loans2go australia
Loans2Go Australia is a privately held online financial referral service that connects Australian consumers and small businesses with a network of 60+ lenders for shed, construction, vehicle, business, and personal loans, earning commissions on settled referrals.
- Company typePrivate
- Founded2023
- HeadquartersUmina Beach, Australia
- Headcount—
- GTM typeB2C
- OfferingServices
What loans2go australia does
Loans2Go Australia is a financial referral service operated by Milicon Pty Ltd (ABN 93 625 436 008), headquartered in Umina Beach, New South Wales. The company operates a web-based application portal that connects Australian consumers and small businesses with a curated network of more than 60 lenders, including major banks, credit unions, building societies, and non-bank lenders. Loans2Go does not underwrite credit, price loans, or hold an Australian credit licence; it routes applicants to partner lenders who manage application, approval, and settlement, and earns referral commissions from those lenders as disclosed in its Terms and Conditions.
The platform's primary use case is financing for sheds, garages, kit homes, workshops, and ancillary construction works, accessed through a unique Supplier Code system in which vetted shed suppliers embed a referral code at point of sale. Loans2Go has extended its product surface to construction and renovation loans, commercial and business loans (including equipment finance and sole-trader financing), vehicle finance (leases, chattel mortgages, low-doc car loans), and personal loans up to approximately $80K, with a stated loan amount range of $5,000 to $2,000,000 and terms of 3 to 30 years. A standalone loan repayment calculator is offered as a digital funnel tool. Distribution is omnichannel in a narrow sense: the website portal, an IGA supermarket card distribution channel linked to Latitude Financial Services and a $250 bonus eGift Mastercard incentive, the shed supplier network, and an SEO-oriented Supplier Locator directory.
The business model is commission-based referral. Loans2Go charges no fee to the customer; revenue is generated from commissions paid by partner lenders upon successful settlement, supplemented by Supplier Code-tracked referrals from shed suppliers. The company is privately held by Milicon Pty Ltd with no evidence of external venture, private equity, or strategic investors, no disclosed headcount, no patents or trademarks beyond the brand logo registered December 2023, and no regulatory actions, M&A, or funding rounds on record.
loans2go australia firmographics
Firmographics- Name
- loans2go australia
- Legal name
- Milicon Pty Ltd
- Website
- https://loans2go.com.au
- Company type
- Private
- Founded year
- 2023
- Operating status
- Operating
- Short description
- Loans2Go Australia is a privately held online financial referral service that connects Australian consumers and small businesses with a network of 60+ lenders for shed, construction, vehicle, business, and personal loans, earning commissions on settled referrals.
- Ownership category
- akta.pro rank
loans2go australia industry classification
Industry- Product category
- Consumer Lending (Loan Referral)
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163), Personal Credit Institutions (6141)
- akta.pro primary industry
- Direct-to-Consumer (D2C) Personal Lending Platforms (Unsecured Installment) (FSAKAAAK)
Keywords
Where loans2go australia is headquartered
LocationHeadquarters
- HQ city
- Umina Beach
- HQ country
- Australia
- HQ region
- Oceania
Offices1 record
Markets served
loans2go australia business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Marketing or Sales, Technology or R&D, Personnel, Operations, Others
Revenue model
- Referral Commissions: Loans2Go receives commission payments or benefits from financial services providers (lenders) when customers are successfully referred and settle loans through the Loans2Go finance network. This is disclosed in their Terms and Conditions.
- Supplier Network Commissions: The company generates revenue through its network of shed suppliers, where Supplier Codes track referrals and generate commissions for Loans2Go when customers use their code to access financing.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Loan amounts from $5,000 to $2,000,000 |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels4 records
loans2go australia product offering
Product offeringCore offering
Loans2Go is an online loan referral platform that connects Australian consumers and small businesses to a finance network of 60+ lenders. It collects customer details via its website (typically initiated through a Supplier Code from a partnered shed supplier or via IGA supermarket cards) and refers the borrower to lenders who then handle application, approval, and settlement. Core products include shed/construction loans, vehicle loans, business loans, and personal loans ranging from $5,000 to $2,000,000.
Product overview
Loans2Go is a finance referral network operated by Milicon Pty Ltd (ABN 93 625 436 008) that connects customers to a network of 60+ lenders in the Australian financial services industry. The core offering is Shed Loans, which serves as the primary entry point for customers who obtain a unique Supplier Code from shed suppliers. Additional products include Construction & Renovation Loans, Commercial & Business Loans, Vehicle Loans, and Personal Loans. The platform provides a Loan Repayment Calculator as a digital tool. All products are accessed through the Loans2Go website by inputting a Supplier Code and personal details, which then refers customers to the finance network for loan application, approval, and settlement.
Differentiator
Problem solved
Functional benefit
Products and services
- Shed Loans Primary loan referral product for purchasing sheds, garages, kit homes, tiny homes, and related construction services including concrete slabs, erection, insulation, electrical, and plumbing. Accessed by entering a unique Supplier Code from a partnered shed supplier on the Loans2Go website; customers are then referred to the finance network of 60+ lenders with a 1-business-day response.
- Construction & Renovation Loans Loan referral service for sheds, steel buildings, garages, carports, roofing, workshops, patios, kit homes, livable sheds, tiny homes, fencing, framing, and flooring projects. Loan amounts from $5,000 to $2,000,000 with terms from 3 to 30 years.
- Commercial & Business Loans Loan referral service for small businesses and self-employed/sole traders, including equipment finance, business loans, and small business loans. Refers applicants to lender partners for application, approval, and settlement.
- Vehicle Loans Loan referral service for vehicle purchases, offering lease or buy arrangements, car loans, novated leases, chattel mortgages, and low doc car loans. Suited for older vehicles that may not qualify under traditional car loans.
- Personal Loans Loan referral service for personal loans up to $80,000 covering debt consolidation, major purchases, or unexpected expenses. Short-term flexible arrangements with quick approvals and funding, no collateral required for unsecured personal loans.
Quantifiable outcome
- Finance application processed and funds available within 1-2 business days for approved customers
- +1 more outcomes
Companies that use loans2go australia
Customer profileSegments4 records
Ideal customer profiles4 records
loans2go australia technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
loans2go australia partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Shed Suppliers NetworkcoreLoans2Go works closely with vetted shed suppliers who provide unique Supplier Codes to their customers. These suppliers are trusted, long-standing operators offering best available products with supply and product guarantees and industry accreditation. Suppliers are vetted to be part of the trusted Loans2Go network.
Scale indicators2 records
Recent moves6 records
Expansion highlights4 records
loans2go australia competitors and assessment
Company assessmentBroad incumbents
- Pepper Money: Australian non-bank lender offering personal, auto and asset finance, including specialist segments. Sits inside Loans2Go's 60+ lender panel but also competes for the same borrower pool.
- Compare The Market Australia: Major Australian financial-services aggregator offering comparison across loans, credit cards and insurance. Broader incumbent that competes for the same organic demand and lender payouts as Loans2Go.
- Finder Australia: Large Australian personal-finance comparison and content platform covering personal loans, car loans and business credit. Direct competitor for organic consumer-credit demand and lender referral economics.
- RateCity: Australian financial-product comparison site owned by Nine Entertainment, covering personal loans, car loans and mortgages. Comparable aggregator competing for the same lender commissions and borrower traffic.
- Latitude Financial Services: Major Australian non-bank lender for personal, vehicle and retail finance. Both a direct competitor in lending and a key counterparty for Loans2Go's IGA channel via their preferred-lender partnership.
- MoneyMe: Australian digital consumer lender covering personal loans, car loans and revolving credit. Competes with Loans2Go in the personal-loan vertical but funds its own balance sheet rather than brokering.
Direct peers
- Stratton Finance: Australian finance broker arranging vehicle, equipment, business and personal loans through a panel of lenders on a commission basis. Closely comparable to Loans2Go's broker/referral model and product breadth, though Stratton leans more into asset finance.
- Jade Finance: Australian finance broker for personal, car, business and equipment loans, earning commissions from a lender panel. Direct peer — same broker/referral model, similar product mix to Loans2Go's non-shed offerings.
- Car Finance 247: Australian vehicle-finance broker referring borrowers to a lender panel. Compares with Loans2Go on the vehicle-loan vertical and on the digital referral funnel.
Emerging players
- Wisr: Australian fintech operating a personal-loan marketplace and direct-lending platform. Comparable to Loans2Go's personal-loan referral vertical but with a direct-lending balance sheet.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat3 records
Key risks6 records
Key highlights7 records
Customer concentration
loans2go australia social profiles
Digital presenceloans2go australia financial estimates
Financial estimateRevenue estimate
Valuation estimate
loans2go australia leadership team
Management profileNumber of profiles
Profiles1 record
loans2go australia funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
loans2go australia M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about loans2go australia
What does loans2go australia do?
Loans2Go is an online loan referral platform that connects Australian consumers and small businesses to a finance network of 60+ lenders. It collects customer details via its website (typically initiated through a Supplier Code from a partnered shed supplier or via IGA supermarket cards) and refers the borrower to lenders who then handle application, approval, and settlement. Core products include shed/construction loans, vehicle loans, business loans, and personal loans ranging from $5,000 to $2,000,000.
Is loans2go australia a public or private company?
loans2go australia is a private company. It is classified as unknown and is currently operating.
When was loans2go australia founded?
loans2go australia was founded in 2023.
Where is loans2go australia based?
loans2go australia is headquartered in Umina Beach, Australia, in the Oceania region.
How does loans2go australia make money?
Two revenue lines are on record. Referral Commissions are the primary driver. The others are supplier Network Commissions.
Who are loans2go australia's main competitors?
Broad incumbents on record are Pepper Money, Compare The Market Australia, Finder Australia, RateCity, Latitude Financial Services and MoneyMe. Direct peers are Stratton Finance, Jade Finance and Car Finance 247. Wisr is listed as an emerging player.
Does loans2go australia have an API?
No public API is recorded for loans2go australia.
What industry is loans2go australia in?
loans2go australia's product category is Consumer Lending (Loan Referral). Its primary akta.pro industry code is FSAKAAAK, Direct-to-Consumer (D2C) Personal Lending Platforms (Unsecured Installment). Its NAICS code is 522310 and its SIC code is 6163.