Mesh
Mesh is a global crypto payments network that lets enterprises accept crypto from 300+ wallets and exchanges, settle in stablecoins or local fiat, and verify wallet ownership via a single API, serving PSPs, wallets, exchanges, gaming, travel, luxury, prediction markets, and AI/agentic commerce.
- Company typePrivate
- Founded2020
- HeadquartersSan Francisco, United States
- Headcount101–250
- GTM typeB2B
- OfferingSoftware
What Mesh does
Mesh (legal entity Mesh Connect, Inc., Delaware-incorporated) is a global crypto payments network founded in 2020 in San Francisco that enables enterprises to accept, deposit, verify, and disburse crypto assets through a single API integration. Its core platform — the Mesh Connect API and SDK — connects to 300+ wallets, exchanges, and financial platforms, routing across 120+ tokens on 24+ networks and supporting settlement in stablecoins (USDC, PYUSD, USDT, RLUSD) and local fiat. The architecture is asset-agnostic: rather than moving raw on-chain assets, Mesh orchestrates transfers within authenticated wallet and exchange accounts, with its proprietary SmartFunding layer capable of combining up to five funding sources and converting to the merchant's chosen stable asset at the point of transaction. Compliance (Travel Rule, MiCA, KYC) is embedded via the Mesh Verify product.
The product portfolio consists of Mesh Pay (crypto payment acceptance), Mesh Deposit, Mesh Payout, Mesh Ramp (on/off-ramps), Mesh Stablecoin Settlement, SmartFunding (routing layer), Mesh Wallet (purpose-built for AI agents to transact autonomously), and the Mesh Alliance Program (an interoperability initiative). Customer segments include PSPs (PayPal's Pay with Crypto, Shift4), wallets and exchanges (MetaMask, Coinbase, Binance, Revolut, Trust Wallet, Phantom, Kraken), gaming and iGaming, travel, luxury, prediction markets (Kalshi), and AI/agentic commerce. Go-to-market combines direct enterprise sales (Contact Sales / Request a Demo CTAs), a self-serve developer/API motion with sandbox-to-production support, regional enterprise sales (APAC CEO appointed April 2026), the MAP partner channel, and embedded/white-label distribution via partner platforms.
Revenue mechanics are usage-based: customers pay API fees per transaction and may purchase prepaid Credits redeemable against fees (non-transferable, non-refundable, one-year expiry), with optional free trials and quote-based enterprise contracts. Pricing is not publicly disclosed. Mesh has raised over $200 million across multiple rounds — a $22M Series A (Money Forward, Sep 2023), a $6.5M PayPal strategic investment (Jan 2024, partly in PYUSD), an $82M Series B led by Paradigm (Mar 2025), additional capital from PayPal Ventures and Coinbase Ventures (Aug 2025), and a $75M Series C led by Dragonfly at a $1B post-money valuation (Jan 2026) — reaching unicorn status. The company is SOC 2 Type II certified, audited by Halborn, and GDPR/CCPA compliant, with a globally distributed team of 100+ across the US, Europe, India, and Latin America.
Mesh firmographics
Firmographics- Name
- Mesh
- Legal name
- Mesh Connect, Inc.
- Website
- https://meshpay.com
- Company type
- Private
- Founded year
- 2020
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Mesh is a global crypto payments network that lets enterprises accept crypto from 300+ wallets and exchanges, settle in stablecoins or local fiat, and verify wallet ownership via a single API, serving PSPs, wallets, exchanges, gaming, travel, luxury, prediction markets, and AI/agentic commerce.
- Ownership category
- akta.pro rank
Mesh industry classification
Industry- Product category
- Crypto Payments Infrastructure
- NAICS
- Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)
- SIC
- Commodity Contracts Brokers & Dealers (6221)
- akta.pro primary industry
- Crypto Payment Gateways & Checkout APIs (FSADAIAA)
- akta.pro secondary industries
- Payment Gateways & API Connectivity (FSAGABAB), Crypto Remittance & Cross-Border Money Transfer Providers (FSADAIAD)
Keywords
Where Mesh is headquartered
LocationHeadquarters
- HQ city
- San Francisco
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Mesh business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Infrastructure, Marketing or Sales, Operations, Others
Revenue model
- Usage-based API Fees: Customers are charged Fees for use of the Mesh Product and Services as set forth at meshconnect.com or otherwise communicated; pricing is non-refundable. Customers may purchase prepaid Credits redeemable against fees; Credits are non-transferable, non-refundable, and expire one (1) year from purchase or on termination.
- Free Trial / Freemium: Mesh may, at its sole discretion, provide a limited free trial for the Product and/or certain Services, subject to usage limits and other restrictions communicated at registration.
- Enterprise subscriptions (implied): Enterprise-grade payment infrastructure and orchestration for PSPs, wallets, exchanges, gaming, travel, luxury, and AI merchants, sold via 'Contact Sales' / 'Request a Demo'.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Usage-based | Pay-as-you-go | Usage-based API pricing with prepaid Credits (expiry 1 year) |
| Other | Multi-year contract | Enterprise (quote-based, not publicly disclosed) |
Go-to-market motion4 records
Distribution channels5 records
Marketing channels8 records
Mesh product offering
Product offeringCore offering
Mesh provides a unified crypto payments orchestration platform that enables businesses to accept crypto payments, collect deposits, verify wallet ownership, send payouts, and settle in stablecoins or local fiat through a single API integration. Its Mesh Connect API connects to 300+ wallets, exchanges, and financial platforms across 120+ tokens and 24+ networks, with SmartFunding intelligently routing and converting from up to five funding sources at the point of transaction. The platform serves PSPs, wallets, exchanges, and merchants in gaming, travel, luxury, prediction markets, and AI-agent commerce.
Product overview
Mesh is a unified crypto payments platform delivered as a core platform-plus-modules architecture. The Mesh Connect API and SDK form the underlying platform connecting businesses to 300+ wallets and exchanges, while the modules — Mesh Pay (accepting crypto payments), Mesh Deposit (accepting crypto deposits), Mesh Verify (wallet ownership and KYC verification), Mesh Payout (sending payouts to crypto wallets/exchanges), Mesh Ramp (on/off-ramps), Stablecoin Settlement, and SmartFunding (payment orchestration/routing layer) — sit on top of that core rail. Mesh Wallet extends the platform to AI agents for autonomous agentic transactions, and the Mesh Alliance Program (MAP) connects external crypto-native platforms into Mesh's interoperability layer.
Differentiator
Problem solved
Functional benefit
Brands
- Mesh Pay: Product for merchants to accept crypto payments and settle in stablecoins or local currency.
- Mesh Deposit
- Mesh Verify
- Mesh Payouts
- SmartFunding
- Mesh Alliance Program (MAP)
- Mesh Wallet
Products and services
- Mesh Pay Core crypto payments product enabling merchants and platforms to accept payments from 300+ wallets and exchanges, with SmartFunding orchestration that optimizes routes across cost, speed, and reliability and settles in stablecoins or local currency.
- Mesh Deposit Core deposit product enabling businesses and platforms to accept crypto deposits directly from 300+ wallets and exchanges into their accounts, with faster and more secure funding flows.
- Mesh Verify Wallet-ownership and source-of-funds verification product that confirms users control the wallets they claim and screens for risk, powering KYC, AML, Travel Rule, and MiCA compliance for crypto onboarding flows.
- Mesh Payout Payout product enabling businesses to disburse funds to 300+ wallets and exchanges worldwide, supporting stablecoin and crypto-denominated mass payouts and user rewards.
- Mesh Ramp On/off-ramp solution that converts between fiat and crypto, simplifying user funding and cash-out flows across Mesh-connected platforms.
- Mesh Stablecoin Settlement Settlement product that lets businesses settle transactions in stablecoins (USDC, PYUSD, RLUSD, Global Dollar) for fast, low-cost, cross-border value transfer across 24+ networks.
- SmartFunding Standalone-routable payment orchestration and routing layer that intelligently selects the optimal funding source by combining up to five sources within a user's connected wallet/exchange account and converting to the merchant's chosen stablecoin or local fiat at the point of transaction.
- Mesh Wallet Wallet product purpose-built for AI agents, enabling autonomous execution of real-world transactions using stablecoins and supporting agentic commerce use cases.
- Mesh Alliance Program (MAP) Industry interoperability program that connects Mesh with leading crypto-native platforms (RedotPay, Rain, AEON, Levl, Coverd, Stable, World App, Cash App) to expand cross-platform crypto payment reach as a neutral orchestration layer.
- Mesh Connect API Public, modular developer API and SDK providing REST-style endpoints, sandbox-to-production technical support, partner/enterprise access, and developer documentation and guides for integrating the full Mesh payment stack.
Quantifiable outcome
- Kalshi saw 138% deposit growth after deploying Mesh's infrastructure, with ~1 in 4 deposits routed through SmartFunding and ~88% of bridging transactions originating from non-native stablecoins.
- +3 more outcomes
Companies that use Mesh
Customer profileNamed customers9 records
Segments7 records
Ideal customer profiles6 records
Mesh technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration23 records
AI capability9 records
Feature5 records
Mesh partnerships and signals
Strategic signalPartnerships
25 partnerships are on record, tiered core, flagship and minor.
- World AppcoreMesh integration powers crypto deposits for World App (part of the Worldcoin ecosystem).
- Cash AppcoreCash App is live on Mesh, expanding Mesh's reach to consumer fintech payments.
- StablecoreStable joined the Mesh Alliance Program to power USDT-native payments at scale, expanding MAP's stablecoin issuer participation.
- RaincoreRain is named as a recent new partner in the launch of the Mesh Alliance Program, joining a founding cohort of networks, wallets, exchanges, stablecoin issuers, and platforms.
- Mesh Alliance Program (MAP) founding membersflagshipMesh launched MAP in June 2026 as an industry interoperability initiative to address global crypto payments fragmentation. Founding cohort includes leading networks, wallets, exchanges, stablecoin issuers, and platforms; functions as a neutral orchestration layer for enterprise clients.
- StellarflagshipMesh integrated the Stellar network as a core settlement layer for its stablecoin-based global payments infrastructure, enabling low-fee and near-instant finality settlement across its ecosystem. Stablecoin activity on Stellar has grown to over $400M in market cap.
- KalshiflagshipPrediction market platform Kalshi partnered with Mesh to enable crypto deposits and payouts, connecting users to 300+ wallets and exchanges including Coinbase, Binance, and MetaMask.
- Jason Ne WinflagshipAppointed as Mesh's first CEO of Asia-Pacific to lead APAC expansion. Previously spent five years at Binance as Chief of Staff to two successive CEOs, leading global government relations and enterprise strategy.
- CircleflagshipMesh expanded USDC settlement across its crypto payments network through a new collaboration with Circle. Combines Circle's stablecoin infrastructure with Mesh's payment orchestration layer to support near-instant, cross-chain settlement for enterprises and merchants.
- Canton NetworkflagshipMesh partnered with Canton Network to become a Super Validator supporting network security and stability. Canton processes trillions of dollars in transactions and is a trusted platform for tokenized assets; Mesh contributes to its infrastructure and scalability, helping connect traditional finance and crypto markets.
- PaxosflagshipMesh partnered with Paxos to enable trusted crypto deposits and ensure compliance, allowing Paxos to verify external wallet ownership and facilitate seamless, regulated transfers of assets like PayPal USD and Global Dollar. Includes Mesh joining Paxos' Global Dollar Network.
- CoverdminorMesh partners with Coverd to extend the crypto payment network's reach and use cases.
- LevlminorMesh partners with Levl to extend Mesh's crypto payment and deposit network reach.
- RedotPaycoreMesh partners with RedotPay as part of Mesh's expansion of crypto payment connectivity for global merchants and users.
- RipplecoreMesh partnered with Ripple to add support for Ripple's RLUSD stablecoin, expanding the assets accessible through Mesh's payment network.
- AEONminorMesh partners with AEON to extend Mesh's crypto payment network footprint.
- PayPalflagshipPayPal's Pay with Crypto service is powered by Mesh's SmartFunding; PayPal Ventures is a repeat investor. Mesh is featured as a trusted partner on PayPal's homepage.
- Shift4flagshipSmartFunding powers crypto acceptance for Shift4's global merchant base; Shift4 is a featured customer and partner.
- MetaMaskflagshipMetaMask is a featured customer; Mesh deepened the partnership in September 2024 to supercharge crypto management. MetaMask quote on homepage references Mesh turning MetaMask into a 'true crypto hub'.
- CoinbasecoreCoinbase is one of the connected wallet/exchange sources Mesh supports for payments and deposits, listed as a featured customer.
- BinancecoreBinance is one of the connected wallet/exchange sources Mesh supports for payments and deposits, listed as a featured customer.
- HalborncoreHalborn is Mesh's third-party security auditor conducting penetration testing and security audits. Displayed on the Security page and homepage 'Audited By' section.
- Microsoft AzurecoreMesh stores customer data on Microsoft Azure with logical segregation between clients, data encryption at rest and in transit, as disclosed in the Privacy Policy.
- Instant EU GDPR Representative LtdminorEU GDPR Representative for Mesh Connect, Inc., based in Dublin, Ireland.
- GDPR Local LtdminorUK GDPR Representative for Mesh Connect, Inc., based in Brighton, England.
Scale indicators12 records
Recent moves8 records
Expansion highlights7 records
Mesh competitors and assessment
Company assessmentDirect peers
- MoonPay: MoonPay is a crypto payments infrastructure company that aggregates on-ramps, off-ramps, and wallet connectivity for merchants and Web3 apps. It is the closest direct competitor to Mesh, with a comparable product surface (Pay, Deposit, Ramp) and enterprise customers, though MoonPay leans more heavily on fiat on/off-ramp flows.
- Alchemy Pay: Alchemy Pay provides fiat-crypto on/off-ramp and global crypto payment gateway services, integrating with many of the same wallets, exchanges, and merchant networks as Mesh. It is a direct competitor particularly in cross-border merchant acceptance and stablecoin settlement.
- Transak: Transak is a global fiat-to-crypto on-ramp and payment infrastructure provider serving wallets, exchanges, and Web3 applications. It competes with Mesh on deposit and ramp flows and overlaps on target customers (PSPs, wallets, exchanges).
- Ramp Network: Ramp Network (ramp.network) provides fiat-crypto on-ramp and crypto payment APIs for Web3 wallets and applications, with strong European coverage. It is a direct competitor in the embedded payments and deposit layers Mesh serves.
Broad incumbents
- Stripe (crypto/stablecoin payments): Stripe's global payments platform has expanded into stablecoin acceptance, on-chain payments, and USDC settlement rails. As a broad incumbent with deep enterprise distribution, Stripe competes with Mesh at the merchant acceptance and stablecoin settlement layer for enterprise volume.
Emerging players
- Fireblocks: Fireblocks provides custody, transfer, and settlement infrastructure for digital assets, with a network used by exchanges, PSPs, and banks. It overlaps with Mesh on payment orchestration and stablecoin settlement, though its core moat is custody and secure transfer rather than merchant-facing payment flows.
- Zero Hash: Zero Hash provides embedded crypto and stablecoin infrastructure (custody, on-ramps, off-ramps, payments) via API for fintechs, brokerages, and merchants. It targets a similar enterprise and embedded-finance customer base as Mesh, making it a close niche competitor.
- BVNK: BVNK is a payments infrastructure provider focused on stablecoin and fiat payment orchestration for merchants and platforms, with comparable on/off-ramp and cross-border capabilities. It competes with Mesh for enterprise crypto acceptance and stablecoin settlement volume.
Others
- Paxos: Paxos is a regulated stablecoin issuer (USDP, PayPal USD, Global Dollar) and blockchain infrastructure provider. It is both a Mesh strategic partner (joined the Global Dollar Network) and a broader crypto payments ecosystem player with overlapping settlement and stablecoin capabilities.
- Circle: Circle is the issuer of USDC and operates the Circle Payments Network, a cross-border stablecoin settlement network. Circle is a Mesh partner for USDC settlement expansion but also a competitor at the stablecoin orchestration layer for enterprise and merchant flows.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Mesh social profiles
Digital presenceMesh compliance and trust
Trust signalCompliance5 records
Mesh financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mesh leadership team
Management profileNumber of profiles
Profiles16 records
Mesh funding detail
Funding detailFunding overview
Funding rounds24 records
Investors48 records
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mesh M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mesh
What does Mesh do?
Mesh provides a unified crypto payments orchestration platform that enables businesses to accept crypto payments, collect deposits, verify wallet ownership, send payouts, and settle in stablecoins or local fiat through a single API integration. Its Mesh Connect API connects to 300+ wallets, exchanges, and financial platforms across 120+ tokens and 24+ networks, with SmartFunding intelligently routing and converting from up to five funding sources at the point of transaction. The platform serves PSPs, wallets, exchanges, and merchants in gaming, travel, luxury, prediction markets, and AI-agent commerce.
Is Mesh a public or private company?
Mesh is a private company. It is classified as venture growth investor backed and is currently operating.
When was Mesh founded?
Mesh was founded in 2020. It employs 101 to 250 people.
Where is Mesh based?
Mesh is headquartered in San Francisco, United States, in the North America region.
How does Mesh make money?
Three revenue lines are on record. Usage-based API Fees are the primary driver. The others are free Trial / Freemium and enterprise subscriptions (implied).
Who are Mesh's main competitors?
Direct peers on record are MoonPay, Alchemy Pay, Transak and Ramp Network. Stripe (crypto/stablecoin payments) is listed as a broad incumbent. Emerging players are Fireblocks, Zero Hash and BVNK. Others are Paxos and Circle.
Does Mesh have an API?
Yes. Mesh offers the Mesh Connect API, a public, modular developer platform enabling businesses to integrate crypto payments, deposits, wallet verification, and payouts. The platform provides REST-style API endpoints, modular SDK integrations, sandbox-to-production support, and partner/enterprise access with developer documentation and guides. Developer documentation is at docs.meshconnect.com/overview.
What industry is Mesh in?
Mesh's product category is Crypto Payments Infrastructure. Its primary akta.pro industry code is FSADAIAA, Crypto Payment Gateways & Checkout APIs, with a secondary code of FSAGABAB, Payment Gateways & API Connectivity. Its NAICS code is 522320 and its SIC code is 6221.