Wealth.com

What Wealth.com does

Wealth.com is a private, venture-backed software company that operates an AI-powered estate and tax planning platform for U.S. financial advisors, broker-dealers, banks, RIAs, family offices, trust companies, and estate planning attorneys. Founded around 2021 and headquartered in Tempe, Arizona (with a New York City office opened in May 2026), the company is led by co-founders Rafael Loureiro (CEO) and Rei Carvalho (Executive Chairman) and employs 200+ people as of 2026. The platform addresses the fragmented, attorney-dependent estate planning workflow that historically took weeks or months by combining structured estate/tax data, deterministic planning logic, and a proprietary AI engine — Ester Intelligence — to automate document extraction, scenario modeling, attorney-grade document creation, and continuous planning intelligence across estate and tax workflows. Core modules include Document Creation, Scenario Builder, Report Builder, Estate Flow, Balance Sheet, Vault, Heritage Map, Task Center, the Family Office Suite (for UHNW), and Wealth.com Tax Planning (launched January 2026). The platform integrates natively with 20+ wealth management systems including Salesforce, eMoney, Orion, Black Diamond, Wealthbox, Advyzon, Redtail, Charles Schwab, and Goldman Sachs Custody Solutions, and supports MCP (Model Context Protocol) for embedding Ester into ChatGPT, Claude, and internal AI assistants.

Name

Wealth.com

Legal name

Wealth Inc.

Website

https://wealth.com

Company type

Private

Founded year

2021

Operating status

Operating

Headcount range

101–250 employees

Short description

Wealth.com is an AI-powered estate and tax planning platform that helps U.S. financial advisors, broker-dealers, RIAs, banks, family offices, and attorneys deliver attorney-grade plans, scenario modeling, and continuous planning intelligence through its proprietary Ester Intelligence engine.

Ownership category

akta.pro rank

Product category

Wealth Management Technology

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Digital Wealth Platforms for Advisors (TAMP/Advisor Tech) (FSAGAEAH)

akta.pro secondary industries

Tax-Focused Wealth Management RIAs (FSAAACAD), Tax Planning & Personal Tax Optimization Tools (FSAGADAJ), Trust & Estate Tax Planning & Compliance (FSAEAKAE), Registered Investment Advisor (RIA) Wealth Management (FSAEABAA), Automated Rebalancing, Tax-Loss Harvesting & Tax-Optimized Investing Tools (FSAGAEAE)

Keywords

• Estate planning software
• Wealth management technology
• Tax planning platform
• Financial advisor software
• AI estate planning

Headquarters

HQ city

Tempe

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. Estate Planning Platform Subscription: Annual subscription model for access to the estate planning platform, with tiered pricing by functionality level. Core subscription at approximately $5,000/year, Family Office Suite at approximately $7,500/year. Unlimited estate plans per subscription with no per-document fees.
2. Tax Planning Platform Subscription: Household-based pricing model for Wealth.com Tax Planning with volume discounts. Starting at approximately $1,785/year for an 80-household package. Designed to complement the estate planning subscription.
3. Per-Plan Revenue Generation: Advisors generate measurable revenue per estate plan completed — reported as over $1,000 per estate plan. This creates a land-and-expand dynamic where platform adoption drives recurring subscription value and increased AUM.

Pricing tiers

Go-to-market motion5 records

Distribution channels5 records

Marketing channels9 records

Core offering

Wealth.com provides an AI-powered estate and tax planning platform that enables wealth management firms, financial advisors, broker-dealers, and private banks to create attorney-grade estate plans, model planning scenarios, and deliver continuous tax analysis. The platform is powered by its proprietary AI engine, Ester Intelligence, which performs document extraction, deterministic estate and tax calculations, and scenario modeling, with built-in document automation, secure document storage, family-tree visualization, and reporting tools. It serves clients ranging from mass affluent to ultra-high-net-worth across the United States.

Product overview

Wealth.com is an AI-powered estate and tax planning platform for financial advisors and wealth management firms, providing a unified platform that combines estate planning, tax intelligence, and AI-powered insights to deliver sophisticated planning at scale. The core platform centers on the proprietary Ester Intelligence AI engine, which powers document extraction, summarization, and planning intelligence. Key product modules include Document Creation for attorney-grade estate documents, Scenario Builder for side-by-side strategy comparison, Report Builder for visual client reports, Estate Flow for dynamic flowcharts, Balance Sheet for asset aggregation, Vault for secure document storage, Heritage Map for family tree visualization, and Task Center for workflow automation. The platform also includes a dedicated Tax Planning module (Wealth.com Tax Planning) that unifies tax strategy with estate planning workflows using AI analysis of federal and state tax documents. The Family Office Suite is a premium add-on tier for ultra-high-net-worth clients with advanced planning needs. The platform offers distinct sub-brands for different audiences: For Advisors (with state-specific expertise and white-glove service), For Enterprises (complex estate management), For Attorneys (scenario modeling), and For Trust Companies (fiduciary oversight). Wealth.com serves clients from mass affluent to ultra-high-net-worth across all 50 states.

Differentiator

Problem solved

Functional benefit

Brands

• Ester Intelligence: Proprietary AI platform for estate and tax planning that helps advisors analyze documents, understand households, uncover opportunities, and answer complex planning questions. Ester was initially launched for document analysis and expanded into a fully integrated intelligence layer for wealth management.
• Family Office Suite
• EstateCon
• Wealth.com Tax Planning

Products and services

• Wealth.com Estate Planning Platform Core AI-powered estate planning platform enabling financial advisors to create attorney-grade estate plans, perform scenario modeling, generate client-ready reports, and deliver estate planning at scale for mass affluent to UHNW clients.
• Ester Intelligence Wealth.com's proprietary AI engine purpose-built for estate and tax planning that extracts, summarizes, and analyzes estate documents and tax data, performs deterministic calculations, and powers planning agents for advisor workflows.
• Document Creation Automated generation of attorney-grade estate planning documents including Revocable Trust and Pourover Will, Last Will and Testament, Financial Power of Attorney, Advance Health Care Directive, and Guardianship Nominations optimized for each U.S. state jurisdiction.
• Scenario Builder Visualization tool enabling advisors to compare up to four scenarios side-by-side, analyze tax implications, estate distributions, and planning opportunities against a client's current plan in real time.
• Estate Flow

Quantifiable outcome

• Advisors save up to 40 hours per ultra-high-net-worth estate plan
• +10 more outcomes

Named customers19 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration21 records

AI capability8 records

Feature10 records

Partnerships

17 partnerships are on record, tiered core, flagship and minor.

• RFG AdvisorycoreTechnology or Integration · 21 May 2026RFG Advisory forged technology partnerships with companies including Zocks, Snowflake, Wealth.com, Income Lab, YCharts, Measured, and AdvicePay to deliver hyper-personalized service at scale for independent financial advisors. RFG Advisory's ClickONE Command Center connects planning, CRM, marketing, and operations, integrating Wealth.com for estate planning capabilities.
• AcquireUpcoreGTM or Marketing Partner · 20 May 2026Wealth.com partnered with AcquireUp, a technology-first seminar marketing company for financial professionals. The partnership helps advisory firms use estate planning-focused seminars as a client acquisition channel, with Wealth.com citing a $21,000 revenue advantage per campaign for advisors using the platform.
• Dynasty Financial PartnersflagshipTechnology or Integration · 10 March 2026Dynasty Financial Partners entered an enterprise agreement to embed Wealth.com's Ester AI within Dynasty Desktop, forming the first external partnership contributing a dedicated agent to Dynasty's AI suite. The integration evaluates estate plans against client activity across accounts, documents, meeting notes, emails, and CRM updates, surfacing insights when meaningful life events or structural changes occur. This deployment reaches Dynasty's network of over 600 advisors managing more than $125 billion in assets.
• JumpcoreTechnology or Integration · 11 February 2026Jump integrated with Wealth.com to link client conversations with estate plans. The partnership enables seamless data sharing between platforms to improve estate and client meeting preparation, reducing manual input and enhancing client conversations. Jump's AI captures key details from advisor-client meetings and syncs them directly into Wealth.com's estate planning workflows.
• ZockscoreTechnology or Integration · 4 February 2026Zocks and Wealth.com launched a two-way AI integration to streamline estate planning workflows. The integration enables AI to capture details from advisor-client conversations and automatically sync client and estate-planning information between both platforms, replacing manual data entry that previously took hours with tasks completed in minutes.
• Goldman Sachs Custody SolutionscoreTechnology or Integration · 27 January 2026Wealth.com announced an integration with Goldman Sachs Custody Solutions, enabling advisors to open and fund trust accounts directly in Wealth.com with data prefilled by Ester for a faster, cleaner workflow. This integration connects estate planning directly with Goldman Sachs' trust custody capabilities.
• LPL FinancialflagshipChannel Partner/ Reseller/ Distributor · 22 January 2026Wealth.com partnered with LPL Financial, the largest independent broker-dealer with approximately 32,000 advisors, to provide estate planning tools including the Family Office Suite and Ester AI to advisors and wealth planning teams. Wealth.com is the only LPL-approved estate planning solution available to both 1099 and W-2 advisors, giving it significant competitive advantage in the independent broker-dealer channel.
• Indivisible PartnersminorChannel Partner/ Reseller/ Distributor · 6 November 2025Wealth.com named exclusive estate planning provider for Indivisible Partners, integrating with Advyzon to bring a unified environment for managing portfolios, financial planning, and estate planning.
• AdvyzoncoreTechnology or Integration · 30 October 2025Advyzon integrated Wealth.com's estate planning capabilities into its wealth management platforms (Advyzon and Auria), enabling advisors to access estate planning tools directly within their existing tech stack at no additional cost. This partnership advances Advyzon's vision of a unified, connected platform experience.
• OsaiccoreChannel Partner/ Reseller/ Distributor · 1 October 2025Wealth.com was named exclusive estate planning partner by Osaic's National Planning Institute, supporting 11,000 financial professionals within the Osaic network. This provides broad distribution across Osaic's enterprise advisor base.
• CommonwealthcoreChannel Partner/ Reseller/ Distributor · 3 June 2025Commonwealth partnered with Wealth.com to deliver estate planning platform access to its network of advisors, expanding Wealth.com's reach within the independent advisor community.
• eMoney AdvisorcoreTechnology or Integration · 14 April 2025Wealth.com and eMoney Advisor announced a strategic integration enabling streamlined AI-powered estate and financial planning capabilities. Wealth.com was among eight API-based integrations launched by eMoney, which processes billions of API calls annually for over 100,000 financial professionals.
• CeteracoreChannel Partner/ Reseller/ Distributor · 2 April 2025Wealth.com partnered with Cetera to bring leading estate planning technology to more than 12,000 Cetera financial advisors, enabling Cetera's advisor network to deliver AI-powered estate planning to their clients.
• Merit Financial AdvisorscoreChannel Partner/ Reseller/ Distributor · 19 November 2024$11.84 billion RIA Merit Financial Advisors established a partnership with Wealth.com, expanding Wealth.com's reach among high-quality independent registered investment advisors.
• Independent Advisor AllianceminorChannel Partner/ Reseller/ Distributor · 24 October 2024Strategic partnership with Independent Advisor Alliance to provide estate planning technology to member advisors, expanding Wealth.com's presence within the independent advisor alliance channel.
• Gateway Financial PartnersminorChannel Partner/ Reseller/ Distributor · 27 August 2024Gateway Financial Partners established a partnership with Wealth.com to add estate planning tools to their advisor network, expanding Wealth.com's distribution in the independent advisor channel.
• Integrated PartnersminorChannel Partner/ Reseller/ Distributor · 16 July 2024Wealth.com struck a fintech partnership with Integrated Partners to bring estate planning technology to their network of financial advisors and wealth management professionals.

Scale indicators19 records

Recent moves8 records

Expansion highlights8 records

Direct peers

• Income Lab: Tax and Social Security planning software for advisors. Income Lab competes with Wealth.com Tax Planning on tax-aware retirement and withdrawal planning workflows for RIAs.
• Vanilla: Estate planning software for financial advisors. Vanilla is the closest direct competitor to Wealth.com in purpose-built estate planning technology for RIAs and broker-dealers, competing on document creation, scenario modeling, and advisor workflow features.
• eMoney Advisor: Financial planning platform serving 100,000+ financial professionals. eMoney is both a competitor and an integration partner, offering estate planning features alongside broader financial planning, directly comparable in advisor-facing workflow scope.
• Holistiplan: Tax planning software for financial advisors. Holistiplan is the leading standalone tax planning tool for RIAs and directly competes with Wealth.com's Tax Planning module launched in 2026 for the same advisor workflow.
• RightCapital: Financial planning software for RIAs with estate planning, tax, and retirement modules. RightCapital overlaps with Wealth.com on advisor-facing planning workflows, particularly in estate and tax planning for mass-affluent and HNW households.

Broad incumbents

• Orion Advisor Tech: Broad wealth management technology platform serving advisors with portfolio accounting, CRM, and planning. Orion is both a Wealth.com integration partner and a broad incumbent that could bundle or expand estate planning capabilities against Wealth.com.
• Advyzon: Integrated wealth management platform for RIAs combining CRM, portfolio management, planning, and now embedded estate planning via Wealth.com. Advyzon competes indirectly by offering an all-in-one alternative and currently resells Wealth.com as a module.
• Envestnet MoneyGuide: Established financial planning platform used by large institutions and advisors. MoneyGuide competes with Wealth.com across estate, tax, and goal-based planning at the enterprise advisor level.
• MoneyGuide Pro: Goal-based financial planning platform widely adopted across RIAs and broker-dealers. MoneyGuide Pro is an incumbent alternative for advisor-led financial and estate planning workflows.

Emerging players

• Altruist: All-in-one platform for RIAs combining custody, portfolio management, and CRM with planning integrations. Altruist is an emerging platform player that increasingly competes for the same RIA software stack that Wealth.com plugs into.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/wearewealth
• LinkedInlinkedin.com/company/wearewealth

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds5 records

Investors13 records

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Wealth.com