kankakee county title

What kankakee county title does

Kankakee County Title Company, now operating as KHS Title following its November 2024 merger with HomeStar Title Company, is a privately held Illinois title insurance and escrow services provider. Founded in 1853, the firm issues title insurance policies underwritten through Chicago Title and Trust Company, produces title commitments covering 60+ years of property history, performs lien searches, administers construction escrow with mechanic lien waiver examinations, and coordinates closings for residential, commercial, and agricultural real estate transactions. Customers include home buyers and sellers, real estate agents, attorneys, banks and credit unions, builders and developers, and real estate investors across Kankakee, Iroquois, and Will Counties in Illinois.

The business is anchored locally: it operates three offices in the Bourbonnais/Bradley corridor, processes orders via email, fax, and the Qualia Connect digital platform, and relies on a relationship-driven go-to-market that includes free on-site training for real estate professionals and legal staff. A stated point of differentiation is the firm's exclusive possession of Kankakee County title records dating back to the 1850s, which enables in-house abstract production without sole reliance on county records. In November 2024 it added CertifID-based wire fraud and identity verification to its closing workflow.

Revenue is generated per-transaction through title insurance premiums and one-time fees for commitments, lien searches, escrow administration, and closing coordination. Pricing is quote-based and not publicly disclosed, and the company is a member of the American Land Title Association (ALTA) and the Illinois Land Title Association (ILTA). The firm is locally owned with no disclosed venture capital, private equity, or institutional capital structure.

Name

kankakee county title

Legal name

KHS Title Company

Website

https://kankakeetitle.com

Company type

Private

Founded year

1853

Operating status

Operating

Short description

Kankakee County Title Company, operating as KHS Title after its 2024 merger with HomeStar Title, is a privately held Illinois title insurance and escrow services provider serving residential, commercial, and agricultural real estate transactions across Kankakee, Iroquois, and Will Counties.

Ownership category

akta.pro rank

Product category

Title Insurance and Settlement Services

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)

SIC

Title Insurance (6361)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

Keywords

• Title insurance services
• Title commitments
• Real estate closing
• Construction escrow
• Lien searches

Headquarters

HQ city

Bourbonnais

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title Insurance Policies: Issuance of owner's title insurance policies and loan policies insuring coverage against defects in chain of title, fraudulent documents, and clerical errors.
2. Title Commitments: Extensive reports on specific parcels of land covering at least 60 years of history, used for residential, commercial, and agricultural purchase and refinance transactions.
3. Lien Searches: Brief reports covering current titleholders, primarily used for second mortgages or home equity lines of credit. Inexpensive, uninsured reports with quick turnaround.
4. Construction Escrow Services: Disbursement payouts and mechanic lien waiver examinations for residential and commercial construction projects.
5. Closing Services: Coordination of closing services with closers assigned to streamline the closing experience for all parties.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

KHS Title (formed from the 2024 merger of HomeStar Title and Kankakee County Title) provides title insurance policies underwritten through Chicago Title and Trust Company, title commitments covering 60-plus years of property history, lien searches, construction escrow and disbursement services, and full real estate closing coordination for residential, commercial, agricultural, and refinance transactions in Kankakee, Iroquois, and Will Counties in Illinois.

Product overview

KHS Title operates as a unified title services company formed from the merger of HomeStar Title Company and Kankakee County Title Company. The company offers a complete line of title and real estate settlement services, including title commitments and lien searches for residential, farmland, and commercial transactions, construction escrow services, and closing services. The company also provides free training to real estate agents and legal secretaries on title and closing procedures.

Differentiator

Problem solved

Functional benefit

Products and services

• Title Commitments Extensive reports on specific parcels of land covering at least the previous 60 years, used primarily for residential, commercial, and agricultural purchase and refinance transactions.
• Lien Searches Brief reports covering current titleholders on specific parcels of land, primarily used for second mortgages or home equity lines of credit, providing inexpensive uninsured reports with quick turnaround.
• Construction Escrow Services Construction escrow services for residential and commercial properties in Kankakee, Iroquois, and Will Counties, including disbursement payouts and mechanic lien waiver examinations.
• Closing Services Closing coordination with all parties to streamline the closing experience, working closely with local and nationally recognized lenders with electronic document handling capabilities.
• Title Insurance Policies Owner's title insurance policies and loan policies insuring mortgagees against loss caused by invalid title, written through Chicago Title and Trust Company. Coverage protects against defects in chain of title, fraudulent documents, and clerical errors.

Named customers2 records

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

One partnership is on record.

• CertifIDcoreTechnology or Integration · 27 November 2024CertifID is the nation's leading wire fraud prevention solution. KHS partners with CertifID to help verify identities securely prior to exchanging sensitive banking information, providing peace of mind when transferring money during real estate transactions.

Scale indicators2 records

Recent moves4 records

Expansion highlights4 records

Broad incumbents

• Chicago Title and Trust Company: Major national title insurer that serves as KHS Title's underwriting partner. Highly comparable as the up-stream underwriter for KHS's policies and a direct competitor to other independent title agents in Illinois.
• First American Title Insurance Company: Large national title insurance and escrow services provider. Comparable as a broad incumbent offering the same suite of title insurance, search, and closing services that KHS provides at the local level.
• Fidelity National Title Group: One of the largest U.S. title insurance underwriters and escrow operators. Comparable as a national-scale competitor with the same core products (title commitments, policies, escrow) that KHS Title offers locally.
• Stewart Title Company: National title insurance and real estate services firm. Comparable as another direct competitor offering title insurance policies, escrow, and closing services across many U.S. markets, including Illinois.
• Old Republic Title: National title insurance underwriter active in Illinois. Comparable as a broad-incumbent offering the same title insurance and escrow/closing product set that KHS Title sells through local agency relationships.

Direct peers

• HomeStar Title Company: Pre-merger predecessor entity to KHS Title, serving overlapping geography and customer base in Illinois. Referenced here as the same operating business now combined under the KHS Title banner.
• Kankakee County Title Company: Pre-merger predecessor entity to KHS Title, the original Illinois title company founded in 1853. Listed as it represents the same underlying local title operation now operating under KHS Title.

Emerging players

• Investors Title Company: Mid-sized title insurance underwriter serving select regional markets. Comparable as a smaller regional-focused underwriter competing with the same local title agencies and offering similar title insurance, escrow, and closing services.
• WFG National Title Insurance Company: National title insurer that partners with local title agencies. Comparable as it operates through a model similar to KHS Title, where local agents issue policies backed by a central underwriter.

Others

• Qualia: Digital closing and title production platform used by KHS Title via Qualia Connect. Comparable as an enabling technology provider that powers title order intake and document workflows at many independent title agencies.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/kankakee-county-title-company

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

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M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about kankakee county title