DIMOCO
- Company typePrivate
- Founded2000
- HeadquartersBrunn Am Gebirge, Austria
- Headcount—
- GTM typeB2B
- OfferingSoftware
DIMOCO firmographics
Firmographics- Name
- DIMOCO
- Legal name
- DIMOCO Payments GmbH
- Website
- https://dimoco.de
- Company type
- Private
- Founded year
- 2000
- Operating status
- Operating
- Ownership category
- akta.pro rank
DIMOCO industry classification
Industry- Product category
- Payment Processing
- akta.pro primary industry
- High-Risk / Specialty Merchant Acquirers (FSAMABAE)
- akta.pro secondary industries
- Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure (FSAGABAE), A2A Payment Initiation Service Providers (PISPs) (FSAMAFAB)
Keywords
Where DIMOCO is headquartered
LocationHeadquarters
- HQ city
- Brunn Am Gebirge
- HQ country
- Austria
- HQ region
- Europe
Offices1 record
Markets served
DIMOCO business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Operations, Marketing or Sales, Infrastructure, Others
Revenue model
- Payment Processing and Transaction Fees: DIMOCO earns revenue by charging merchants transaction fees for processing payments through its platform. As a licensed payment institute and acquirer, it handles the end-to-end payment flow including authorization, settlement, and reconciliation for card payments, carrier billing, APMs, and open banking transactions.
- Carrier Billing Services: Revenue generated from carrier billing payments where end users charge purchases to their mobile phone bill. DIMOCO aggregates relationships with mobile network operators and provides the technical infrastructure and compliance framework for merchants to accept carrier billing payments across multiple markets.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Monthly | Custom / quote-based pricing |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
DIMOCO product offering
Product offeringCore offering
DIMOCO is a licensed Austrian payment institute and acquirer that provides merchants with a single API and contract connecting them to 100+ payment methods across the European Economic Area. Its core offerings include card processing, carrier billing (charging purchases to a mobile phone bill), alternative payment methods, open banking PSD2 payments, merchant acquiring, and mobile identity/fraud prevention services.
Product overview
DIMOCO is a payment technology company offering a unified payments platform with multiple integrated product modules. The core offering combines Card Processing, Carrier Billing, Alternative Payment Methods (APMs), Open Banking, and Acquiring Services under a single contract, enabling merchants to access over 100 payment methods. Identity Services operates as an add-on module providing fraud prevention and verification capabilities. The Agent Model enables MNOs to act as payment agents, extending carrier billing capabilities to physical goods beyond digital content. DIMOCO positions itself as a licensed payment institute and acquirer operating across the European Economic Area.
Differentiator
Problem solved
Functional benefit
Quantifiable outcome
- Average carrier billing deposit processes in under 10 seconds
- +2 more outcomes
Companies that use DIMOCO
Customer profileNamed customers8 records
Segments4 records
Ideal customer profiles5 records
DIMOCO technology and API
TechnologyAPI detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration4 records
AI capability1 record
Feature5 records
DIMOCO partnerships and signals
Strategic signalPartnerships
Nine partnerships are on record, tiered secondary and core.
- eTennissecondaryDIMOCO partnered with eTennis, an innovative all-in-one platform connecting tennis and padel courts with players, to provide payment processing for sports venue bookings and membership management. DIMOCO's technology enables frictionless payment flows supporting multiple payment methods for Padeldome and other partner venues.
- AircashcoreDIMOCO partnered with Aircash, a licensed EU electronic money institution and first Croatian fintech platform, to integrate DIMOCO's carrier billing technology into the Aircash mobile wallet. The integration enables Aircash users to top up their wallet balances via mobile phone bill for digital services including app purchases, in-app content, and online transactions, without needing credit cards or traditional banking. The rollout began in September across selected EU markets.
- BoodilcoreDIMOCO partnered with Boodil, an eCommerce payments technology business, to transform payment experiences for Shopify merchants across Europe. The collaboration delivers a dynamic, secure, and adaptable payment solution for mid-sized to enterprise-level retailers, supporting an extensive array of payment options including cards, digital wallets, and localized European payment methods.
- Drei Österreich (Hutchison Drei Austria)coreDIMOCO enabled Drei Österreich to operate as an agent under its Austrian payment license, strengthening DIMOCO's position in the carrier billing ecosystem. The Agent Model ensures full compliance with PSD2, allowing Drei to offer carrier billing for both digital and non-digital goods and services, removing the EUR 50/transaction and EUR 300/month regulatory limits.
- NEO.bet (Greenvest Betting Limited)coreDIMOCO partnered with NEO.bet parent company Greenvest Betting Limited to become the first authorized provider of carrier billing to Germany's regulated igaming industry, receiving approval from the Gemeinsame Glücksspielbehörde der Länder (GGL). Under DIMOCO's Agent Model, MNOs act as agents under DIMOCO's license, enabling carrier billing payments for licensed German sports betting and casino operators up to standard player limits.
- PayPalcoreDIMOCO integrated the PayPal Complete Payments Platform as part of its strategic growth plan. DIMOCO's clients gain access to PayPal's global customer base of 430+ million active accounts and 25+ billion annual transactions, available in approximately 200 markets and supporting over 130 currencies.
- Deutsche Telekom (Telekom)coreDIMOCO provides carrier billing services to Deutsche Telekom's online shop in collaboration with Brodos AG. Under the Agent Model, Telekom customers can pay for physical goods (white goods, accessories, smart watch accessories, Thermos flasks, etc.) via carrier billing on the Telekom shop, extending carrier billing into mainstream eCommerce.
- NextorysecondaryDIMOCO partnered with Nextory, one of Europe's fastest-growing audiobook and e-book streaming services, to introduce carrier billing services for Nextory users in Europe, starting with Norway. The partnership allows Nextory users to pay for subscriptions and purchases via mobile phone bill, enhancing accessibility and user experience.
- STS (STS Group)coreDIMOCO partnered with STS, the leading sports betting company in Poland, to enable carrier billing for Polish iGaming users. This groundbreaking collaboration reshapes carrier billing in Poland and represents a significant milestone in mobile payments within the iGaming sector, allowing Polish players to deposit via mobile phone bill.
Scale indicators5 records
Recent moves7 records
Expansion highlights6 records
DIMOCO competitors and assessment
Company assessmentDirect peers
- Boku: Boku is a global direct carrier billing and mobile payment network, the closest direct peer to DIMOCO. Both aggregate MNO relationships to let merchants charge purchases to mobile phone bills, with Boku operating at larger global scale while DIMOCO focuses on EEA.
- Fortumo: Fortumo (a Komgo company) provides carrier billing and digital content monetization infrastructure for merchants, directly comparable to DIMOCO's carrier billing product and Agent Model in regulated markets.
- DOCOMO Digital: DOCOMO Digital (NTT) is a global carrier billing and mobile commerce platform with similar MNO-driven payment aggregation model. It competes with DIMOCO for digital content, gaming, and OTT merchants in Europe and emerging markets.
- Mollie: Mollie is a European payment service provider offering card processing, APMs, and Open Banking through a single integration, competing directly with DIMOCO for mid-market and SME merchants across the EEA.
- Trustly: Trustly is a European A2A Open Banking payment initiation service provider under PSD2, directly comparable to DIMOCO's Open Banking offering and overlapping in merchant checkout use cases.
- PAYONE: PAYONE (a Worldline brand) is a European payment service provider serving iGaming, mobility, and digital commerce merchants with acquiring and APMs, directly competing with DIMOCO in carrier billing and acquiring. COO Christian Renk previously worked at PAYONE, underlining the competitive overlap.
Broad incumbents
- Worldline: Worldline is a major European payment processor and acquirer offering card processing, APMs, and merchant services across the EEA, directly overlapping with DIMOCO's acquiring and APM offerings but at much larger scale and broader portfolio.
- Adyen: Adyen is a global payment platform offering unified card processing, APMs, and acquiring through a single integration, comparable to DIMOCO's one-API positioning but at enterprise scale with global coverage.
- Stripe: Stripe is a global payment infrastructure provider whose single-API, multi-method positioning mirrors DIMOCO's value proposition, but Stripe operates at significantly larger scale with broader developer tooling and global reach.
Emerging players
- Tink: Tink (a Visa-owned Open Banking platform) provides PSD2 A2A payment initiation and account connectivity across Europe, overlapping with DIMOCO's Open Banking product as a more focused PISP.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
DIMOCO social profiles
Digital presenceDIMOCO compliance and trust
Trust signalCompliance3 records
DIMOCO financial estimates
Financial estimateRevenue estimate
Valuation estimate
DIMOCO leadership team
Management profileNumber of profiles
Profiles9 records
DIMOCO subsidiaries and ownership
Company hierarchySubsidiaries1 record
DIMOCO funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
DIMOCO M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about DIMOCO
What does DIMOCO do?
DIMOCO is a licensed Austrian payment institute and acquirer that provides merchants with a single API and contract connecting them to 100+ payment methods across the European Economic Area. Its core offerings include card processing, carrier billing (charging purchases to a mobile phone bill), alternative payment methods, open banking PSD2 payments, merchant acquiring, and mobile identity/fraud prevention services.
Is DIMOCO a public or private company?
DIMOCO is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was DIMOCO founded?
DIMOCO was founded in 2000.
Where is DIMOCO based?
DIMOCO is headquartered in Brunn Am Gebirge, Austria, in the Europe region.
How does DIMOCO make money?
Two revenue lines are on record. Payment Processing and Transaction Fees are the primary driver. The others are carrier Billing Services.
Who are DIMOCO's main competitors?
Direct peers on record are Boku, Fortumo, DOCOMO Digital, Mollie, Trustly and PAYONE. Broad incumbents are Worldline, Adyen and Stripe. Tink is listed as an emerging player.
Does DIMOCO have an API?
No public API is recorded for DIMOCO.
What industry is DIMOCO in?
DIMOCO's product category is Payment Processing. Its primary akta.pro industry code is FSAMABAE, High-Risk / Specialty Merchant Acquirers, with a secondary code of FSAGABAE, Merchant-of-Record (MoR) & Payment Facilitation (PayFac) Infrastructure.