antintl
Ant International, a Singapore-based subsidiary of Ant Group, provides cross-border digital payment, merchant digitization, and fintech services — operating Alipay+, Antom, WorldFirst, Bettr, and ANEXT Bank to connect global merchants and SMEs with Asian payment ecosystems across 220+ markets.
- Company typePrivate
- Founded2015
- HeadquartersSingapore, Singapore
- Headcount—
- GTM typeB2B
- OfferingSoftware
What antintl does
Ant International, founded in 2015 and headquartered in Singapore, is a subsidiary of Ant Group that provides cross-border digital payment, merchant digitization, and financial technology services to global businesses seeking to access Asian markets and to SMEs seeking cross-border trade capabilities. The company operates a multi-brand platform: Alipay+ (cross-border payment technology connecting international e-wallets and 35+ mobile payment methods across 220+ markets), Antom (payment acquiring supporting 300+ methods), WorldFirst (multi-currency fund management for 1.6M+ SMEs across 210+ markets and 130+ e-commerce platforms), Bettr (digital credit and banking with 980,000+ users and 110,000+ MSME customers), ANEXT Bank (a Singapore-licensed digital bank for MSMEs), and 2C2P (Southeast Asia payment acquiring). The portfolio serves primary customer segments including SMEs, global e-commerce platforms, banks and financial institutions, and tourism/hospitality businesses, with secondary focus on MSMEs in emerging markets and Asian digital wallet users.
The company monetizes primarily through transaction fees on cross-border payment processing, licensing of payment technology to banks and acquirers, FX and treasury management services, and digital banking/credit services. Go-to-market relies heavily on institutional partnerships — Amazon, eBay, Alibaba, PayNet Malaysia, IFC, GCash, DANA, and global banks/acquirers — supplemented by a high-profile sports sponsorship portfolio (Tottenham Hotspur, FC Barcelona, Argentina national team, New York Liberty, Laver Cup, Carlos Alcaraz, Sabrina Ionescu). Underlying proprietary technology includes the Falcon AI FX Forecasting Solution (8.5B+ data parameters, 93%+ forecast accuracy), AI-driven risk management (50% fraud reduction across 16 partners), blockchain-based liquidity management (53%+ of the company's own liquidity funds), and the Voyager AI Agent deployed across 7 wallets. Operational footprint spans 30+ offices across Asia, Europe, Middle East, Latin America, Oceania, and North America.
antintl firmographics
Firmographics- Name
- antintl
- Legal name
- Ant International
- Website
- https://ant-intl.com
- Company type
- Private
- Founded year
- 2015
- Operating status
- Operating
- Short description
- Ant International, a Singapore-based subsidiary of Ant Group, provides cross-border digital payment, merchant digitization, and fintech services — operating Alipay+, Antom, WorldFirst, Bettr, and ANEXT Bank to connect global merchants and SMEs with Asian payment ecosystems across 220+ markets.
- Ownership category
- akta.pro rank
antintl industry classification
Industry- Product category
- Cross-Border Payment Technology
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- akta.pro primary industry
- Cross-Border & FX Payments Platforms (BPAMAFAK)
- akta.pro secondary industries
- Cross-border Payments, FX & Multi-currency Checkout (CRAFAJAF), Alternative Payment Methods (APMs) & Local Rails (ACH/SEPA/UPI, etc.) (CRAFALAG), Merchant Acquiring & Processing Platforms (BPAMAFAB), Multi-Currency Accounts, Wallets & IBAN Services (FSAMAIAG)
Keywords
Where antintl is headquartered
LocationHeadquarters
- HQ city
- Singapore
- HQ country
- Singapore
- HQ region
- Asia
Offices27 records
Markets served
antintl business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure
Revenue model
- Cross-border Payment Processing: Transaction fees from processing cross-border digital payments between global merchants and Asian consumers through Alipay+ and Antom platforms.
- E-commerce Fund Collection Services: Multi-currency account services and settlement solutions for SMEs selling on global e-commerce platforms through WorldFirst, supporting over 130 e-marketplaces.
- Payment Technology Solutions: Licensing and integration fees for payment technology solutions provided to banks, payment networks, and merchant acquirers.
- FX and Treasury Management Services: Foreign exchange services and treasury management solutions leveraging Falcon AI technology for enterprise clients.
- Digital Banking and Credit Services: Digital banking services through ANEXT Bank targeting MSMEs, and credit services through Bettr.
Go-to-market motion3 records
Distribution channels6 records
Marketing channels5 records
antintl product offering
Product offeringCore offering
Ant International provides cross-border digital payment infrastructure and merchant digitisation technology, connecting global merchants, e-commerce platforms, banks, and SMEs to Asian consumer payment ecosystems. Its portfolio of payment technology, acquiring services, multi-currency funds management, and digital banking/credit services enables businesses to accept international mobile payment methods, settle in multiple currencies, and access MSMEs across Asia, Europe, the Middle East, and Latin America.
Product overview
Ant International is a leading global digital payment and fintech provider operating a multi-brand platform architecture. The core offerings include Alipay+ (cross-border payment technology connecting international e-wallets), Antom (payment acquiring with 300+ methods), WorldFirst (SME-focused cross-border funds management), and Bettr (credit services and digital banking). These products work together through shared technology infrastructure: Alipay+ and Antom handle merchant-facing payment acceptance while WorldFirst manages SME treasury and multi-currency needs, and Bettr provides embedded credit and banking services. Supporting technologies include Falcon AI FX Forecasting Solution for treasury optimization and Voyager AI Agent for automated services. The portfolio spans payment technology, acquiring services, SME financial services, and digital banking across Asia, Europe, Middle East, and Latin America.
Differentiator
Problem solved
Functional benefit
Products and services
- Alipay+ Cross-border payment technology suite enabling merchants to accept payments from international e-wallets and mobile payment methods. Connects over 35 mobile payment methods and 50+ wallet partners enabling seamless transactions across 220+ markets.
- Antom Payment and acquiring services providing merchants with access to 300+ payment methods globally, supporting cross-border commerce and multi-currency settlement.
- WorldFirst Cross-border funds management platform for SMEs offering multi-currency accounts, supporting 100+ currencies and connecting to 130+ e-commerce platforms for fund collection across 210+ markets.
- Bettr Credit services and digital banking platform serving 30+ million eligible users across 20 markets, providing embedded finance solutions and MSME banking with 980,000+ total users and 110,000+ MSME customers.
- ANEXT Bank Digital bank incorporated in Singapore as one of the country's first digital banks, focused on serving regional Micro, Small and Medium Enterprises (MSMEs) in Asia.
- Falcon AI FX Forecasting Solution AI-powered foreign exchange forecasting and treasury optimization solution leveraging over 8.5 billion data parameters to achieve over 93% FX forecast accuracy, helping businesses reduce hedging costs by up to 40%.
- Alipay+ Rewards Marketing tool enabling brands to engage consumers aged 20-35 through gamification and loyalty programs, driving subscription and retention for merchants.
- Voyager AI Agent AI agent technology for wallet services, enabling automated travel-related financial services across partner wallets.
- Bettr Credit Services Digital credit and financial services platform providing accessible financing options including Islamic finance solutions through partnerships like Muslim Pro for Umrah financing.
Quantifiable outcome
- Up to 40% reduction in FX hedging costs for enterprise clients using Falcon AI solution
- +5 more outcomes
Companies that use antintl
Customer profileNamed customers3 records
Segments6 records
Ideal customer profiles6 records
antintl technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability8 records
Feature7 records
antintl partnerships and signals
Strategic signalPartnerships
20 partnerships are on record, tiered core, flagship and minor.
- PayNet (Payments Network Malaysia)coreMoU partnership to strengthen fraud defenses integrating DuitNow QR with Alipay+ and establishing cross-border scam defense framework with AI-driven security.
- IFC (International Finance Corporation)flagshipPioneered first-of-its-kind sustainability impact scorecard with GCash to expand MSME access to sustainable financing, combining ESG metrics with credit assessment.
- GCashflagshipCollaborative partnership with IFC to develop sustainability impact scorecard enabling MSMEs to access sustainable financing through digital finance.
- New York Liberty (WNBA)coreAlipay+ official sponsor and innovation partner for sustainability, supporting 2026 season and sustainability initiatives.
- DANAcoreLaunched Ocean Buddy in-app mini-program engaging DANA's 200 million users in marine conservation as part of Project Sirius and AquaViva initiative.
- Konservasi IndonesiacorePartner in Ocean Buddy development for marine conservation efforts in Indonesia, supporting whale shark habitat protection.
- Conservation InternationalflagshipGlobal marine conservation collaboration unveiled at COP29 to protect whale sharks and marine ecosystems combining digital platforms, AI technology, and conservation science.
- AmazoncoreGlobal e-commerce partnership enabling SMBs to access Amazon marketplaces worldwide through WorldFirst payment and settlement services.
- eBaycorePartnership providing integrated multi-currency accounts and fund collection services for eBay sellers, reducing settlement and FX costs.
- AlibabacorePartnership with Alibaba enabling SMBs to integrate with Alibaba platforms and access cross-border payment services through WorldFirst.
- Muslim ProcorePartnership with Muslim Pro (150M+ downloads) launching embedded finance solution for Umrah financing, promoting financial inclusion for the global Muslim community.
- Capital A (AirAsia)coreDeployed Falcon AI FX Forecasting Solution across Capital A's multi-currency treasury operations, achieving up to 40% reduction in FX hedging costs.
- Infocomm Media Development Authority (IMDA) SingaporecorePartner of Digital for Life movement supporting digital inclusion and wellness initiatives in Singapore, recognized for driving digital inclusion.
- DANA (SisBerdaya Programme)coreSisBerdaya programme providing mentoring, skills training, and cash prizes to women entrepreneurs in Indonesia, training 5,000 women MSME entrepreneurs including 50 persons with disabilities.
- 10x1000.org (Tech for Inclusion)coreTechnology for Inclusion Program with 9,504 certified learners across 82 developing markets, 55% female participation, empowering over 16,000 women.
- OceanXminorPartnership supporting OceanX Residents including PhD researcher Nada pioneering sustainable seagrass restoration techniques.
- Tottenham HotspurcoreSports sponsorship connecting global business community through sports values of teamwork, determination, and leadership.
- Argentina National Football TeamcoreSports sponsorship leveraging global football influence to connect with diverse cultures and business communities worldwide.
- FC BarcelonacoreSports sponsorship connecting the brand with global football community and European markets.
- Laver CupminorAlipay+ official payment partner of Laver Cup, international tennis tournament connecting with premium sports audience.
Scale indicators36 records
Recent moves7 records
Expansion highlights7 records
antintl competitors and assessment
Company assessmentDirect peers
- Airwallex: Airwallex provides global business accounts, cross-border payments, FX, and merchant payment acceptance. It is a direct peer because it serves the same cross-border commerce and treasury workflows as Ant International's Alipay+, Antom, and WorldFirst products.
- Stripe: Stripe is a global payments platform for online and cross-border commerce, offering payment acceptance, local methods, payouts, and treasury infrastructure. It is comparable to Antom and Alipay+ in merchant-facing payment processing and embedded payment infrastructure.
- Wise: Wise offers international transfers, multi-currency accounts, and FX services for consumers and businesses. It directly overlaps with WorldFirst's cross-border collection and treasury use cases, although Wise is more transfer-centric.
- Payoneer: Payoneer provides cross-border payments, marketplace payouts, and multi-currency accounts for global businesses and sellers. It directly overlaps with WorldFirst's SME e-commerce fund collection and FX platform.
- dLocal: dLocal enables merchants to accept local payment methods and pay out across emerging markets, with cross-border processing and FX. It directly overlaps with Ant International's local-rail and emerging-market acceptance strategy, though dLocal is more regionally focused.
- Rapyd: Rapyd provides global payment processing, local payment methods, payouts, and fintech-as-a-service infrastructure. It is a direct peer to Antom and Alipay+ in cross-border payment orchestration and wallet infrastructure.
- Thunes: Thunes operates a cross-border payments network connecting financial institutions, mobile wallets, and businesses. It is a direct peer to Alipay+ in wallet-based cross-border acceptance and real-time payment connectivity.
- PingPong: PingPong offers cross-border payment, collection, and FX services to e-commerce merchants and platforms. It directly overlaps with WorldFirst and Antom's SME cross-border commerce use cases.
Broad incumbents
- PayPal: PayPal operates a global wallet, merchant acquiring, and cross-border payment network. It is a broad incumbent comparable to Alipay+ in wallet acceptance and international merchant payments, although its consumer ecosystem is wider.
- Adyen: Adyen is a global payment processor and acquirer serving merchants with local payment methods and unified commerce infrastructure. It is a broad incumbent comparable to Antom in merchant acceptance, acquiring, and cross-border processing.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat7 records
Key risks5 records
Key highlights6 records
Customer concentration
antintl social profiles
Digital presenceantintl compliance and trust
Trust signalCompliance2 records
antintl financial estimates
Financial estimateRevenue estimate
Valuation estimate
antintl leadership team
Management profileNumber of profiles
Profiles19 records
antintl subsidiaries and ownership
Company hierarchySubsidiaries6 records
antintl funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
antintl M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about antintl
What does antintl do?
Ant International provides cross-border digital payment infrastructure and merchant digitisation technology, connecting global merchants, e-commerce platforms, banks, and SMEs to Asian consumer payment ecosystems. Its portfolio of payment technology, acquiring services, multi-currency funds management, and digital banking/credit services enables businesses to accept international mobile payment methods, settle in multiple currencies, and access MSMEs across Asia, Europe, the Middle East, and Latin America.
Is antintl a public or private company?
antintl is a private company. It is classified as corporate owned and is currently operating.
When was antintl founded?
antintl was founded in 2015.
Where is antintl based?
antintl is headquartered in Singapore, Singapore, in the Asia region.
How does antintl make money?
Five revenue lines are on record. Cross-border Payment Processing is the primary driver. The others are E-commerce Fund Collection Services, payment Technology Solutions, FX and Treasury Management Services and digital Banking and Credit Services.
Who are antintl's main competitors?
Direct peers on record are Airwallex, Stripe, Wise, Payoneer, dLocal, Rapyd, Thunes and PingPong. Broad incumbents are PayPal and Adyen.
Does antintl have an API?
No public API is recorded for antintl.
What industry is antintl in?
antintl's product category is Cross-Border Payment Technology. Its primary akta.pro industry code is BPAMAFAK, Cross-Border & FX Payments Platforms, with a secondary code of CRAFAJAF, Cross-border Payments, FX & Multi-currency Checkout. Its NAICS code is 522320.