What bitio services does

Bitio Services AB, operating commercially as BankSignering, is a Sweden-domiciled, private software provider that builds electronic-signature, digital-identity, and payment-workflow APIs on top of the country's BankID national eID infrastructure. Founded by Erik Hertsius (formerly marketing manager at Klarna) and Anton Bjerhem (founder of the parent Bitiokoncernen group), the company is headquartered at Munkbron 11, Stockholm. Its core technical proposition consists of JSON REST APIs (Auth/Sign and CollectStatus endpoints) plus managed certificate infrastructure that abstract the documented complexity of integrating directly with Mobilt BankID — claiming roughly a five-minute integration path versus an estimated 100 hours for the direct BankID or Freja eID APIs. The product suite spans the BankID Integration API, a Send Agreement API for PDF signing via SMS or email with event-level status logging, a Freja eID Integration API (under an official reseller arrangement), a Person & Company Data API that retrieves Swedish personal/company registry records, a remote customer-identification web client for call-center use, a branded Autogiro direct-debit checkout, a custom web-form module, a BankID certificate procurement and auto-renewal service, and a switching-facilitation module ("Zipline").

BankSignering positions itself as a whitelabel e-signing layer: customers receive branded landing pages, emails, SMS, and QR-code redirects under their own domains, and signed PDFs are classified as advanced electronic signatures admissible before Swedish authorities (Bolagsverket, PRV), banks, and courts. The platform integrates with Freja eID, Shopify, Microsoft Entra ID, and OpenID Connect, allowing BankID to act as an identity provider across B2B SaaS, e-commerce, and enterprise SSO contexts.

The business model is a recurring monthly subscription priced on two axes — signed documents per month (1–500 through 10,000+ tiers) and number of internal users (1 through 500+ tiers) — with fixed monthly costs and no consulting-hour exposure. Go-to-market is hybrid: API-first developer adoption via self-service documentation, code examples, and a "Chatta med en utvecklare" widget, supplemented by enterprise field sales (Erik Hertsius handles direct quote requests, with 24-hour response SLA). Target customers are Swedish B2B accounts across IT, insurance, finance, roadside assistance, and public infrastructure; geographic scope is currently single-country (Sweden) within a stated Nordic ambition. The company operates as a subsidiary of the diversified Bitiokoncernen group, which provides organizational backing, office infrastructure, and shared resources. Revenue, headcount, funding, and ownership-stake details are not disclosed in the available source material.

Name

bitio services

Legal name

Bitio Services AB

Website

https://banksignering.se

Company type

Private

Founded year

2019

Operating status

Operating

Headcount range

1–10 employees

Short description

Bitio Services AB (BankSignering) provides whitelabel electronic-signature, digital-identity, and BankID/Freja eID integration APIs, plus payment-workflow and certificate-management modules, on a monthly subscription basis to Swedish B2B customers.

Ownership category

akta.pro rank

Headquarters

HQ city

Stockholm

HQ country

Sweden

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Infrastructure, Operations, Marketing or Sales

Revenue model

1. Monthly Subscription - Document Signing: Fixed monthly subscription pricing based on number of signed documents per month. Tiers range from 1-500 documents/month up to 10,000+/month.
2. User-Based Subscription: Additional monthly pricing based on number of users accessing the platform. Tiers range from up to 10 users up to 500+ users.
3. BankID Certificate Services: Setup and ongoing management of BankID certificates for companies, including automatic renewal.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

BankSignering provides a whitelabel digital-signature and digital-identity platform centered on Swedish BankID and Freja eID integration, delivered through simplified JSON REST APIs and managed services. The offering enables Swedish businesses to authenticate users, sign PDF documents, verify identities, manage BankID certificates, and collect autogiro payments via branded, legally compliant workflows for a fixed monthly subscription fee.

Product overview

BankSignering, operated by Bitio Services AB (part of the Bitiokoncernen), is a whitelabel digital signature and authentication platform centered on Swedish BankID integration. The core platform offers BankID Integration API and Send Agreement API for developers, alongside a managed e-signing service. The product portfolio includes specialized modules for Freja eID authentication, person/company data retrieval, web forms with BankID, customer identification during calls, autogiro checkout payments, BankID certificate ordering, and customer switching services. The platform emphasizes legal compliance with signed PDFs classified as advanced electronic signatures approved by Swedish authorities, banks, and courts.

Differentiator

Problem solved

Functional benefit

Brands

• BankSignering: A whitelabel e-signing solution for BankID integration, offering services including login, contract signing, web forms, and identity verification via API.

Products and services

• BankID Integration API A JSON REST API enabling authentication and document signing via Mobilt BankID, targeting developers and businesses needing to integrate BankID into apps or websites. Marketed as the simplest BankID API with ~5-minute integration, eliminating the need for virtual machines or certificate management.
• Send Agreement API An API for sending and signing PDF documents via SMS or email with BankID authentication. Returns status updates including recipient progress tracking, field completion, and signed PDF retrieval, designed for businesses that need automated, legally compliant contract execution.
• Freja eID Integration API A simplified API for integrating Freja eID authentication, providing user authentication and signing with QR code and mobile app support. BankSignering is an official reseller of Freja eID, offering dedicated support and dramatically reduced integration time.
• Person & Company Data API (Person- & företagsdata) JSON REST APIs for retrieving Swedish personal data (name, registered address from personal number) and company data (address, executives, board members, financial information, employee count from organization number), plus company-person relationship data. Used by businesses that need to enrich or verify Swedish consumer and business records.
• Avtalssignering med BankID (E-signering) Managed document signing service that enables legal document signing with Mobilt BankID, supporting white-label branded landing pages where the customer company owns the entire signing process, with emails and SMS sent from the customer's own domains.
• Autogiro Checkout A branded landing page solution for setting up direct debit (autogiro) payments for subscription customers, using BankID for bank account retrieval and agreement signing. Designed for subscription businesses wanting to convert customers via social media and across all device types.
• BankID-certifikat (BankID Certificate Service) BankID certificate ordering and renewal service for Swedish companies and organizations, handling application processing, dedicated contact, and automatic certificate renewal. Reduces certificate setup time from ~3 months to ~1 week.
• Webbformulär med BankID (Web Forms with BankID) Custom web form builder with BankID signing capability, allowing businesses to place tailored forms on their own websites with branding control and fixed monthly pricing.
• Legitimering/signering i samtal (Remote Identity Verification in Calls) Remote customer identification service using Mobilt BankID during phone calls with customer service, featuring a simple web client for staff to handle verification. Used by customer service teams to verify caller identity remotely.
• Zipline Custom switching facilitation service designed to help customers switch away from previous commitments, aimed at increasing conversion rates for service providers in industries such as telecom, insurance, and utilities.
• BankSignering Platform A whitelabel digital signature platform providing secure BankID-based login, document signing, and identification services for businesses, with fixed monthly pricing and branded customer experiences. Operates as the umbrella offering uniting BankSignering's API products and managed modules.

Quantifiable outcome

• BankID certificate setup reduced from ~3 months to ~1 week with BankSignering
• +1 more outcomes

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature7 records

Partnerships

Two partnerships are on record, tiered core and flagship.

• Freja eIDcoreTechnology or IntegrationBankSignering is an official reseller of Freja eID, providing simplified API access to Freja eID authentication. Their API takes ~5 minutes to integrate versus ~100 hours for Freja's direct API. Customers only need to contact BankSignering for Freja eID integration.
• BitiokoncernenflagshipStrategic or Co-development PartnerBankSignering is part of Bitiokoncernen (Bitio Group), founded by Anton Bjerhem. The group provides organizational backing, office infrastructure at Munkbron 11 Stockholm, and strategic resources for the BankSignering platform.

Scale indicators1 record

Recent moves6 records

Expansion highlights6 records

Direct peers

• Signicat: Norwegian-headquartered digital identity and e-signing aggregator serving banks and businesses across the Nordics. Most comparable Nordic peer for BankID/Freja-style eID integration and electronic signature workflows.
• Criipto: Danish/Nordic eID authentication provider offering APIs for BankID, NemID, MitID, and similar national eIDs. Directly comparable to BankSignering's API-first eID integration business model.
• Scrive: Nordic-headquartered electronic signature and identity verification platform with deep presence in Sweden. Competes in the same Swedish e-signature and customer onboarding market as BankSignering.
• OneFlow: Stockholm-based contract and e-signature platform targeting Nordic businesses. Closely comparable Swedish-headquartered e-signature and contract automation peer.
• Visma Sign: Nordic e-signature product from Visma Group serving SMBs and enterprises in Sweden and across the Nordics. Comparable regional e-signature and digital signature workflow competitor.

Broad incumbents

• DocuSign: Global leader in electronic signatures and agreement management. Broader incumbent offering an overlapping capability set to BankSignering's e-signing core, but at global rather than Swedish-niche scale.
• Adobe Acrobat Sign: Adobe's enterprise e-signature solution bundled with the Acrobat document workflow platform. Broad incumbent with comparable electronic signature capabilities targeting enterprise customers.
• ID.me: US-based identity verification and digital identity platform serving government, healthcare, and financial services. Comparable in the identity verification layer that underpins BankSignering's BankID wrappers.

Others

• Finansiell ID-Teknik (BankID): The infrastructure provider behind Sweden's BankID. BankSignering's entire product line wraps this underlying identity infrastructure, making it the most critical upstream ecosystem participant.

Regional players

• Verimi: German digital identity platform offering login and identity verification services. Comparable in product category (eID-based identity services) but serves a different geography than BankSignering's Swedish focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/banksignering

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about bitio services