensive sector-focused blog and co-branded AXA risk management guides positioning the firm as a thought leader within its chosen verticals. No funding rounds, M&A activity, or material expansion beyond the UK are evident in the available data.

Name

oscar insurance brokers

Legal name

Oscar Insurance Brokers LTD

Website

https://oscarib.co.uk

Company type

Private

Founded year

2021

Operating status

Operating

Short description

Oscar Insurance Brokers is a UK-based commercial insurance brokerage founded circa 2020 in Felixstowe, specialising in Transport & Logistics, Motor Trade, and Commercial Risks sectors. Operating as an Appointed Representative of Momentum Broker Solutions, it places business with 200+ insurers for mid-market clients.

Ownership category

akta.pro rank

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Commercial Lines Insurance Brokerage (FSAEADAB)

Keywords

• Commercial insurance brokerage
• Transport logistics insurance
• Motor trade insurance
• Risk management services
• Claims management services

Headquarters

HQ city

Felixstowe

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D

Revenue model

1. Insurance Brokerage Commissions: Earns commissions from insurance companies (insurers) for placing business on behalf of clients. Acts as intermediary between clients seeking coverage and insurers providing policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels3 records

Core offering

Oscar Insurance Brokers is a UK commercial insurance brokerage that arranges insurance coverage for transport and logistics operators, motor trade businesses, and premise-based commercial risks. The firm places business with 200+ insurers on behalf of clients and provides complementary risk management advisory and end-to-end claims management services. Operating as an Appointed Representative of Momentum Broker Solutions Limited, the firm is authorised and regulated by the Financial Conduct Authority.

Product overview

Oscar Insurance Brokers is an insurance brokerage offering specialized commercial insurance products across Transport & Logistics, Motor Trade, and Commercial Risks sectors. The company operates as part of a network with Momentum Broker Solutions, providing access to 200+ insurers. Their core products include Transport & Logistics Insurance, Motor Trade Insurance, and Commercial Risks Insurance, complemented by Risk Management and Claims Management services. Through their partnership with Lorega, they also offer Loss Recovery Insurance. The company is led by Managing Director David Anderson and operates as an Appointed Representative of Momentum Broker Solutions Limited, regulated by the Financial Conduct Authority.

Differentiator

Problem solved

Functional benefit

Quantifiable outcome

• Significant cost reductions achieved year on year for transport & logistics clients through strategic insurance management
• +1 more outcomes

Named customers3 records

Segments3 records

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Momentum Broker SolutionscoreChannel Partner/ Reseller/ DistributorOscar Insurance Brokers is an Appointed Representative of Momentum Broker Solutions. Momentum supports Oscar's service delivery with staff resources. Momentum is authorised and regulated by the Financial Conduct Authority (FCA).
• AXA InsurancecoreTechnology or IntegrationAXA Insurance is listed as an insurer partner that has produced industry-specific risk management guides for Oscar's clients in manufacturing, metalworking, warehousing, and workplace transport sectors.
• LoregaminorStrategic or Co-development PartnerPartnership with Lorega for Loss Recovery Insurance services. Lorega provides Chartered Loss Adjusters for commercial property material damage and business interruption claims, offering unlimited expert advice and claim negotiation support to Oscar's clients.

Scale indicators3 records

Recent moves4 records

Expansion highlights3 records

Direct peers

• Howden: UK-headquartered specialty insurance broker serving commercial clients across multiple sectors including transport, motor trade and commercial risks. Direct overlap with Oscar in commercial lines broking, relationship-led GTM, and access to a broad insurer panel.
• Towergate Insurance Brokers: Large UK commercial insurance broker with strong presence in motor trade, haulage and commercial property. Closely comparable to Oscar in target segments (transport, motor trade, commercial) and commission-based revenue model.
• PIB Group: UK-focused specialty insurance broker with strong mid-market commercial presence and active in transport, motor trade and commercial risks. Highly comparable business model and sector mix to Oscar Insurance Brokers.
• Jensten Insurance Brokers: UK commercial insurance broker serving mid-market clients with focus on specialist sectors. Comparable to Oscar in commercial lines brokerage, independent status, and sector-led advisory positioning.

Broad incumbents

• Lockton: Large global independent insurance broker with significant UK commercial practice across transport, motor trade and commercial risks. Competes with Oscar for mid-market and enterprise commercial placements.
• Marsh Commercial: UK arm of Marsh focused on commercial insurance for SMEs and mid-market clients. Comparable to Oscar in commercial lines delivery but at significantly larger scale and broader sector coverage.
• Arthur J. Gallagher: Global insurance broker with substantial UK commercial practice, including transport, motor trade and commercial property. Broad incumbent competing for the same mid-market commercial clients as Oscar.

Regional players

• Russell Scanlan: East Anglia-based independent insurance broker serving commercial clients in transport, motor trade and commercial risks. Regional peer with comparable niche commercial sector focus and relationship-led model.
• Sutton Winson: UK independent broker providing commercial insurance including motor trade and transport. Comparable to Oscar in niche commercial broking and independent access to multiple insurers.

Others

• Zywave: Insurance technology provider serving commercial brokers with placement, analytics and client management tools. Adjacent to Oscar via the Acturis-style broker platform layer; representative of insurtech threat vectors.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks5 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/company/oscar-insurance-brokers

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about oscar insurance brokers